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45055 Pipevine Cir
C- Composite 54.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Cash flow +11.8/30.0
  • Schools +5.5/10.0
  • 1% rule +4.9/10.0
  • Condition / age +4.8/5.0
  • Livability +3.8/5.0
  • DSCR +3.5/10.0
  • Rent growth +3.5/5.0
  • Appreciation +2.4/10.0

$259,597

45055 Pipevine Cir · Punta Gorda, FL 33982
3 bd · 2.0 ba · 1,429 sqft · SingleFamily · 11 Days on market
Built 2026 Excellent condition 5,200 sqft lot 2-car garage $182/sqft · 15% below area Est $306k · 15% under $312/mo HOA · 12% of rent ↓ 17% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIS HOME IS READY FOR YOU NOW!! Sabal Glen at Midtown offers new single-family homes just miles from the endless entertainment and recreation at Babcock Ranch Town Center in Punta Gorda, FL. This new home is laid out on a single level for low maintenance living. Two secondary bedrooms share a bathroom in the hall at the front of the home, while the owner’s suite is tucked into the back corner with an attached bathroom and walk-in closet. Down the foyer is the open-concept living area, which includes a fully equipped kitchen, an intimate dining room and family room with patio access. Completing the home is a convenient two-car garage. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

Key facts

  • Quartz countertops
  • Walk-in closet
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTCHEF-INSPIRED KITCHENSHAKER-STYLE CABINETRYQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $260k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-70 ($-838/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (3.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (0.7% below list).
  • Recommended offer: $249k (3.9% below list) — sets the bar for cash-flow.
  • Cap rate 6.0% vs local median 3.4% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
  • Market conditions: Rents rising fast (+4.1%/yr); 1621 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $249,496 (3.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99% ✗
Cap rate
5.97%
Cash-on-cash
-1.15%
DSCR
0.95
GRM
8.4

CMA / ARV

ARV (median comp)
$306,035
List price
$259,597
Delta
-15.17%
Verdict
UNDERPRICED
Comps
20 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
44433 Diamond Trl 1.42mi 3/2.0 1,484 (+4%) 2mo $315,000 $212 57
15435 Green Acres Ave #2413 1.31mi 2/2.0 (-1) 1,366 (-4%) 1mo $252,500 $185 52
15465 Green Acres Ave #2522 1.31mi 2/2.0 (-1) 1,355 (-5%) 0mo $234,999 $173 51
44319 Panther Dr 1.42mi 2/2.0 (-1) 1,515 (+6%) 2mo $335,000 $221 48
44505 Diamond Trl 1.34mi 3/2.0 1,269 (-11%) 1mo $328,500 $259 46
44500 Cable Creek Dr 1.18mi 3/2.0 1,269 (-11%) 4mo $274,995 $217 43
44491 Cable Creek Dr 1.20mi 3/2.0 1,654 (+16%) 1mo $329,000 $199 40
44425 Cable Creek Dr 1.30mi 3/2.0 1,654 (+16%) 1mo $329,990 $200 39
44461 Cable Creek Dr 1.24mi 3/2.0 1,654 (+16%) 2mo $320,000 $193 39
44356 Panther Dr 1.36mi 2/2.0 (-1) 1,601 (+12%) 4mo $425,000 $265 36
15285 Green Acres Ave #433 1.31mi 2/2.0 (-1) 1,154 (-19%) 1mo $220,000 $191 34
44493 Diamond Trl 1.35mi 4/2.0 (+1) 1,675 (+17%) 5mo $304,000 $181 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.40×
Total profit
$-43,318
Equity at exit
$38,707
10-year hold
IRR
-6.0%
Equity multiple
0.59×
Total profit
$-30,065
Equity at exit
$22,445

Cash invested: $72,687 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Methodology + full state rankings →

Active competition Active MLS

For sale now
2 active
Median asking
$285,499 ($200/sqft)
Median days on market
128 d
This list price
lowest-priced of the active set
ARV vs active asking
+7.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33982

