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18 Cartbridge Rd
C Composite 59.46
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • Schools +7.5/10.0
  • DSCR +5.9/10.0
  • 1% rule +4.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$795,000

18 Cartbridge Rd · Weston, CT 06883
3 bd · 2.0 ba · 2,039 sqft · SingleFamily public records · 28 Days on market
Built 1951 1.00 ac lot $390/sqft · 19% below area Est $978k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

Key facts

  • 1 acre lot
  • 2 garage spots
  • Built 1951

Property features AI

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Private well water; Septic sewer; Electric service (standard)
  • Home design: Single-family home
  • Construction: Frame construction with wood siding (yellow); Asphalt shingle roof; Concrete foundation; Built (year not provided)
  • Exterior features: Deck; Patio; Treed, level to sloping lot

Interior

  • Kitchen: Oven/Range; Refrigerator; Dishwasher
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Radiant and steam heat with zoned controls; Oil-fired heat (fuel tank in basement)
  • Interior features: 8 total rooms; Full, unfinished basement with hatchway; One fireplace; Central air with zoned cooling
  • Laundry & utility: Washer and dryer included; Laundry located in the basement; Domestic hot water

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $795k.

Deal economics

  • At list price, monthly cash flow is $776 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $790k (0.6% below list).
  • Recommended offer: $783k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 2.9% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Weston School District (suburban): math 68% / reading 77% proficiency, ranked #4 of 153 in CT (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 1% free/reduced lunch — higher-income household profile.
  • Zoned schools: Hurlbutt Elementary School (473 students, 1% FRL); Weston Middle School (math 60% / reading 73%, grade A-, #23 of 175 statewide, top 13%, 534 students, 1% FRL); Weston High School (math 82% / reading 87%, grade A, #1 of 194 statewide, top 1%, 722 students, 1% FRL) — zoned schools at 1% FRL track the district average.
  • Market conditions: 73 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($783k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 31y ago; this cycle's ask has dropped $74k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $567k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $783,075 (1.5% below list)

Questions for the listing agent

  1. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.46%
Cash-on-cash
4.19%
DSCR
1.19
GRM
8.4

CMA / ARV

ARV (median comp)
$978,099
List price
$795,000
Delta
-18.72%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
136 Lyons Plain Rd 0.37mi 3/2.5 1,926 (-6%) 4mo $765,000 $397 68
191 Lyons Plain Rd 0.26mi 3/2.5 2,265 (+11%) 13mo $1,635,000 $722 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.7%
Equity multiple
0.64×
Total profit
$-79,277
Equity at exit
$118,537
10-year hold
IRR
-0.3%
Equity multiple
0.98×
Total profit
$-4,952
Equity at exit
$68,737

Cash invested: $222,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06883

Active inventory
73
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$7,900 medium interval (Pro) →
Mortgage (P&I)
$4,169
Tax from tax record
$964 /mo · $11,572/yr
Insurance
$331
HOA
$0
Vacancy / Maint / Mgmt
$1,659
Net cashflow
$776

Break-even live

Break-even rent $6,917
Max offer price $795,000
Occupancy floor 85%

Sensitivity live

Price -10% $1,226 -5% $1,001 +0% $776 +5% $551 +10% $326
Rent -10% $152 -5% $464 +0% $776 +5% $1,088 +10% $1,400
Rate -1.0pp $1,177 -0.5pp $979 base $776 +0.5pp $570 +1.0pp $361

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$198,750
Closing costs
$23,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
118 Lyons Plain Rd Weston, CT 3.0 3.0 2612 $7,900 $3.02 4d 1 0.53mi

Listing history 39 events

  1. 2026-06-18
    status $795,000 Under Contract 28 DOM
  2. 2026-06-17
    days on market $795,000 Under Contract - Continue to Show 28 DOM
  3. 2026-06-16
    days on market $795,000 Under Contract - Continue to Show 27 DOM
  4. 2026-06-15
    days on market $795,000 Under Contract - Continue to Show 26 DOM
  5. 2026-06-13
    days on market $795,000 Under Contract - Continue to Show 24 DOM
  6. 2026-06-13
    statusdays on market $795,000 Under Contract - Continue to Show 23 DOM
  7. 2026-06-10
    days on market $795,000 Active 21 DOM
  8. 2026-06-09
    days on market $795,000 Active 20 DOM
  9. 2026-06-08
    days on market $795,000 Active 19 DOM
  10. 2026-06-07
    pricedays on market $795,000 Active 18 DOM
  11. 2026-06-03
    days on market $869,000 Active 14 DOM
  12. 2026-06-03
    days on market $869,000 Active 13 DOM
  13. 2026-06-01
    days on market $869,000 Active 12 DOM
  14. 2026-05-31
    days on market $869,000 Active 11 DOM
  15. 2026-05-15
    historical $869,000 843-char remark
  16. 2020-07-20
    soldstatus $567,000
  17. 2020-07-16
    historical 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  18. 2020-07-15
    soldstatus $567,000 Closed 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  19. 2020-06-02
    status Under Contract 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  20. 2020-05-16
    historical Under Contract - Continue to Show 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  21. 2020-05-05
    status Active 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  22. 2020-04-30
    historical Under Contract - Continue to Show 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  23. 2020-01-15
    price $569,000 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  24. 2019-11-01
    listed $579,000 Active 1010-char remark
    Show marketing remark (1010 chars)

    Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!

  25. 2019-10-22
    historical
  26. 2019-09-10
    price $585,000
  27. 2019-08-08
    price $599,000
  28. 2019-07-11
    price $609,000
  29. 2019-05-30
    price $619,000
  30. 2019-04-24
    listed $629,000 Active
  31. 2009-08-03
    soldstatus $610,000
  32. 2009-07-31
    soldstatus $610,000
  33. 2009-01-06
    listed $649,000
  34. 2009-01-05
    historical
  35. 2008-07-23
    listed $675,000
  36. 1996-01-23
    soldstatus $432,000
  37. 1996-01-22
    soldstatus $432,000
  38. 1995-08-21
    listed $459,900
  39. 1989-05-15
    soldstatus $338,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$11,572 · $964/mo
Projected year-2 tax
$14,292 · $1,191/mo
Expected delta
+$2,720/yr (+$227/mo · 23.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$94,800
− Mortgage interest
−$44,532
− Property taxes
−$11,572
− Insurance
−$3,975
− Repairs & maintenance
−$7,584
− Management
−$7,584
− Depreciation
−$23,127
Taxable loss
−$3,575
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$858
After-tax cash flow
$10,174/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weston School District
NCES district ID
0905010
Math proficiency
68% ▼ -6.00%
Reading proficiency
77% ▼ -1.00%
Median HH income
$194,414
Composite
75.21/100
National rank
#137
State rank
#4 of 153 in CT

Livability — Weston

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
10,335

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Dominican 1% Salvadoran 2%
Common ancestry
Romanian 7% Scotch-Irish 5% Italian 5%
Foreign-born
16% · Canada, China, Dominican Republic
Languages at home
83% English-only · Spanish 5% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -316.44%
Current HPI
208.835
Rent YoY
Metro
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+134.9% since first listed
29 events — show timeline
  • 2026-06-17 Pending Smart MLS
  • 2026-06-10 Contingent Smart MLS
  • 2026-06-04 Price Changed $795,000 Smart MLS
  • 2026-05-21 Listed $869,000 Smart MLS
  • 2026-05-15 Coming Soon $869,000 Smart MLS
  • 2020-07-20 Sold (Public Records) $567,000 Public Records
  • 2020-07-16 Listing Removed Smart MLS
  • 2020-07-15 Sold (MLS) $567,000 Smart MLS
  • 2020-06-02 Pending Smart MLS
  • 2020-05-16 Contingent Smart MLS
  • 2020-05-05 Relisted Smart MLS
  • 2020-04-30 Contingent Smart MLS
  • 2020-01-15 Price Changed $569,000 Smart MLS
  • 2019-11-01 Listed $579,000 Smart MLS
  • 2019-10-22 Listing Removed Smart MLS
  • 2019-09-10 Price Changed $585,000 Smart MLS
  • 2019-08-08 Price Changed $599,000 Smart MLS
  • 2019-07-11 Price Changed $609,000 Smart MLS
  • 2019-05-30 Price Changed $619,000 Smart MLS
  • 2019-04-24 Listed $629,000 Smart MLS
  • 2009-08-03 Sold (Public Records) $610,000 Public Records
  • 2009-07-31 Sold (MLS) $610,000 Smart MLS
  • 2009-01-06 Listed $649,000 Smart MLS
  • 2009-01-05 Listing Removed Smart MLS
  • 2008-07-23 Listed $675,000 Smart MLS
  • 1996-01-23 Sold (Public Records) $432,000 Public Records
  • 1996-01-22 Sold (MLS) $432,000 Smart MLS
  • 1995-08-21 Listed $459,900 Smart MLS
  • 1989-05-15 Sold (Public Records) $338,500 Public Records

Property tax history

+2.1%/yr

Latest (2023): $11,572 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…