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19 Newport Unit A
C Composite 57.09
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$76,500

19 Newport Unit A · Deerfield Beach, FL 33442
1 bd · 2.0 ba · 708 sqft · Condo public records · 287 Days on market
Built 1977 $602/mo HOA · 37% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This bright and well-maintained 1-bedroom, 1.5-bath condo is located on the second floor at 19 Newport Ct #19 in Deerfield Beach, within the prestigious Century Village community. Recently refreshed with upgraded flooring throughout and a fresh interior paint job, this unit offers a clean, modern, and inviting living space. Residents enjoy an abundance of amenities, including a pool, fitness center, movie theater, transportation services, and a wide variety of social activities and classes. Conveniently located near shopping, dining, and just minutes from the beach, this condo provides the perfect blend of comfort, convenience, and active living. Please note that Century Village is a 55+ co

Key facts

  • $602 HOA
  • Garage
  • Community pool

Property features AI

Finance

  • Other: Total annual association fees reported as $7,776
  • HOA & community: Keystone homeowners association; Monthly HOA: $573 plus an additional $75 monthly fee (total monthly fees listed as $648); Clubhouse; No pets allowed

Exterior

  • Utilities: Public water; Public sewer; Cable available; Electricity available and connected; Water available and connected
  • Home design: Condo - Hotel; Residential property; East-facing; One level (in a 2-story building); Floor 1
  • Construction: Concrete construction; Shingle roof; Block foundation; Built as part of a 2-story building
  • Exterior features: Balcony; Private mailbox; Shade shutters; Tennis courts

Interior

  • Kitchen: Built-in oven; Refrigerator
  • Bedrooms: 1 bedroom
  • Flooring: Tile; Wood
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning; Electric fireplace
  • Interior features: Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Living room/dining room combo; Walk-in closet
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $76k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $76k).
  • Recommended offer: $67k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.2% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools D-, amenities D-, employment D-.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 586 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $529 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 287 days — a 12% lower offer ($67k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $27k; list at $76k implies a 183% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price; HOA is 37% of rent.
Recommended offer $67,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 287 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.15%
Cap rate
7.83%
Cash-on-cash
5.48%
DSCR
1.24
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.51×
Total profit
$-10,392
Equity at exit
$11,406
10-year hold
IRR
-22.8%
Equity multiple
0.19×
Total profit
$-17,318
Equity at exit
$6,614

Cash invested: $21,420 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33442

Rents YoY
0.1%
Active inventory
586
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,647 high interval (Pro) →
Mortgage (P&I)
$401
Tax from tax record
$168 /mo · $2,016/yr
Insurance
$32
HOA
$602
Vacancy / Maint / Mgmt
$346
Net cashflow
$98

Break-even live

Break-even rent $1,523
Max offer price $76,500
Occupancy floor 89%

Sensitivity live

Price -10% $141 -5% $120 +0% $98 +5% $76 +10% $55
Rent -10% $-32 -5% $33 +0% $98 +5% $163 +10% $228
Rate -1.0pp $136 -0.5pp $117 base $98 +0.5pp $78 +1.0pp $58

