15441 E End St · Dolton, IL 60419

$189,900

5 bd · 2.5 ba · 1,061 sqft · SingleFamily · 6 Days on market

Built 1961 Good condition 0.48 ac lot Est $188k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• ARV discount +7.0/15.0
• Rent growth +4.9/5.0
• Condition / age +4.0/5.0
• Livability +3.7/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Spacious 5 Bedroom, 2.5 bathroom home located in the heart of Dolton. This property features a full basement offering plenty of additional space and a 2-car garage. Room sizes are estimates. Enjoy a large yard - perfect for outdoor activities or future landscaping ideas. It is conveniently located near schools, parks and transportation. Property being sold in AS IS condition, no surveys nor disclosures, taxes prorated. Property has discoloration. Don't miss this awesome opportunity to bring your bright ideas and make this home your own. Property being sold in AS IS condition, no surveys nor disclosures, taxes prorated.

Key facts

• Large yard
• Full basement
• 0.48 acre lot

Tags

• FULL BASEMENT
• LARGE YARD

Property features AI

Finance

• HOA & community: No master association fee required

Exterior

• Parking: Detached garage with 2 garage spaces (2 total parking spaces)
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; 2-story; Fee simple ownership; Built before 1978
• Construction: Vinyl siding and brick exterior
• Exterior features: Lot dimensions approximately 110 x 200; Lot size about 0.25–0.49 acre

Interior

• Kitchen: Kitchen on main level
• Bedrooms: 5 bedrooms (Master on second level; other bedrooms on main and second levels)
• Bathrooms: 2 full baths, 1 half bath
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: Finished full basement; 8 total rooms
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $190k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $881 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $190k).
• Cap rate 11.9% vs local median 9.3% in Dolton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 74/100 on livability (#263 in IL, #4,883 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
• Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+9.7%/yr); 129 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
• At $2,776/mo this rent would consume 58% of the median local household income ($58k/yr) (locally 919% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $53k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $189,900

Questions for the listing agent

1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 11.86%
• Cash-on-cash: 19.88%
• DSCR: 1.88
• GRM: 5.7

CMA / ARV

• ARV (on-the-fly): $187,797
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14414 Minerva Ave	0.21mi	5/2.0	1,044 (-2%)	14mo	$234,900	$225	74
14320 Dobson Ave	0.26mi	5/2.0	1,124 (+6%)	4mo	$140,000	$125	72
14341 Drexel Ave	0.21mi	5/2.5	1,166 (+10%)	2mo	$258,500	$222	72
14613 Minerva Ave	0.22mi	4/2.0 (-1)	1,084 (+2%)	18mo	$210,000	$194	64
14349 Sanderson Ave	0.42mi	4/2.0 (-1)	1,062 (+0%)	13mo	$155,000	$146	63
14708 Avalon Ave	0.41mi	4/2.0 (-1)	1,028 (-3%)	13mo	$221,500	$215	58
14315 Dobson Ave	0.29mi	4/2.0 (-1)	1,200 (+13%)	1mo	$194,888	$162	57
14534 Woodlawn Ave	0.29mi	4/1.0 (-1)	963 (-9%)	5mo	$170,000	$177	56
14314 Kimbark Ave	0.49mi	5/2.0	1,130 (+6%)	14mo	$226,000	$200	53
14449 Irving Ave	0.44mi	4/2.0 (-1)	1,154 (+9%)	15mo	$140,000	$121	46
14813 Evers St	0.67mi	4/1.0 (-1)	1,127 (+6%)	3mo	$82,000	$73	45
14741 Irving Ave	0.52mi	4/2.0 (-1)	1,186 (+12%)	19mo	$157,500	$133	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 17.5%
• Equity multiple: 1.75×
• Total profit: $40,031
• Equity at exit: $28,315

10-year hold

• IRR: 29.4%
• Equity multiple: 4.27×
• Total profit: $174,024
• Equity at exit: $16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60419

• Home prices YoY: -25.7%
• Rents YoY: 9.7%
• Active inventory: 129
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $2,776 medium
• Mortgage (P&I): −$996
• Tax est. 1.5%: −$237 /mo · $2,848/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$583
• Net cashflow: $881

Break-even live

Break-even rent $1,661

Max offer price $189,900

Occupancy floor 63%

Sensitivity live

Price	-10% $1,012	-5% $946	+0% $881	+5% $815	+10% $749
Rent	-10% $661	-5% $771	+0% $881	+5% $990	+10% $1,100
Rate	-1.0pp $976	-0.5pp $929	base $881	+0.5pp $831	+1.0pp $781

