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4191 NW 41st St #214
C+ Composite 63.0
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • 1% rule +10.0/10.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$74,900

4191 NW 41st St #214 · Lauderdale Lakes, FL 33319
1 bd · 2.0 ba · 940 sqft · Condo public records · 99 Days on market
Built 1973 $603/mo HOA · 35% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

CALLING ALL INVESTORS. CAN RENT IMMEDIATELY. Beautiful turnkey, FULLY FURNISHED 1-bedroom, 1.5-bath condo located in the active 55+ Oakland Club community, offering a wide array of amenities. This updated and well-maintained unit features 18" porcelain tile flooring throughout, an updated eat-in kitchen with white cabinetry, matching countertops, appliances, and backsplash, plus elegant crown molding. The spacious bedroom includes a large walk-in closet. Relax and enjoy the peaceful garden view from the enclosed balcony. Community amenities include a heated pool, fitness center, tennis court, barbecue area, library, clubhouse, meeting room, and bocce courts, plus much more. Condo fees

Key facts

  • Peaceful garden view
  • Fitness center
  • Tennis court

Tags

UPDATED EAT-IN KITCHENLARGE WALK-IN CLOSETPEACEFUL GARDEN VIEWHEATED POOLFITNESS CENTERTENNIS COURT

Property features AI

Finance

  • Other: Pets allowed with size limit; Senior community
  • Financial info: Land is not leasehold
  • HOA & community: Association amenities include pool, fitness center, clubhouse, community room, billiard room, bocce ball, picnic area, library, lobby, storage, trash chute, internet included, maintenance; Monthly association fee; Association fee includes insurance, structure maintenance, pest control, sewer, trash, water, common areas, elevator, recreation facility, and pool service

Exterior

  • Parking: Assigned parking; Guest parking; One open parking space (total 1)
  • Security: Building lists other security features
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Condominium; Single-level unit; Faces west; Resale unit
  • Construction: Built with CBS construction materials; Four-story building
  • Exterior features: Not waterfront; West of US-1 road frontage

Interior

  • Kitchen: Dishwasher; Disposal; Electric range; Microwave; Refrigerator; Electric water heater
  • Bedrooms: One bedroom on the main level
  • Flooring: Tile; Tile flooring throughout
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Custom mirrors; Furnished; Blinds, drapes and rods
  • Laundry & utility: Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $75k.

Deal economics

  • At list price, monthly cash flow is $157 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $68k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 5.6% in Lauderdale Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#100 in FL, #1,527 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, amenities F, employment F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Park Lakes Elementary School (math 35% / reading 44%, grade F, #1,513 of 2,144 statewide, top 73%, 970 students, 82% FRL); Lauderdale Lakes Middle School (math 21% / reading 26%, grade F, #536 of 571 statewide, top 95%, 816 students, 79% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 78% FRL vs 51% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 25% at this address vs 48% district-wide (-22 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.4%/yr); 821 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask is 5066% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $23k; list at $75k implies a 226% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; HOA is 35% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,159 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.28%
Cap rate
8.80%
Cash-on-cash
8.96%
DSCR
1.40
GRM
3.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.68×
Total profit
$-6,740
Equity at exit
$11,168
10-year hold
IRR
-12.0%
Equity multiple
0.49×
Total profit
$-10,617
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33319

Rents YoY
-1.4%
Active inventory
821
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,711 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$168 /mo · $2,022/yr
Insurance
$31
HOA
$603
Vacancy / Maint / Mgmt
$359
Net cashflow
$157