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,125
Closing costs
$2,295
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27 Newport B Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 22d 1 0.03mi
25 Newport Ct Unit 25 Deerfield Beach, FL 1.0 1.0 700 $1,549 $2.21 25d 1 0.03mi
20 Prescott E Unit 20 Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.07mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $1,800 $2.57 25d 1 0.08mi
181 Tilford I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 0.10mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.19mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 21d 1 0.20mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 6d 1 0.20mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 25d 1 0.21mi
170 Newport K Deerfield Beach, FL 1.0 1.0 585 $1,430 $2.44 25d 1 0.21mi
260 Prescott N Unit 260 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.27mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 3d 1 0.27mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,700 $2.43 25d 1 0.27mi
358 Markham Cres Unit 358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.28mi
111 Oakridge I #111 Deerfield Beach, FL 1.0 1.5 706 $1,595 $2.26 25d 1 0.32mi
295 Newport Dr Unit 295 Deerfield Beach, FL 1.0 1.0 595 $1,450 $2.44 25d 1 0.34mi
308 Markham N Deerfield Beach, FL 1.0 1.5 700 $1,200 $1.71 25d 1 0.35mi
436 Markham S #436 Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 25d 1 0.37mi
306 Newport T #306 Deerfield Beach, FL 1.0 1.0 585 $1,350 $2.31 25d 1 0.41mi
6 Ventnor a Deerfield Beach, FL 1.0 1.0 600 $1,429 $2.38 25d 1 0.60mi
41 Deer Creek Rd Unit G106 Deerfield Beach, FL 1.0 550 $1,850 $3.36 25d 1 0.67mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 25d 1 0.80mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 11d 1 0.83mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 3d 1 0.83mi
102 Westbury E #102 Deerfield Beach, FL 1.0 1.0 585 $1,900 $3.25 8d 1 0.94mi
98 Westbury E #98 Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 0.94mi
125 Westbury E Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 0.95mi
3016 Cambridge A Unit A Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 0.95mi
127 Westbury Cir Deerfield Beach, FL 1.0 1.0 585 $1,425 $2.44 25d 1 0.95mi
137 Farnham F #137 Deerfield Beach, FL 1.0 1.5 700 $2,500 $3.57 25d 1 0.95mi
137 Farnham F Deerfield Beach, FL 1.0 1.5 708 $2,000 $2.82 25d 1 0.95mi
149 Westbury I #149 Deerfield Beach, FL 1.0 1.0 585 $1,700 $2.91 25d 1 1.00mi
329 Farnham P #329 Deerfield Beach, FL 1.0 1.5 700 $1,450 $2.07 25d 1 1.04mi
4359 SW 10th Pl Deerfield Beach, FL 1.0 1.0 718 $1,913 $2.66 22d 1 1.11mi
4400 NW 6th St Deerfield Beach, FL 1.0–2.0 1.0–2.0 875 $1,826 $2.09 2d 9 1.45mi
731 Cypress Ln Unit D Pompano Beach, FL 1.0 1.0 605 $1,650 $2.73 19d 1 1.49mi

HOA detail condo

Monthly dues
$602 · $7,224/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 19 events

  1. 2026-06-18
    days on market $76,500 Active 287 DOM
  2. 2026-06-17
    days on market $76,500 Active 286 DOM
  3. 2026-06-16
    days on market $76,500 Active 285 DOM
  4. 2026-06-15
    remarks 699-char remark
  5. 2026-06-15
    pricedays on marketlisting id $76,500 Active 284 DOM
  6. 2026-06-15
    days on market $106,000 Active 340 DOM
  7. 2026-06-13
    days on market $106,000 Active 338 DOM
  8. 2026-06-09
    days on market $106,000 Active 334 DOM
  9. 2026-06-07
    days on market $106,000 Active 332 DOM
  10. 2026-06-04
    days on market $106,000 Active 329 DOM
  11. 2026-06-03
    days on market $106,000 Active 328 DOM
  12. 2026-06-02
    days on market $106,000 Active 327 DOM
  13. 2026-06-01
    days on market $106,000 Active 326 DOM
  14. 2026-05-31
    days on market $106,000 Active 325 DOM
  15. 2025-07-11
    listed $106,000 Active
  16. 2013-05-07
    soldstatus $27,000
  17. 2004-07-15
    soldstatus $45,000
  18. 2003-07-15
    soldstatus $26,500
  19. 1983-05-01
    soldstatus $35,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,016 · $168/mo
Projected year-2 tax
$2,016 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,761
− Mortgage interest
−$4,285
− Property taxes
−$2,016
− Insurance
−$382
− Repairs & maintenance
−$1,581
− Management
−$1,581
− HOA
−$7,224
− Depreciation
−$2,225
Taxable income
$466
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$112
After-tax cash flow
$1,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Deerfield Beach

Score
75/100
State rank
#250
US rank
#3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deerfield Beach, FL
County
Broward County · 1,963,430 people
City population
61,449
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,296
Household income
$53,254
Rent vs Own
30.3% rent · 69.7% own
Severe rent burden
2169.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 3%
Common ancestry
Estonian 7% Romanian 4% Hispanic 3%
Foreign-born
34% · Canada, Jamaica, Dominican Republic
Languages at home
59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -280.44%
Current HPI
323.0166
Rent YoY
▲ 0.10%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+196.9% since first listed
5 events — show timeline
  • 2025-07-11 Listed $106,000 Stellar MLS as Distributed by MLS Grid
  • 2013-05-07 Sold (Public Records) $27,000 Public Records
  • 2004-07-15 Sold (Public Records) $45,000 Public Records
  • 2003-07-15 Sold (Public Records) $26,500 Public Records
  • 1983-05-01 Sold (Public Records) $35,700 Public Records

Property tax history

+8.8%/yr

Latest (2025): $2,016 · +6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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