27050 Debra Ct · Taylor, MI 48180

$100,000

3 bd · 1.0 ba · 1,020 sqft · SingleFamily public records · 3 Days on market

Built 1971 8,712 sqft lot Est $152k · 34% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.8/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled on a quiet, tree-lined setting, this charming brick residence welcomes you with timeless curb appeal and a sense of understated elegance. A private drive leads to a detached garage, while a lush, open yard framed by mature greenery offers a peaceful retreat perfect for outdoor enjoyment and relaxed gatherings. Inside, the home unfolds with a warm and inviting ambiance, where natural light pours through generous windows, illuminating a comfortable living space designed for both everyday living and effortless entertaining. Soft tones and clean lines create a serene atmosphere, complemented by thoughtfully arranged interiors that feel both spacious and intimate. The kitchen presents a classic and functional design, featuring rich cabinetry, ample workspace, and a seamless connection to the main living areas. Each bedroom provides a quiet haven, with calming color palettes and flexible space to suit a variety of lifestyles, whether for rest, creativity, or work-from-home comfort. Outdoors, the expansive backyard offers endless potential, from tranquil mornings to lively evenings under the open sky. With its blend of comfort, character, and opportunity, this residence presents a rare chance to enjoy refined living in a peaceful neighborhood setting.

Key facts

• Rich cabinetry
• Natural light
• Ample workspace

Tags

• PRIVATE DRIVE
• DETACHED GARAGE
• LUSH OPEN YARD
• NATURAL LIGHT
• RICH CABINETRY
• AMPLE WORKSPACE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $336 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Cap rate 10.3% vs local median 5.4% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#144 in MI, #3,684 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools F, crime F.
• Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.9%/yr); 281 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 4.9% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $100k implies a 302% gain — meaningful room to come down on a strong offer.

Recommended offer $100,000

Questions for the listing agent

1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 10.32%
• Cash-on-cash: 14.39%
• DSCR: 1.64
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $151,980
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
27050 Debra Ct	0.00mi	3/1.0	1,020 (0%)	1mo	$105,000	$103	99
27059 Jeannette Ct	0.04mi	3/1.0	1,020 (0%)	1mo	$112,500	$110	97
27051 Joan St	0.08mi	3/1.0	1,020 (0%)	2mo	$152,500	$150	94
27029 Michelle Ct	0.14mi	3/1.0	1,020 (0%)	3mo	$152,500	$150	91
6039 Sylvia St	0.09mi	3/1.0	932 (-9%)	0mo	$150,000	$161	81
6330 Hampden St	0.36mi	3/1.0	1,008 (-1%)	2mo	$149,900	$149	79
6155 Princess St	0.19mi	4/1.0 (+1)	1,123 (+10%)	2mo	$179,900	$160	68
6304 Marvin St	0.66mi	3/1.0	1,008 (-1%)	2mo	$95,000	$94	66
5969 Fellrath St	0.64mi	2/1.0 (-1)	1,000 (-2%)	0mo	$125,000	$125	62
26333 Eton Ave	0.75mi	3/1.0	1,000 (-2%)	1mo	$95,000	$95	61
6375 Dean St	0.46mi	3/1.0	870 (-15%)	1mo	$149,900	$172	53
26396 Pennie St	0.70mi	2/1.0 (-1)	1,080 (+6%)	2mo	$95,000	$88	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold

• IRR: 7.0%
• Equity multiple: 1.28×
• Total profit: $7,876
• Equity at exit: $14,910

10-year hold

• IRR: 18.1%
• Equity multiple: 2.64×
• Total profit: $45,892
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48180

• Rents YoY: 4.9%
• Active inventory: 281
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,360 high
• Mortgage (P&I): −$524
• Tax from tax record: −$172 /mo · $2,068/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$286
• Net cashflow: $336

