615 81st Pl S · Birmingham, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 9 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.4/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$74,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
Key facts
- 0.23 acre lot
- Built 1935
- Listed 224 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $391 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.6% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, schools F, crime F.
- Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.8%/yr); 128 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 34% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 1.8% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 224 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $35k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 224 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.60% ✓
- Cap rate
- 12.55%
- Cash-on-cash
- 22.36%
- DSCR
- 1.99
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $111,670
- List price
- $74,900
- Delta
- -32.93%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8201 4th Ave S | 0.17mi | 3/2.0 | 1,334 (+3%) | 0mo | $170,000 | $127 | 87 |
| 8315 4th Ave S | 0.27mi | 3/1.0 | 1,288 (-1%) | 2mo | $84,000 | $65 | 81 |
| 617 83rd Pl S | 0.26mi | 3/1.0 | 1,344 (+4%) | 0mo | $82,000 | $61 | 78 |
| 8236 2nd Ave S | 0.37mi | 3/1.0 | 1,326 (+2%) | 2mo | $57,750 | $44 | 73 |
| 740 81st Pl S | 0.13mi | 2/2.0 (-1) | 1,137 (-12%) | 1mo | $40,000 | $35 | 68 |
| 8313 3rd Ave S | 0.32mi | 3/1.0 | 1,195 (-8%) | 2mo | $90,000 | $75 | 66 |
| 7915 7th Ave S | 0.30mi | 3/1.0 | 1,162 (-10%) | 1mo | $85,000 | $73 | 64 |
| 461 Ridge Rd | 0.73mi | 3/2.0 | 1,311 (+1%) | 2mo | $258,000 | $197 | 62 |
| 7830 5th Ave S | 0.38mi | 3/1.0 | 1,151 (-11%) | 1mo | $142,500 | $124 | 59 |
| 713 77th Pl S | 0.66mi | 3/1.0 | 1,364 (+5%) | 2mo | $215,000 | $158 | 55 |
| 709 85th St S | 0.53mi | 3/2.0 | 1,448 (+12%) | 1mo | $185,000 | $128 | 55 |
| 7836 Division Ave | 0.60mi | 3/2.0 | 1,462 (+13%) | 3mo | $154,000 | $105 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.82% rent growth · sell at horizon
- IRR
- 13.8%
- Equity multiple
- 1.54×
- Total profit
- $11,381
- Equity at exit
- $11,168
- IRR
- 21.7%
- Equity multiple
- 2.74×
- Total profit
- $36,478
- Equity at exit
- $6,476
Cash invested: $20,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35206
- Home prices YoY
- -32.0%
- Rents YoY
- 1.8%
- Active inventory
- 128
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $1,202 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$135 /mo · $1,615/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $391
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,725
- Closing costs
- $2,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 514 81st St S Birmingham, AL | 4.0 | 2.0 | 1174 | $1,295 | $1.10 | 44d | 1 | 0.10mi |
| 512 81st St S Birmingham, AL | 3.0 | 1.0 | 1156 | $1,150 | $0.99 | 44d | 1 | 0.10mi |
| 8211 Rugby Ave Birmingham, AL | 4.0 | 1.0 | 966 | $1,250 | $1.29 | 44d | 1 | 0.15mi |
| 731 81st St S Birmingham, AL | 3.0 | 1.0 | 1221 | $995 | $0.81 | 10d | 1 | 0.16mi |
| 8242 Vassar Ave Birmingham, AL | 4.0 | 1.0 | 1212 | $1,100 | $0.91 | 44d | 1 | 0.16mi |
| 8108 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1384 | $1,200 | $0.87 | 44d | 1 | 0.17mi |
| 735 81st St S Birmingham, AL | 3.0 | 2.0 | 1224 | $1,400 | $1.14 | 24d | 1 | 0.17mi |
| 8122 Rugby Ave Unit B Birmingham, AL | 2.0 | 1.0 | 900 | $795 | $0.88 | 44d | 1 | 0.17mi |
