4577 Maraldo Ave · North Port, FL 34287

$200,000

2 bd · 2.0 ba · 1,176 sqft · SingleFamily public records · 30 Days on market

Built 1980 10,000 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.9/30.0
• ARV discount +7.5/15.0
• DSCR +6.3/10.0
• Schools +5.4/10.0
• 1% rule +4.4/10.0
• Livability +3.8/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Take a short walk to Publix, Wal-Mart, Home Depot and restaurants from this UPDATED 3/2 home in Country Club Ridge. Unlike much of Nort Port, you can enjoy CITY WATER and SEWER, sidewalks, two neighborhood PARKS, playgrounds, tennis courts, basketball courts and a pretty lake. Remodeled COOK'S KITCHEN with CORIAN counters, wood cabinets, breakfast bar and STAINLESS appliances. All new kitchen and bath hardware, handicap toilets, wooden PARQUET FLOORS, indoor laundry, fluted door molding with rosettes plus hand painted floors. Screened lanai for enjoying a spacious back yard shaded by mature oaks and palms with privacyshrubs and fence along the back.

Key facts

• Open floor plan
• Paved walking trails
• Screened lanai

Tags

• OPEN FLOOR PLAN
• SCREENED LANAI
• AMPLE FENCED YARD
• BLOCKS AWAY FROM MCKIBBEN PARK
• CANOE KAYAK LAUNCH
• PAVED WALKING TRAILS

Property features AI

Finance

• Other: Unfurnished
• HOA & community: No HOA / association indicated

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Cable available; Electricity connected; Sewer connected
• Home design: Single-family residence; One story; Northeast facing
• Construction: Stucco and frame construction; Shingle roof; Slab foundation; Built on a 0.23-acre lot
• Exterior features: Sidewalk; Sliding doors; Asphalt road access

Interior

• Kitchen: Range; Microwave; Refrigerator; Dishwasher
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Laundry closet; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $173 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (6.1% below list).
• Recommended offer: $188k (6.1% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Cranberry Elementary School (math 69% / reading 68%, grade B+, #409 of 2,144 statewide, top 20%, 785 students, 68% FRL); North Port High School (math 44% / reading 57%, grade D+, #171 of 667 statewide, top 26%, 2,562 students, 54% FRL) — zoned schools average 61% FRL vs 42% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 852 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
• This rent runs 36% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 18y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $89k; list at $200k implies a 125% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $187,784 (6.1% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.73%
• Cash-on-cash: 5.14%
• DSCR: 1.23
• GRM: 8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.53×
• Total profit: $-26,415
• Equity at exit: $29,821

10-year hold

• IRR: -9.3%
• Equity multiple: 0.49×
• Total profit: $-28,415
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34287

• Home prices YoY: -20.1%
• Rents YoY: 0.3%
• Active inventory: 852
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,878 medium
• Mortgage (P&I): −$1,049
• Tax from tax record: −$111 /mo · $1,337/yr
• Insurance: −$83
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$394
• Net cashflow: $173

Break-even live

Break-even rent $1,658

Max offer price $200,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14500 Ransom Ave Port Charlotte, FL	2.0	2.0	1208	$1,976	$1.64	21d	1	0.91mi
96 Westview Pl Port Charlotte, FL	1.0–3.0	1.0–2.0	1120	$1,864	$1.66	13d	38	1.09mi

Listing history 19 events

1. 2026-06-18
   days on market $200,000 Active 30 DOM
2. 2026-06-17
   days on market $200,000 Active 29 DOM
3. 2026-06-16
   days on market $200,000 Active 28 DOM
4. 2026-06-15
   days on market $200,000 Active 27 DOM
5. 2026-06-13
   days on market $200,000 Active 25 DOM
6. 2026-06-13
   pricedays on market $200,000 Active 24 DOM
7. 2026-06-10
   days on market $225,000 Active 22 DOM
8. 2026-06-09
   days on market $225,000 Active 21 DOM
9. 2026-06-08
   days on market $225,000 Active 20 DOM
10. 2026-06-08
    days on market $225,000 Active 19 DOM
11. 2026-06-05
    days on market $225,000 Active 16 DOM
12. 2026-06-03
    days on market $225,000 Active 15 DOM
13. 2026-06-02
    days on market $225,000 Active 14 DOM
14. 2026-06-01
    days on market $225,000 Active 13 DOM
15. 2026-05-31
    days on market $225,000 Active 12 DOM
16. 2026-05-19
    listed $225,000 Active
17. 2008-10-10
    soldstatus $89,000 657-char remark