Home prices YoY
-1.2%
Rents YoY
4.1%
Active inventory
1621
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,577 medium interval (Pro) →
Mortgage (P&I)
−$1,361
Tax est. 1.5%
−$324 /mo · $3,894/yr
Insurance
−$108
HOA
−$312
Vacancy / Maint / Mgmt
−$541
Net cashflow
$-70

Break-even live

Break-even rent $2,666
Max offer price $249,496
Occupancy floor 98%

Sensitivity live

Price -10% $110 -5% $20 +0% $-70 +5% $-160 +10% $-249
Rent -10% $-273 -5% $-172 +0% $-70 +5% $32 +10% $134
Rate -1.0pp $61 -0.5pp $-4 base $-70 +0.5pp $-137 +1.0pp $-206

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,899
Closing costs
$7,788
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15835 Green Acres Ave #3332 Punta Gorda, FL 2.0 2.0 1120 $6,000 $5.36 10d 1 0.85mi
15835 Green Acres Ave Unit 3328 Punta Gorda, FL 3.0 2.0 1300 $5,800 $4.46 1d 1 0.92mi
15405 Green Acres Ave #2331 Punta Gorda, FL 3.0 2.0 1301 $5,500 $4.23 10d 1 1.32mi
15405 Green Acres Ave #2331 Punta Gorda, FL 3.0 2.0 1301 $5,500 $4.23 162d 1 1.32mi
15405 Green Acres Ave #2331 Punta Gorda, FL 3.0 2.0 1301 $5,500 $4.23 51d 1 1.32mi
15405 Green Acres Ave #2341 Punta Gorda, FL 2.0 2.0 1154 $4,500 $3.90 10d 1 1.32mi
15375 Green Acres Ave #2221 Punta Gorda, FL 3.0 2.0 1301 $4,500 $3.46 0d 1 1.32mi
15405 Green Acres Ave #2341 Punta Gorda, FL 2.0 2.0 1154 $5,500 $4.77 162d 1 1.32mi
15465 Green Acres Ave #2521 , FL 2.0 2.0 1569 $5,500 $3.51 10d 1 1.32mi
15375 Green Acres Ave #2214 Punta Gorda, FL 2.0 2.0 1120 $1,800 $1.61 51d 1 1.32mi
15405 Green Acres Ave Punta Gorda, FL 3.0 2.0 1301 $1,850 $1.42 10d 1 1.32mi
15405 Green Acres Ave Punta Gorda, FL 3.0 2.0 1301 $1,850 $1.42 15d 1 1.32mi
15375 Green Acres Ave #2243 , FL 2.0 2.0 1120 $1,800 $1.61 29d 1 1.32mi
15465 Green Acres Ave #2521 , FL 2.0 2.0 1569 $5,500 $3.51 27d 1 1.32mi
15375 Green Acres Ave Unit 2228 , FL 3.0 2.0 1301 $1,500 $1.15 21d 1 1.32mi
15375 Green Acres Ave #2243 , FL 2.0 2.0 1120 $2,500 $2.23 6d 1 1.32mi
15375 Green Acres Ave Unit 2228 , FL 3.0 2.0 1301 $2,200 $1.69 10d 1 1.32mi
15405 Green Acres Ave #2327 , FL 2.0 2.0 1154 $4,500 $3.90 154d 1 1.32mi
15405 Green Acres Ave Unit 2322 Punta Gorda, FL 2.0 2.0 1150 $4,000 $3.48 0d 1 1.32mi
15285 Green Acres AVE #414 Punta Gorda, FL 2.0 2.0 1120 $6,000 $5.36 162d 1 1.33mi
15285 Green Acres AVE #434 Punta Gorda, FL 2.0 2.0 1120 $6,000 $5.36 10d 1 1.33mi
15285 Green Acres AVE #424 Punta Gorda, FL 2.0 2.0 1180 $6,000 $5.08 21d 1 1.33mi
44458 Diamond Trl Punta Gorda, FL 3.0 2.0 1484 $2,500 $1.68 51d 1 1.39mi
44458 Diamond Trl Punta Gorda, FL 3.0 2.0 1484 $2,500 $1.68 162d 1 1.39mi
15195 Pinehurst Ln Unit 917 Punta Gorda, FL 2.0 2.0 1355 $5,500 $4.06 162d 1 1.43mi
15345 Green Acres Ave Unit 2117 Punta Gorda, FL 2.0 2.0 1154 $6,000 $5.20 162d 1 1.46mi
15375 Green Acres Ave #2211 Punta Gorda, FL 3.0 2.0 1301 $4,795 $3.69 51d 1 1.46mi
15345 Green Acres Ave #2115 Punta Gorda, FL 2.0 2.0 1120 $5,500 $4.91 10d 1 1.46mi
15375 Green Acres Ave #2211 Punta Gorda, FL 3.0 2.0 1301 $4,795 $3.69 10d 1 1.46mi
15375 Green Acres Ave #2211 Punta Gorda, FL 3.0 2.0 1301 $2,295 $1.76 162d 1 1.46mi
15345 Green Acres Ave Unit 2136 Punta Gorda, FL 2.0 2.0 1154 $6,000 $5.20 10d 1 1.46mi
15345 Green Acres Ave #2116 Punta Gorda, FL 2.0 2.0 1154 $1,900 $1.65 162d 1 1.47mi
15345 Green Acres Ave #2111 Punta Gorda, FL 3.0 2.0 1301 $2,200 $1.69 10d 1 1.47mi
15345 Green Acres Ave #2111 Punta Gorda, FL 3.0 2.0 1301 $4,795 $3.69 162d 1 1.47mi
15175 Bluffton Ln Unit 724 Punta Gorda, FL 2.0 2.0 1366 $3,000 $2.20 10d 1 1.47mi
15175 Bluffton Ln Unit 724 Punta Gorda, FL 2.0 2.0 1366 $5,000 $3.66 51d 1 1.47mi
15285 Green Acres Ave Unit 425 Punta Gorda, FL 2.0 2.0 1120 $4,850 $4.33 6d 1 1.49mi
15285 Green Acres Ave Unit 425 Punta Gorda, FL 2.0 2.0 1120 $4,850 $4.33 51d 1 1.49mi
15285 Green Acres Ave Unit 425 Punta Gorda, FL 2.0 2.0 1120 $4,950 $4.42 162d 1 1.49mi
15155 Bluffton Ln #524 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 6d 1 1.49mi

