5145 Raleigh Dr · Beaumont, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.2/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.3/10.0
- Livability +3.2/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Great opportunity to own a home in one of Beaumont’s established and desirable neighborhoods. This property offers a solid structure with excellent potential for renovation or customization. The house has been vacant for approximately 24 months and currently has no active utilities. It will require repairs and updates before occupancy. Located in an area that has recently experienced positive market activity, this property presents a chance to invest in a neighborhood where home values have been trending upward. Whether you’re looking to restore it for personal use or as an investment project, this home provides a strong foundation to build upon.
Key facts
- Strong foundation
- Solid structure
- 7,562 sq ft lot
Tags
Property features AI
Finance
- Other: Seller disclosure available
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water
- Home design: Residential property; Built in 1962; Slab foundation
- Construction: Asbestos, cement siding, vinyl siding, and unknown exterior materials; Composition roof
- Exterior features: Located in a subdivision
Interior
- Kitchen: Kitchen on first floor
- Bedrooms: Primary bedroom on first floor; Two additional bedrooms on first floor; Three possible bedrooms total
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Tub/shower
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $333 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
- Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.1% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Regina Howell El (math 33% / reading 44%, grade F, #1,680 of 4,322 statewide, top 40%, 682 students, 58% FRL); Marshall Middle (math 17% / reading 25%, grade F, #1,387 of 1,662 statewide, top 85%, 711 students, 62% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL).
- Market conditions: Rents flat; 258 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.43% ✓
- Cap rate
- 10.10%
- Cash-on-cash
- 13.61%
- DSCR
- 1.61
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $139,000
- List price
- $105,000
- Delta
- -24.46%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5150 Stardust Dr | 0.27mi | 3/1.5 | 1,160 (-6%) | 4mo | $139,000 | $120 | 72 |
| 3641 Briar Creek Dr | 0.36mi | 2/2.0 (-1) | 1,361 (+10%) | 3mo | $170,000 | $125 | 60 |
| 2905 W Lucas Dr | 0.73mi | 3/2.0 | 1,328 (+7%) | 18mo | $179,900 | $135 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.66% rent growth · sell at horizon
- IRR
- 0.8%
- Equity multiple
- 1.03×
- Total profit
- $869
- Equity at exit
- $15,656
- IRR
- 7.6%
- Equity multiple
- 1.51×
- Total profit
- $14,986
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77706
- Rents YoY
- 0.7%
- Active inventory
- 258
- Price-to-rent
- 5.8×
Monthly cashflow live
- Estimated rent
- $1,501 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$258 /mo · $3,099/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$315
- Net cashflow
- $333
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3925 Crow Rd Unit 49 Beaumont, TX | 2.0 | 1.5 | 1306 | $1,325 | $1.01 | 43d | 1 | 0.34mi |
| 5550 Folsom Dr Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 756 | $1,751 | $2.32 | 23d | 1 | 0.39mi |
| 3995 Crow Rd Unit 201 Beaumont, TX | 2.0 | 2.0 | 1162 | $1,550 | $1.33 | 43d | 1 | 0.39mi |
