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172 Coneflower Rd
F Composite 34.9
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.6/15.0
  • Cash flow +8.1/30.0
  • Livability +4.3/5.0
  • Condition / age +4.0/5.0
  • 1% rule +3.8/10.0
  • DSCR +2.1/10.0
  • Schools +1.9/10.0
  • Rent growth +1.1/5.0
  • Appreciation +0.0/10.0

$249,000

172 Coneflower Rd · Savannah, GA 31302
3 bd · 2.5 ba · 1,418 sqft · Townhouse public records · 171 Days on market
Built 2023 Good condition 2,178 sqft lot Garage $176/sqft · at area comps Est $261k · at est. $300/mo HOA · 14% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover low-maintenance living in the desirable Pines at New Hampstead! This furnished 3-bedroom, 2.5-bath townhome offers modern style and everyday comfort. The open-concept main level features durable LVP flooring, a spacious kitchen with granite countertops, stainless steel appliances, and plenty of cabinet space. Upstairs, all bedrooms provide privacy, including the owner’s suite with a walk-in closet and private ensuite bath. For added convenience, the washer and dryer are included, along with all existing furniture, allowing for a truly turnkey opportunity.

Key facts

  • $300 HOA
  • Garage
  • Community pool

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $249k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-242 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $206k (17.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (12.4% below list).
  • Recommended offer: $206k (17.2% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 4.1% in Savannah — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 86/100 on livability (#1 in GA, #397 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment D, schools F.
  • Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-5.5%/yr); 439 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 171 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $206,175 (17.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 171 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88% ✗
Cap rate
5.12%
Cash-on-cash
-4.17%
DSCR
0.81
GRM
9.5

CMA / ARV

ARV (median comp)
$261,263
List price
$249,000
Delta
-4.69%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Coneflower Rd 0.00mi 3/2.5 1,418 (0%) 0mo $254,880 $180 100
435 Salvia Rd 0.07mi 3/2.5 1,418 (0%) 0mo $235,000 $166 97
184 Coneflower Rd 0.01mi 3/2.5 1,418 (0%) 4mo $255,000 $180 96
121 Coneflower Rd 0.06mi 3/2.5 1,418 (0%) 2mo $255,000 $180 96
435 Salvia Rd 0.07mi 3/2.5 1,418 (0%) 4mo $182,750 $129 94
203 Coneflower Rd 0.04mi 3/2.5 1,418 (0%) 8mo $250,000 $176 91

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-27.2%
Equity multiple
0.11×
Total profit
$-62,000
Equity at exit
$37,127
10-year hold
IRR
-44.4%
Equity multiple
-0.40×
Total profit
$-97,838
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
9 active · 9 under contract
Months of supply
10.8 mo (9%/mo absorbed)
Median asking
$249,880 ($176/sqft)
Median days on market
102 d
This list price
33% of active listings are priced below it
ARV vs active asking
+4.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31302

Home prices YoY
-18.5%
Rents YoY
-5.5%
Active inventory
439
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,182 high interval (Pro) →
Mortgage (P&I)
−$1,306
Tax from tax record
−$257 /mo · $3,082/yr
Insurance
−$104
HOA
−$300
Vacancy / Maint / Mgmt
−$458
Net cashflow
$-242

Break-even live

Break-even rent $2,489
Max offer price $206,175
Occupancy floor —

Sensitivity live

Price -10% $-101 -5% $-172 +0% $-242 +5% $-313 +10% $-383
Rent -10% $-415 -5% $-329 +0% $-242 +5% $-156 +10% $-70
Rate -1.0pp $-117 -0.5pp $-179 base $-242 +0.5pp $-307 +1.0pp $-373

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
164 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $2,100 $1.48 1d 1 0.04mi
164 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $2,100 $1.48 0d 1 0.04mi
210 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $1,900 $1.34 36d 1 0.05mi
214 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $2,300 $1.62 184d 1 0.05mi
173 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $2,000 $1.41 2d 1 0.07mi
183 Coneflower Rd Unit Labs Bloomingdale, GA 3.0 2.5 1418 $2,000 $1.41 5d 1 0.07mi
169 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $2,000 $1.41 0d 1 0.07mi
223 Coneflower Rd Bloomingdale, GA 3.0 2.5 1418 $1,950 $1.38 31d 1 0.08mi
128 Skylark Rd Bloomingdale, GA 4.0 2.0 1786 $2,195 $1.23 2d 1 0.38mi
404 Turpentine Trl Bloomingdale, GA 4.0 2.0 1775 $2,350 $1.32 154d 1 0.42mi
217 Justify Ave Bloomingdale, GA 3.0 2.0 1449 $2,195 $1.51 35d 1 0.89mi
480 John Carter Rd Bloomingdale, GA 1.0–3.0 1.0–2.0 1002 $2,332 $2.33 0d 20 1.11mi

Property features AI

Finance

Other
Road surfaces: asphalt and concrete
HOA & community
Homeowners associationMonthly association fee $100 (derived)Additional association fee listed at $200 monthlyCommunity amenities: pool, fitness center, playground

Exterior

Parking
Attached garage with garage door opener (1 car)
Utilities
Public waterPublic sewerCable availableUnderground utilities
Home design
TownhouseAttached property with 2+ common walls2 stories
Construction
Vinyl sidingAsphalt and tar/gravel roofConcrete perimeter foundation and slabBuilt with green energy efficient windows
Exterior features
Front porchPorchCommunity poolView of lagoon and pondStreet lightsSidewalks

