567 Mountain Village Blvd Unit 111-09 · Mountain Village, CO
Flood risk 9/10 · Severe
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 1/10 · Minimal
- Hot days now (above 67°F)
- 14 days/yr
- Hot days in 30 yrs
- 36 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.3/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$84,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy prime skiing the 9th calendar week (1st week March), a corresponding rotating summer week with bonus time use as owner of a stunning 2 bed 2 bath pet friendly share in the heart of Mountain Village. Located in the Franz Klammer Lodge, a close walk to chairlifts 1 & 4, and the Gondola with a fantastic variety of restaurants and retail outlets surrounding, there is all that you might need on your visit. Owning in a Fairmont Heritage Place provides the advantages of a fully appointed apartment within a luxury hotel. Owners have access to fantastic reciprocal use benefits with travel options to Fairmont Hotels and Resorts, Swisssotels, Raffels Hotels, and the Accor Family of hotels
Key facts
- Garage
- Built 1998
- Listed 138 days
Property features AI
Finance
- Financial info: Annual tax amount reported: $310; Pets allowed
- HOA & community: Homeowners association: Club Telluride Owners Assoc
Exterior
- Parking: Garage with 1 space
- Home design: Attached property
- Exterior features: Association spa
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Furnished
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath timeshare listed at $84k.
Deal economics
- At list price, monthly cash flow is $440 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $84k).
- Recommended offer: $74k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 62/100 on livability (#208 in CO) — a middle-class / working-renter tenant base. Strengths: crime A+, employment B; Watch: schools C-, commute C-, amenities F.
- Telluride School District No. R-1 (rural): math 41% / reading 51% proficiency, ranked #20 of 86 in CO (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 16% free/reduced lunch — higher-income household profile.
- Market conditions: 43 active listings in the ZIP; 64 units permitted in San Miguel County in 2024 (20 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($581 loan paydown + $6k appreciation (6.6% local appreciation)).
- San Miguel County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (6.6% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 139 days — a 12% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 13.37%
- Cash-on-cash
- 25.29%
- DSCR
- 2.13
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $498,400
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 100 Aspen Ridge Dr Unit 31B | 0.17mi | 3/3.0 (+1) | 1,474 (+5%) | 23mo | $525,000 | $356 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.58% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 35.3%
- Equity multiple
- 3.35×
- Total profit
- $55,254
- Equity at exit
- $55,911
- IRR
- 32.4%
- Equity multiple
- 6.95×
- Total profit
- $140,021
- Equity at exit
- $104,187
Cash invested: $23,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 81435
- Home prices YoY
- 2.5%
- Active inventory
- 43
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,362 medium interval (Pro) →
- Mortgage (P&I)
- −$441
- Tax est. 1.5%
- −$105 /mo · $1,260/yr
- Insurance
- −$35
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$286
- Net cashflow
- $440
Break-even live
Sensitivity live
| Price | -10% $498 | -5% $469 | +0% $440 | +5% $411 | +10% $382 |
|---|---|---|---|---|---|
| Rent | -10% $332 | -5% $386 | +0% $440 | +5% $494 | +10% $548 |
| Rate | -1.0pp $482 | -0.5pp $461 | base $440 | +0.5pp $418 | +1.0pp $396 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,000
- Closing costs
- $2,520
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-21days on market $84,000 Active 139 DOM
-
2026-06-19days on market $84,000 Active 137 DOM
-
2026-06-18days on market $84,000 Active 136 DOM
-
2026-06-17days on market $84,000 Active 135 DOM
-
2026-06-16days on market $84,000 Active 134 DOM
-
2026-06-15days on market $84,000 Active 133 DOM
-
2026-06-14days on market $84,000 Active 131 DOM
-
2026-06-12days on market $84,000 Active 130 DOM
-
2026-06-09days on market $84,000 Active 127 DOM
-
2026-06-08days on market $84,000 Active 126 DOM
-
2026-06-07days on market $84,000 Active 125 DOM
-
2026-06-05days on market $84,000 Active 122 DOM
-
2026-06-02days on market $84,000 Active 120 DOM
-
2026-06-01days on market $84,000 Active 119 DOM
-
2026-05-31days on market $84,000 Active 118 DOM
-
2026-05-30days on market $84,000 Active 117 DOM
-
2026-02-02$84,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 1/10 Low 14 d/yr ≥67°F today · 36 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,346
- − Mortgage interest
- −$4,705
- − Property taxes
- −$1,260
- − Insurance
- −$1,086
- − Repairs & maintenance
- −$1,308
- − Management
- −$1,308
- − Depreciation
- −$2,444
- Taxable income
- $4,235
- Est. tax owed @ 24.0%
- −$1,016
- After-tax cash flow
- $4,264/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Telluride School District No. R-1
- NCES district ID
- 0806870
- Math proficiency
- 41% ▼ -8.00%
- Reading proficiency
- 51% ▼ -16.00%
- Median HH income
- $65,041
- Composite
- 40.87/100
- National rank
- #3626
- State rank
- #20 of 86 in CO
Livability — Mountain Village
- Score
- 62/100
- State rank
- #208
- US rank
- #16930
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mountain Village, CO
- Population (ZIP)
- 5,626
Population outlook (San Miguel County) Hauer SSP2
- Today (2025)
- 9,204 people
- By 2030
- 9,813 · +6.6%
- By 2040
- 10,877 · +18.2%
- By 2050
- 11,800 · +28.2%
- By 2075
- 14,154 · +53.8%
- By 2100
- 16,009 · +73.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 12% Two or more races 7% Black 1%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Romanian 7% Slovak 3% Italian 3%
- Foreign-born
- 9% · Canada, Dominican Republic
- Languages at home
- 85% English-only · Spanish 12% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · San Miguel
- 2024 margin
- Solid D (+49.4) · D 73.5% · R 24.0% · Other 2.5%
- 2008→2024 swing
- -6.1pp toward R · 2008: 55.5pp · 2024: 49.4pp
- All cycles
- 2024: D+49.4 2020: D+54.2 2016: D+44.8 2012: D+43.1 2008: D+55.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.58%
- Current HPI
- 266.16
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
|
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| Packaging | 1 | $14B |
|
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| Healthcare | 1 | $13B |
|
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| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
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Price history
1 event — show timeline
- 2026-02-02 Listed $84,000 cren
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…