270 Saturn Ln · Walterboro, SC 29488

$229,999

4 bd · 2.0 ba · 1,680 sqft · Manufactured · 44 Days on market

Built 2025 Good condition 1.00 ac lot ↓ 5% since listing

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• DSCR +7.8/10.0
• ARV discount +7.5/15.0
• 1% rule +6.3/10.0
• Condition / age +4.0/5.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks

Seller will contribute to closing costs! 1 ACRE!! Welcome to 270 Saturn Lane -- brand-new country living just minutes from town in Walterboro. Situated on a full 1-acre lot with no HOA, this new home offers the perfect blend of space, privacy, and convenience. Inside, you'll find 4 spacious bedrooms and 2 full baths, designed with an open, functional layout ideal for everyday living or hosting family and friends. Everything is brand new, giving you peace of mind and a fresh start from day one. Comes with a 1 year manufacturer's warranty, as well! Enjoy wide-open space and freedom with no HOA restrictions. Enjoy the tranquility of country living without sacrificing proximity to town, shoppin

Key facts

• Country living
• Full lot
• 1 acre

Tags

• 1 ACRE
• NO HOA
• COUNTRY LIVING
• FULL LOT
• MANUFACTURER'S WARRANTY

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Septic tank
• Home design: Manufactured/mobile home; One story; New construction; Fee simple ownership
• Construction: Asphalt roof; Brick skirting
• Exterior features: Wooded lot; Lot between 0.5 and 2 acres

Interior

• Kitchen: Dishwasher; Electric range; Refrigerator
• Bedrooms: 4 bedrooms; Primary bedroom on lower level with walk-in closet
• Flooring: Luxury vinyl
• Bathrooms: 2 bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Garden tub/shower; Kitchen island; Walk-in closet(s); Eat-in kitchen; Pantry; Utility room
• Laundry & utility: Laundry room with washer hookup and electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath manufactured listed at $230k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $464 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $230k).
• Recommended offer: $223k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#269 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
• Colleton 01 (rural): math 13% / reading 28% proficiency, ranked #69 of 80 in SC (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hendersonville Elementary (math 12% / reading 17%, grade F, #553 of 597 statewide, top 95%, 342 students, 100% FRL); Colleton County Middle (math 8% / reading 18%, grade F, #210 of 229 statewide, top 93%, 1,121 students, 100% FRL); Colleton County High (math 28% / reading 80%, grade C-, #137 of 196 statewide, top 70%, 1,497 students, 100% FRL) — zoned schools average 100% FRL vs 69% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 222 active listings in the ZIP; 50 units permitted in Colleton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Colleton County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $223,099 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.71%
• Cash-on-cash: 8.65%
• DSCR: 1.38
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.2%
• Equity multiple: 0.88×
• Total profit: $-7,679
• Equity at exit: $34,294

10-year hold

• IRR: 6.5%
• Equity multiple: 1.49×
• Total profit: $31,525
• Equity at exit: $19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29488

• Home prices YoY: -33.6%
• Active inventory: 222
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $2,599 medium
• Mortgage (P&I): −$1,206
• Tax est. 1.5%: −$287 /mo · $3,450/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$546
• Net cashflow: $464

Break-even live

Break-even rent $2,012

Max offer price $229,999

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-18
   days on market $229,999 Active 44 DOM
2. 2026-06-17
   days on market $229,999 Active 43 DOM
3. 2026-06-16
   days on market $229,999 Active 42 DOM
4. 2026-06-15
   days on market $229,999 Active 41 DOM
5. 2026-06-13
   days on market $229,999 Active 39 DOM
6. 2026-06-12
   days on market $229,999 Active 38 DOM
7. 2026-06-09
   days on market $229,999 Active 35 DOM
8. 2026-06-08
   days on market $229,999 Active 34 DOM
9. 2026-06-08
   days on market $229,999 Active 33 DOM
10. 2026-06-04
    days on market $229,999 Active 29 DOM
11. 2026-06-02
    days on market $229,999 Active 28 DOM
12. 2026-06-01
    days on market $229,999 Active 27 DOM
13. 2026-05-31
    days on market $229,999 Active 26 DOM
14. 2026-05-05
    listed $236,900 Active
15. 2026-03-23
    price $236,900
16. 2026-03-21
    price $237,900
17. 2026-03-19
    price $238,900
18. 2026-02-16
    price $239,900
19. 2026-02-15
    price $241,900
20. 2026-02-13
    price $243,900
21. 2026-02-12
    price $245,900
22. 2026-02-11
    price $247,900
23. 2026-01-15
    price $249,900
24. 2025-12-22
    listed $250,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,192
• − Mortgage interest: −$12,884
• − Property taxes: −$3,450
• − Insurance: −$1,150
• − Repairs & maintenance: −$2,495
• − Management: −$2,495
• − Depreciation: −$6,691
• Taxable income: $2,027
• Est. tax owed @ 24.0%: −$486
• After-tax cash flow: $5,081/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in excellent condition with a good condition score of 80. It is move-in ready and offers a great blend of space, privacy, and convenience.

Value-add opportunities

• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and could attract more buyers
• Both Painting exterior and interior walls — Fresh paint can make the home look more inviting and maintain its value
• Both Landscaping and adding outdoor furniture — Improves the outdoor living space and can increase the home's rental value

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and could attract more buyers ↑
• Both Painting exterior and interior walls — Fresh paint can make the home look more inviting and maintain its value ↑
• Both Landscaping and adding outdoor furniture — Improves the outdoor living space and can increase the home's rental value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Colleton 01
• NCES district ID: 4501830
• Math proficiency: 13% ▼ -10.00%
• Reading proficiency: 28% ▬ 0.00%
• Median HH income: $33,128
• Composite: 16.66/100
• National rank: #9171
• State rank: #69 of 80 in SC

Livability — Walterboro

• Score: 57/100
• State rank: #269
• US rank: #21618

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 22,367
• Population (ZIP): 22,367

Population outlook (Colleton County) Hauer SSP2

• Today (2025): 34,932 people
• By 2030: 33,078 · -5.3%
• By 2040: 29,017 · -16.9%
• By 2050: 25,029 · -28.3%
• By 2075: 16,894 · -51.6%
• By 2100: 10,518 · -69.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 54% Black 38% Hispanic / Latino 4% Two or more races 4%
• Common ancestry: Italian 2% Lithuanian 1% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Colleton

• 2024 margin: R (+18.2) · D 40.4% · R 58.5% · Other 1.1%
• 2008→2024 swing: -18.7pp toward R · 2008: 0.5pp · 2024: -18.2pp
• All cycles: 2024: R+18.2 2020: R+9.5 2016: R+8.5 2012: D+0.2 2008: D+0.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -119.20%
• Current HPI: 235.1237
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-5.2% since first listed

11 events — show timeline

• 2026-05-05 Listed $236,900 Charleston Trident MLS
• 2026-03-23 Price Changed $236,900 Charleston Trident MLS
• 2026-03-21 Price Changed $237,900 Charleston Trident MLS
• 2026-03-19 Price Changed $238,900 Charleston Trident MLS
• 2026-02-16 Price Changed $239,900 Charleston Trident MLS
• 2026-02-15 Price Changed $241,900 Charleston Trident MLS
• 2026-02-13 Price Changed $243,900 Charleston Trident MLS
• 2026-02-12 Price Changed $245,900 Charleston Trident MLS
• 2026-02-11 Price Changed $247,900 Charleston Trident MLS
• 2026-01-15 Price Changed $249,900 Charleston Trident MLS
• 2025-12-22 Listed $250,000 Charleston Trident MLS