615 81st Pl S · Birmingham, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 9 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.4/5.0
- Rent growth +3.0/5.0
- Condition / age +2.2/5.0
- Schools +0.6/10.0
- Appreciation +0.0/10.0
$64,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into the charm of this 3-bedroom, 2-bath home, where classic character meets comfortable living. Built in 1935, this inviting residence sits gracefully on a spacious corner lot, offering both curb appeal and room to enjoy the outdoors. Inside, you’ll find generous living areas and well-sized bedrooms that provide plenty of space to relax and unwind. With timeless details and a welcoming atmosphere throughout, this home is full of potential and ready to shine for its next chapter.
Key facts
- 0.23 acre lot
- Built 1935
- Listed 286 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $65k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $439 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.4% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, schools F, crime F.
- Birmingham City (urban): math 4% / reading 20% proficiency, ranked #116 of 129 in AL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.8%/yr); 209 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 99d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 90% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 34% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 1.8% rent growth), your $18k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 286 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $45k (41%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 286 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.83% ✓
- Cap rate
- 14.41%
- Cash-on-cash
- 28.98%
- DSCR
- 2.29
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $123,329
- List price
- $64,900
- Delta
- -47.38%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8201 4th Ave S | 0.17mi | 3/2.0 | 1,334 (+3%) | 4mo | $170,000 | $127 | 84 |
| 617 83rd Pl S | 0.26mi | 3/1.0 | 1,344 (+4%) | 3mo | $82,000 | $61 | 75 |
| 8029 3rd Ave S | 0.26mi | 3/1.0 | 1,216 (-6%) | 2mo | $86,500 | $71 | 72 |
| 8337 7th Ave S | 0.27mi | 3/2.0 | 1,150 (-11%) | 3mo | $155,000 | $135 | 66 |
| 740 81st Pl S | 0.13mi | 2/2.0 (-1) | 1,137 (-12%) | 4mo | $40,000 | $35 | 65 |
| 709 77th Way S | 0.61mi | 3/1.0 | 1,272 (-2%) | 1mo | $150,000 | $118 | 64 |
| 8311 12th Ave S | 0.69mi | 3/1.5 | 1,304 (+1%) | 2mo | $65,000 | $50 | 63 |
| 7805 Vienna Ave | 0.60mi | 3/2.0 | 1,372 (+6%) | 0mo | $150,000 | $109 | 62 |
| 7915 7th Ave S | 0.30mi | 3/1.0 | 1,162 (-10%) | 4mo | $85,000 | $73 | 61 |
| 8301 2nd Ave S | 0.36mi | 3/1.0 | 1,455 (+12%) | 1mo | $40,000 | $27 | 58 |
| 7830 5th Ave S | 0.38mi | 3/1.0 | 1,151 (-11%) | 5mo | $142,500 | $124 | 56 |
| 709 85th St S | 0.53mi | 3/2.0 | 1,448 (+12%) | 4mo | $185,000 | $128 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.82% rent growth · sell at horizon
- IRR
- 22.0%
- Equity multiple
- 1.89×
- Total profit
- $16,084
- Equity at exit
- $9,677
- IRR
- 29.2%
- Equity multiple
- 3.45×
- Total profit
- $44,599
- Equity at exit
- $5,611
Cash invested: $18,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 60 active · 32 under contract
- Months of supply
- 12.0 mo (8%/mo absorbed)
- Median asking
- $110,000 ($90/sqft)
- Median days on market
- 65 d
- This list price
- 5% of active listings are priced below it
- ARV vs active asking
