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2571 Pinehurst Dr
C+ Composite 64.71
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.9/30.0
  • ARV discount +15.0/15.0
  • Appreciation +8.8/10.0
  • 1% rule +5.8/10.0
  • DSCR +5.6/10.0
  • Livability +3.5/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$249,000

2571 Pinehurst Dr · West Columbia, TX 77486
3 bd · 3.0 ba · 2,019 sqft · SingleFamily public records · 85 Days on market
Built 1993 9,330 sqft lot Est $341k · 27% under $50/mo HOA · 2% of rent ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lovely home in beautiful Columbia Lakes. Home has been taken care of by seller. North to South placement with Solar Screen East and West for energy conservation. Kitchen was remodeled and new flooring replaced throughout in 2009. New roof in 2010. Heated Pool in 2012. Recent replacement of appliances in Kitchen, 2020 Bathroom remodels. All of this and a new HVAC in 2022. Big open area with room for lots of people!! Call today for an appointment!!!

Key facts

  • 9,330 sq ft lot
  • 2 garage spots
  • Pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $210 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $249k).
  • Recommended offer: $234k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 4.4% in West Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#375 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: amenities F, commute F.
  • Columbia-Brazoria ISD (town): math 35% / reading 33% proficiency, ranked #513 of 826 in TX (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: West Columbia El (math 47% / reading 39%, grade F, #1,283 of 4,322 statewide, top 30%, 709 students, 60% FRL); West Brazos J H (math 34% / reading 32%, grade F, #930 of 1,662 statewide, top 57%, 676 students, 65% FRL); Columbia H S (math 13% / reading 28%, grade F, #1,389 of 1,632 statewide, top 86%, 889 students, 60% FRL).
  • Market conditions: 145 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • In year one you build about $21k of equity ($2k loan paydown + $19k appreciation (7.6% local appreciation)).
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (7.6% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $26k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.31%
Cash-on-cash
3.62%
DSCR
1.16
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$341,211
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2571 Pinehurst Dr 0.00mi 3/2.0 2,019 (0%) 1mo $249,000 $123 95
229 N Amherst Dr 0.17mi 3/2.0 2,007 (-1%) 3mo $354,000 $176 85
284 Mossy Meadow Dr 0.25mi 3/2.0 1,996 (-1%) 2mo $320,000 $160 81
2280 Riveroaks Dr 0.45mi 3/2.0 1,885 (-7%) 2mo $399,999 $212 62
214 Montclaire Dr 0.53mi 4/2.0 (+1) 1,968 (-2%) 1mo $365,990 $186 61
213 Woodhaven 0.33mi 4/2.5 (+1) 2,219 (+10%) 3mo $369,990 $167 58
10 Green Meadows Ln 0.47mi 3/2.0 1,832 (-9%) 3mo $325,000 $177 56
241 Woodhaven Dr 0.35mi 3/2.0 1,735 (-14%) 2mo $292,900 $169 55
429 N Amherst Dr 0.49mi 3/2.0 1,778 (-12%) 1mo $276,500 $156 52
2337 Shalmar Dr 0.39mi 4/2.0 (+1) 1,801 (-11%) 3mo $335,000 $186 52
212 Forest Park Dr 0.59mi 4/2.0 (+1) 1,878 (-7%) 3mo $299,990 $160 50
418 Twin Lakes Blvd W 0.68mi 3/2.0 1,863 (-8%) 4mo $289,000 $155 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.0%
Equity multiple
2.58×
Total profit
$110,269
Equity at exit
$182,922
10-year hold
IRR
20.3%
Equity multiple
5.45×
Total profit
$310,231
Equity at exit
$357,294

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77486

Home prices YoY
2.4%
Active inventory
145
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,700 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$463 /mo · $5,556/yr
Insurance
$104
HOA
$50
Vacancy / Maint / Mgmt
$567
Net cashflow
$210

Break-even live

Break-even rent $2,434
Max offer price $249,000
Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2363 Ridgewood Dr West Columbia, TX 4.0 2.5 2555 $2,700 $1.06 24d 1 0.39mi

