2081 Brooks Rd · Dacula, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.7/10.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
It needs everything basically is only extinguisher walls and roof the front porch was enclosed and made into a bonus room for family that had to be cared for when they were sick but it& apos; s not got carpet or paint on walls it it& apos; s 16x22 roughly but it& apos; s in good shape other wise but the rest of the inside of the house is in full gut and install all new walls doors fixtures some of the floors are falling through the but the floor supports and floor joist are good there is no cilling damage but it& apos; s old stained and out dated but it& apos; s. Had a new roof done 2 times once in shingles and then metal and it& apos; s got vinyl siding over the ori
Key facts
- Good running well
- Bonus room
- Vinyl siding
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $70k.
Deal economics
- At list price, monthly cash flow is $1k ($18k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
- Cap rate 31.4% vs local median 4.1% in Dacula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.1%/yr); 643 active listings in the ZIP; high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.55% ✓
- Cap rate
- 31.42%
- Cash-on-cash
- 89.74%
- DSCR
- 4.99
- GRM
- 2.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- 91.6%
- Equity multiple
- 5.32×
- Total profit
- $84,736
- Equity at exit
- $10,437
- IRR
- 94.7%
- Equity multiple
- 11.48×
- Total profit
- $205,407
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30019
- Rents YoY
- 4.1%
- Active inventory
- 643
- Price-to-rent
- 2.3×
Monthly cashflow live
- Estimated rent
- $2,484 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax from tax record
- −$100 /mo · $1,203/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$522
- Net cashflow
- $1,466
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 1 events
-
2026-05-26$70,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,203 · $100/mo
- Projected year-2 tax
- $1,203 · $100/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,807
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,203
- − Insurance
- −$350
- − Repairs & maintenance
- −$2,385
- − Management
- −$2,385
- − Depreciation
- −$2,036
- Taxable income
- $17,527
- Est. tax owed @ 24.0%
- −$4,207
- After-tax cash flow
- $13,383/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Dacula
- Score
- 65/100
- State rank
- #211
- US rank
- #12728
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- City population
- 51,162
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 51,162
- Household income
- $116,583
- Rent vs Own
- Severe rent burden
- 630.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2%
- Common ancestry
- Hispanic 3% Italian 2% Romanian 2%
- Foreign-born
- 16% · Canada, Vietnam, Jamaica
- Languages at home
- 78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -155.48%
- Current HPI
- 212.925
- Rent YoY
- ▲ 4.06%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-05-26 Listed $70,000 FSBO.com
Property tax history
+5.0%/yrLatest (2025): $1,203 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…