14927 S Guegnon St · Perry, LA
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.98%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$62,320
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
Key facts
- 2 acre lot
- 2 parking spots
- Listed 255 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $62k.
Deal economics
- At list price, monthly cash flow is $374 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $62k).
- Recommended offer: $55k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 180 active listings in the ZIP; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $431 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 255 days — a 12% lower offer ($55k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 13y ago; this cycle's ask has dropped $20k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 255 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.49% ✓
- Cap rate
- 21.70%
- Cash-on-cash
- 55.04%
- DSCR
- 3.45
- GRM
- 3.4
CMA / ARV
- ARV (median comp)
- $131,559
- List price
- $62,320
- Delta
- -52.63%
- Verdict
- UNDERPRICED
- Comps
- 12 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14931 S Guegnon St | 0.04mi | 2/1.5 (-1) | 1,200 (-8%) | 7mo | $134,500 | $112 | 73 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.6%
- Equity multiple
- 1.80×
- Total profit
- $13,989
- Equity at exit
- $9,292
- IRR
- 28.1%
- Equity multiple
- 3.52×
- Total profit
- $43,979
- Equity at exit
- $5,388
Cash invested: $17,450 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70510
- Active inventory
- 180
- Price-to-rent
- 3.4×
Monthly cashflow live
- Estimated rent
- $1,550 medium interval (Pro) →
- Mortgage (P&I)
- −$327
- Tax from tax record
- −$72 /mo · $858/yr
- Insurance
- −$26
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$326
- Net cashflow
- $374
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,580
- Closing costs
- $1,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-05-20status Pending 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2026-01-17price $62,320 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-12-16price $68,880 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-11-25status Active 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-10-06status Pending 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-09-24price $75,440 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-08-14status Active 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-07-14status Pending 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2025-06-18$82,000 Active 225-char remark
Show marketing remark (225 chars)
3-bedroom 2 bath home with over 1200 living area. Kitchen with dining area, spacious living room with ceiling fan.bedrooms with ceiling fans. Home sits on a little over 2 acres of land.Measurements not warranted by realtor.
-
2016-12-27soldstatus $125,000
-
2016-12-22soldstatus $122,735 628-char remark
Show marketing remark (628 chars)
AWESOME DEAL!!! Sitting on a gorgeous TWO ACRES, this place packs quite a punch for the price! The wonderful home is an open/split floor plan with 3 bedrooms, 2 baths, a very nice kitchen with an island and dining area, and tons of charm and character!!! BUT...the best part of this property is the MASSIVE yard, a 12' x 24' storage building/workshop, an 18' x 45' camper shed with extra storage room attached, and the large covered patio with a screened in back porch!!! It's the ultimate package!!! ***This home may qualify for 100% financing with the RD (Rural Development) loan program.*** DID NOT FLOOD! COME AND GET IT!!!
-
2016-07-23$129,900 628-char remark
Show marketing remark (628 chars)
AWESOME DEAL!!! Sitting on a gorgeous TWO ACRES, this place packs quite a punch for the price! The wonderful home is an open/split floor plan with 3 bedrooms, 2 baths, a very nice kitchen with an island and dining area, and tons of charm and character!!! BUT...the best part of this property is the MASSIVE yard, a 12' x 24' storage building/workshop, an 18' x 45' camper shed with extra storage room attached, and the large covered patio with a screened in back porch!!! It's the ultimate package!!! ***This home may qualify for 100% financing with the RD (Rural Development) loan program.*** DID NOT FLOOD! COME AND GET IT!!!
-
2014-02-28soldstatus $107,000
-
2013-11-13$124,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $858 · $72/mo
- Projected year-2 tax
- $858 · $72/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 98% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,602
- − Mortgage interest
- −$3,491
- − Property taxes
- −$858
- − Insurance
- −$5,430
- − Repairs & maintenance
- −$1,488
- − Management
- −$1,488
- − Depreciation
- −$1,813
- Taxable income
- $4,033
- Est. tax owed @ 24.0%
- −$968
- After-tax cash flow
- $3,517/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Vermilion Parish
- NCES district ID
- 2201800
- Math proficiency
- 40% ▼ -38.00%
- Reading proficiency
- 53% ▼ -32.00%
- Median HH income
- $45,115
- Composite
- 39.37/100
- National rank
- #3974
- State rank
- #15 of 98 in LA
Livability — Perry
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- City population
- 59
- Population (ZIP)
- 23,909
Population outlook (Vermilion County) Hauer SSP2
- Today (2025)
- 64,095 people
- By 2030
- 65,915 · +2.8%
- By 2040
- 68,985 · +7.6%
- By 2050
- 70,804 · +10.5%
- By 2075
- 73,897 · +15.3%
- By 2100
- 71,793 · +12.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 24% Two or more races 4% Hispanic / Latino 4% Asian 4%
- Common ancestry
- Lithuanian 15% Italian 1%
- Foreign-born
- 5% · Vietnam, Canada
- Languages at home
- 87% English-only · French/Haitian/Cajun 6% Vietnamese 3% Spanish 2%
Political lean MEDSL · Vermilion
- 2024 margin
- Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
- 2008→2024 swing
- -16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
- All cycles
- 2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -70.44%
- Current HPI
- 97.6131
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
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Price history
-50.1% since first listed14 events — show timeline
- 2026-05-20 Pending — AcadianaMLS
- 2026-01-17 Price Changed $62,320 AcadianaMLS
- 2025-12-16 Price Changed $68,880 AcadianaMLS
- 2025-11-25 Relisted — AcadianaMLS
- 2025-10-06 Pending — AcadianaMLS
- 2025-09-24 Price Changed $75,440 AcadianaMLS
- 2025-08-14 Relisted — AcadianaMLS
- 2025-07-14 Pending — AcadianaMLS
- 2025-06-18 Listed $82,000 AcadianaMLS
- 2016-12-27 Sold (Public Records) $125,000 Public Records
- 2016-12-22 Sold (MLS) $122,735 AcadianaMLS
- 2016-07-23 Listed $129,900 AcadianaMLS
- 2014-02-28 Sold (MLS) $107,000 AcadianaMLS
- 2013-11-13 Listed $124,900 AcadianaMLS
Property tax history
+0.3%/yrLatest (2024): $858 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…