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11246 S Clara Anita Dr
C+ Composite 61.63
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • ARV discount +10.0/15.0
  • 1% rule +9.9/10.0
  • DSCR +8.0/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Schools +1.3/10.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$74,500

11246 S Clara Anita Dr · Fortuna Foothills, AZ 85367
1 bd · 1.0 ba · 409 sqft · Manufactured · 33 Days on market
Built 1992 Poor condition 1,760 sqft lot Est $79k · 6% under $205/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice home with Arizona room

Key facts

  • Az room
  • Deck in back
  • Nice sized shed

Tags

KITCHEN OPENS TO LIVING ROOMAZ ROOMDECK IN BACKNICE SIZED SHED

Property features AI

Finance

  • HOA & community: Homeowners association with a $205 association fee

Exterior

  • Parking: Open parking
  • Security: Smoke detector(s); Carbon monoxide detector(s)
  • Utilities: Public water
  • Home design: Manufactured home (residential); Located in a senior community
  • Exterior features: Patio; Deck; Shed

Interior

  • Kitchen: Disposal; Refrigerator; Microwave; Electric range; Water purifier
  • Flooring: Wood flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heating; Cooling
  • Interior features: Bay windows; Blinds; Smoke and carbon monoxide detectors

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $74k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $157 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $74k).
  • Recommended offer: $72k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 416 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $515 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $21k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $72,265 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
8.82%
Cash-on-cash
9.04%
DSCR
1.40
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$78,937
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11281 S Clara Anita Dr #22 0.05mi 1/1.0 395 (-3%) 4mo $70,000 $177 89
11275 S Clara Anita Dr #21 0.04mi 1/1.0 391 (-4%) 5mo $73,000 $187 87
12276 S Maria Rosa Pl 0.11mi 2/1.0 (+1) 405 (-1%) 3mo $78,000 $193 86
11463 S Maria Rosa Dr 0.27mi 1/1.0 409 (0%) 2mo $85,000 $208 86
11360 S Maria Rosa Dr 0.14mi 1/1.0 420 (+3%) 4mo $67,300 $160 85
11393 S Maria Rosa Dr 0.19mi 1/1.0 396 (-3%) 2mo $51,250 $129 84
11370 S Clara Anita Dr 0.15mi 1/1.0 402 (-2%) 8mo $99,500 $248 84
11423 S Maria Rosa Dr 0.23mi 1/1.0 398 (-3%) 4mo $60,000 $151 81
11341 S Maria Rosa Dr 0.13mi 1/1.0 386 (-6%) 6mo $68,900 $178 80
11409 S Clara Anita Dr 0.20mi 1/1.0 385 (-6%) 3mo $76,000 $197 79
11529 S Sandra Ave 0.59mi 1/1.0 400 (-2%) 5mo $113,500 $284 65
12156 E 39 St 0.68mi 1/1.0 396 (-3%) 3mo $120,000 $303 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.46% rent growth · sell at horizon

5-year hold
IRR
-0.3%
Equity multiple
0.99×
Total profit
$-271
Equity at exit
$11,108
10-year hold
IRR
11.3%
Equity multiple
1.97×
Total profit
$20,219
Equity at exit
$6,441

Cash invested: $20,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85367

Home prices YoY
-26.2%
Rents YoY
4.5%
Active inventory
416
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,110 medium interval (Pro) →
Mortgage (P&I)
$391
Tax est. 1.5%
$93 /mo · $1,118/yr
Insurance
$31
HOA
$205
Vacancy / Maint / Mgmt
$233
Net cashflow
$157

Break-even live

Break-even rent $911
Max offer price $74,500
Occupancy floor 81%

Sensitivity live

Price -10% $209 -5% $183 +0% $157 +5% $131 +10% $106
Rent -10% $69 -5% $113 +0% $157 +5% $201 +10% $245
Rate -1.0pp $195 -0.5pp $176 base $157 +0.5pp $138 +1.0pp $118

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,625
Closing costs
$2,235
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$205 · $2,460/yr