Break-even live

Break-even rent $935

Max offer price $100,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26274 McDonald St Dearborn Heights, MI	3.0	1.0	1365	$1,575	$1.15	2d	1	0.88mi
26089 Lehigh St Inkster, MI	2.0	1.0	900	$1,295	$1.44	17d	1	1.11mi
26159 Stanford St Inkster, MI	4.0	1.0	1056	$1,350	$1.28	5d	1	1.12mi
26382 Colgate St Inkster, MI	2.0	1.0	850	$935	$1.10	24d	1	1.18mi
4301 Harriet St Unit A-1 Inkster, MI	2.0	1.5	1000	$1,300	$1.30	44d	1	1.20mi
4167 Isabelle St Inkster, MI	2.0	1.0	900	$1,295	$1.44	17d	1	1.27mi
4080 Isabelle St Inkster, MI	4.0	1.0	975	$1,150	$1.18	15d	1	1.34mi
27139 Penn St Inkster, MI	3.0	1.0	832	$675	$0.81	17d	1	1.41mi
26707 Penn St Inkster, MI	3.0	1.0	900	$1,400	$1.56	5d	1	1.43mi
26742 Penn St Inkster, MI	3.0	1.0	1000	$1,300	$1.30	17d	1	1.45mi

Listing history 17 events

1. 2026-04-25
   status Pending 1272-char remark

   Show marketing remark (1272 chars)

   Nestled on a quiet, tree-lined setting, this charming brick residence welcomes you with timeless curb appeal and a sense of understated elegance. A private drive leads to a detached garage, while a lush, open yard framed by mature greenery offers a peaceful retreat perfect for outdoor enjoyment and relaxed gatherings. Inside, the home unfolds with a warm and inviting ambiance, where natural light pours through generous windows, illuminating a comfortable living space designed for both everyday living and effortless entertaining. Soft tones and clean lines create a serene atmosphere, complemented by thoughtfully arranged interiors that feel both spacious and intimate. The kitchen presents a classic and functional design, featuring rich cabinetry, ample workspace, and a seamless connection to the main living areas. Each bedroom provides a quiet haven, with calming color palettes and flexible space to suit a variety of lifestyles, whether for rest, creativity, or work-from-home comfort. Outdoors, the expansive backyard offers endless potential, from tranquil mornings to lively evenings under the open sky. With its blend of comfort, character, and opportunity, this residence presents a rare chance to enjoy refined living in a peaceful neighborhood setting.

2. 2026-04-25
   status Pending

   Show marketing remark (1272 chars)

   Nestled on a quiet, tree-lined setting, this charming brick residence welcomes you with timeless curb appeal and a sense of understated elegance. A private drive leads to a detached garage, while a lush, open yard framed by mature greenery offers a peaceful retreat perfect for outdoor enjoyment and relaxed gatherings. Inside, the home unfolds with a warm and inviting ambiance, where natural light pours through generous windows, illuminating a comfortable living space designed for both everyday living and effortless entertaining. Soft tones and clean lines create a serene atmosphere, complemented by thoughtfully arranged interiors that feel both spacious and intimate. The kitchen presents a classic and functional design, featuring rich cabinetry, ample workspace, and a seamless connection to the main living areas. Each bedroom provides a quiet haven, with calming color palettes and flexible space to suit a variety of lifestyles, whether for rest, creativity, or work-from-home comfort. Outdoors, the expansive backyard offers endless potential, from tranquil mornings to lively evenings under the open sky. With its blend of comfort, character, and opportunity, this residence presents a rare chance to enjoy refined living in a peaceful neighborhood setting.

3. 2026-04-22
   listed $100,000 Active 1272-char remark

   Show marketing remark (1272 chars)

   Nestled on a quiet, tree-lined setting, this charming brick residence welcomes you with timeless curb appeal and a sense of understated elegance. A private drive leads to a detached garage, while a lush, open yard framed by mature greenery offers a peaceful retreat perfect for outdoor enjoyment and relaxed gatherings. Inside, the home unfolds with a warm and inviting ambiance, where natural light pours through generous windows, illuminating a comfortable living space designed for both everyday living and effortless entertaining. Soft tones and clean lines create a serene atmosphere, complemented by thoughtfully arranged interiors that feel both spacious and intimate. The kitchen presents a classic and functional design, featuring rich cabinetry, ample workspace, and a seamless connection to the main living areas. Each bedroom provides a quiet haven, with calming color palettes and flexible space to suit a variety of lifestyles, whether for rest, creativity, or work-from-home comfort. Outdoors, the expansive backyard offers endless potential, from tranquil mornings to lively evenings under the open sky. With its blend of comfort, character, and opportunity, this residence presents a rare chance to enjoy refined living in a peaceful neighborhood setting.