Property features AI

Finance

HOA & community
Community amenities include a basketball court, pickleball courts, tennis courts, pool, playground, parks, recreation facilities, and dog parkCommunity features include a community mailbox, sidewalks, street lights, and golf carts permittedPets allowed

Exterior

Parking
Attached 2-car garage
Utilities
Public waterPublic sewerElectricity connectedInternet availableUnderground utilitiesReclaimed-water irrigation
Home design
Single-story homeNorth-facing
Construction
Block, concrete, and stucco constructionShingle roofSlab foundation
Exterior features
Exterior lightingSidewalksMetered sprinkler system

Interior

Kitchen
DishwasherGarbage disposalExhaust fanFreezerIce makerMicrowaveRangeRefrigerator
Bedrooms
3 bedrooms
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Central electric heatingCentral air conditioning
Interior features
Open floor planEat-in kitchenKitchen and family room combinationLiving and dining room combinationSplit-bedroom layoutThermostatWalk-in closetWindow treatmentsBlinds
Laundry & utility
Indoor laundry roomWasherDryerElectric water heater

Listing history 50 events

  1. 2026-11-08
    days on market $259,597 Active 11 DOM
  2. 2026-11-07
    days on market $259,597 Active 10 DOM
  3. 2026-11-06
    days on market $259,597 Active 9 DOM
  4. 2026-11-05
    days on market $259,597 Active 8 DOM
  5. 2026-11-04
    days on market $259,597 Active 7 DOM
  6. 2026-11-02
    days on market $259,597 Active 5 DOM
  7. 2026-11-01
    days on market $259,597 Active 4 DOM
  8. 2026-10-31
    days on market $259,597 Active 3 DOM
  9. 2026-10-30
    days on market $259,597 Active 2 DOM
  10. 2026-10-29
    days on marketlisting id $259,597 Active 1 DOM
  11. 2026-10-28
    days on market $259,597 Active 257 DOM
  12. 2026-10-27
    days on market $259,597 Active 256 DOM
  13. 2026-10-26
    days on market $259,597 Active 255 DOM
    Show marketing remark (759 chars)

