7025 Dennis Cir Unit G202 · Naples, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.0/30.0
- 1% rule +9.4/10.0
- Schools +4.9/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- DSCR +2.8/10.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$215,000
7025 Dennis Cir Unit G202 · Naples, FL 34104
2 bd · 2.0 ba · 1,097 sqft · Condo
· 208 Days on market
Built 1991
$196/sqft
· 32% below area
Est $317k · 32% under
$1087/mo HOA · 35% of rent
↓ 2% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Positioned within Chatham Square at Glen Eagle, this inviting residence offers a sought-after bundled golf membership along with tranquil lake and golf course views. Enjoy tranquil views from your private screened lanai overlooking the lush fairways and sparkling lake, creating a peaceful backdrop for everyday living and relaxed outdoor enjoyment. With a desirable second-floor vantage point and a dedicated carport space, this two-bedroom, two-bath condominium presents an exceptional opportunity to embrace Naples golf lifestyle.
Key facts
- Pass-through window
- Formal dining space
- $1,087 HOA
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $215k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $196k (8.8% below list).
- Meets the 1% rule at list price ($3k rent vs $215k).
- Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Calusa Park Elementary School (math 59% / reading 56%, grade C+, #764 of 2,144 statewide, top 36%, 707 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
- Market conditions: Rents soft (-1.1%/yr); 514 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,091/mo this rent would consume 52% of the median local household income ($72k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 208 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 35% of rent.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$189,200
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 208 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.44% ✓
- Cap rate
- 5.56%
- Cash-on-cash
- -2.61%
- DSCR
- 0.88
- GRM
- 5.8
CMA / ARV
- ARV (median comp)
- $316,808
- List price
- $215,000
- Delta
- -32.14%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7380 Province Way #5309 | 0.56mi | 2/2.0 | 1,100 (+0%) | 0mo | $374,900 | $341 | 73 |
| 6700 Dennis Cir Unit A102 | 0.17mi | 2/2.0 | 1,308 (+19%) | 1mo | $260,000 | $199 | 67 |
| 7380 Saint Ives Way #1108 | 0.60mi | 2/2.0 | 1,053 (-4%) | 1mo | $270,000 | $256 | 64 |
| 5656 Woodmere Lake Cir Unit C204 | 1.39mi | 2/2.0 | 1,097 (0%) | 1mo | $260,000 | $237 | 64 |
| 1875 Florida Club Dr #7109 | 0.69mi | 2/1.0 | 1,106 (+1%) | 1mo | $195,000 | $176 | 62 |
| 132 Santa Clara Dr #3 | 0.96mi | 2/2.0 | 1,043 (-5%) | 1mo | $229,900 | $220 | 56 |
| 1001 Foxfire Ln #102 | 1.26mi | 2/2.0 | 983 (-10%) | 1mo | $206,000 | $210 | 47 |
| 4240 Jack Frost Ct #6 | 1.41mi | 2/2.0 | 1,246 (+14%) | 0mo | $253,000 | $203 | 42 |
| 1210 Wildwood Lakes Blvd #306 | 0.99mi | 3/2.0 (+1) | 1,219 (+11%) | 1mo | $260,000 | $213 | 41 |
| 2350 Hidden Lake Ct #8511 | 0.93mi | 2/2.0 | 1,351 (+23%) | 0mo | $330,000 | $244 | 40 |
| 113 Bristol Ln Unit C7 | 1.22mi | 2/2.0 | 1,335 (+22%) | 0mo | $335,000 | $251 | 40 |
| 741 Landover Cir #102 | 1.40mi | 2/2.0 | 1,300 (+18%) | 0mo | $252,000 | $194 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -26.5%
- Equity multiple
- 0.14×
- Total profit
- $-51,511
- Equity at exit
- $32,057
10-year hold
- IRR
- -61.2%
- Equity multiple
- -0.46×
- Total profit
- $-87,685
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 35 active · 20 under contract
- Median asking
- $289,999 ($243/sqft)
- Median days on market
- 130 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- +18.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34104
- Rents YoY
- -1.1%
