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🏷️ Likely Rental
B+ Composite 77.98
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +8.3/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$84,000

567 Mountain Village Blvd Unit 111-09 · Mountain Village, CO 81435
2 bd · 2.0 ba · 1,400 sqft · Timeshare · 139 Days on market
Built 1998

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy prime skiing the 9th calendar week (1st week March), a corresponding rotating summer week with bonus time use as owner of a stunning 2 bed 2 bath pet friendly share in the heart of Mountain Village. Located in the Franz Klammer Lodge, a close walk to chairlifts 1 & 4, and the Gondola with a fantastic variety of restaurants and retail outlets surrounding, there is all that you might need on your visit. Owning in a Fairmont Heritage Place provides the advantages of a fully appointed apartment within a luxury hotel. Owners have access to fantastic reciprocal use benefits with travel options to Fairmont Hotels and Resorts, Swisssotels, Raffels Hotels, and the Accor Family of hotels

Key facts

  • Garage
  • Built 1998
  • Listed 138 days

Property features AI

Finance

  • Financial info: Annual tax amount reported: $310; Pets allowed
  • HOA & community: Homeowners association: Club Telluride Owners Assoc

Exterior

  • Parking: Garage with 1 space
  • Home design: Attached property
  • Exterior features: Association spa

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Furnished

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $84,000 price doesn't fit this home's estimated sale value (~$498,400) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath timeshare listed at $84k.

Deal economics

  • At list price, monthly cash flow is $440 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $84k).
  • Recommended offer: $74k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#208 in CO) — a middle-class / working-renter tenant base. Strengths: crime A+, employment B; Watch: schools C-, commute C-, amenities F.
  • Telluride School District No. R-1 (rural): math 41% / reading 51% proficiency, ranked #20 of 86 in CO (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 16% free/reduced lunch — higher-income household profile.
  • Market conditions: 43 active listings in the ZIP; 64 units permitted in San Miguel County in 2024 (20 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($581 loan paydown + $6k appreciation (6.6% local appreciation)).
  • San Miguel County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (6.6% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 139 days — a 12% lower offer ($74k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.62%
Cap rate
13.37%
Cash-on-cash
25.29%
DSCR
2.13
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$498,400
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Aspen Ridge Dr Unit 31B 0.17mi 3/3.0 (+1) 1,474 (+5%) 23mo $525,000 $356 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
35.3%
Equity multiple
3.35×
Total profit
$55,254
Equity at exit
$55,911
10-year hold
IRR
32.4%
Equity multiple
6.95×
Total profit
$140,021
Equity at exit
$104,187

Cash invested: $23,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81435

Home prices YoY
2.5%
Active inventory
43
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,362 medium interval (Pro) →
Mortgage (P&I)
$441
Tax est. 1.5%
$105 /mo · $1,260/yr
Insurance
$35
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$286
Net cashflow
$440

Break-even live

Break-even rent $805
Max offer price $84,000
Occupancy floor 63%

Sensitivity live

Price -10% $498 -5% $469 +0% $440 +5% $411 +10% $382
Rent -10% $332 -5% $386 +0% $440 +5% $494 +10% $548
Rate -1.0pp $482 -0.5pp $461 base $440 +0.5pp $418 +1.0pp $396

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,000
Closing costs
$2,520
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $84,000 Active 139 DOM
  2. 2026-06-19
    days on market $84,000 Active 137 DOM
  3. 2026-06-18
    days on market $84,000 Active 136 DOM
  4. 2026-06-17
    days on market $84,000 Active 135 DOM
  5. 2026-06-16
    days on market $84,000 Active 134 DOM
  6. 2026-06-15
    days on market $84,000 Active 133 DOM
  7. 2026-06-14
    days on market $84,000 Active 131 DOM
  8. 2026-06-12
    days on market $84,000 Active 130 DOM
  9. 2026-06-09
    days on market $84,000 Active 127 DOM
  10. 2026-06-08
    days on market $84,000 Active 126 DOM
  11. 2026-06-07
    days on market $84,000 Active 125 DOM
  12. 2026-06-05
    days on market $84,000 Active 122 DOM
  13. 2026-06-02
    days on market $84,000 Active 120 DOM
  14. 2026-06-01
    days on market $84,000 Active 119 DOM
  15. 2026-05-31
    days on market $84,000 Active 118 DOM
  16. 2026-05-30
    days on market $84,000 Active 117 DOM
  17. 2026-02-02
    listed $84,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 1/10 Low 14 d/yr ≥67°F today · 36 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,346
− Mortgage interest
−$4,705
− Property taxes
−$1,260
− Insurance
−$1,086
− Repairs & maintenance
−$1,308
− Management
−$1,308
− Depreciation
−$2,444
Taxable income
$4,235
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,016
After-tax cash flow
$4,264/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Telluride School District No. R-1
NCES district ID
0806870
Math proficiency
41% ▼ -8.00%
Reading proficiency
51% ▼ -16.00%
Median HH income
$65,041
Composite
40.87/100
National rank
#3626
State rank
#20 of 86 in CO

Livability — Mountain Village

Score
62/100
State rank
#208
US rank
#16930

Category grades

Amenities F Commute C- Cost of living F Crime A+ Employment B Housing F Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mountain Village, CO
Population (ZIP)
5,626

Population outlook (San Miguel County) Hauer SSP2

Today (2025)
9,204 people
By 2030
9,813 · +6.6%
By 2040
10,877 · +18.2%
By 2050
11,800 · +28.2%
By 2075
14,154 · +53.8%
By 2100
16,009 · +73.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 12% Two or more races 7% Black 1%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Romanian 7% Slovak 3% Italian 3%
Foreign-born
9% · Canada, Dominican Republic
Languages at home
85% English-only · Spanish 12% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · San Miguel

2024 margin
Solid D (+49.4) · D 73.5% · R 24.0% · Other 2.5%
2008→2024 swing
-6.1pp toward R · 2008: 55.5pp · 2024: 49.4pp
All cycles
2024: D+49.4 2020: D+54.2 2016: D+44.8 2012: D+43.1 2008: D+55.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.58%
Current HPI
266.16
Rent YoY
Metro
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-02-02 Listed $84,000 cren

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…