Break-even live

Break-even rent $1,513
Max offer price $74,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4191 NW 41st St #418 Lauderdale Lakes, FL 2.0 2.0 1088 $1,700 $1.56 24d 1 0.03mi
4140 NW 44th Ave #411 Lauderdale Lakes, FL 2.0 2.0 1044 $1,500 $1.44 24d 1 0.08mi
4141 NW 44th Ave Lauderdale Lakes, FL 2.0 2.0 1136 $1,850 $1.63 24d 2 0.15mi
4400 NW 36th St Lauderdale Lakes, FL 2.0–3.0 1.0–2.0 1100 $1,700 $1.55 5d 9 0.49mi
3700 Pacific Point Pl Fort Lauderdale, FL 1.0–3.0 1.0–2.0 1030 $1,890 $1.83 1d 19 0.72mi
3417 NW 44th St #101 Lauderdale Lakes, FL 2.0 2.0 1020 $2,495 $2.45 20d 1 0.74mi
3301 NW 47th Ter #308 Lauderdale Lakes, FL 1.0 2.0 750 $2,200 $2.93 12d 1 0.78mi
3413 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $1,900 $1.86 22d 1 0.79mi
3413 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $1,900 $1.86 24d 1 0.79mi
3460 NW 50th Ave Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 750 $1,499 $2.00 16d 3 0.79mi
3531 NW 50th Ave #609 Lauderdale Lakes, FL 1.0 1.0 684 $1,350 $1.97 24d 1 0.81mi
3437 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $2,100 $2.06 24d 1 0.82mi
3437 NW 44th St #107 Lauderdale Lakes, FL 2.0 2.0 1020 $2,000 $1.96 5d 1 0.82mi
3409 NW 44th St Lauderdale Lakes, FL 2.0 2.0 1096 $1,850 $1.69 4d 2 0.83mi
3409 NW 44th St Lauderdale Lakes, FL 2.0 2.0 1096 $1,800 $1.64 3d 1 0.83mi
3341 NW 47th Ter #301 Lauderdale Lakes, FL 2.0 2.0 1002 $2,050 $2.05 3d 1 0.84mi
3441 NW 44th St #104 Lauderdale Lakes, FL 2.0 2.0 1020 $1,975 $1.94 7d 1 0.84mi
3540 NW 34th Ter Lauderdale Lakes, FL 2.0 1.0 1056 $1,200 $1.14 17d 1 0.88mi
3445 NW 44th St #206 Lauderdale Lakes, FL 2.0 2.0 1096 $2,100 $1.92 12d 1 0.89mi
3401 NW 44th St #205 Lauderdale Lakes, FL 2.0 2.0 1096 $2,000 $1.82 3d 1 0.90mi
3030 NW 43rd Ter #102 Lauderdale Lakes, FL 1.0 1.0 710 $1,450 $2.04 24d 1 0.91mi
3033 NW 43rd Ave #108 Lauderdale Lakes, FL 1.0 1.0 650 $1,590 $2.45 14d 1 0.91mi
5051 W Oakland Park Blvd #204 Lauderdale Lakes, FL 2.0 2.0 944 $1,900 $2.01 24d 1 0.91mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 2d 2 0.92mi
3473 NW 44th St Lauderdale Lakes, FL 1.0 1.0 861 $1,750 $2.03 24d 2 0.96mi
3473 NW 44th St Lauderdale Lakes, FL 1.0 1.0 850 $1,750 $2.06 14d 1 0.96mi
3161 NW 47th Ter #110 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 5d 1 0.96mi
3161 NW 47th Ter #111 Lauderdale Lakes, FL 1.0 1.5 721 $1,500 $2.08 24d 1 0.96mi
2980 NW 43rd Ter #207 Lauderdale Lakes, FL 2.0 2.0 890 $1,800 $2.02 24d 1 0.96mi
3141 NW 47th Ter #430 Lauderdale Lakes, FL 2.0 2.0 1002 $1,700 $1.70 22d 1 0.96mi
4467 Treehouse Ln Apt 13C Tamarac, FL 2.0 2.0 1081 $1,899 $1.76 3d 1 0.96mi
4455 Treehouse Ln Unit 15B Tamarac, FL 2.0 2.0 1081 $1,800 $1.67 24d 1 0.96mi
4459 Treehouse Ln Apt 14F Tamarac, FL 2.0 2.0 1081 $1,899 $1.76 22d 1 0.96mi
3141 NW 47th Ter Lauderdale Lakes, FL 1.0–2.0 1.5–2.0 861 $1,440 $1.67 24d 2 0.96mi
3430 NW 52nd Ave #210 Lauderdale Lakes, FL 2.0 2.0 944 $1,850 $1.96 24d 1 0.97mi
3453 NW 44th St Lauderdale Lakes, FL 2.0 2.0 1020 $2,050 $2.01 4d 2 0.98mi
4419 Treehouse Ln Unit 22G 22G Tamarac, FL 2.0 2.0 1081 $1,949 $1.80 7d 1 0.98mi
4423 Treehouse Ln Unit 21G Tamarac, FL 2.0 1.0 1013 $1,799 $1.78 3d 1 0.98mi
4423 Treehouse Ln Unit 21c Tamarac, FL 2.0 1.0 1013 $1,799 $1.78 22d 1 0.98mi
3099 NW 48th Ave #153 Lauderdale Lakes, FL 2.0 2.0 960 $1,850 $1.93 24d 1 0.98mi