- Active inventory
- 514
- Price-to-rent
- 5.8×
Monthly cashflow live
↻
- Estimated rent
- $3,091 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax est. 1.5%
- −$269 /mo · $3,225/yr
- Insurance
- −$90
- HOA
- −$1,087
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$649
- Net cashflow
- $-131
Break-even live
Break-even rent
$3,257
Max offer price
$196,080
Occupancy floor
99%
Sensitivity live
| Price | -10% $18 | -5% $-56 | +0% $-131 | +5% $-205 | +10% $-279 |
|---|---|---|---|---|---|
| Rent | -10% $-375 | -5% $-253 | +0% $-131 | +5% $-9 | +10% $113 |
| Rate | -1.0pp $-22 | -0.5pp $-76 | base $-131 | +0.5pp $-186 | +1.0pp $-243 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7065 Dennis Cir Unit F103 Naples, FL | 2.0 | 2.0 | 1097 | $5,200 | $4.74 | 6d | 1 | 0.05mi |
| 7065 Dennis Cir #302 Naples, FL | 2.0 | 2.0 | 1097 | $4,000 | $3.65 | 116d | 1 | 0.05mi |
| 1051 Eastham Way Unit B104 Naples, FL | 2.0 | 2.0 | 1091 | $4,300 | $3.94 | 109d | 1 | 0.07mi |
| 1100 Eastham Way Unit A-305 Naples, FL | 2.0 | 2.0 | 1294 | $2,300 | $1.78 | 6d | 1 | 0.10mi |
| 1100 Eastham Way Unit A-105 Naples, FL | 2.0 | 2.0 | 1184 | $4,500 | $3.80 | 109d | 1 | 0.10mi |
| 6945 Dennis Cir Unit I206 Naples, FL | 2.0 | 2.0 | 1097 | $4,990 | $4.55 | 6d | 1 | 0.10mi |
| 1001 Eastham Way #106 Naples, FL | 2.0 | 2.0 | 1091 | $4,000 | $3.67 | 6d | 1 | 0.11mi |
| 6700 Dennis Cir Unit A103 Naples, FL | 2.0 | 2.0 | 1308 | $2,000 | $1.53 | 109d | 1 | 0.19mi |
| 6816 Sterling Greens Dr Unit 1105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 109d | 1 | 0.31mi |
| 6816 Sterling Greens Pl #105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 116d | 1 | 0.31mi |
| 6817 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $5,000 | $3.34 | 6d | 1 | 0.33mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,500 | $3.00 | 119d | 1 | 0.35mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,600 | $3.07 | 6d | 1 | 0.35mi |
| 6828 Sterling Greens Dr Unit 4105 Naples, FL | 2.0 | 2.0 | 1242 | $3,750 | $3.02 | 109d | 1 | 0.36mi |
| 6954 Avalon Cir #702 Naples, FL | 2.0 | 2.0 | 1467 | $5,000 | $3.41 | 6d | 1 | 0.45mi |
| 6954 Avalon Cir #702 Naples, FL | 2.0 | 2.0 | 1467 | $4,500 | $3.07 | 119d | 1 | 0.45mi |
| 6954 Avalon Cir #703 Naples, FL | 2.0 | 2.0 | 1467 | $3,000 | $2.04 | 109d | 1 | 0.45mi |
| 5301 Whitten Dr #81 Naples, FL | 3.0 | 2.0 | 1386 | $2,700 | $1.95 | 119d | 1 | 0.51mi |
| 5257 Whitten Dr Naples, FL | 2.0 | 2.0 | 1500 | $2,500 | $1.67 | 109d | 1 | 0.52mi |
| 1700 Windy Pines Dr #1 Naples, FL | 2.0 | 2.0 | 1349 | $2,300 | $1.70 | 116d | 1 | 0.54mi |
| 1810 Florida Club Cir Naples, FL | 2.0 | 2.0 | 1143 | $1,948 | $1.70 | 6d | 3 | 0.55mi |
| 1810 Florida Club Cir Naples, FL | 2.0 | 2.0 | 1200 | $2,075 | $1.73 | 109d | 2 | 0.55mi |
| 1840 Florida Club Cir #5309 Naples, FL | 2.0 | 1.0 | 1328 | $2,300 | $1.73 | 119d | 1 | 0.57mi |
| 1840 Florida Club Cir #5308 Naples, FL | 1.0 | 1.0 | 864 | $1,750 | $2.03 | 6d | 1 | 0.57mi |
| 7380 Saint Ives Way Naples, FL | 2.0 | 2.0 | 1026 | $4,400 | $4.29 | 119d | 2 | 0.59mi |
| 1820 Florida Club Cir #2210 Naples, FL | 3.0 | 2.0 | 1189 | $3,400 | $2.86 | 6d | 1 | 0.60mi |
| 1820 Florida Club Cir Naples, FL | 3.0 | 2.0 | 1282 | $2,850 | $2.22 | 119d | 2 | 0.60mi |
| 1748 Royal Cir Naples, FL | 3.0 | 2.0 | 1451 | $3,200 | $2.21 | 119d | 1 | 0.61mi |
| 1830 Florida Club Cir #4203 Naples, FL | 2.0 | 2.0 | 1201 | $1,950 | $1.62 | 6d | 1 | 0.62mi |
| 1830 Florida Club Cir #4111 Naples, FL | 3.0 | 2.0 | 1189 | $2,250 | $1.89 | 116d | 1 | 0.62mi |
| 1615 Windy Pines Dr #10 Naples, FL | 2.0 | 2.0 | 1349 | $1,900 | $1.41 | 109d | 1 | 0.62mi |
| 1865 Florida Club Dr #6211 Naples, FL | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 109d | 1 | 0.62mi |