| 8035 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1096 | $1,050 | $0.96 | 44d | 1 | 0.18mi |
| 8202 4th Ave S Birmingham, AL | 3.0 | 1.0 | 1178 | $1,075 | $0.91 | 44d | 1 | 0.19mi |
| 730 82nd Pl S Birmingham, AL | 3.0 | 1.0 | 896 | $1,023 | $1.14 | 3d | 1 | 0.21mi |
| 7931 7th Ave S Birmingham, AL | 3.0 | 1.0 | 1320 | $1,450 | $1.10 | 44d | 1 | 0.24mi |
| 745 82nd Pl S Birmingham, AL | 3.0 | 2.0 | 1200 | $1,168 | $0.97 | 2d | 1 | 0.25mi |
| 636 83rd Pl S Birmingham, AL | 2.0 | 2.0 | 1062 | $1,175 | $1.11 | 44d | 1 | 0.27mi |
| 8013 Rugby Ave Birmingham, AL | 3.0 | 2.0 | 1460 | $1,150 | $0.79 | 24d | 1 | 0.27mi |
| 8129 2nd Ave S Unit B Birmingham, AL | 2.0 | 1.0 | 900 | $800 | $0.89 | 44d | 1 | 0.28mi |
| 775 81st Pl S Birmingham, AL | 3.0 | 1.0 | 1232 | $1,095 | $0.89 | 24d | 1 | 0.29mi |
| 8128 2nd Ave S Birmingham, AL | 4.0 | 1.0 | 1390 | $1,150 | $0.83 | 24d | 1 | 0.32mi |
| 768 80th Pl S Unit 1 Birmingham, AL | 3.0 | 2.0 | 1134 | $1,200 | $1.06 | 44d | 1 | 0.33mi |
| 8408 5th Ave S Birmingham, AL | 3.0 | 1.0 | 1100 | $1,528 | $1.39 | 44d | 1 | 0.35mi |
| 8408 5th Ave S Birmingham, AL | 3.0 | 1.0 | 890 | $1,295 | $1.46 | 10d | 1 | 0.35mi |
| 8240 2nd Ave S Birmingham, AL | 2.0 | 1.0 | 990 | $875 | $0.88 | 24d | 1 | 0.36mi |
| 8149 1st Ave S Birmingham, AL | 3.0 | 2.0 | 1300 | $1,200 | $0.92 | 44d | 1 | 0.37mi |
| 8021 1st Ave S Unit A Birmingham, AL | 3.0 | 1.0 | 980 | $950 | $0.97 | 24d | 1 | 0.39mi |
| 7827 Rugby Ave Birmingham, AL | 3.0 | 1.0 | 1365 | $850 | $0.62 | 3d | 1 | 0.40mi |
| 7829 3rd Ave S Birmingham, AL | 3.0 | 1.5 | 1005 | $1,025 | $1.02 | 44d | 1 | 0.41mi |
| 7815 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1496 | $1,650 | $1.10 | 2d | 1 | 0.41mi |
| 7823 Rugby Ave Birmingham, AL | 3.0 | 1.0 | 1023 | $1,175 | $1.15 | 44d | 1 | 0.41mi |
| 7824 Rugby Ct Birmingham, AL | 4.0 | 1.5 | 1650 | $1,275 | $0.77 | 44d | 1 | 0.44mi |
| 8229 9th Ave S Birmingham, AL | 2.0 | 1.0 | 997 | $1,195 | $1.20 | 3d | 1 | 0.45mi |
| 7825 Rugby Ct Birmingham, AL | 2.0 | 1.0 | 929 | $875 | $0.94 | 21d | 1 | 0.46mi |
| 7801 3rd Ave S Unit B Birmingham, AL | 2.0 | 1.5 | 1100 | $1,000 | $0.91 | 44d | 1 | 0.47mi |
| 8513 4th Ave S Birmingham, AL | 3.0 | 1.0 | 1150 | $1,150 | $1.00 | 44d | 1 | 0.50mi |
| 832 79th Pl S Birmingham, AL | 3.0 | 1.0 | 960 | $1,250 | $1.30 | 24d | 1 | 0.50mi |
| 756 Vanderbilt St Birmingham, AL | 3.0 | 2.0 | 1096 | $1,000 | $0.91 | 44d | 1 | 0.58mi |
| 7808 Vienna Ave Birmingham, AL | 2.0 | 1.0 | 904 | $850 | $0.94 | 44d | 1 | 0.59mi |
| 805 Vanderbilt St Birmingham, AL | 4.0 | 2.0 | 1692 | $1,291 | $0.76 | 21d | 1 | 0.59mi |
| 8416 Division Ave Birmingham, AL | 3.0 | 2.0 | 1470 | $1,350 | $0.92 | 44d | 1 | 0.59mi |
| 836 Vanderbilt St Birmingham, AL | 3.0 | 1.0 | 1072 | $850 | $0.79 | 24d | 1 | 0.64mi |
| 7721 1st Ave S Birmingham, AL | 3.0 | 1.0 | 956 | $949 | $0.99 | 24d | 1 | 0.65mi |
Listing history 32 events
-
2026-06-18days on market $74,900 Active 224 DOM
-
2026-06-17days on market $74,900 Active 223 DOM
-
2026-06-16days on market $74,900 Active 222 DOM
-
2026-06-15days on market $74,900 Active 221 DOM
-
2026-06-13days on market $74,900 Active 219 DOM
-
2026-06-10days on market $74,900 Active 216 DOM
-
2026-06-09days on market $74,900 Active 215 DOM
-
2026-06-08days on market $74,900 Active 214 DOM
-
2026-06-07days on market $74,900 Active 213 DOM
-
2026-06-03days on market $74,900 Active 209 DOM
-
2026-06-02days on market $74,900 Active 208 DOM
-
2026-06-01days on market $74,900 Active 207 DOM
-
2026-05-31price $74,900 Active 206 DOM
-
2026-05-31days on market $79,900 Active 206 DOM
-
