CashFlowRE
Sign in Sign up
456 Brendon Dr
C+ Composite 63.02
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$90,999

456 Brendon Dr · Leola, PA 17540
2 bd · 1.0 ba · 900 sqft · Manufactured public records · 238 Days on market
Built 2017 $101/sqft · 24% above area Est $73k · 24% over ↓ 26% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

Key facts

  • Updated home
  • Built 2017
  • Listed 238 days

Tags

UPDATED HOMELAMINATE WOOD FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $91k.

Deal economics

  • At list price, monthly cash flow is $729 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $91k).
  • Recommended offer: $80k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#646 in PA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, crime A-; Watch: schools D, amenities F, commute F.
  • Conestoga Valley SD (suburban): math 43% / reading 59% proficiency, ranked #156 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 26 active listings in the ZIP; solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $629 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 238 days — a 12% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $44k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,079 (12.0% below list)

Questions for the listing agent

  1. It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.80%
Cap rate
15.91%
Cash-on-cash
34.33%
DSCR
2.53
GRM
4.6

CMA / ARV

ARV (median comp)
$73,249
List price
$90,999
Delta
24.23%
Verdict
OVERPRICED
Comps
12 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.7%
Equity multiple
2.24×
Total profit
$31,671
Equity at exit
$13,568
10-year hold
IRR
37.0%
Equity multiple
4.43×
Total profit
$87,312
Equity at exit
$7,868

Cash invested: $25,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17540

Home prices YoY
-27.3%
Active inventory
26
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,642 medium interval (Pro) →
Mortgage (P&I)
$477
Tax from tax record
$53 /mo · $638/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$345
Net cashflow
$729

Break-even live

Break-even rent $719
Max offer price $90,999
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,750
Closing costs
$2,730
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-13
    status $90,999 Pending 238 DOM
  2. 2026-06-10
    days on market $90,999 Active 238 DOM
  3. 2026-06-09
    days on market $90,999 Active 237 DOM
  4. 2026-06-07
    days on market $90,999 Active 236 DOM
  5. 2026-06-05
    remarks 627-char remark
  6. 2026-06-05
    days on market $90,999 Active 233 DOM
  7. 2026-06-03
    days on market $90,999 Active 232 DOM
  8. 2026-06-02
    days on market $90,999 Active 231 DOM
  9. 2026-06-01
    days on market $90,999 Active 230 DOM
  10. 2026-05-31
    days on market $90,999 Active 229 DOM
  11. 2026-05-30
    days on market $90,999 Active 228 DOM
  12. 2026-05-20
    price $99,999 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  13. 2026-05-10
    price $110,000 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  14. 2026-04-28
    price $119,500 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  15. 2026-04-02
    price $122,000 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  16. 2026-03-22
    status Active 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  17. 2026-02-05
    status Pending 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  18. 2025-12-04
    price $129,999 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  19. 2025-11-28
    status Active 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  20. 2025-11-26
    historical 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  21. 2025-09-30
    price $134,999 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

  22. 2025-08-28
    listed $135,000 Active 621-char remark
    Show marketing remark (621 chars)

    FINANCING OPTIONS AVAILABLE THROUGH SELLING AGENT. Please contact selling agent for more information. Seller is willing to consider sellers assist with appropriate offer. Beautifully updated 2 bed / 1 bath home featuring laminate wood flooring and many upgrades throughout. Located in a prime spot within the community, this home offers both comfort and convenience. The park is nestled in the charming town of Leola, surrounded by plenty of shopping, dining, and local amenities with easy access to public transportation. LR: $555; Sewer: $56; Water: $51; Trash: $20. One pet. Dog under 30 pounds, no dangerous breeds

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$638 · $53/mo
Projected year-2 tax
$1,038 · $86/mo
Expected delta
+$400/yr (+$33/mo · 62.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,705
− Mortgage interest
−$5,097
− Property taxes
−$638
− Insurance
−$455
− Repairs & maintenance
−$1,576
− Management
−$1,576
− Depreciation
−$2,647
Taxable income
$7,715
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,852
After-tax cash flow
$6,896/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conestoga Valley SD
NCES district ID
4206480
Math proficiency
43% ▼ -8.00%
Reading proficiency
59% ▼ -11.00%
Median HH income
$56,234
Composite
44.15/100
National rank
#2861
State rank
#156 of 539 in PA

Livability — Leola

Score
72/100
State rank
#646
US rank
#6281

Category grades

Amenities F Commute F Cost of living A- Crime A- Employment B Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lancaster County · 390,309 people
City population
10,728
Metro
Lancaster, PA
Population (ZIP)
10,728
Household income
$91,895
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
159.0

Population outlook (Lancaster County) Hauer SSP2

Today (2025)
561,011 people
By 2030
570,969 · +1.8%
By 2040
585,929 · +4.4%
By 2050
591,056 · +5.4%
By 2075
594,747 · +6.0%
By 2100
558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 10% Two or more races 8% Asian 5% Black 3%
Hispanic origin (detail)
Puerto Rican 8%
Common ancestry
Scandinavian 3% Italian 3% Romanian 2%
Foreign-born
6% · Canada, Vietnam
Languages at home
79% English-only · German/W. Germanic 10% Spanish 5% Other Asian/Pacific 2%

Political lean MEDSL · Lancaster

2024 margin
R (+15.9) · D 41.5% · R 57.5%
2008→2024 swing
-4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -97.94%
Current HPI
260.303
Rent YoY
Metro
Lancaster, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-25.9% since first listed
11 events — show timeline
  • 2026-05-20 Price Changed $99,999 BRIGHT MLS
  • 2026-05-10 Price Changed $110,000 BRIGHT MLS
  • 2026-04-28 Price Changed $119,500 BRIGHT MLS
  • 2026-04-02 Price Changed $122,000 BRIGHT MLS
  • 2026-03-22 Relisted BRIGHT MLS
  • 2026-02-05 Pending BRIGHT MLS
  • 2025-12-04 Price Changed $129,999 BRIGHT MLS
  • 2025-11-28 Relisted BRIGHT MLS
  • 2025-11-26 Listing Removed BRIGHT MLS
  • 2025-09-30 Price Changed $134,999 BRIGHT MLS
  • 2025-08-28 Listed $135,000 BRIGHT MLS

Property tax history

+0.3%/yr

Latest (2026): $638 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…