| 7360 Saint Ives Way #2205 Naples, FL | 2.0 | 2.0 | 1053 | $1,925 | $1.83 | 119d | 1 | 0.63mi |
| 1865 Florida Club Dr Naples, FL | 2.0–3.0 | 1.0–2.0 | 1214 | $1,750 | $1.44 | 119d | 2 | 0.64mi |
| 1835 Florida Club Cir #3201 Naples, FL | 3.0 | 2.0 | 1375 | $2,095 | $1.52 | 109d | 1 | 0.66mi |
| 1645 Windy Pines Dr #6 Naples, FL | 2.0 | 2.0 | 1349 | $2,500 | $1.85 | 116d | 1 | 0.68mi |
| 1670 Windy Pines Dr Naples, FL | 2.0 | 2.0 | 1351 | $4,500 | $3.33 | 119d | 1 | 0.69mi |
| 1875 Florida Club Dr Naples, FL | 2.0 | 1.0 | 1016 | $1,722 | $1.69 | 119d | 2 | 0.71mi |
| 1875 Florida Club Dr #7309 Naples, FL | 2.0 | 1.0 | 1033 | $1,695 | $1.64 | 6d | 1 | 0.71mi |
| 1650 Windy Pines Dr #2 Naples, FL | 2.0 | 2.0 | 1349 | $5,000 | $3.71 | 3d | 1 | 0.74mi |
Property features AI
Other
- Other
- Possession at closingLocated in GLEN EAGLE development / CHATHAM SQUARE sub-condoNo RV allowed
Finance
- Other
- Part of a larger complex with 128 units; 24 units in the building; 2 units per floor; single-floor building
- Financial info
- Total annual recurring community fees applyTotal one-time community fees apply
- HOA & community
- Mandatory HOAProfessional managementQuarterly condo feeAnnual master HOA feeMaintenance covers cable, insurance, irrigation water, lawn/land maintenance, legal/accounting, exterior pest control, recreation facilities, repairs, reserves, security, sewer, street lights, street maintenance, trash removal and waterCommunity amenities include clubhouse, community pool and spa, tennis court, putting green, bike and jog path, cabana, library, billiards, business center, sidewalks and streetlightsGolf-bundled communityOne-time mandatory club fee required
Exterior
- Parking
- 1 assigned covered parkingPaved drivewayGuest parkingDetached 1-car carport
- Security
- Gated communityCommunity security included in maintenance
- Utilities
- Central waterCentral sewerCable availableUnderground utilities
- Home design
- Residential garden apartment in a low-rise (1–3) buildingZero lot lineRear exposure faces northeastUnit G202
- Construction
- Built in 1991Concrete block constructionStucco exteriorBuilt-up or flat roofGarden apartment building
- Exterior features
- PondLake frontage / waterfrontLandscaped viewsGolf course viewWater viewCentral irrigation
Interior
- Kitchen
- Electric cooktopRangeSelf-cleaning ovenMicrowaveDishwasherDisposalRefrigerator with icemaker
- Bedrooms
- 2 bedrooms with a split bedroom floor plan
- Flooring
- TileCarpet
- Bathrooms
- 2 full bathroomsMaster bath with shower only
- Heating & cooling
- Central electric heatCentral electric air conditioningCeiling fans
- Interior features
- Cable prewirePantrySmoke detectorsWalk-in closetWindow coveringsDining area that opens to living roomEat-in kitchenScreened lanai/porchCommon elevatorFurnishedFour ceiling fansSix total rooms
- Laundry & utility
- WasherDryer
HOA detail $1,087/mo · $13,044/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $215,000 Active 208 DOM
-
2026-09-22days on market $215,000 Active 207 DOM
-
2026-09-21days on market $215,000 Active 206 DOM
-
2026-09-20days on market $215,000 Active 205 DOM
-
2026-09-18days on market $215,000 Active 203 DOM
-
2026-09-17days on market $215,000 Active 202 DOM
-
2026-09-16days on market $215,000 Active 201 DOM
-
2026-09-15days on market $215,000 Active 200 DOM
-
2026-09-14days on market $215,000 Active 199 DOM
-
2026-09-13days on market $215,000 Active 198 DOM
-
2026-09-12days on market $215,000 Active 197 DOM
-
2026-09-11pricedays on market $215,000 Active 196 DOM
-
2026-09-05days on market $230,000 Active 190 DOM
-
2026-09-04days on market $230,000 Active 189 DOM
-
2026-09-03days on market $230,000 Active 188 DOM
-
2026-08-31days on market $230,000 Active 185 DOM
-
2026-08-30days on market $230,000 Active 184 DOM
