🏗️ New Construction
Newlin Plan · Crandall, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.1/30.0
- ARV discount +7.5/15.0
- Condition / age +5.0/5.0
- Schools +4.2/10.0
- DSCR +3.6/10.0
- 1% rule +3.5/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$256,499
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.
Key facts
- Community center
- Onsite amenities
- Brand-new community
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $256k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-58 ($-694/yr) — negative.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (9.1% below list).
- Recommended offer: $226k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 68/100 on livability (#507 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Nola Kathryn Wilson El (math 40% / reading 45%, grade F, #1,313 of 4,322 statewide, top 31%, 596 students, 59% FRL); Crandall Middle (math 38% / reading 42%, grade F, #646 of 1,662 statewide, top 40%, 983 students, 60% FRL); Crandall H S (math 33% / reading 53%, grade F, #713 of 1,632 statewide, top 44%, 1,707 students, 56% FRL) — zoned schools average 58% FRL vs 41% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 956 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).
- This rent runs 32% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 688 days — a 12% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 688 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.04%
- Cash-on-cash
- -0.90%
- DSCR
- 0.96
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $274,784
- List price
- $256,499
- Delta
- -6.65%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2142 Thornton Dr | 0.11mi | 3/2.0 | 1,473 (-3%) | 4mo | $271,960 | $185 | 87 |
| 1314 Olivewood Pl | 0.31mi | 3/2.0 | 1,558 (+2%) | 2mo | $273,990 | $176 | 80 |
| 3138 Maplehurst Ave | 0.41mi | 3/2.0 | 1,522 (0%) | 3mo | $225,499 | $148 | 78 |
| 1322 Olivewood Pl | 0.32mi | 3/2.0 | 1,458 (-4%) | 2mo | $259,490 | $178 | 76 |
| 3169 Maplehurst Ave | 0.48mi | 3/2.0 | 1,522 (0%) | 3mo | $223,000 | $147 | 75 |
| 2118 Thornton Dr | 0.16mi | 3/2.0 | 1,294 (-15%) | 3mo | $258,490 | $200 | 65 |
| Highway 175 | 0.50mi | 3/2.0 | 1,668 (+10%) | 1mo | $269,990 | $162 | 60 |
| 2223 Peregrine Way | 0.27mi | 3/2.0 | 1,294 (-15%) | 3mo | $260,490 | $201 | 59 |
| 3106 Maplehurst Ave | 0.36mi | 3/2.0 | 1,302 (-14%) | 4mo | $210,499 | $162 | 56 |
| 3133 Maplehurst Ave | 0.41mi | 3/2.0 | 1,302 (-14%) | 4mo | $208,199 | $160 | 54 |
| 3346 Meadowleaf Rd | 0.47mi | 3/2.0 | 1,302 (-14%) | 2mo | $226,499 | $174 | 52 |
| 3134 Maplehurst Ave | 0.39mi | 4/2.0 (+1) | 1,720 (+13%) | 4mo | $234,499 | $136 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.8%
- Equity multiple
- 0.37×
- Total profit
- $-48,173
- Equity at exit
- $40,971
- IRR
- -9.9%
- Equity multiple
- 0.40×
- Total profit
- $-46,545
- Equity at exit
- $23,758
Cash invested: $76,940 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 22 active · 15 under contract
- Months of supply
- 3.7 mo (27%/mo absorbed)
- Median asking
- $270,750 ($174/sqft)
- Median days on market
- 56 d
- This list price
- 23% of active listings are priced below it
- ARV vs active asking
- +3.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 75114
- Home prices YoY
- -26.7%
- Active inventory
- 956
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,331 high interval (Pro) →
- Mortgage (P&I)
- −$1,441
- Tax est. 1.5%
- −$343 /mo · $4,122/yr
- Insurance
- −$114
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$489
- Net cashflow
- $-58
Break-even live
Sensitivity live
| Price | -10% $132 | -5% $37 | +0% $-58 | +5% $-153 | +10% $-248 |
|---|---|---|---|---|---|
| Rent | -10% $-242 | -5% $-150 | +0% $-58 | +5% $34 | +10% $126 |
| Rate | -1.0pp $81 | -0.5pp $12 | base $-58 | +0.5pp $-129 | +1.0pp $-201 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,696
- Closing costs
- $8,244
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2307 Albert Ln Crandall, TX | 4.0 | 3.0 | 2088 | $2,500 | $1.20 | 74d | 1 | 0.04mi |
| 1322 Olivewood Pl Crandall, TX | 3.0 | 2.0 | 1458 | $2,100 | $1.44 | 56d | 1 | 0.31mi |
| 1322 Olivewood Pl Crandall, TX | 3.0 | 2.0 | 1458 | $2,100 | $1.44 | 48d | 1 | 0.31mi |
| 505 S 5th St Crandall, TX | 3.0 | 2.0 | 1360 | $1,750 | $1.29 | 41d | 1 | 1.23mi |
| 307 E Trunk St Crandall, TX | 3.0 | 2.0 | 1568 | $2,200 | $1.40 | 21d | 1 | 1.39mi |
| 107 Haymeadow Dr Crandall, TX | 3.0 | 2.0 | 1746 | $2,100 | $1.20 | 20d | 1 | 1.46mi |
| 106 N 4th St Crandall, TX | 3.0 | 2.0 | 1200 | $2,000 | $1.67 | 93d | 1 | 1.49mi |
| 108 N 4th St Crandall, TX | 3.0 | 1.0 | 1222 | $1,800 | $1.47 | 7d | 1 | 1.49mi |
Listing history 50 events
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2026-08-08days on market $256,499 Active 688 DOM
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2026-08-06days on market $256,499 Active 686 DOM
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2026-08-05days on market $256,499 Active 685 DOM
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2026-08-04days on market $256,499 Active 684 DOM
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2026-08-03days on market $256,499 Active 683 DOM
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2026-07-31days on market $256,499 Active 680 DOM
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2026-07-30days on market $256,499 Active 679 DOM
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2026-07-30days on market $256,499 Active 678 DOM
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2026-07-28days on market $256,499 Active 677 DOM
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2026-07-26days on market $256,499 Active 675 DOM
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2026-07-24days on market $256,499 Active 673 DOM
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2026-07-23days on market $256,499 Active 672 DOM
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2026-07-22days on market $256,499 Active 671 DOM
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2026-07-21days on market $256,499 Active 670 DOM
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2026-07-20days on market $256,499 Active 669 DOM
