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320 U.s. 84
D Composite 43.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.4/10.0
  • Schools +4.3/10.0
  • DSCR +3.4/10.0
  • Livability +3.1/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$155,000

320 U.s. 84 · Sudan, TX 79371
3 bd · 2.0 ba · 1,913 sqft · SingleFamily public records · 40 Days on market
Built 1960 5.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious 3-bedroom, 2-bath COUNTRY home situated on 5 acres offering privacy, space and endless potential, just outside of Sudan, TX on Hwy 84. This property is perfect for those seeking a peaceful rural lifestyle with room to grow! The home features a generous layout with a full basement and tons of storage. While it does need some repair and updating, this fixer-upper presents a fantastic opportunity to customize and create your dream home. You will all the space the living and dining areas provide making it perfect for entertaining! Other great features of the home include a spacious master, large laundry area and oversized garage! Outside, you wil find a detached carport for added cov

Key facts

  • Expansive acreage
  • Detached carport
  • Full basement

Tags

5 ACRESFULL BASEMENTDETACHED CARPORTEXPANSIVE ACREAGE

Property features AI

Finance

  • Other: 5-acre lot with paved road frontage on a highway; Back yard and front yard
  • Financial info: Annual tax amount listed (financial details available)

Exterior

  • Parking: Attached garage (oversized) with 2 garage spaces; Carport with 1 space; Garage faces front
  • Utilities: Private well water; Water connected; Electricity connected; Cesspool sewer
  • Home design: Single family residence; One story; Fixer condition
  • Construction: Brick construction; Composition roof; Slab foundation; Built on 1 level
  • Exterior features: Storage; Porch; Rear porch; Outbuilding

Interior

  • Kitchen: Electric oven; Electric range
  • Flooring: Carpet; Combination of flooring types
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fans for additional cooling
  • Interior features: Bookcases; Ceiling fans; Window coverings; Unfinished concrete basement (has basement)
  • Laundry & utility: Laundry room; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-48 ($-579/yr) — negative.
  • To cash-flow at today's rent, offer at most $146k (5.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (19.6% below list).
  • Recommended offer: $125k (19.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 61/100 on livability (#1,030 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D, amenities F.
  • Sudan ISD (rural): math 52% / reading 51% proficiency, ranked #171 of 826 in TX (top 21%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Sudan El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 294 students, 59% FRL); Sudan H S (math 62% / reading 57%, grade C+, #275 of 1,632 statewide, top 19%, 180 students, 44% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: 3 active listings in the ZIP.

Forward outlook

  • In year one you build about $2k of equity ($1k loan paydown + $1k appreciation (0.7% local appreciation)).
  • Lamb County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $124,600 (19.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.92%
Cash-on-cash
-1.33%
DSCR
0.94
GRM
10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.72% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.95×
Total profit
$-2,300
Equity at exit
$50,659
10-year hold
IRR
4.0%
Equity multiple
1.47×
Total profit
$20,548
Equity at exit
$65,610

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79371

Home prices YoY
0.9%
Active inventory
3
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,246 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$155 /mo · $1,862/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$262
Net cashflow
$-48

Break-even live

Break-even rent $1,307
Max offer price $146,477
Occupancy floor 99%

Sensitivity live

Price -10% $39 -5% $-4 +0% $-48 +5% $-92 +10% $-136
Rent -10% $-147 -5% $-97 +0% $-48 +5% $1 +10% $50
Rate -1.0pp $30 -0.5pp $-9 base $-48 +0.5pp $-88 +1.0pp $-129

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-22
    days on market $155,000 Active 40 DOM
  2. 2026-06-21
    days on market $155,000 Active 39 DOM
  3. 2026-06-19
    days on market $155,000 Active 37 DOM
  4. 2026-06-18
    days on market $155,000 Active 36 DOM
  5. 2026-06-17
    days on market $155,000 Active 35 DOM
  6. 2026-06-16
    days on market $155,000 Active 34 DOM
  7. 2026-06-15
    days on market $155,000 Active 33 DOM
  8. 2026-06-14
    days on market $155,000 Active 31 DOM
  9. 2026-06-12
    days on market $155,000 Active 30 DOM
  10. 2026-06-09
    days on market $155,000 Active 27 DOM
  11. 2026-06-08
    days on market $155,000 Active 26 DOM
  12. 2026-06-07
    days on market $155,000 Active 25 DOM
  13. 2026-06-05
    days on market $155,000 Active 23 DOM
  14. 2026-06-04
    days on market $155,000 Active 21 DOM
  15. 2026-06-02
    days on market $155,000 Active 20 DOM
  16. 2026-06-01
    days on market $155,000 Active 19 DOM
  17. 2026-05-31
    days on market $155,000 Active 18 DOM
  18. 2026-05-31
    days on market $155,000 Active 17 DOM
  19. 2026-05-12
    listed $155,000 Active 948-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,862 · $155/mo
Projected year-2 tax
$2,836 · $236/mo
Expected delta
+$975/yr (+$81/mo · 52.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,952
− Mortgage interest
−$8,682
− Property taxes
−$1,862
− Insurance
−$775
− Repairs & maintenance
−$1,196
− Management
−$1,196
− Depreciation
−$4,509
Taxable loss
−$3,269
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$785
After-tax cash flow
$206/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sudan ISD
NCES district ID
4841760
Math proficiency
52% ▼ -6.00%
Reading proficiency
51% ▲ 4.00%
Median HH income
$42,137
Composite
43.29/100
National rank
#3042
State rank
#171 of 826 in TX

Livability — Sudan

Score
61/100
State rank
#1030
US rank
#18339

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,464

Population outlook (Lamb County) Hauer SSP2

Today (2025)
12,357 people
By 2030
11,878 · -3.9%
By 2040
10,950 · -11.4%
By 2050
9,929 · -19.6%
By 2075
7,355 · -40.5%
By 2100
4,603 · -62.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 47% Hispanic / Latino 46% Two or more races 8% Asian 3% Pacific Islander 2% Black 1%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Slovak 1% Romanian 1% Lithuanian 1%
Foreign-born
5% · Canada
Languages at home
67% English-only · Spanish 32% Other Indo-European 1%

Political lean MEDSL · Lamb

2024 margin
Solid R (+64.3) · D 17.6% · R 81.9%
2008→2024 swing
-15.9pp toward R · 2008: -48.4pp · 2024: -64.3pp
All cycles
2024: R+64.3 2020: R+60.8 2016: R+58.1 2012: R+50.3 2008: R+48.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.72%
Current HPI
84.4866
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-12 Listed $155,000 LARMLS

Property tax history

+2.2%/yr

Latest (2025): $1,862 · +11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…