    Show marketing remark (657 chars)

    Take a short walk to Publix, Wal-Mart, Home Depot and restaurants from this UPDATED 3/2 home in Country Club Ridge. Unlike much of Nort Port, you can enjoy CITY WATER and SEWER, sidewalks, two neighborhood PARKS, playgrounds, tennis courts, basketball courts and a pretty lake. Remodeled COOK'S KITCHEN with CORIAN counters, wood cabinets, breakfast bar and STAINLESS appliances. All new kitchen and bath hardware, handicap toilets, wooden PARQUET FLOORS, indoor laundry, fluted door molding with rosettes plus hand painted floors. Screened lanai for enjoying a spacious back yard shaded by mature oaks and palms with privacyshrubs and fence along the back.

18. 2008-08-15
    listed $95,900 657-char remark

    Show marketing remark (657 chars)

    Take a short walk to Publix, Wal-Mart, Home Depot and restaurants from this UPDATED 3/2 home in Country Club Ridge. Unlike much of Nort Port, you can enjoy CITY WATER and SEWER, sidewalks, two neighborhood PARKS, playgrounds, tennis courts, basketball courts and a pretty lake. Remodeled COOK'S KITCHEN with CORIAN counters, wood cabinets, breakfast bar and STAINLESS appliances. All new kitchen and bath hardware, handicap toilets, wooden PARQUET FLOORS, indoor laundry, fluted door molding with rosettes plus hand painted floors. Screened lanai for enjoying a spacious back yard shaded by mature oaks and palms with privacyshrubs and fence along the back.

19. 1987-12-01
    soldstatus $45,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,337 · $111/mo
• Projected year-2 tax: $1,660 · $138/mo
• Expected delta: +$323/yr (+$27/mo · 24.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 97% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,534
• − Mortgage interest: −$11,203
• − Property taxes: −$1,337
• − Insurance: −$1,798
• − Repairs & maintenance: −$1,803
• − Management: −$1,803
• − Depreciation: −$5,818
• Taxable loss: −$1,227
• Est. tax savings @ 24.0%: +$295
• After-tax cash flow: $2,376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sarasota
• NCES district ID: 1201680
• Math proficiency: 63% ▼ -8.00%
• Reading proficiency: 63% ▼ -3.00%
• Median HH income: $51,167
• Composite: 53.68/100
• National rank: #1428
• State rank: #7 of 73 in FL

Livability — North Port

• Score: 75/100
• State rank: #252
• US rank: #3975

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Port, FL
• County: Sarasota County · 448,376 people
• City population: 75,324
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 25,929
• Household income: $63,464
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 522.0

Population outlook (Sarasota County) Hauer SSP2

• Today (2025): 452,380 people
• By 2030: 474,175 · +4.8%
• By 2040: 511,577 · +13.1%
• By 2050: 541,467 · +19.7%
• By 2075: 604,947 · +33.7%
• By 2100: 621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 7% Asian 4% Black 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 3% Dominican 1%
• Common ancestry: Romanian 4% Scotch-Irish 3% Lithuanian 3%
• Foreign-born: 16% · Canada, Philippines
• Languages at home: 81% English-only · Spanish 8% Russian/Polish/Slavic 5% French/Haitian/Cajun 2%

Political lean MEDSL · Sarasota

• 2024 margin: R (+18.2) · D 40.5% · R 58.7%
• 2008→2024 swing: -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
• All cycles: 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -70.89%
• Current HPI: 280.8484
• Rent YoY: ▲ 0.26%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+390.2% since first listed

4 events — show timeline

• 2026-05-19 Listed $225,000 Stellar MLS as Distributed by MLS Grid
• 2008-10-10 Sold (MLS) $89,000 Stellar MLS as Distributed by MLS Grid
• 2008-08-15 Listed $95,900 Stellar MLS as Distributed by MLS Grid
• 1987-12-01 Sold (Public Records) $45,900 Public Records

Property tax history

+3.5%/yr

Latest (2025): $1,337 · +7.6% YoY. Source: county tax records.