2567 Conner Ave · Hurricane, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 5/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Located in the heart of Hurricane, this 5 bedroom, 1.5 bath home offers a convenient location near local amenities, schools, and services. Features include a durable metal roof and hardwood floors, providing a solid foundation for future updates. The property offers ample space and potential for customization to suit a variety of needs. With some work and vision, this home presents an opportunity to add value in a desirable area.
Key facts
- Metal roof
- Ample space
- Hardwood floors
Tags
Property features AI
Finance
- Other: Directions: From Main Street in Hurricane, turn right on Conner Ave; property is on the right
- Financial info: Tax amount provided separately; financial specifics not included
- HOA & community: HOA information not provided
Exterior
- Parking: Parking details not provided
- Security: Security details not provided
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Residential property
- Construction: Aluminum siding
- Exterior features: Fenced yard; Metal roof
Interior
- Kitchen: Dishwasher; Electric range; Waste disposal; Refrigerator
- Bedrooms: Details not provided
- Flooring: Hardwood; Laminate
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Heat pump for heating; Heat pump for cooling
- Interior features: Dishwasher; Electric range; Waste disposal; Refrigerator; Hardwood flooring; Laminate flooring; 7 total rooms; No basement
- Laundry & utility: Laundry details not provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $739 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
- Cap rate 17.4% vs local median 4.0% in Hurricane — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#47 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Putnam County Schools (suburban): math 40% / reading 50% proficiency, ranked #2 of 55 in WV (top 4%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Hurricane Town Elementary (math 42% / reading 42%, grade F, #87 of 377 statewide, top 28%, 299 students, 0% FRL); Hurricane Middle (math 44% / reading 50%, grade D+, #6 of 109 statewide, top 6%, 849 students, 0% FRL); Hurricane High School (math 38% / reading 62%, grade D+, #6 of 110 statewide, top 5%, 1,256 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 119 active listings in the ZIP; solid renter incomes; 111 units permitted in Putnam County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 17.39%
- Cash-on-cash
- 39.63%
- DSCR
- 2.76
- GRM
- 4.2
CMA / ARV
- ARV (on-the-fly)
- $222,794
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 305 Wallace St | 0.24mi | 4/2.0 | 1,659 (+6%) | 15mo | $213,000 | $128 | 64 |
| 710 Emerald Dr | 0.54mi | 4/2.5 | 1,684 (+8%) | 2mo | $207,500 | $123 | 56 |
| 402 Circle Dr | 0.54mi | 3/2.0 (-1) | 1,662 (+7%) | 2mo | $155,000 | $93 | 55 |
| 2472 Montana Ave | 0.24mi | 3/1.5 (-1) | 1,718 (+10%) | 15mo | $69,000 | $40 | 55 |
| 406 Dudding Ave | 0.62mi | 3/1.5 (-1) | 1,520 (-2%) | 12mo | $200,000 | $132 | 52 |
| 508 Rosewood Pl | 0.22mi | 3/2.0 (-1) | 1,410 (-10%) | 19mo | $202,000 | $143 | 51 |
| 523 Dudding Ave | 0.66mi | 3/1.0 (-1) | 1,512 (-3%) | 8mo | $227,900 | $151 | 51 |
| 209 Dudding Ave | 0.55mi | 3/2.0 (-1) | 1,517 (-3%) | 18mo | $155,000 | $102 | 48 |
| 526 Rosewood Pl | 0.17mi | 3/2.5 (-1) | 1,716 (+10%) | 23mo | $259,000 | $151 | 47 |
| 18 Cactus Ln | 0.59mi | 4/3.0 | 1,628 (+4%) | 22mo | $254,900 | $157 | 41 |
| 218 Nicole Dr | 0.53mi | 3/2.0 (-1) | 1,740 (+12%) | 11mo | $265,000 | $152 | 40 |
| 345 Harbour Ln | 0.63mi | 3/2.0 (-1) | 1,356 (-13%) | 20mo | $268,115 | $198 | 25 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 35.9%
- Equity multiple
- 2.52×
- Total profit
- $34,101
- Equity at exit
- $11,913
- IRR
- 42.6%
- Equity multiple
- 5.03×
- Total profit
- $90,253
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25526
- Home prices YoY
- -30.1%
- Active inventory
- 119
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,569 medium interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$48 /mo · $576/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$329
- Net cashflow
- $739
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-05-21price $79,900
-
2026-05-12$89,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $576 · $48/mo
- Projected year-2 tax
- $576 · $48/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,822
- − Mortgage interest
- −$4,476
- − Property taxes
- −$576
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,506
- − Management
- −$1,506
- − Depreciation
- −$2,324
- Taxable income
- $8,035
- Est. tax owed @ 24.0%
- −$1,928
- After-tax cash flow
- $6,937/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Putnam County Schools
- NCES district ID
- 5401200
- Math proficiency
- 40% ▼ -13.00%
- Reading proficiency
- 50% ▼ -6.00%
- Median HH income
- $54,783
- Composite
- 39.06/100
- National rank
- #4060
- State rank
- #2 of 55 in WV
Livability — Hurricane
- Score
- 72/100
- State rank
- #47
- US rank
- #5846
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hurricane, WV
- County
- Putnam County · 22,514 people
- City population
- 22,514
- Metro
- Huntington-Ashland, WV-KY-OH
- Population (ZIP)
- 22,514
- Household income
- $85,176
- Rent vs Own
- Severe rent burden
- 205.0
Population outlook (Putnam County) Hauer SSP2
- Today (2025)
- 58,915 people
- By 2030
- 59,400 · +0.8%
- By 2040
- 59,444 · +0.9%
- By 2050
- 58,510 · -0.7%
- By 2075
- 54,603 · -7.3%
- By 2100
- 46,202 · -21.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 3% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Slovak 3% Italian 1% Serbian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Spanish 1% Other Asian/Pacific 0%
Political lean MEDSL · Putnam
- 2024 margin
- Solid R (+46.3) · D 25.9% · R 72.2% · Other 1.9%
- 2008→2024 swing
- -22.8pp toward R · 2008: -23.5pp · 2024: -46.3pp
- All cycles
- 2024: R+46.3 2020: R+42.6 2016: R+47.8 2012: R+37.1 2008: R+23.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.01%
- Current HPI
- 157.7355
- Rent YoY
- —
- Metro
- Huntington-Ashland, WV-KY-OH
- State GDP YoY
- —
- F500 in state
- 0
Price history
-11.1% since first listed2 events — show timeline
- 2026-05-21 Price Changed $79,900 KVBOR
- 2026-05-12 Listed $89,900 KVBOR
Property tax history
+3.6%/yrLatest (2025): $576 · +20.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…