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
pool

Listing history 9 events

  1. 2026-04-08
    status Pending
  2. 2026-03-19
    price $249,000
  3. 2026-02-18
    price $262,000
  4. 2026-01-13
    listed $275,000 Active
  5. 2023-10-17
    soldstatus
  6. 2023-10-16
    soldstatus Sold 457-char remark
    Show marketing remark (457 chars)

    Lovely home in beautiful Columbia Lakes. Home has been taken care of by seller. North to South placement with Solar Screen East and West for energy conservation. Kitchen was remodeled and new flooring replaced throughout in 2009. New roof in 2010. Heated Pool in 2012. Recent replacement of appliances in Kitchen, 2020 Bathroom remodels. All of this and a new HVAC in 2022. Big open area with room for lots of people!! Call today for an appointment!!!

  7. 2023-09-23
    status Pending 457-char remark
    Show marketing remark (457 chars)

    Lovely home in beautiful Columbia Lakes. Home has been taken care of by seller. North to South placement with Solar Screen East and West for energy conservation. Kitchen was remodeled and new flooring replaced throughout in 2009. New roof in 2010. Heated Pool in 2012. Recent replacement of appliances in Kitchen, 2020 Bathroom remodels. All of this and a new HVAC in 2022. Big open area with room for lots of people!! Call today for an appointment!!!

  8. 2023-09-14
    status Option Pending 457-char remark
    Show marketing remark (457 chars)

    Lovely home in beautiful Columbia Lakes. Home has been taken care of by seller. North to South placement with Solar Screen East and West for energy conservation. Kitchen was remodeled and new flooring replaced throughout in 2009. New roof in 2010. Heated Pool in 2012. Recent replacement of appliances in Kitchen, 2020 Bathroom remodels. All of this and a new HVAC in 2022. Big open area with room for lots of people!! Call today for an appointment!!!

  9. 2023-08-09
    listed $329,900 Active 457-char remark
    Show marketing remark (457 chars)

    Lovely home in beautiful Columbia Lakes. Home has been taken care of by seller. North to South placement with Solar Screen East and West for energy conservation. Kitchen was remodeled and new flooring replaced throughout in 2009. New roof in 2010. Heated Pool in 2012. Recent replacement of appliances in Kitchen, 2020 Bathroom remodels. All of this and a new HVAC in 2022. Big open area with room for lots of people!! Call today for an appointment!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,556 · $463/mo
Projected year-2 tax
$5,556 · $463/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,400
− Mortgage interest
−$13,948
− Property taxes
−$5,556
− Insurance
−$1,245
− Repairs & maintenance
−$2,592
− Management
−$2,592
− HOA
−$600
− Depreciation
−$7,244
Taxable loss
−$1,376
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$330
After-tax cash flow
$2,856/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia-Brazoria ISD
NCES district ID
4814670
Math proficiency
35% ▼ -4.00%
Reading proficiency
33% ▼ -1.00%
Median HH income
$57,256
Composite
30.23/100
National rank
#6297
State rank
#513 of 826 in TX

Livability — West Columbia

Score
70/100
State rank
#375
US rank
#7954

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,330

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 27% Two or more races 13% Black 10% Native American 1%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Italian 5% Slovak 3% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
86% English-only · Spanish 12% German/W. Germanic 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.63%
Current HPI
320.7967
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-24.5% since first listed
9 events — show timeline
  • 2026-04-08 Pending HARMLS
  • 2026-03-19 Price Changed $249,000 HARMLS
  • 2026-02-18 Price Changed $262,000 HARMLS
  • 2026-01-13 Listed $275,000 HARMLS
  • 2023-10-17 Sold (Public Records) Public Records
  • 2023-10-16 Sold (MLS) HARMLS
  • 2023-09-23 Pending HARMLS
  • 2023-09-14 Pending HARMLS
  • 2023-08-09 Listed $329,900 HARMLS

Property tax history

+1.9%/yr

Latest (2025): $5,556 · -5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…