1722 W 9th St · Crowley, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.21%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$15,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- 4,000 sq ft lot
- Parking
- Listed 4 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $15k.
Deal economics
- At list price, monthly cash flow is $607 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($900 rent vs $15k).
- Cap rate 54.9% vs local median 3.4% in Crowley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#145 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
- Acadia Parish (rural): math 32% / reading 44% proficiency, ranked #28 of 98 in LA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 95 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 137 units permitted in Acadia Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $104 of loan paydown is wiped out by about $450 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.00% ✓
- Cap rate
- 54.88%
- Cash-on-cash
- 173.53%
- DSCR
- 8.72
- GRM
- 1.4
CMA / ARV
- ARV (on-the-fly)
- $48,405
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 103 Finola Dr | 0.73mi | 3/1.5 | 1,452 (+5%) | 4mo | $50,500 | $35 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.63×
- Total profit
- $36,265
- Equity at exit
- $2,237
- IRR
- —
- Equity multiple
- 20.39×
- Total profit
- $81,443
- Equity at exit
- $1,297
Cash invested: $4,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70526
- Active inventory
- 95
- Price-to-rent
- 1.4×
Monthly cashflow live
- Estimated rent
- $900 medium interval (Pro) →
- Mortgage (P&I)
- −$79
- Tax est. 1.5%
- −$19 /mo · $225/yr
- Insurance
- −$6
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$189
- Net cashflow
- $607
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $3,750
- Closing costs
- $450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1842 Grace Pete St Crowley, LA | 2.0 | 1.5 | 1100 | $900 | $0.82 | 21d | 1 | 0.23mi |
Listing history 2 events
-
2026-02-17status Pending
-
2026-02-10$15,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 21% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,800
- − Mortgage interest
- −$840
- − Property taxes
- −$225
- − Insurance
- −$75
- − Repairs & maintenance
- −$864
- − Management
- −$864
- − Depreciation
- −$436
- Taxable income
- $7,495
- Est. tax owed @ 24.0%
- −$1,799
- After-tax cash flow
- $5,489/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Acadia Parish
- NCES district ID
- 2200030
- Math proficiency
- 32% ▼ -39.00%
- Reading proficiency
- 44% ▼ -32.00%
- Median HH income
- $38,012
- Composite
- 31.65/100
- National rank
- #5929
- State rank
- #28 of 98 in LA
Livability — Crowley
- Score
- 65/100
- State rank
- #145
- US rank
- #12669
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Crowley, LA
- City population
- 16,740
- Population (ZIP)
- 16,740
Population outlook (Acadia County) Hauer SSP2
- Today (2025)
- 63,846 people
- By 2030
- 64,141 · +0.5%
- By 2040
- 63,922 · +0.1%
- By 2050
- 62,263 · -2.5%
- By 2075
- 56,507 · -11.5%
- By 2100
- 46,316 · -27.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 20% Two or more races 6% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 14% Italian 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · French/Haitian/Cajun 4% Spanish 1%
Political lean MEDSL · Acadia
- 2024 margin
- Solid R (+64.0) · D 17.6% · R 81.5%
- 2008→2024 swing
- -18.3pp toward R · 2008: -45.7pp · 2024: -64.0pp
- All cycles
- 2024: R+64.0 2020: R+60.3 2016: R+56.7 2012: R+49.8 2008: R+45.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -52.11%
- Current HPI
- 88.3686
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
2 events — show timeline
- 2026-02-17 Pending — AcadianaMLS
- 2026-02-10 Listed $15,000 AcadianaMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…