2026-05-09price $79,900 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2026-03-13status Active 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2026-03-04status Pending 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2026-01-31price $89,900 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2026-01-09price $99,900 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2025-12-08status Active 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2025-11-19status Pending 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2025-11-17price $104,900 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2025-10-09$109,900 Active 495-char remark
Show marketing remark (495 chars)
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
-
2021-09-30soldstatus $101,000
-
2021-09-16soldstatus $101,000 Sold 4-char remark
Show marketing remark (4 chars)
None
-
2021-09-01historical 4-char remark
Show marketing remark (4 chars)
None
-
2021-08-31price $119,000 4-char remark
Show marketing remark (4 chars)
None
-
2021-08-10$129,000 Active 4-char remark
Show marketing remark (4 chars)
None
-
2021-07-27historical $129,000 4-char remark
Show marketing remark (4 chars)
None
-
2001-10-09soldstatus $69,400
-
1994-02-25soldstatus $35,000
-
1987-11-06soldstatus $29,978
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,615 · $135/mo
- Projected year-2 tax
- $1,615 · $135/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,420
- − Mortgage interest
- −$4,196
- − Property taxes
- −$1,615
- − Insurance
- −$374
- − Repairs & maintenance
- −$1,154
- − Management
- −$1,154
- − Depreciation
- −$2,179
- Taxable income
- $3,748
- Est. tax owed @ 24.0%
- −$900
- After-tax cash flow
- $3,789/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Birmingham City
- NCES district ID
- 0100390
- Math proficiency
- 4% ▼ -17.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $31,988
- Composite
- 9.49/100
- National rank
- #9850
- State rank
- #116 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Birmingham, AL
- County
- Jefferson County · 527,445 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 15,621
- Household income
- $42,549
- Rent vs Own
- Severe rent burden
- 1169.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 22% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2% Other Indo-European 0%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.70%
- Current HPI
- 146.2168
- Rent YoY
- ▲ 1.82%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+166.5% since first listed18 events — show timeline
- 2026-05-09 Price Changed $79,900 Greater Alabama MLS
- 2026-03-13 Relisted — Greater Alabama MLS
- 2026-03-04 Pending — Greater Alabama MLS
- 2026-01-31 Price Changed $89,900 Greater Alabama MLS
- 2026-01-09 Price Changed $99,900 Greater Alabama MLS
- 2025-12-08 Relisted — Greater Alabama MLS
- 2025-11-19 Pending — Greater Alabama MLS
- 2025-11-17 Price Changed $104,900 Greater Alabama MLS
- 2025-10-09 Listed $109,900 Greater Alabama MLS
- 2021-09-30 Sold (Public Records) $101,000 Public Records
- 2021-09-16 Sold (MLS) $101,000 Greater Alabama MLS
- 2021-09-01 Delisted — Greater Alabama MLS
- 2021-08-31 Price Changed $119,000 Greater Alabama MLS
- 2021-08-10 Listed $129,000 Greater Alabama MLS
- 2021-07-27 Coming Soon $129,000 Greater Alabama MLS
- 2001-10-09 Sold (Public Records) $69,400 Public Records
- 1994-02-25 Sold (Public Records) $35,000 Public Records
- 1987-11-06 Sold (Public Records) $29,978 Public Records
Property tax history
+5.7%/yrLatest (2025): $1,615 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…