- +5.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 35206
- Home prices YoY
- -32.0%
- Rents YoY
- 1.8%
- Active inventory
- 209
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,191 high interval (Pro) →
- Mortgage (P&I)
- −$340
- Tax from tax record
- −$135 /mo · $1,615/yr
- Insurance
- −$27
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $439
Break-even live
Sensitivity live
| Price | -10% $476 | -5% $457 | +0% $439 | +5% $420 | +10% $402 |
|---|---|---|---|---|---|
| Rent | -10% $345 | -5% $392 | +0% $439 | +5% $486 | +10% $533 |
| Rate | -1.0pp $471 | -0.5pp $455 | base $439 | +0.5pp $422 | +1.0pp $405 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,225
- Closing costs
- $1,947
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 514 81st St S Birmingham, AL | 4.0 | 2.0 | 1174 | $1,245 | $1.06 | 73d | 1 | 0.10mi |
| 514 81st St S Birmingham, AL | 4.0 | 2.0 | 1174 | $1,245 | $1.06 | 9d | 1 | 0.10mi |
| 512 81st St S Birmingham, AL | 3.0 | 1.0 | 1156 | $1,150 | $0.99 | 139d | 1 | 0.10mi |
| 8211 Rugby Ave Birmingham, AL | 4.0 | 1.0 | 966 | $1,250 | $1.29 | 139d | 1 | 0.15mi |
| 731 81st St S Birmingham, AL | 3.0 | 1.0 | 1221 | $945 | $0.77 | 65d | 1 | 0.16mi |
| 8242 Vassar Ave Birmingham, AL | 4.0 | 1.0 | 1212 | $1,050 | $0.87 | 82d | 1 | 0.16mi |
| 8108 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1384 | $1,200 | $0.87 | 139d | 1 | 0.17mi |
| 735 81st St S Birmingham, AL | 3.0 | 2.0 | 1224 | $1,400 | $1.14 | 119d | 1 | 0.17mi |
| 8122 Rugby Ave Unit B Birmingham, AL | 2.0 | 1.0 | 900 | $795 | $0.88 | 139d | 1 | 0.17mi |
| 8035 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1096 | $1,050 | $0.96 | 139d | 1 | 0.18mi |
| 8202 4th Ave S Birmingham, AL | 3.0 | 1.0 | 1178 | $950 | $0.81 | 92d | 1 | 0.19mi |
| 730 82nd Pl S Birmingham, AL | 3.0 | 1.0 | 896 | $1,023 | $1.14 | 99d | 1 | 0.21mi |
| 7931 7th Ave S Birmingham, AL | 3.0 | 1.0 | 1320 | $1,450 | $1.10 | 139d | 1 | 0.24mi |
| 745 82nd Pl S Birmingham, AL | 3.0 | 2.0 | 1200 | $1,168 | $0.97 | 97d | 1 | 0.25mi |
| 513 83rd Pl S Birmingham, AL | 3.0 | 2.0 | 1510 | $1,050 | $0.70 | 63d | 1 | 0.27mi |
| 636 83rd Pl S Birmingham, AL | 2.0 | 2.0 | 1062 | $1,175 | $1.11 | 139d | 1 | 0.27mi |
| 8013 Rugby Ave Birmingham, AL | 3.0 | 2.0 | 1460 | $1,150 | $0.79 | 119d | 1 | 0.27mi |
| 617 83rd Pl S Birmingham, AL | 3.0 | 1.0 | 1344 | $1,200 | $0.89 | 9d | 1 | 0.28mi |
| 8129 2nd Ave S Unit B Birmingham, AL | 2.0 | 1.0 | 900 | $800 | $0.89 | 139d | 1 | 0.28mi |
| 8129 2nd Ave S Unit A Birmingham, AL | 2.0 | 1.0 | 900 | $850 | $0.94 | 9d | 1 | 0.28mi |
| 775 81st Pl S Birmingham, AL | 3.0 | 1.0 | 1232 | $1,095 | $0.89 | 119d | 1 | 0.29mi |
| 8128 2nd Ave S Birmingham, AL | 4.0 | 1.0 | 1390 | $1,000 | $0.72 | 82d | 1 | 0.32mi |
| 768 80th Pl S Unit 1 Birmingham, AL | 3.0 | 2.0 | 1134 | $1,100 | $0.97 | 73d | 1 | 0.33mi |
| 8408 5th Ave S Birmingham, AL | 3.0 | 1.0 | 890 | $1,200 | $1.35 | 88d | 1 | 0.35mi |
| 8408 5th Ave S Birmingham, AL | 3.0 | 1.0 | 1100 | $1,528 | $1.39 | 139d | 1 | 0.35mi |
| 8240 2nd Ave S Birmingham, AL | 2.0 | 1.0 | 990 | $875 | $0.88 | 119d | 1 | 0.36mi |
| 8149 1st Ave S Birmingham, AL | 3.0 | 2.0 | 1300 | $1,200 | $0.92 | 139d | 1 | 0.37mi |
| 8309 8th Ave S Birmingham, AL | 3.0 | 2.0 | 1342 | $1,395 | $1.04 | 88d | 1 | 0.39mi |
| 8021 1st Ave S Unit A Birmingham, AL | 3.0 | 1.0 | 980 | $950 | $0.97 | 119d | 1 | 0.39mi |
| 7827 Rugby Ave Birmingham, AL | 3.0 | 1.0 | 1365 | $795 | $0.58 | 88d | 1 | 0.40mi |