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,475
• Closing costs: $5,697
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14433 Woodlawn Ave Dolton, IL	4.0	2.0	1300	$2,000	$1.54	20d	1	0.33mi
15231 Hastings Dr Dolton, IL	4.0	1.5	1487	$2,146	$1.44	9d	1	0.99mi
15509 Park Ln South Holland, IL	4.0	1.5	1200	$3,400	$2.83	26d	1	1.30mi
15509 Park Ln South Holland, IL	4.0	1.5	1200	$3,400	$2.83	9d	1	1.30mi

Listing history 25 events

1. 2026-06-21
   days on market $189,900 Active 6 DOM
2. 2026-06-18
   days on market $189,900 Active 3 DOM
3. 2026-06-17
   days on market $189,900 Active 2 DOM
4. 2026-06-16
   statusdays on marketlisting id $189,900 Active 1 DOM
5. 2026-06-15
   days on market $189,900 Contingent - Continue to Show 62 DOM
6. 2026-06-13
   days on market $189,900 Contingent - Continue to Show 60 DOM
7. 2026-06-13
   days on market $189,900 Contingent - Continue to Show 59 DOM
8. 2026-06-09
   days on market $189,900 Contingent - Continue to Show 56 DOM
9. 2026-06-08
   days on market $189,900 Contingent - Continue to Show 55 DOM
10. 2026-06-07
    days on market $189,900 Contingent - Continue to Show 54 DOM
11. 2026-06-04
    days on market $189,900 Contingent - Continue to Show 51 DOM
12. 2026-06-03
    days on market $189,900 Contingent - Continue to Show 50 DOM
13. 2026-06-02
    days on market $189,900 Contingent - Continue to Show 49 DOM
14. 2026-06-01
    days on market $189,900 Contingent - Continue to Show 48 DOM
15. 2026-05-31
    days on market $189,900 Contingent - Continue to Show 47 DOM
16. 2026-05-11
    historical Contingent - Continue to Show
17. 2026-04-14
    listed $189,900 Active
18. 2026-04-14
    historical
19. 2026-04-07
    listed Active
20. 2026-03-05
    historical Contingent - Continue to Show
21. 2026-02-27
    historical
22. 2026-01-15
    listed Active
23. 2026-01-15
    historical
24. 2025-12-19
    price
25. 2025-11-13
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,312
• − Mortgage interest: −$10,637
• − Property taxes: −$2,848
• − Insurance: −$950
• − Repairs & maintenance: −$2,665
• − Management: −$2,665
• − Depreciation: −$5,524
• Taxable income: $8,022
• Est. tax owed @ 24.0%: −$1,925
• After-tax cash flow: $8,643/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained, updated home in Dolton offers a spacious layout and modern amenities, making it an attractive option for both buyers and renters.

Value-add opportunities

• Resale paint exterior — enhances curb appeal
• Both update landscaping — improves curb appeal and adds value
• Both install smart home features — attracts tech-savvy buyers and renters

Renovation cost estimate screening

Value-add ROI direction

• Resale paint exterior — enhances curb appeal ↑
• Both update landscaping — improves curb appeal and adds value ↑
• Both install smart home features — attracts tech-savvy buyers and renters ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Thornton Twp Hsd 205
• NCES district ID: 1738970
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 8% ▼ -2.00%
• Median HH income: $43,392
• Composite: 6.92/100
• National rank: #9976
• State rank: #594 of 620 in IL

Livability — Dolton

• Score: 74/100
• State rank: #263
• US rank: #4883

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment C- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dolton, IL
• County: Cook County · 4,486,803 people
• City population: 20,825
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 20,825
• Household income: $57,887
• Rent vs Own: 27.4% rent · 72.6% own
• Severe rent burden: 919.0

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 4% Two or more races 3% Hispanic / Latino 1%
• Common ancestry: Romanian 1% Hispanic 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.88%
• Current HPI: 193.2346
• Rent YoY: ▲ 9.65%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

10 events — show timeline

• 2026-05-11 Contingent — MRED as Distributed by MLS Grid
• 2026-04-14 Listing Removed — MRED as Distributed by MLS Grid
• 2026-04-14 Listed $189,900 MRED as Distributed by MLS Grid
• 2026-04-07 Listed — MRED as Distributed by MLS Grid
• 2026-03-05 Contingent — MRED as Distributed by MLS Grid
• 2026-02-27 Listing Removed — MRED as Distributed by MLS Grid
• 2026-01-15 Listing Removed — MRED as Distributed by MLS Grid
• 2026-01-15 Listed — MRED as Distributed by MLS Grid
• 2025-12-19 Price Changed — MRED as Distributed by MLS Grid
• 2025-11-13 Listed — MRED as Distributed by MLS Grid