HOA detail condo

Monthly dues
$603 · $7,236/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-18
    days on market $74,900 Active 99 DOM
  2. 2026-06-17
    days on market $74,900 Active 98 DOM
  3. 2026-06-16
    days on market $74,900 Active 97 DOM
  4. 2026-06-15
    days on market $74,900 Active 96 DOM
  5. 2026-06-13
    days on market $74,900 Active 94 DOM
  6. 2026-06-09
    days on market $74,900 Active 90 DOM
  7. 2026-06-07
    days on market $74,900 Active 88 DOM
  8. 2026-06-04
    days on market $74,900 Active 85 DOM
  9. 2026-06-03
    days on market $74,900 Active 84 DOM
  10. 2026-06-02
    days on market $74,900 Active 83 DOM
  11. 2026-06-01
    days on market $74,900 Active 82 DOM
  12. 2026-05-31
    days on market $74,900 Active 81 DOM
  13. 2026-05-14
    price $74,900
  14. 2026-04-29
    listed $1,450
  15. 2026-03-09
    listed $99,990 Active
  16. 2025-02-28
    historical
  17. 2024-12-05
    status Active
  18. 2024-12-04
    historical
  19. 2024-08-29
    listed $117,000 Active
  20. 2024-07-22
    historical
  21. 2024-01-22
    listed $135,000 Active
  22. 2013-04-08
    soldstatus $23,000
  23. 1998-10-29
    soldstatus $22,500
  24. 1973-09-01
    soldstatus $23,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,022 · $168/mo
Projected year-2 tax
$2,022 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,537
− Mortgage interest
−$4,196
− Property taxes
−$2,022
− Insurance
−$374
− Repairs & maintenance
−$1,643
− Management
−$1,643
− HOA
−$7,236
− Depreciation
−$2,179
Taxable income
$1,244
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$299
After-tax cash flow
$1,580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderdale Lakes

Score
81/100
State rank
#100
US rank
#1527

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderdale Lakes, FL
County
Broward County · 1,963,430 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
54,450
Household income
$58,388
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
2809.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 61% Hispanic / Latino 17% White 15% Two or more races 11% Asian 4%
Hispanic origin (detail)
Puerto Rican 4% Cuban 2% Dominican 1%
Common ancestry
Hispanic 13% Romanian 1% Italian 1%
Foreign-born
46% · Canada, Jamaica, Vietnam
Languages at home
64% English-only · Spanish 15% French/Haitian/Cajun 15% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.84%
Current HPI
328.4307
Rent YoY
▼ -1.38%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+221.5% since first listed
12 events — show timeline
  • 2026-05-14 Price Changed $74,900 Beaches MLS
  • 2026-04-29 Listed for Rent $1,450 GFLMLS
  • 2026-03-09 Listed $99,990 Beaches MLS
  • 2025-02-28 Listing Removed MARMLS
  • 2024-12-05 Relisted MARMLS
  • 2024-12-04 Listing Removed MARMLS
  • 2024-08-29 Listed $117,000 MARMLS
  • 2024-07-22 Listing Removed MARMLS
  • 2024-01-22 Listed $135,000 MARMLS
  • 2013-04-08 Sold (Public Records) $23,000 Public Records
  • 1998-10-29 Sold (Public Records) $22,500 Public Records
  • 1973-09-01 Sold (Public Records) $23,300 Public Records

Property tax history

+18.1%/yr

Latest (2025): $2,022 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…