    THIS HOME IS READY FOR YOU NOW!! Sabal Glen at Midtown offers new single-family homes just miles from the endless entertainment and recreation at Babcock Ranch Town Center in Punta Gorda, FL. This new home is laid out on a single level for low maintenance living. Two secondary bedrooms share a bathroom in the hall at the front of the home, while the owner’s suite is tucked into the back corner with an attached bathroom and walk-in closet. Down the foyer is the open-concept living area, which includes a fully equipped kitchen, an intimate dining room and family room with patio access. Completing the home is a convenient two-car garage. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

  14. 2026-10-25
    days on market $259,597 Active 254 DOM
  15. 2026-10-24
    days on market $259,597 Active 253 DOM
  16. 2026-10-23
    days on market $259,597 Active 252 DOM
  17. 2026-10-23
    price $259,597 Active 251 DOM
  18. 2026-10-22
    days on market $297,597 Active 251 DOM
    Show marketing remark (1058 chars)

    Step inside this beautifully designed single-level home offering 1,429 square feet of comfortable living space. The open-concept layout welcomes you with a spacious family room that flows seamlessly into the dining area and a chef-inspired kitchen featuring shaker-style cabinetry, quartz countertops, and a full suite of stainless steel appliances. Two secondary bedrooms are thoughtfully placed at the front of the home with a shared bathroom, while the owner's suite is tucked away in the back corner for added privacy, complete with a walk-in closet and a luxurious bathroom boasting a quartz-topped vanity and full-width mirror. Enjoy added peace of mind with hurricane-rated garage doors, metal storm panels, and quality concrete block construction. The two-car garage includes a keyless entry pad for convenience. Energy-efficient touches like programmable thermostats and LED recessed lighting help make this home as smart as it is stylish. Homes with this level of finish and thoughtful design are in high demand-schedule your tour before it's gone!

  19. 2026-10-21
    days on market $297,597 Active 250 DOM
  20. 2026-10-20
    days on market $297,597 Active 249 DOM
  21. 2026-10-19
    days on market $297,597 Active 248 DOM
  22. 2026-10-18
    days on market $297,597 Active 247 DOM
  23. 2026-10-17
    days on market $297,597 Active 246 DOM
  24. 2026-10-16
    days on market $297,597 Active 245 DOM
  25. 2026-10-15
    days on market $297,597 Active 244 DOM
  26. 2026-10-14
    days on market $297,597 Active 243 DOM
  27. 2026-10-13
    days on market $297,597 Active 242 DOM
  28. 2026-10-12
    days on market $297,597 Active 241 DOM
  29. 2026-10-11
    days on market $297,597 Active 240 DOM
  30. 2026-10-10
    days on market $297,597 Active 239 DOM
  31. 2026-10-09
    days on market $297,597 Active 238 DOM
  32. 2026-10-08
    days on market $297,597 Active 237 DOM
  33. 2026-10-07
    days on market $297,597 Active 236 DOM
  34. 2026-10-06
    days on market $297,597 Active 235 DOM
  35. 2026-10-05
    days on market $297,597 Active 234 DOM
  36. 2026-10-04
    days on market $297,597 Active 233 DOM
  37. 2026-10-03
    days on market $297,597 Active 232 DOM
  38. 2026-10-02
    days on market $297,597 Active 231 DOM
  39. 2026-10-01
    days on market $297,597 Active 230 DOM
  40. 2026-09-30
    days on market $297,597 Active 229 DOM
  41. 2026-09-29
    days on market $297,597 Active 228 DOM
  42. 2026-09-28
    days on market $297,597 Active 227 DOM
  43. 2026-09-27
    days on market $297,597 Active 226 DOM
  44. 2026-09-26
    days on market $297,597 Active 225 DOM
  45. 2026-09-25
    days on market $297,597 Active 224 DOM
  46. 2026-09-24
    days on market $297,597 Active 223 DOM
  47. 2026-09-24
    days on market $297,597 Active 222 DOM
  48. 2026-09-22
    days on market $297,597 Active 221 DOM
  49. 2026-09-21
    days on market $297,597 Active 220 DOM
  50. 2026-09-20
    days on market $297,597 Active 219 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,930
− Mortgage interest
−$14,541
− Property taxes
−$3,894
− Insurance
−$1,298
− Repairs & maintenance
−$2,474
− Management
−$2,474
− HOA
−$3,744
− Depreciation
−$7,552
Taxable loss
−$5,048
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,212
After-tax cash flow
$374/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This beautifully designed single-level home is move-in ready with excellent condition and modern updates. It offers a spacious family room, a chef-inspired kitchen, and two secondary bedrooms with a shared bathroom. The owner's suite is tucked away for added privacy and features a luxurious bathroom. The home is well-maintained and has a clean and tidy appearance, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics. ↑
  • Both Landscaping improvements — Enhanced landscaping can improve the home's curb appeal and add value. ↑
  • Both Adding smart home features — Smart home features can increase the home's appeal and marketability. ↑
  • Resale Upgrading the kitchen appliances — Upgrading to more modern or energy-efficient appliances can increase the home's resale value. ↑
  • Resale Upgrading the bathroom fixtures — Upgrading to more modern or energy-efficient fixtures can increase the home's resale value. ↑
  • Rental Adding a smart thermostat — A smart thermostat can improve energy efficiency and attract renters who value smart home features. ↑
D Composite school gradezoned avg 55/100

