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16710 Coxswain Ct
C+ Composite 62.24
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.0/10.0
  • 1% rule +6.2/10.0
  • Schools +3.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.8/5.0
  • Appreciation +0.0/10.0

$170,000

16710 Coxswain Ct · Crosby, TX 77532
3 bd · 2.0 ba · 1,660 sqft · SingleFamily · 81 Days on market
Built 2003 Average condition $102/sqft · 29% below area Est $241k · 29% under $65/mo HOA · 3% of rent ↓ 22% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming property offers 3 bedrooms, 2 full baths, and an attached 2-car garage. The interior boasts a welcoming living room with a fireplace, and an open kitchen with white appliances and ample counter space. Outside, you'll enjoy a fenced backyard with an in-ground pool. Situated near parks and with convenient access to US-90 and Beltway 8, this home is being Sold As Is. Investor special with potential.

Key facts

  • In-ground pool
  • Fenced backyard
  • Open kitchen

Tags

FENCED BACKYARDIN-GROUND POOLOPEN KITCHENWELCOMING LIVING ROOMCONVENIENT ACCESS TO US-90CONVENIENT ACCESS TO BELTWAY 8

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $268 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Recommended offer: $160k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.8% in Crosby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#1,121 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A; Watch: schools D, amenities F, commute F.
  • Crosby ISD (rural): math 39% / reading 40% proficiency, ranked #369 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.5%/yr); 1172 active listings in the ZIP; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,800 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.19%
Cash-on-cash
6.76%
DSCR
1.30
GRM
7.4

CMA / ARV

ARV (median comp)
$241,021
List price
$170,000
Delta
-29.47%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2627 Cactus Ranch Ln 0.68mi 4/2.0 (+1) 1,557 (-6%) 10mo $255,990 $164 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.48% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.72×
Total profit
$-13,276
Equity at exit
$25,348
10-year hold
IRR
-0.2%
Equity multiple
0.98×
Total profit
$-735
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77532

Home prices YoY
-28.6%
Rents YoY
1.5%
Active inventory
1172
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,909 medium interval (Pro) →
Mortgage (P&I)
$891
Tax est. 1.5%
$212 /mo · $2,550/yr
Insurance
$71
HOA
$65
Vacancy / Maint / Mgmt
$401
Net cashflow
$268

Break-even live

Break-even rent $1,569
Max offer price $170,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$65 · $780/yr
Likely covers
pool

Listing history 22 events

  1. 2026-06-18
    days on market $170,000 Pending 81 DOM
  2. 2026-06-17
    days on market $170,000 Pending 80 DOM
  3. 2026-06-16
    days on market $170,000 Pending 79 DOM
  4. 2026-06-15
    days on market $170,000 Pending 78 DOM
  5. 2026-06-13
    statusdays on market $170,000 Pending 76 DOM
  6. 2026-06-09
    days on market $170,000 Active 72 DOM
  7. 2026-06-08
    days on market $170,000 Active 71 DOM
  8. 2026-06-07
    days on market $170,000 Active 70 DOM
  9. 2026-06-04
    days on market $170,000 Active 67 DOM
  10. 2026-06-03
    days on market $170,000 Active 66 DOM
  11. 2026-06-02
    days on market $170,000 Active 65 DOM
  12. 2026-06-01
    days on market $170,000 Active 64 DOM
  13. 2026-05-31
    pricedays on market $170,000 Active 63 DOM
  14. 2026-04-30
    price $190,000 413-char remark
    Show marketing remark (413 chars)

    This charming property offers 3 bedrooms, 2 full baths, and an attached 2-car garage. The interior boasts a welcoming living room with a fireplace, and an open kitchen with white appliances and ample counter space. Outside, you'll enjoy a fenced backyard with an in-ground pool. Situated near parks and with convenient access to US-90 and Beltway 8, this home is being Sold As Is. Investor special with potential.

  15. 2026-03-29
    listed $200,000 Active 413-char remark
    Show marketing remark (413 chars)

    This charming property offers 3 bedrooms, 2 full baths, and an attached 2-car garage. The interior boasts a welcoming living room with a fireplace, and an open kitchen with white appliances and ample counter space. Outside, you'll enjoy a fenced backyard with an in-ground pool. Situated near parks and with convenient access to US-90 and Beltway 8, this home is being Sold As Is. Investor special with potential.

  16. 2022-02-17
    soldstatus Sold 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  17. 2022-01-26
    status Pending 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  18. 2022-01-20
    status Option Pending 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  19. 2021-12-25
    status Pending 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  20. 2021-12-19
    status Option Pending 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  21. 2021-12-10
    price $239,300 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

  22. 2021-11-29
    listed $245,000 Active 599-char remark
    Show marketing remark (599 chars)

    This home is on a corner and in a cul-de-sac in a quiet section of Newport AND no back neighbors!! It has a beautiful backyard oasis complete with a pool and decking. This 3 bedroom 2 bath home has a split floor plan with tons of living space: formal living, 2nd living area open to the kitchen and dining room and the bedrooms are nice sized rooms. The primary bedroom has an area perfect for a sitting area or dresser. No carpet in this entire home. Laundry room is inside the house. Well maintained and fantastic floor plan. Every square foot used very well. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,906
− Mortgage interest
−$9,523
− Property taxes
−$2,550
− Insurance
−$850
− Repairs & maintenance
−$1,832
− Management
−$1,832
− HOA
−$780
− Depreciation
−$4,945
Taxable income
$593
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$142
After-tax cash flow
$3,075/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab

This home requires moderate repairs and maintenance, with potential for significant value increase through cosmetic updates and landscaping.

Repairs flagged

  • Major ceiling in living room — damage visible
  • Major ceiling in master bedroom — damage visible
  • Major ceiling in bathroom — damage visible

Value-add opportunities

  • Both paint and clean throughout — improves appearance and cleanliness
  • Both ceiling repairs — fixes structural issues and improves appearance
  • Both landscaping — enhances curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
ceiling in living room · damage visible Major $15,000–50,000
ceiling in master bedroom · damage visible Major $15,000–50,000
ceiling in bathroom · damage visible Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Both paint and clean throughout — improves appearance and cleanliness
  • Both ceiling repairs — fixes structural issues and improves appearance
  • Both landscaping — enhances curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crosby ISD
NCES district ID
4815750
Math proficiency
39% ▼ -13.00%
Reading proficiency
40% ▼ -5.00%
Median HH income
$61,079
Composite
35.14/100
National rank
#5012
State rank
#369 of 826 in TX

Livability — Crosby

Score
59/100
State rank
#1121
US rank
#19783

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
33,780
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
33,780
Household income
$92,201
Rent vs Own
13.9% rent · 86.1% own
Severe rent burden
382.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 54% Hispanic / Latino 31% Two or more races 16% Black 9%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Lithuanian 4% Romanian 3% Italian 2%
Foreign-born
10% · Canada
Languages at home
78% English-only · Spanish 21%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.63%
Current HPI
264.0126
Rent YoY
▲ 1.48%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-22.4% since first listed
9 events — show timeline
  • 2026-04-30 Price Changed $190,000 HARMLS
  • 2026-03-29 Listed $200,000 HARMLS
  • 2022-02-17 Sold (MLS) HARMLS
  • 2022-01-26 Pending HARMLS
  • 2022-01-20 Pending HARMLS
  • 2021-12-25 Pending HARMLS
  • 2021-12-19 Pending HARMLS
  • 2021-12-10 Price Changed $239,300 HARMLS
  • 2021-11-29 Listed $245,000 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…