-
2026-08-29days on market $230,000 Active 183 DOM
-
2026-08-28days on market $230,000 Active 182 DOM
-
2026-08-27days on market $230,000 Active 181 DOM
-
2026-08-26days on market $230,000 Active 180 DOM
-
2026-08-25days on market $230,000 Active 179 DOM
-
2026-08-24days on market $230,000 Active 178 DOM
-
2026-08-23days on market $230,000 Active 177 DOM
-
2026-08-22days on market $230,000 Active 176 DOM
-
2026-08-21days on market $230,000 Active 175 DOM
-
2026-08-20days on market $230,000 Active 174 DOM
-
2026-08-19days on market $230,000 Active 173 DOM
-
2026-08-18days on market $230,000 Active 172 DOM
-
2026-08-16days on market $230,000 Active 170 DOM
-
2026-08-15days on market $230,000 Active 169 DOM
-
2026-08-13days on market $230,000 Active 167 DOM
-
2026-08-12days on market $230,000 Active 166 DOM
-
2026-08-11days on market $230,000 Active 165 DOM
-
2026-08-10days on market $230,000 Active 164 DOM
-
2026-08-09days on market $230,000 Active 163 DOM
-
2026-08-08days on market $230,000 Active 162 DOM
-
2026-08-07days on market $230,000 Active 161 DOM
-
2026-08-06days on market $230,000 Active 160 DOM
-
2026-08-05days on market $230,000 Active 159 DOM
-
2026-08-04days on market $230,000 Active 158 DOM
-
2026-08-03days on market $230,000 Active 157 DOM
-
2026-07-31days on market $230,000 Active 154 DOM
-
2026-07-30days on market $230,000 Active 153 DOM
-
2026-07-29days on market $230,000 Active 152 DOM
-
2026-07-27days on market $230,000 Active 150 DOM
-
2026-07-25days on market $230,000 Active 148 DOM
-
2026-07-24days on market $230,000 Active 147 DOM
-
2026-07-23days on market $230,000 Active 146 DOM
-
2026-07-22days on market $230,000 Active 145 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 3/10 Moderate
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,095
- − Mortgage interest
- −$12,043
- − Property taxes
- −$3,225
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$2,968
- − Management
- −$2,968
- − HOA
- −$13,044
- − Depreciation
- −$6,255
- Taxable loss
- −$4,482
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,076
- After-tax cash flow
- $-493/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
75/100
Cosmetic rehab
Est. rehab $5,485–$16,455 screening
This two-bedroom, two-bath condominium is in good condition with cosmetic updates needed to modernize the kitchen and bathroom. The property offers a desirable second-floor vantage point and a dedicated carport space, making it an excellent opportunity to embrace the Naples golf lifestyle.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom vanity — slight wear
- Minor kitchen flooring — slight wear
Value-add opportunities
- Both update kitchen cabinets and appliances — modernizing the kitchen would appeal to both buyers and renters ↑
- Both update bathroom vanity and fixtures — modernizing the bathroom would appeal to both buyers and renters ↑
- Both replace flooring in kitchen and bathrooms — modern flooring would improve the overall aesthetic and appeal of the home ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 49/100
Zoned Schools
Elementary
Calusa Park Elementary School
C+
FL #764/2,144
Nat'l #8,415/41,679
Middle
East Naples Middle School
C
FL #254/571
Nat'l #3,460/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,408
- Household income
- $71,686
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
- Common ancestry
- Lithuanian 6% Romanian 3% Hispanic 2%
- Foreign-born
- 30% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -252.48%
- Current HPI
- 259.3498
- Rent YoY
- ▼ -1.10%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-2.0% since first listed2 events — show timeline
- 2026-04-09 Price Changed $240,000 NAPLESMLS
- 2026-02-27 Listed $245,000 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…