Zoned Schools

Elementary East Elementary School B+ FL #435/2,144 Nat'l #4,272/41,679 Middle Punta Gorda Middle School C+ FL #209/571 Nat'l #2,873/14,009 High Charlotte High School D- FL #228/667 Nat'l #6,809/17,239

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL
B Composite livability gradescore 76/100

Livability — Punta Gorda

Score
76/100
State rank
#225
US rank
#3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 198,646 people
City population
68,831
Metro
Punta Gorda, FL
Population (ZIP)
13,006
Household income
$72,443
Rent vs Own
11.2% rent · 88.8% own
Severe rent burden
42% of renters

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 8% Hispanic / Latino 7% Black 7%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3%
Languages at home
93% English-only · Spanish 5% German/W. Germanic 1% Arabic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics
—

Price history

-17.5% since first listed
23 events — show timeline
  • 2026-10-28 Listed $259,597 Stellar MLS as Distributed by MLS Grid
  • 2026-10-26 Price Changed $259,597 NAPLESMLS
  • 2026-10-22 Price Changed $259,597 Zillow
  • 2026-08-18 Price Changed $297,597 Zillow
  • 2026-08-18 Price Changed $297,597 NAPLESMLS
  • 2026-08-15 Price Changed $261,947 Zillow
  • 2026-08-14 Price Changed $261,947 NAPLESMLS
  • 2026-08-05 Price Changed $269,647 NAPLESMLS
  • 2026-08-04 Price Changed $269,647 Zillow
  • 2026-07-10 Price Changed $299,647 NAPLESMLS
  • 2026-07-10 Price Changed $299,647 Zillow
  • 2026-06-05 Price Changed $311,647 Zillow
  • 2026-06-05 Price Changed $311,647 NAPLESMLS
  • 2026-04-22 Price Changed $305,647 Zillow
  • 2026-04-21 Price Changed $305,647 NAPLESMLS
  • 2026-04-20 Price Changed $306,647 NAPLESMLS
  • 2026-04-06 Price Changed $315,597 NAPLESMLS
  • 2026-03-25 Price Changed $300,000 NAPLESMLS
  • 2026-03-17 Price Changed $301,000 NAPLESMLS
  • 2026-03-05 Price Changed $315,000 NAPLESMLS
  • 2026-03-03 Price Changed $315,597 Zillow
  • 2026-02-23 Listed $309,000 NAPLESMLS
  • 2026-02-13 Listed $314,597 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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