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311 Duff St
D Composite 44.2
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$23,000

311 Duff St · DeQuincy, LA 70633
2 bd · 1.0 ba · 1,197 sqft · SingleFamily · 271 Days on market
Built 1980 0.25 ac lot $19/sqft · 79% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Got a toolbox and a dream? 311 Duff Street has potential written all over it. Whether you're looking for your next project or a home you can customize, this could be the one. It does need some repairs, but with some work, it could really shine. The spacious, fenced in backyard is perfect for pets, play, or relaxing outdoors. Interested? Give us a call for more details or to set up a showing!

Key facts

  • 0.25 acre lot
  • Built 1980
  • Listed 271 days

Tags

SPACIOUS FENCED IN BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $23k.

Deal economics

  • At list price, monthly cash flow is $646 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $23k).
  • Recommended offer: $20k (12.0% below list) — sets the bar for market timing.
  • Cap rate 40.0% vs local median 5.6% in DeQuincy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#51 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 108 active listings in the ZIP; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $159 of loan paydown is wiped out by about $690 of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 271 days — a 12% lower offer ($20k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $10k; list at $23k implies a 130% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $20,240 (12.0% below list)

Questions for the listing agent

  1. It's been on market 271 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.40%
Cap rate
39.97%
Cash-on-cash
120.28%
DSCR
6.35
GRM
1.9

CMA / ARV

ARV (median comp)
$110,301
List price
$23,000
Delta
-79.15%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
306 Coffee St 0.27mi 2/1.0 1,139 (-5%) 2mo $100,000 $88 78
306 N Green St N 0.42mi 3/2.0 (+1) 1,036 (-14%) 23mo $115,000 $111 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.81×
Total profit
$37,399
Equity at exit
$3,429
10-year hold
IRR
Equity multiple
14.29×
Total profit
$85,555
Equity at exit
$1,989

Cash invested: $6,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70633

Active inventory
108
Price-to-rent
1.9×

Monthly cashflow live

Estimated rent
$1,012 medium interval (Pro) →
Mortgage (P&I)
$121
Tax from tax record
$24 /mo · $282/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$212
Net cashflow
$646

Break-even live

Break-even rent $195
Max offer price $23,000
Occupancy floor 31%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$5,750
Closing costs
$690
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-14
    status Pending 394-char remark
    Show marketing remark (394 chars)

    Got a toolbox and a dream? 311 Duff Street has potential written all over it. Whether you're looking for your next project or a home you can customize, this could be the one. It does need some repairs, but with some work, it could really shine. The spacious, fenced in backyard is perfect for pets, play, or relaxing outdoors. Interested? Give us a call for more details or to set up a showing!

  2. 2025-12-05
    status Active 394-char remark
    Show marketing remark (394 chars)

    Got a toolbox and a dream? 311 Duff Street has potential written all over it. Whether you're looking for your next project or a home you can customize, this could be the one. It does need some repairs, but with some work, it could really shine. The spacious, fenced in backyard is perfect for pets, play, or relaxing outdoors. Interested? Give us a call for more details or to set up a showing!

  3. 2025-11-24
    status Pending 394-char remark
    Show marketing remark (394 chars)

    Got a toolbox and a dream? 311 Duff Street has potential written all over it. Whether you're looking for your next project or a home you can customize, this could be the one. It does need some repairs, but with some work, it could really shine. The spacious, fenced in backyard is perfect for pets, play, or relaxing outdoors. Interested? Give us a call for more details or to set up a showing!

  4. 2024-04-14
    listed $23,000 Active 394-char remark
    Show marketing remark (394 chars)

    Got a toolbox and a dream? 311 Duff Street has potential written all over it. Whether you're looking for your next project or a home you can customize, this could be the one. It does need some repairs, but with some work, it could really shine. The spacious, fenced in backyard is perfect for pets, play, or relaxing outdoors. Interested? Give us a call for more details or to set up a showing!

  5. 1995-10-23
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$282 · $24/mo
Projected year-2 tax
$282 · $24/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,141
− Mortgage interest
−$1,288
− Property taxes
−$282
− Insurance
−$115
− Repairs & maintenance
−$971
− Management
−$971
− Depreciation
−$669
Taxable income
$7,843
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,882
After-tax cash flow
$5,864/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — DeQuincy

Score
71/100
State rank
#51
US rank
#7288

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
DeQuincy, LA
Population (ZIP)
8,178

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 9% Two or more races 8% Hispanic / Latino 4%
Common ancestry
Lithuanian 6% Italian 2% Iranian 2%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.41%
Current HPI
90.4407
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+130.0% since first listed
5 events — show timeline
  • 2026-05-14 Pending SWLAR
  • 2025-12-05 Relisted SWLAR
  • 2025-11-24 Pending SWLAR
  • 2024-04-14 Listed $23,000 SWLAR
  • 1995-10-23 Sold (Public Records) $10,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $282 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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