18 Cartbridge Rd · Weston, CT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $829 – $1,539
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +15.0/15.0
- Schools +7.5/10.0
- DSCR +5.9/10.0
- 1% rule +4.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$795,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
Key facts
- 1 acre lot
- 2 garage spots
- Built 1951
Property features AI
Exterior
- Parking: Detached 2-car garage
- Utilities: Private well water; Septic sewer; Electric service (standard)
- Home design: Single-family home
- Construction: Frame construction with wood siding (yellow); Asphalt shingle roof; Concrete foundation; Built (year not provided)
- Exterior features: Deck; Patio; Treed, level to sloping lot
Interior
- Kitchen: Oven/Range; Refrigerator; Dishwasher
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Radiant and steam heat with zoned controls; Oil-fired heat (fuel tank in basement)
- Interior features: 8 total rooms; Full, unfinished basement with hatchway; One fireplace; Central air with zoned cooling
- Laundry & utility: Washer and dryer included; Laundry located in the basement; Domestic hot water
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $795k.
Deal economics
- At list price, monthly cash flow is $776 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $790k (0.6% below list).
- Recommended offer: $783k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 2.9% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Weston School District (suburban): math 68% / reading 77% proficiency, ranked #4 of 153 in CT (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 1% free/reduced lunch — higher-income household profile.
- Zoned schools: Hurlbutt Elementary School (473 students, 1% FRL); Weston Middle School (math 60% / reading 73%, grade A-, #23 of 175 statewide, top 13%, 534 students, 1% FRL); Weston High School (math 82% / reading 87%, grade A, #1 of 194 statewide, top 1%, 722 students, 1% FRL) — zoned schools at 1% FRL track the district average.
- Market conditions: 73 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($783k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 31y ago; this cycle's ask has dropped $74k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $567k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.46%
- Cash-on-cash
- 4.19%
- DSCR
- 1.19
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $978,099
- List price
- $795,000
- Delta
- -18.72%
- Verdict
- UNDERPRICED
- Comps
- 17 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 136 Lyons Plain Rd | 0.37mi | 3/2.5 | 1,926 (-6%) | 4mo | $765,000 | $397 | 68 |
| 191 Lyons Plain Rd | 0.26mi | 3/2.5 | 2,265 (+11%) | 13mo | $1,635,000 | $722 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.7%
- Equity multiple
- 0.64×
- Total profit
- $-79,277
- Equity at exit
- $118,537
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-4,952
- Equity at exit
- $68,737
Cash invested: $222,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Connecticut
- 27 Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 06883
- Active inventory
- 73
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $7,900 medium interval (Pro) →
- Mortgage (P&I)
- −$4,169
- Tax from tax record
- −$964 /mo · $11,572/yr
- Insurance
- −$331
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,659
- Net cashflow
- $776
Break-even live
Sensitivity live
| Price | -10% $1,226 | -5% $1,001 | +0% $776 | +5% $551 | +10% $326 |
|---|---|---|---|---|---|
| Rent | -10% $152 | -5% $464 | +0% $776 | +5% $1,088 | +10% $1,400 |
| Rate | -1.0pp $1,177 | -0.5pp $979 | base $776 | +0.5pp $570 | +1.0pp $361 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $198,750
- Closing costs
- $23,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 118 Lyons Plain Rd Weston, CT | 3.0 | 3.0 | 2612 | $7,900 | $3.02 | 4d | 1 | 0.53mi |
Listing history 39 events
-
2026-06-18status $795,000 Under Contract 28 DOM
-
2026-06-17days on market $795,000 Under Contract - Continue to Show 28 DOM
-
2026-06-16days on market $795,000 Under Contract - Continue to Show 27 DOM
-
2026-06-15days on market $795,000 Under Contract - Continue to Show 26 DOM
-
2026-06-13days on market $795,000 Under Contract - Continue to Show 24 DOM
-
2026-06-13statusdays on market $795,000 Under Contract - Continue to Show 23 DOM
-
2026-06-10days on market $795,000 Active 21 DOM
-
2026-06-09days on market $795,000 Active 20 DOM
-
2026-06-08days on market $795,000 Active 19 DOM
-
2026-06-07pricedays on market $795,000 Active 18 DOM
-
2026-06-03days on market $869,000 Active 14 DOM
-
2026-06-03days on market $869,000 Active 13 DOM
-
2026-06-01days on market $869,000 Active 12 DOM
-
2026-05-31days on market $869,000 Active 11 DOM
-
2026-05-15historical $869,000 843-char remark
-
2020-07-20soldstatus $567,000
-
2020-07-16historical 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-07-15soldstatus $567,000 Closed 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-06-02status Under Contract 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-05-16historical Under Contract - Continue to Show 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-05-05status Active 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-04-30historical Under Contract - Continue to Show 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2020-01-15price $569,000 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2019-11-01$579,000 Active 1010-char remark
Show marketing remark (1010 chars)
Welcome to 18 Cartbridge Road! This beautifully stylish expanded Cape is flooded with natural light, it's warm & inviting throughout with over sized rooms. This home is located in lower Weston situated on an acre with beautiful gardens. The formal living room has a fireplace, hardwood floors, & it leads to a playroom/office. Just off of the living room is the formal dining room. The large family room has sliders which lead out to the deck & private flat yard. Just off of the kitchen is the large breakfast room with cathedral ceiling & lots of windows to accentuate the natural light. Additionally on the first floor is a bedroom & full bath. The upstairs has two bedrooms & an additional full bath. There are hardwood floors throughout this stunner. The home has had many improvements such as a new boiler, hot water heater, central air & patio. An amazing value in charming Weston with Blue Ribbon schools & only an hour from Manhattan. A Quintessential New England Cape!