Listing history 23 events

  1. 2026-06-21
    days on market $74,500 Active 33 DOM
  2. 2026-06-19
    days on market $74,500 Active 31 DOM
  3. 2026-06-18
    days on market $74,500 Active 30 DOM
  4. 2026-06-17
    days on market $74,500 Active 29 DOM
  5. 2026-06-16
    days on market $74,500 Active 28 DOM
  6. 2026-06-15
    days on market $74,500 Active 27 DOM
  7. 2026-06-14
    days on market $74,500 Active 25 DOM
  8. 2026-06-13
    days on market $74,500 Active 24 DOM
  9. 2026-06-10
    days on market $74,500 Active 22 DOM
  10. 2026-06-09
    days on market $74,500 Active 21 DOM
  11. 2026-06-08
    days on market $74,500 Active 20 DOM
  12. 2026-06-07
    days on market $74,500 Active 19 DOM
  13. 2026-06-05
    days on market $74,500 Active 16 DOM
  14. 2026-06-02
    days on market $74,500 Active 14 DOM
  15. 2026-06-01
    days on market $74,500 Active 13 DOM
  16. 2026-05-31
    days on market $74,500 Active 12 DOM
  17. 2026-05-30
    pricedays on market $74,500 Active 11 DOM
  18. 2026-05-19
    listed $74,000 Active
  19. 2026-05-12
    listed $72,000 Active 27-char remark
    Show marketing remark (27 chars)

    Nice home with Arizona room

  20. 2025-06-24
    price $69,000
  21. 2025-05-26
    price $78,500
  22. 2022-06-03
    soldstatus $70,000
  23. 2022-05-11
    listed $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥113°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,320
− Mortgage interest
−$4,173
− Property taxes
−$1,118
− Insurance
−$372
− Repairs & maintenance
−$1,066
− Management
−$1,066
− HOA
−$2,460
− Depreciation
−$2,167
Taxable income
$899
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$216
After-tax cash flow
$1,669/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This manufactured home requires extensive repairs and updates to bring it up to a livable condition. Significant investment is needed to address the poor condition of the exterior, windows, foundation, HVAC, and landscaping.

Repairs flagged

  • Major Exterior siding — Severe weathering and peeling
  • Major Windows — No photos of windows
  • Major Foundation/structure — No photos of foundation
  • Major HVAC/mechanicals — No photos of HVAC/mechanicals
  • Major Landscaping — Overgrown and unkempt

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can significantly improve the home's appearance and value
  • Resale Replace exterior siding — New siding will enhance curb appeal and increase the home's value
  • Resale Replace windows — New windows will improve energy efficiency and increase the home's value
  • Resale Replace HVAC/mechanicals — Upgrading HVAC will improve comfort and energy efficiency
  • Resale Landscaping — A well-maintained landscape will enhance curb appeal and increase the home's value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · Severe weathering and peeling Major $15,000–50,000
Windows · No photos of windows Major $15,000–50,000
Foundation/structure · No photos of foundation Major $15,000–50,000
HVAC/mechanicals · No photos of HVAC/mechanicals Major $15,000–50,000
Landscaping · Overgrown and unkempt Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint can significantly improve the home's appearance and value
  • Resale Replace exterior siding — New siding will enhance curb appeal and increase the home's value
  • Resale Replace windows — New windows will improve energy efficiency and increase the home's value
  • Resale Replace HVAC/mechanicals — Upgrading HVAC will improve comfort and energy efficiency
  • Resale Landscaping — A well-maintained landscape will enhance curb appeal and increase the home's value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
22,074
Household income
$58,469
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
408.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 4% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.81%
Current HPI
227.2692
Rent YoY
▲ 4.46%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+5.7% since first listed
6 events — show timeline
  • 2026-05-19 Listed $74,000 YAR
  • 2026-05-12 Listed $72,000 FSBO.com
  • 2025-06-24 Price Changed $69,000 YAR
  • 2025-05-26 Price Changed $78,500 YAR
  • 2022-06-03 Sold (MLS) $70,000 YAR
  • 2022-05-11 Listed $70,000 YAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…