| 7829 3rd Ave S Birmingham, AL | 3.0 | 1.5 | 1005 | $1,025 | $1.02 | 139d | 1 | 0.41mi |
| 7815 4th Ave S Birmingham, AL | 3.0 | 2.0 | 1496 | $1,650 | $1.10 | 92d | 1 | 0.41mi |
| 7823 Rugby Ave Birmingham, AL | 3.0 | 1.0 | 1023 | $1,175 | $1.15 | 139d | 1 | 0.41mi |
| 7824 Rugby Ct Birmingham, AL | 4.0 | 1.5 | 1650 | $1,250 | $0.76 | 88d | 1 | 0.44mi |
| 7840 8th Ave S Birmingham, AL | 2.0 | 1.0 | 1092 | $1,050 | $0.96 | 92d | 1 | 0.45mi |
| 8229 9th Ave S Birmingham, AL | 2.0 | 1.0 | 997 | $1,195 | $1.20 | 98d | 1 | 0.45mi |
| 7805 3rd Ave S Unit B Birmingham, AL | 2.0 | 1.5 | 1150 | $1,100 | $0.96 | 92d | 1 | 0.46mi |
| 7805 3rd Ave S Unit B Birmingham, AL | 2.0 | 1.5 | 1150 | $1,100 | $0.96 | 0d | 1 | 0.46mi |
| 7825 Rugby Ct Birmingham, AL | 2.0 | 1.0 | 929 | $875 | $0.94 | 117d | 1 | 0.46mi |
| 7801 3rd Ave S Unit B Birmingham, AL | 2.0 | 1.5 | 1100 | $1,000 | $0.91 | 139d | 1 | 0.47mi |
Listing history 50 events
-
2026-09-23days on market $64,900 Active 286 DOM
-
2026-09-22days on market $64,900 Active 285 DOM
-
2026-09-21days on market $64,900 Active 284 DOM
-
2026-09-20days on market $64,900 Active 283 DOM
-
2026-09-19days on market $64,900 Active 282 DOM
-
2026-09-18days on market $64,900 Active 281 DOM
-
2026-09-17days on market $64,900 Active 280 DOM
-
2026-09-16days on market $64,900 Active 279 DOM
-
2026-09-15days on market $64,900 Active 278 DOM
-
2026-09-14days on market $64,900 Active 277 DOM
-
2026-09-13days on market $64,900 Active 276 DOM
-
2026-09-12days on market $64,900 Active 275 DOM
-
2026-09-11pricedays on market $64,900 Active 274 DOM
-
2026-09-05days on market $69,900 Active 268 DOM
-
2026-09-04days on market $69,900 Active 267 DOM
-
2026-09-03days on market $69,900 Active 266 DOM
-
2026-08-31days on market $69,900 Active 263 DOM
-
2026-08-30days on market $69,900 Active 262 DOM
-
2026-08-29pricedays on market $69,900 Active 261 DOM
-
2026-08-28days on market $74,900 Active 260 DOM
-
2026-08-27days on market $74,900 Active 259 DOM
-
2026-08-25days on market $74,900 Active 257 DOM
-
2026-08-24days on market $74,900 Active 256 DOM
-
2026-08-23days on market $74,900 Active 255 DOM
-
2026-08-22days on market $74,900 Active 254 DOM
-
2026-08-21days on market $74,900 Active 253 DOM
-
2026-08-20days on market $74,900 Active 252 DOM
-
2026-08-19days on market $74,900 Active 251 DOM
-
2026-08-18days on market $74,900 Active 250 DOM
-
2026-08-17days on market $74,900 Active 249 DOM
-
2026-08-16days on market $74,900 Active 248 DOM
-
2026-08-15days on market $74,900 Active 247 DOM
-
2026-08-15status $74,900 Active 246 DOM
-
2026-07-11status $74,900 Pending 246 DOM
-
2026-07-10days on market $74,900 Active 246 DOM
-
2026-07-09days on market $74,900 Active 245 DOM
-
2026-07-07days on market $74,900 Active 243 DOM
-
2026-07-06days on market $74,900 Active 242 DOM
-
2026-07-05days on market $74,900 Active 241 DOM
-
2026-07-03days on market $74,900 Active 239 DOM
-
2026-07-02days on market $74,900 Active 238 DOM
-
2026-07-01days on market $74,900 Active 237 DOM
-
2026-06-30days on market $74,900 Active 236 DOM
-
2026-06-29days on market $74,900 Active 235 DOM
-
2026-06-28days on market $74,900 Active 234 DOM
-
2026-06-27days on market $74,900 Active 233 DOM
-
2026-06-27days on market $74,900 Active 232 DOM
-
2026-06-25days on market $74,900 Active 230 DOM
-
2026-06-22days on market $74,900 Active 228 DOM
-
2026-06-21days on market $74,900 Active 227 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,615 · $135/mo