-
2019-10-22historical
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2019-09-10price $585,000
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2019-08-08price $599,000
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2019-07-11price $609,000
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2019-05-30price $619,000
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2019-04-24$629,000 Active
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2009-08-03soldstatus $610,000
-
2009-07-31soldstatus $610,000
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2009-01-06$649,000
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2009-01-05historical
-
2008-07-23$675,000
-
1996-01-23soldstatus $432,000
-
1996-01-22soldstatus $432,000
-
1995-08-21$459,900
-
1989-05-15soldstatus $338,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CT · Partial reset (capped growth)
- Current annual tax
- $11,572 · $964/mo
- Projected year-2 tax
- $14,292 · $1,191/mo
- Expected delta
- +$2,720/yr (+$227/mo · 23.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $94,800
- − Mortgage interest
- −$44,532
- − Property taxes
- −$11,572
- − Insurance
- −$3,975
- − Repairs & maintenance
- −$7,584
- − Management
- −$7,584
- − Depreciation
- −$23,127
- Taxable loss
- −$3,575
- Est. tax savings @ 24.0%
- +$858
- After-tax cash flow
- $10,174/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Weston School District
- NCES district ID
- 0905010
- Math proficiency
- 68% ▼ -6.00%
- Reading proficiency
- 77% ▼ -1.00%
- Median HH income
- $194,414
- Composite
- 75.21/100
- National rank
- #137
- State rank
- #4 of 153 in CT
Livability — Weston
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 10,335
Population outlook (Western Connecticut County) Hauer SSP2
- By 2040
- 685,031
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Dominican 1% Salvadoran 2%
- Common ancestry
- Romanian 7% Scotch-Irish 5% Italian 5%
- Foreign-born
- 16% · Canada, China, Dominican Republic
- Languages at home
- 83% English-only · Spanish 5% Chinese 3% Other Indo-European 3%
Political lean MEDSL · Western Connecticut
- 2024 margin
- D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
- All cycles
- 2024: D+19.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -316.44%
- Current HPI
- 208.835
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.06%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in CT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $38B |
|
||
| Insurance | 3 | $71B |
|
||
| Financial Services | 2 | $25B |
|
||
| Transportation / Logistics | 2 | $18B |
|
||
| Healthcare | 1 | $247B |
|
||
| Telecommunications | 1 | $55B |
|
||
Price history
+134.9% since first listed29 events — show timeline
- 2026-06-17 Pending — Smart MLS
- 2026-06-10 Contingent — Smart MLS
- 2026-06-04 Price Changed $795,000 Smart MLS
- 2026-05-21 Listed $869,000 Smart MLS
- 2026-05-15 Coming Soon $869,000 Smart MLS
- 2020-07-20 Sold (Public Records) $567,000 Public Records
- 2020-07-16 Listing Removed — Smart MLS
- 2020-07-15 Sold (MLS) $567,000 Smart MLS
- 2020-06-02 Pending — Smart MLS
- 2020-05-16 Contingent — Smart MLS
- 2020-05-05 Relisted — Smart MLS
- 2020-04-30 Contingent — Smart MLS
- 2020-01-15 Price Changed $569,000 Smart MLS
- 2019-11-01 Listed $579,000 Smart MLS
- 2019-10-22 Listing Removed — Smart MLS
- 2019-09-10 Price Changed $585,000 Smart MLS
- 2019-08-08 Price Changed $599,000 Smart MLS
- 2019-07-11 Price Changed $609,000 Smart MLS
- 2019-05-30 Price Changed $619,000 Smart MLS
- 2019-04-24 Listed $629,000 Smart MLS
- 2009-08-03 Sold (Public Records) $610,000 Public Records
- 2009-07-31 Sold (MLS) $610,000 Smart MLS
- 2009-01-06 Listed $649,000 Smart MLS
- 2009-01-05 Listing Removed — Smart MLS
- 2008-07-23 Listed $675,000 Smart MLS
- 1996-01-23 Sold (Public Records) $432,000 Public Records
- 1996-01-22 Sold (MLS) $432,000 Smart MLS
- 1995-08-21 Listed $459,900 Smart MLS
- 1989-05-15 Sold (Public Records) $338,500 Public Records
Property tax history
+2.1%/yrLatest (2023): $11,572 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…