| 4695 Collier St #8 Beaumont, TX | 2.0 | 1.5 | 1121 | $1,150 | $1.03 | 43d | 1 | 0.50mi |
| 4636 Collier St Beaumont, TX | 2.0 | 1.0 | 969 | $1,030 | $1.06 | 43d | 1 | 0.53mi |
| 3910 Treadway Rd Beaumont, TX | 2.0–3.0 | 1.0–1.5 | 1019 | $1,849 | $1.81 | 13d | 10 | 0.56mi |
| 6120 Folsom Dr Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 901 | $1,499 | $1.66 | 43d | 1 | 0.82mi |
| 2995 Wier Dr Beaumont, TX | 3.0 | 2.0 | 1446 | $1,800 | $1.24 | 13d | 1 | 0.90mi |
| 3155 French Rd Beaumont, TX | 1.0–3.0 | 1.0–2.0 | 905 | $999 | $1.10 | 13d | 9 | 0.97mi |
| 5740 Northwest Pkwy Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 884 | $1,499 | $1.69 | 13d | 1 | 1.08mi |
| 1620 Wellington Pl #903 Beaumont, TX | 2.0 | 2.5 | 1215 | $1,750 | $1.44 | 43d | 1 | 1.18mi |
| 3825 Hyde Park Row Beaumont, TX | 3.0 | 2.0 | 1271 | $1,550 | $1.22 | 43d | 1 | 1.20mi |
| 5680 Shivers Dr Beaumont, TX | 3.0 | 1.0 | 1442 | $1,500 | $1.04 | 23d | 1 | 1.24mi |
| 3910 Baldwin St Beaumont, TX | 3.0 | 1.0 | 1220 | $1,200 | $0.98 | 23d | 1 | 1.24mi |
| 5356 Old Dowlen Rd Beaumont, TX | 2.0 | 2.0 | 1112 | $1,350 | $1.21 | 43d | 1 | 1.25mi |
| 6161 Sienna TRL Beaumont, TX | 2.0 | 2.0 | 1003 | $1,129 | $1.13 | 43d | 1 | 1.36mi |
| 5340 Bettes Ln Beaumont, TX | 3.0 | 1.5 | 1496 | $1,575 | $1.05 | 43d | 1 | 1.41mi |
| 4325 Woodlawn St Beaumont, TX | 2.0 | 1.0 | 1150 | $1,000 | $0.87 | 13d | 1 | 1.50mi |
Listing history 21 events
-
2026-06-18days on market $105,000 Active 41 DOM
-
2026-06-17days on market $105,000 Active 40 DOM
-
2026-06-16days on market $105,000 Active 39 DOM
-
2026-06-15days on market $105,000 Active 38 DOM
-
2026-06-14days on market $105,000 Active 36 DOM
-
2026-06-13days on market $105,000 Active 35 DOM
-
2026-06-10days on market $105,000 Active 33 DOM
-
2026-06-09days on market $105,000 Active 32 DOM
-
2026-06-08days on market $105,000 Active 31 DOM
-
2026-06-07days on market $105,000 Active 30 DOM
-
2026-06-03days on market $105,000 Active 26 DOM
-
2026-06-02days on market $105,000 Active 25 DOM
-
2026-06-01days on market $105,000 Active 24 DOM
-
2026-05-31days on market $105,000 Active 23 DOM
-
2026-05-30days on market $105,000 Active 22 DOM
-
2026-05-08$105,000 Active 667-char remark
-
2026-05-08$105,000 Active
-
2025-11-12historical
-
2025-10-26$127,000 Active
-
2024-01-08soldstatus
-
2008-10-06soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,099 · $258/mo
- Projected year-2 tax
- $3,099 · $258/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,017
- − Mortgage interest
- −$5,882
- − Property taxes
- −$3,099
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,441
- − Management
- −$1,441
- − Depreciation
- −$3,055
- Taxable income
- $2,573
- Est. tax owed @ 24.0%
- −$618
- After-tax cash flow
- $3,384/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 30,393
- Household income
- $73,185
- Rent vs Own
- Severe rent burden
- 1299.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Lithuanian 4% Iranian 3% Slovak 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.53%
- Current HPI
- 159.4053
- Rent YoY
- ▲ 0.66%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-17.3% since first listed6 events — show timeline
- 2026-05-08 Listed $105,000 HARMLS
- 2026-05-08 Listed $105,000 BBOR
- 2025-11-12 Listing Removed — HARMLS
- 2025-10-26 Listed $127,000 HARMLS
- 2024-01-08 Sold (Public Records) — Public Records
- 2008-10-06 Sold (Public Records) — Public Records
Property tax history
+3.4%/yrLatest (2025): $3,099 · -0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…