- Projected year-2 tax
- $1,615 · $135/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,291
- − Mortgage interest
- −$3,635
- − Property taxes
- −$1,615
- − Insurance
- −$324
- − Repairs & maintenance
- −$1,143
- − Management
- −$1,143
- − Depreciation
- −$1,888
- Taxable income
- $4,541
- Est. tax owed @ 24.0%
- −$1,090
- After-tax cash flow
- $4,176/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This 1935 home requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the kitchen and bath, roof, exterior, and flooring. Paint and re-siding, along with new flooring and updated cabinets, would significantly enhance its curb appeal and interior aesthetics.
Components & finishes AI
Deferred maintenance Est. $3,000–$12,000 screening
- Minor Roof (roof) — No visible signs of damage or wear
- Minor Windows (windows) — No visible signs of damage or wear
- Minor Electrical (electrical) — No visible signs of damage or wear
- Minor Plumbing (plumbing) — No visible signs of damage or wear
- Minor Exterior (exterior) — No visible signs of damage or wear
- Minor Other — No visible signs of damage or wear
Repairs flagged
- Major Exposed brick wall in kitchen and bath — Structural issue
- Major Worn cabinets in kitchen and bath — Aesthetic and functional issue
- Major Worn hardwood floors — Aesthetic and functional issue
- Major Exposed brick in kitchen and bath — Structural issue
Value-add opportunities
- Both Paint and re-siding — Enhances curb appeal and interior aesthetics ↑
- Both New flooring — Improves functionality and aesthetics ↑
- Both Kitchen and bath cabinets — Updates the kitchen and bath spaces ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Birmingham City
- NCES district ID
- 0100390
- Math proficiency
- 4% ▼ -17.00%
- Reading proficiency
- 20% ▼ -4.00%
- Median HH income
- $31,988
- Composite
- 9.49/100
- National rank
- #9850
- State rank
- #116 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Birmingham, AL
- County
- Jefferson County · 669,185 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 15,621
- Household income
- $42,549
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 22% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2% Other Indo-European 0%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.70%
- Current HPI
- 146.2168
- Rent YoY
- ▲ 1.82%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+166.5% since first listed18 events — show timeline
- 2026-05-09 Price Changed $79,900 Greater Alabama MLS
- 2026-03-13 Relisted — Greater Alabama MLS
- 2026-03-04 Pending — Greater Alabama MLS
- 2026-01-31 Price Changed $89,900 Greater Alabama MLS
- 2026-01-09 Price Changed $99,900 Greater Alabama MLS
- 2025-12-08 Relisted — Greater Alabama MLS
- 2025-11-19 Pending — Greater Alabama MLS
- 2025-11-17 Price Changed $104,900 Greater Alabama MLS
- 2025-10-09 Listed $109,900 Greater Alabama MLS
- 2021-09-30 Sold (Public Records) $101,000 Public Records
- 2021-09-16 Sold (MLS) $101,000 Greater Alabama MLS
- 2021-09-01 Delisted — Greater Alabama MLS
- 2021-08-31 Price Changed $119,000 Greater Alabama MLS
- 2021-08-10 Listed $129,000 Greater Alabama MLS
- 2021-07-27 Coming Soon $129,000 Greater Alabama MLS
- 2001-10-09 Sold (Public Records) $69,400 Public Records
- 1994-02-25 Sold (Public Records) $35,000 Public Records
- 1987-11-06 Sold (Public Records) $29,978 Public Records
Property tax history
+5.7%/yrLatest (2025): $1,615 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…