3816 N 52nd St · Tampa, FL 33619

$199,900

3 bd · 2.0 ba · 1,320 sqft · SingleFamily public records · 7 Days on market

Built 1947 10,700 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.7/30.0
• ARV discount +7.5/15.0
• DSCR +6.6/10.0
• 1% rule +5.1/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cozy 3 bedroom, 2 bath, 1 car carport frame and stucco home. Just minutes to I-4, I-75, Ybor City, Tampa, shopping, restaraunts and more. This is a Fannie Mae HomePath property. Purchase this property for aslittle as 3% down! This property is approved for Home Path Renovation Mortgage. Close by October 31, 2011 and receive up to 3.5% of the final sales price to be used for closing cost assistance! Ask your agent or our office for more details. Eligibility restrictions apply

Key facts

• Attached residential
• New construction
• Double lot

Tags

• RENOVATION PROJECT
• DOUBLE LOT
• ZONED RM-16
• NEW CONSTRUCTION
• ATTACHED RESIDENTIAL

Property features AI

Finance

• Other: Property zoned RM-16; Property type: Residential — Single Family Residence; Lot acreage: between 1/4 and less than 1/2 acre; Universal property identifier available; Unfurnished
• Financial info: No lease restrictions; Tax information available separately
• HOA & community: No HOA/association

Exterior

• Parking: No parking information provided
• Security: No security features specified
• Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Single-family residence; One-story; East-facing
• Construction: Stucco and frame construction; Other roof type; Pillar/post/pier foundation; Built area approximately 1,532 total; living area approximately 1,320
• Exterior features: Paved road access; Lot dimensions approximately 100 x 107 (0.25 acre)

Interior

• Kitchen: No appliances listed
• Bedrooms: 3 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: No interior features specified
• Laundry & utility: Outdoor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $270 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).

Location & tenants

• Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.1%/yr); 242 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 37% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $27k; list at $200k implies a 640% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $199,900

Questions for the listing agent

1. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 7.91%
• Cash-on-cash: 5.78%
• DSCR: 1.26
• GRM: 8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.7%
• Equity multiple: 0.62×
• Total profit: $-21,159
• Equity at exit: $29,806

10-year hold

• IRR: -6.1%
• Equity multiple: 0.66×
• Total profit: $-19,253
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33619

• Home prices YoY: -30.2%
• Rents YoY: -1.1%
• Active inventory: 242
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $2,025 high
• Mortgage (P&I): −$1,048
• Tax from tax record: −$198 /mo · $2,381/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$425
• Net cashflow: $270

Break-even live

Break-even rent $1,684

Max offer price $199,900

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3716 N 52nd St Tampa, FL	3.0	1.0	1152	$1,650	$1.43	24d	1	0.14mi
3716 N 52nd St Tampa, FL	3.0	1.0	1152	$1,650	$1.43	5d	1	0.14mi
3716 N 52nd St Tampa, FL	3.0	1.0	1152	$1,650	$1.43	10d	1	0.14mi
3706 N 52nd St #1 Tampa, FL	3.0	2.5	1334	$2,500	$1.87	2d	1	0.19mi
3611 N 54th St Unit 3 Tampa, FL	3.0	2.0	1126	$1,895	$1.68	2d	1	0.34mi
3417 Temple St Unit B Tampa, FL	3.0	2.0	975	$1,600	$1.64	24d	1	0.42mi
3420 N 55th St Unit B Tampa, FL	3.0	1.0	1095	$1,500	$1.37	24d	1	0.43mi
4403 N 48th St Tampa, FL	4.0	2.0	1387	$2,500	$1.80	24d	1	0.46mi
3212 N 50th St Unit B Tampa, FL	3.0	2.0	1005	$2,200	$2.19	14d	1	0.59mi
4481 Rachel Falls Dr Tampa, FL	3.0	2.5	1464	$2,350	$1.61	24d	1	0.74mi
5318 E 18th Ave Tampa, FL	4.0	2.0	1270	$1,955	$1.54	24d	1	0.87mi
2925 N 46th St Unit B Tampa, FL	2.0	1.0	1120	$1,103	$0.98	24d	1	0.88mi
4501 N 39th St Tampa, FL	4.0	1.0	1072	$1,595	$1.49	21d	1	1.16mi
3724 E 38th Ave Tampa, FL	3.0	2.0	1188	$1,895	$1.60	24d	1	1.17mi
3705 E North Bay St Tampa, FL	3.0	2.0	969	$1,850	$1.91	3d	1	1.22mi
3910 E Ellicott St Tampa, FL	2.0	1.0	950	$1,800	$1.89	24d	1	1.26mi
6514 Travis Blvd Tampa, FL	3.0	2.0	1200	$3,200	$2.67	24d	1	1.38mi
3507 E 29th Ave Tampa, FL	3.0	2.0	928	$1,700	$1.83	24d	1	1.38mi
5203 N 39th St Tampa, FL	4.0	2.0	1600	$2,100	$1.31	2d	1	1.40mi
3517 Bishop Eddie Newkirk Way Tampa, FL	3.0	2.0	1200	$2,500	$2.08	24d	1	1.41mi
3511 Bishop Eddie Newkirk Way Tampa, FL	3.0	1.0	1056	$1,800	$1.70	24d	1	1.43mi
3511 Bishop Eddie Newkirk Way Tampa, FL	3.0	1.0	1056	$1,800	$1.70	10d	1	1.43mi

Listing history 7 events

1. 2026-06-13
   statusdays on market $199,900 Pending 7 DOM
2. 2026-06-09
   days on market $199,900 Active 5 DOM
3. 2026-06-08
   days on market $199,900 Active 4 DOM
4. 2026-06-07
   remarks 692-char remark
5. 2026-06-07
   days on market $199,900 Active 3 DOM
6. 2026-06-04
   remarks 563-char remark
7. 2026-06-04
   listed $199,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,381 · $198/mo
• Projected year-2 tax: $2,381 · $198/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,297
• − Mortgage interest: −$11,198
• − Property taxes: −$2,381
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,944
• − Management: −$1,944
• − Depreciation: −$5,815
• Taxable income: $16
• Est. tax owed @ 24.0%: −$4
• After-tax cash flow: $3,231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Tampa

• Score: 79/100
• State rank: #142
• US rank: #2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tampa, FL
• County: Hillsborough County · 1,540,968 people
• City population: 523,346
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 41,396
• Household income: $66,134
• Rent vs Own: 49.2% rent · 50.8% own
• Severe rent burden: 2006.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: Hispanic / Latino 36% Black 28% White 27% Two or more races 21% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 13% Cuban 11% Dominican 1%
• Common ancestry: Hispanic 2% Iranian 1% Italian 1%
• Foreign-born: 22% · Canada, Jamaica, Vietnam
• Languages at home: 64% English-only · Spanish 28% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -162.52%
• Current HPI: 375.4923
• Rent YoY: ▼ -1.14%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1380.7% since first listed

5 events — show timeline

• 2026-06-04 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2011-06-30 Sold (MLS) $27,000 Stellar MLS as Distributed by MLS Grid
• 2010-10-04 Listed $31,900 Stellar MLS as Distributed by MLS Grid
• 1981-01-01 Sold (Public Records) $13,500 Public Records
• 1975-01-01 Sold (Public Records) $13,500 Public Records

Property tax history

+9.7%/yr

Latest (2025): $2,381 · +11.0% YoY. Source: county tax records.