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2026-07-18days on market $256,499 Active 667 DOM
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2026-07-18days on market $256,499 Active 666 DOM
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2026-07-16days on market $256,499 Active 665 DOM
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2026-07-15days on market $256,499 Active 664 DOM
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2026-07-14days on market $256,499 Active 663 DOM
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2026-07-13days on market $256,499 Active 662 DOM
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2026-07-13days on market $256,499 Active 661 DOM
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2026-07-11days on market $256,499 Active 660 DOM
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2026-07-10days on market $256,499 Active 659 DOM
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2026-07-09days on market $256,499 Active 658 DOM
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2026-07-07days on market $256,499 Active 656 DOM
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2026-07-06days on market $256,499 Active 655 DOM
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2026-07-06days on market $256,499 Active 654 DOM
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2026-07-05days on market $256,499 Active 653 DOM
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2026-07-03days on market $256,499 Active 652 DOM
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2026-07-02days on market $256,499 Active 651 DOM
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2026-07-01days on market $256,499 Active 650 DOM
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2026-06-30days on market $256,499 Active 649 DOM
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2026-06-29days on market $256,499 Active 648 DOM
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2026-06-28days on market $256,499 Active 647 DOM
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2026-06-26days on market $256,499 Active 645 DOM
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2026-06-24days on market $256,499 Active 643 DOM
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2026-06-22days on market $256,499 Active 641 DOM
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2026-06-21days on market $256,499 Active 640 DOM
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2026-06-18days on market $256,499 Active 637 DOM
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2026-06-17days on market $256,499 Active 636 DOM
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2026-06-16days on market $256,499 Active 635 DOM
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2026-06-15days on market $256,499 Active 634 DOM
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2026-06-13days on market $256,499 Active 632 DOM
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2026-06-09days on market $256,499 Active 628 DOM
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2026-06-08days on market $256,499 Active 627 DOM
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2026-06-07days on market $256,499 Active 626 DOM
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2026-06-04days on market $256,499 Active 623 DOM
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2026-06-03days on market $256,499 Active 622 DOM
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2026-06-02days on market $256,499 Active 621 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,967
- − Mortgage interest
- −$15,392
- − Property taxes
- −$4,122
- − Insurance
- −$1,374
- − Repairs & maintenance
- −$2,237
- − Management
- −$2,237
- − Depreciation
- −$7,994
- Taxable loss
- −$5,389
- Est. tax savings @ 24.0%
- +$1,293
- After-tax cash flow
- $600/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This single-family home is in excellent condition with no visible repairs or maintenance needed. It offers a spacious floorplan and is move-in ready, making it an attractive option for both resale and rental markets.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
- Both New windows and doors — Enhances energy efficiency and curb appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Crandall ISD
- NCES district ID
- 4815510
- Math proficiency
- 36% ▼ -13.00%
- Reading proficiency
- 42% ▼ -8.00%
- Median HH income
- $70,076
- Composite
- 35.57/100
- National rank
- #4901
- State rank
- #351 of 826 in TX
Livability — Crandall
- Score
- 68/100
- State rank
- #507
- US rank
- #10022
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Crandall, TX
- County
- Kaufman County · 138,716 people
- City population
- 9,333
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 9,333
- Household income
- $88,013
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Kaufman County) Hauer SSP2
- Today (2025)
- 138,716 people
- By 2030
- 150,815 · +8.7%
- By 2040
- 174,877 · +26.1%
- By 2050
- 198,020 · +42.8%
- By 2075
- 251,908 · +81.6%
- By 2100
- 285,325 · +105.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 48% Hispanic / Latino 36% Two or more races 14% Black 14%
- Hispanic origin (detail)
- Mexican 34%
- Common ancestry
- Slovak 1%
- Foreign-born
- 18% · Canada, China
- Languages at home
- 71% English-only · Spanish 27% Other Indo-European 1%
Political lean MEDSL · Kaufman
- 2024 margin
- Strong R (+27.9) · D 35.6% · R 63.5%
- 2008→2024 swing
- +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
- All cycles
- 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.61%
- Current HPI
- 196.4773
- Rent YoY
- —
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-1.3% since first listed11 events — show timeline
- 2026-02-13 Price Changed $256,499 Zillow
- 2025-02-25 Price Changed $254,499 Zillow
- 2025-02-08 Relisted — Zillow
- 2025-02-07 Delisted — Zillow
- 2025-02-06 Price Changed $253,499 Zillow
- 2025-01-22 Price Changed $252,499 Zillow
- 2025-01-21 Price Changed $264,499 Zillow
- 2024-11-06 Price Changed $267,499 Zillow
- 2024-10-08 Price Changed $264,999 Zillow
- 2024-09-28 Price Changed $262,999 Zillow
- 2024-09-18 Listed $259,999 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…