4. 2026-04-22
   listed $100,000 Active

   Show marketing remark (1272 chars)

   Nestled on a quiet, tree-lined setting, this charming brick residence welcomes you with timeless curb appeal and a sense of understated elegance. A private drive leads to a detached garage, while a lush, open yard framed by mature greenery offers a peaceful retreat perfect for outdoor enjoyment and relaxed gatherings. Inside, the home unfolds with a warm and inviting ambiance, where natural light pours through generous windows, illuminating a comfortable living space designed for both everyday living and effortless entertaining. Soft tones and clean lines create a serene atmosphere, complemented by thoughtfully arranged interiors that feel both spacious and intimate. The kitchen presents a classic and functional design, featuring rich cabinetry, ample workspace, and a seamless connection to the main living areas. Each bedroom provides a quiet haven, with calming color palettes and flexible space to suit a variety of lifestyles, whether for rest, creativity, or work-from-home comfort. Outdoors, the expansive backyard offers endless potential, from tranquil mornings to lively evenings under the open sky. With its blend of comfort, character, and opportunity, this residence presents a rare chance to enjoy refined living in a peaceful neighborhood setting.

5. 2009-10-21
   soldstatus $24,900 91-char remark

   Show marketing remark (91 chars)

   3 bedroom brick and vinyl sided ranch. 2 car detached garage. Updated bath. Cute and clean.

6. 2009-09-14
   listed $24,900 91-char remark

   Show marketing remark (91 chars)

   3 bedroom brick and vinyl sided ranch. 2 car detached garage. Updated bath. Cute and clean.

7. 2008-02-08
   historical
8. 2008-02-08
   historical
9. 2007-02-08
   listed $109,900
10. 2007-02-08
    listed $109,900
11. 2002-08-08
    soldstatus $82,000
12. 2002-06-27
    soldstatus $82,000
13. 2002-06-27
    soldstatus $82,000
14. 2002-05-13
    historical
15. 2002-02-21
    listed $84,900
16. 2002-02-21
    listed $84,900
17. 1996-01-09
    soldstatus $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,068 · $172/mo
• Projected year-2 tax: $2,068 · $172/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,317
• − Mortgage interest: −$5,602
• − Property taxes: −$2,068
• − Insurance: −$500
• − Repairs & maintenance: −$1,305
• − Management: −$1,305
• − Depreciation: −$2,909
• Taxable income: $2,627
• Est. tax owed @ 24.0%: −$630
• After-tax cash flow: $3,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor School District
• NCES district ID: 2633540
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $43,062
• Composite: 17.62/100
• National rank: #9034
• State rank: #462 of 540 in MI

Livability — Taylor

• Score: 76/100
• State rank: #144
• US rank: #3684

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, MI
• County: Wayne County · 1,562,939 people
• City population: 62,081
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 62,081
• Household income: $61,081
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1957.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 9% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 8% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 4% Arabic 3% Other Indo-European 3%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -212.33%
• Current HPI: 228.921
• Rent YoY: ▲ 4.90%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+100.4% since first listed

17 events — show timeline

• 2026-04-25 Pending — MiRealSource-MiMLS
• 2026-04-25 Pending — REALCOMP
• 2026-04-22 Listed $100,000 REALCOMP
• 2026-04-22 Listed $100,000 MiRealSource-MiMLS
• 2009-10-21 Sold (MLS) $24,900 REALCOMP
• 2009-09-14 Listed $24,900 REALCOMP
• 2008-02-08 Listing Removed — REALCOMP
• 2008-02-08 Listing Removed — MiRealSource-MiMLS
• 2007-02-08 Listed $109,900 REALCOMP
• 2007-02-08 Listed $109,900 MiRealSource-MiMLS
• 2002-08-08 Sold (Public Records) $82,000 Public Records
• 2002-06-27 Sold (MLS) $82,000 MiRealSource-MiMLS
• 2002-06-27 Sold (MLS) $82,000 REALCOMP
• 2002-05-13 Listing Removed — MiRealSource-MiMLS
• 2002-02-21 Listed $84,900 MiRealSource-MiMLS
• 2002-02-21 Listed $84,900 REALCOMP
• 1996-01-09 Sold (Public Records) $49,900 Public Records

Property tax history

+0.6%/yr

Latest (2025): $2,068 · -10.9% YoY. Source: county tax records.