105 Bellcrest Dr · Coronaca, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.2/30.0
- ARV discount +7.5/15.0
- DSCR +5.7/10.0
- 1% rule +4.9/10.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.1/5.0
- Appreciation +0.0/10.0
$133,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
Key facts
- Private well
- Private septic
- Harris landing
Tags
Property features AI
Exterior
- Home design: Single family detached residence
- Construction: Vinyl siding; Metal roof
- Exterior features: Chain link fencing; Level lot; Wooded lot
Interior
- Flooring: Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Electric cooling
- Interior features: Microwave; Vinyl flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $133k.
Deal economics
- At list price, monthly cash flow is $120 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $132k (1.1% below list).
- Recommended offer: $131k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 1.8% in Coronaca — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 42/100 on livability (#387 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools F, amenities F.
- Greenwood 50 (town): math 31% / reading 39% proficiency, ranked #43 of 80 in SC (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 253 active listings in the ZIP; 193 units permitted in Greenwood County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $920 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Greenwood County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $65k; list at $133k implies a 105% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.38%
- Cash-on-cash
- 3.87%
- DSCR
- 1.17
- GRM
- 8.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.2%
- Equity multiple
- 0.63×
- Total profit
- $-13,882
- Equity at exit
- $19,831
- IRR
- -0.8%
- Equity multiple
- 0.94×
- Total profit
- $-2,158
- Equity at exit
- $11,499
Cash invested: $37,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29649
- Active inventory
- 253
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,315 medium interval (Pro) →
- Mortgage (P&I)
- −$697
- Tax est. 1.5%
- −$166 /mo · $1,995/yr
- Insurance
- −$55
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$276
- Net cashflow
- $120
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,250
- Closing costs
- $3,990
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 27 events
-
2026-06-19days on market $133,000 Active 28 DOM
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2026-06-18days on market $133,000 Active 27 DOM
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2026-06-17days on market $133,000 Active 26 DOM
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2026-06-16days on market $133,000 Active 25 DOM
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2026-06-15days on market $133,000 Active 24 DOM
-
2026-06-14days on market $133,000 Active 22 DOM
-
2026-06-12days on market $133,000 Active 21 DOM
-
2026-06-09days on market $133,000 Active 18 DOM
-
2026-06-08days on market $133,000 Active 17 DOM
-
2026-06-07days on market $133,000 Active 16 DOM
-
2026-06-07days on market $133,000 Active 15 DOM
-
2026-06-03days on market $133,000 Active 12 DOM
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2026-06-02days on market $133,000 Active 11 DOM
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2026-06-01days on market $133,000 Active 10 DOM
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2026-05-31days on market $133,000 Active 9 DOM
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2026-05-30days on market $133,000 Active 8 DOM
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2026-05-22$133,000 Active
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2023-12-14soldstatus $65,000 Closed 915-char remark
Show marketing remark (915 chars)
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
-
2023-12-14soldstatus $65,000
Show marketing remark (915 chars)
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
-
2023-11-26historical Active Under Contract 915-char remark
Show marketing remark (915 chars)
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
-
2023-10-18price $85,000 915-char remark
Show marketing remark (915 chars)
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
-
2023-09-12$118,000 Active 915-char remark
Show marketing remark (915 chars)
Seconds from lake greenwood!!!Excellent opportunity to own a 4 bedroom 2 bath renovated home. Almost an acre of land (3 lots)with easy access off all Old Laurens Road with two driveways to hold all your boats and toys. Lots of upgrades to include newer luxury vinyl plank floors (2021), new toilet in master bath(2023), new toilet main (2022) main bath, most of the plumbing is updated, new double stainless steel kitchen sink and tap, new counter and bottom kitchen oak cabinets (2022), flat top oven and fridge (2021), freshly painted inside including ceilings, newly painted outside with vinyl siding accent details, newer wood deck front(2021), new wood back steps(2023), Wall removed to make a large open concept in the living room/dining and kitchen area. Deep drill well pump, and septic. . Come and get this great little gem seconds from the lake(see Ariel view in pics) before it goes price to sell, as is.
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2023-09-06price $118,000
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2023-08-14price $145,000
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2023-08-05price $165,900
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2020-04-27soldstatus $15,900
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2020-03-20$19,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,786
- − Mortgage interest
- −$7,450
- − Property taxes
- −$1,995
- − Insurance
- −$665
- − Repairs & maintenance
- −$1,263
- − Management
- −$1,263
- − Depreciation
- −$3,869
- Taxable loss
- −$719
- Est. tax savings @ 24.0%
- +$173
- After-tax cash flow
- $1,614/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Greenwood 50
- NCES district ID
- 4502340
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 39% ▲ 2.00%
- Median HH income
- $37,663
- Composite
- 29.14/100
- National rank
- #6585
- State rank
- #43 of 80 in SC
Livability — Coronaca
- Score
- 42/100
- State rank
- #387
- US rank
- #27009
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Greenwood County · 26,275 people
- Metro
- Greenwood, SC
- Population (ZIP)
- 26,275
- Household income
- $54,585
- Rent vs Own
- Severe rent burden
- 566.0
Population outlook (Greenwood County) Hauer SSP2
- Today (2025)
- 69,627 people
- By 2030
- 68,905 · -1.0%
- By 2040
- 66,640 · -4.3%
- By 2050
- 63,768 · -8.4%
- By 2075
- 55,769 · -19.9%
- By 2100
- 47,293 · -32.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Black 25% Hispanic / Latino 4% Two or more races 4% Asian 2%
- Common ancestry
- Serbian 3% Italian 3% Slovak 3%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Greenwood
- 2024 margin
- Strong R (+29.0) · D 34.9% · R 63.8% · Other 1.3%
- 2008→2024 swing
- -13.3pp toward R · 2008: -15.7pp · 2024: -29.0pp
- All cycles
- 2024: R+29.0 2020: R+22.8 2016: R+21.8 2012: R+15.4 2008: R+15.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -128.00%
- Current HPI
- 167.9262
- Rent YoY
- —
- Metro
- Greenwood, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+568.3% since first listed11 events — show timeline
- 2026-05-22 Listed $133,000 GAOR
- 2023-12-14 Sold (Public Records) $65,000 Public Records
- 2023-12-14 Sold (MLS) $65,000 GAOR
- 2023-11-26 Contingent — GAOR
- 2023-10-18 Price Changed $85,000 GAOR
- 2023-09-12 Listed $118,000 GAOR
- 2023-09-06 Price Changed $118,000 GAOR
- 2023-08-14 Price Changed $145,000 GAOR
- 2023-08-05 Price Changed $165,900 GAOR
- 2020-04-27 Sold (MLS) $15,900 GAOR
- 2020-03-20 Listed $19,900 GAOR
Property tax history
-3.0%/yrLatest (2025): $109 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…