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5145 Raleigh Dr
B Composite 72.41
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$105,000

5145 Raleigh Dr · Beaumont, TX 77706
3 bd · 2.0 ba · 1,240 sqft · SingleFamily public records · 41 Days on market
Built 1962 7,562 sqft lot $85/sqft · 24% below area Est $139k · 24% under ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great opportunity to own a home in one of Beaumont’s established and desirable neighborhoods. This property offers a solid structure with excellent potential for renovation or customization. The house has been vacant for approximately 24 months and currently has no active utilities. It will require repairs and updates before occupancy. Located in an area that has recently experienced positive market activity, this property presents a chance to invest in a neighborhood where home values have been trending upward. Whether you’re looking to restore it for personal use or as an investment project, this home provides a strong foundation to build upon.

Key facts

  • Strong foundation
  • Solid structure
  • 7,562 sq ft lot

Tags

SOLID STRUCTURESTRONG FOUNDATION

Property features AI

Finance

  • Other: Seller disclosure available

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water
  • Home design: Residential property; Built in 1962; Slab foundation
  • Construction: Asbestos, cement siding, vinyl siding, and unknown exterior materials; Composition roof
  • Exterior features: Located in a subdivision

Interior

  • Kitchen: Kitchen on first floor
  • Bedrooms: Primary bedroom on first floor; Two additional bedrooms on first floor; Three possible bedrooms total
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Tub/shower

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $333 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $105k).
  • Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Regina Howell El (math 33% / reading 44%, grade F, #1,680 of 4,322 statewide, top 40%, 682 students, 58% FRL); Marshall Middle (math 17% / reading 25%, grade F, #1,387 of 1,662 statewide, top 85%, 711 students, 62% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL).
  • Market conditions: Rents flat; 258 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
10.10%
Cash-on-cash
13.61%
DSCR
1.61
GRM
5.8

CMA / ARV

ARV (median comp)
$139,000
List price
$105,000
Delta
-24.46%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5150 Stardust Dr 0.27mi 3/1.5 1,160 (-6%) 4mo $139,000 $120 72
3641 Briar Creek Dr 0.36mi 2/2.0 (-1) 1,361 (+10%) 3mo $170,000 $125 60
2905 W Lucas Dr 0.73mi 3/2.0 1,328 (+7%) 18mo $179,900 $135 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold
IRR
0.8%
Equity multiple
1.03×
Total profit
$869
Equity at exit
$15,656
10-year hold
IRR
7.6%
Equity multiple
1.51×
Total profit
$14,986
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77706

Rents YoY
0.7%
Active inventory
258
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,501 high interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$258 /mo · $3,099/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$333

Break-even live

Break-even rent $1,079
Max offer price $105,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3925 Crow Rd Unit 49 Beaumont, TX 2.0 1.5 1306 $1,325 $1.01 43d 1 0.34mi
5550 Folsom Dr Beaumont, TX 1.0–2.0 1.0–2.0 756 $1,751 $2.32 23d 1 0.39mi
3995 Crow Rd Unit 201 Beaumont, TX 2.0 2.0 1162 $1,550 $1.33 43d 1 0.39mi
4695 Collier St #8 Beaumont, TX 2.0 1.5 1121 $1,150 $1.03 43d 1 0.50mi
4636 Collier St Beaumont, TX 2.0 1.0 969 $1,030 $1.06 43d 1 0.53mi
3910 Treadway Rd Beaumont, TX 2.0–3.0 1.0–1.5 1019 $1,849 $1.81 13d 10 0.56mi
6120 Folsom Dr Beaumont, TX 1.0–2.0 1.0–2.0 901 $1,499 $1.66 43d 1 0.82mi
2995 Wier Dr Beaumont, TX 3.0 2.0 1446 $1,800 $1.24 13d 1 0.90mi
3155 French Rd Beaumont, TX 1.0–3.0 1.0–2.0 905 $999 $1.10 13d 9 0.97mi
5740 Northwest Pkwy Beaumont, TX 1.0–2.0 1.0–2.0 884 $1,499 $1.69 13d 1 1.08mi
1620 Wellington Pl #903 Beaumont, TX 2.0 2.5 1215 $1,750 $1.44 43d 1 1.18mi
3825 Hyde Park Row Beaumont, TX 3.0 2.0 1271 $1,550 $1.22 43d 1 1.20mi
5680 Shivers Dr Beaumont, TX 3.0 1.0 1442 $1,500 $1.04 23d 1 1.24mi
3910 Baldwin St Beaumont, TX 3.0 1.0 1220 $1,200 $0.98 23d 1 1.24mi
5356 Old Dowlen Rd Beaumont, TX 2.0 2.0 1112 $1,350 $1.21 43d 1 1.25mi
6161 Sienna TRL Beaumont, TX 2.0 2.0 1003 $1,129 $1.13 43d 1 1.36mi
5340 Bettes Ln Beaumont, TX 3.0 1.5 1496 $1,575 $1.05 43d 1 1.41mi
4325 Woodlawn St Beaumont, TX 2.0 1.0 1150 $1,000 $0.87 13d 1 1.50mi

Listing history 21 events

  1. 2026-06-18
    days on market $105,000 Active 41 DOM
  2. 2026-06-17
    days on market $105,000 Active 40 DOM
  3. 2026-06-16
    days on market $105,000 Active 39 DOM
  4. 2026-06-15
    days on market $105,000 Active 38 DOM
  5. 2026-06-14
    days on market $105,000 Active 36 DOM
  6. 2026-06-13
    days on market $105,000 Active 35 DOM
  7. 2026-06-10
    days on market $105,000 Active 33 DOM
  8. 2026-06-09
    days on market $105,000 Active 32 DOM
  9. 2026-06-08
    days on market $105,000 Active 31 DOM
  10. 2026-06-07
    days on market $105,000 Active 30 DOM
  11. 2026-06-03
    days on market $105,000 Active 26 DOM
  12. 2026-06-02
    days on market $105,000 Active 25 DOM
  13. 2026-06-01
    days on market $105,000 Active 24 DOM
  14. 2026-05-31
    days on market $105,000 Active 23 DOM
  15. 2026-05-30
    days on market $105,000 Active 22 DOM
  16. 2026-05-08
    listed $105,000 Active 667-char remark
  17. 2026-05-08
    listed $105,000 Active
  18. 2025-11-12
    historical
  19. 2025-10-26
    listed $127,000 Active
  20. 2024-01-08
    soldstatus
  21. 2008-10-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,099 · $258/mo
Projected year-2 tax
$3,099 · $258/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,017
− Mortgage interest
−$5,882
− Property taxes
−$3,099
− Insurance
−$525
− Repairs & maintenance
−$1,441
− Management
−$1,441
− Depreciation
−$3,055
Taxable income
$2,573
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$618
After-tax cash flow
$3,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
30,393
Household income
$73,185
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1299.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Lithuanian 4% Iranian 3% Slovak 2%
Foreign-born
8% · Canada, China
Languages at home
87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.53%
Current HPI
159.4053
Rent YoY
▲ 0.66%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-17.3% since first listed
6 events — show timeline
  • 2026-05-08 Listed $105,000 HARMLS
  • 2026-05-08 Listed $105,000 BBOR
  • 2025-11-12 Listing Removed HARMLS
  • 2025-10-26 Listed $127,000 HARMLS
  • 2024-01-08 Sold (Public Records) Public Records
  • 2008-10-06 Sold (Public Records) Public Records

Property tax history

+3.4%/yr

Latest (2025): $3,099 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…