Interior

Kitchen
DishwasherMicrowaveOvenRangeDisposalRefrigeratorPantry
Bedrooms
Bedrooms located above main level
Bathrooms
2 full bathrooms1 half bathroom1 main-level bathroom
Heating & cooling
Central heating (electric)Central air conditioning (electric)
Interior features
Ceiling fansDouble vanityPantryDouble-pane windowsAccessible full bath
Laundry & utility
Washer hookupDryerWasherUpper-level laundryElectric water heater

Listing history 50 events

  1. 2026-11-08
    days on market $249,000 Active 171 DOM
  2. 2026-11-07
    days on market $249,000 Active 170 DOM
  3. 2026-11-06
    days on market $249,000 Active 169 DOM
  4. 2026-11-05
    days on market $249,000 Active 168 DOM
  5. 2026-11-04
    days on market $249,000 Active 167 DOM
  6. 2026-11-02
    days on market $249,000 Active 165 DOM
  7. 2026-11-01
    days on market $249,000 Active 164 DOM
  8. 2026-10-31
    days on market $249,000 Active 163 DOM
  9. 2026-10-30
    days on market $249,000 Active 162 DOM
  10. 2026-10-29
    days on market $249,000 Active 161 DOM
  11. 2026-10-28
    days on market $249,000 Active 160 DOM
  12. 2026-10-27
    days on market $249,000 Active 159 DOM
  13. 2026-10-26
    days on market $249,000 Active 158 DOM
  14. 2026-10-25
    days on market $249,000 Active 157 DOM
  15. 2026-10-24
    days on market $249,000 Active 156 DOM
  16. 2026-10-23
    days on market $249,000 Active 155 DOM
  17. 2026-10-22
    days on market $249,000 Active 154 DOM
  18. 2026-10-21
    days on market $249,000 Active 153 DOM
  19. 2026-10-20
    days on market $249,000 Active 152 DOM
  20. 2026-10-19
    days on market $249,000 Active 151 DOM
  21. 2026-10-18
    days on market $249,000 Active 150 DOM
  22. 2026-10-17
    days on market $249,000 Active 149 DOM
  23. 2026-10-16
    days on market $249,000 Active 148 DOM
  24. 2026-10-15
    days on market $249,000 Active 147 DOM
  25. 2026-10-14
    days on market $249,000 Active 146 DOM
  26. 2026-10-13
    days on market $249,000 Active 145 DOM
  27. 2026-10-12
    days on market $249,000 Active 144 DOM
  28. 2026-10-11
    days on market $249,000 Active 143 DOM
  29. 2026-10-10
    days on market $249,000 Active 142 DOM
  30. 2026-10-09
    days on market $249,000 Active 141 DOM
  31. 2026-10-08
    days on market $249,000 Active 140 DOM
  32. 2026-10-07
    days on market $249,000 Active 139 DOM
  33. 2026-10-06
    days on market $249,000 Active 138 DOM
  34. 2026-10-05
    days on market $249,000 Active 137 DOM
  35. 2026-10-04
    days on market $249,000 Active 136 DOM
  36. 2026-10-03
    days on market $249,000 Active 135 DOM
  37. 2026-10-02
    days on market $249,000 Active 134 DOM
  38. 2026-10-01
    days on market $249,000 Active 133 DOM
  39. 2026-09-30
    days on market $249,000 Active 132 DOM
  40. 2026-09-29
    days on market $249,000 Active 131 DOM
  41. 2026-09-28
    days on market $249,000 Active 130 DOM
  42. 2026-09-27
    days on market $249,000 Active 129 DOM
  43. 2026-09-26
    days on market $249,000 Active 128 DOM
  44. 2026-09-25
    days on market $249,000 Active 127 DOM
  45. 2026-09-24
    days on market $249,000 Active 126 DOM
  46. 2026-09-23
    days on market $249,000 Active 125 DOM
  47. 2026-09-22
    days on market $249,000 Active 124 DOM
  48. 2026-09-21
    days on market $249,000 Active 123 DOM
  49. 2026-09-20
    days on market $249,000 Active 122 DOM
  50. 2026-09-19
    days on market $249,000 Active 121 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,082 · $257/mo
Projected year-2 tax
$3,082 · $257/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,186
− Mortgage interest
−$13,948
− Property taxes
−$3,082
− Insurance
−$1,245
− Repairs & maintenance
−$2,095
− Management
−$2,095
− HOA
−$3,600
− Depreciation
−$7,244
Taxable loss
−$7,122
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,709
After-tax cash flow
$-1,200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This move-in-ready townhome offers modern style and everyday comfort with a good condition score and minimal maintenance needs.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value ↑
  • Both Replace garage doors — Improves curb appeal and functionality ↑
  • Both Install smart home features — Enhances convenience and marketability ↑
F Composite school gradezoned avg 18/100

Zoned Schools

Elementary New Hampstead K-8 School High New Hampstead High School F GA #254/424 Nat'l #14,713/17,239

Schools (NCES district)

District
Savannah-Chatham County
NCES district ID
1301020
Math proficiency
20% ▼ -11.00%
Reading proficiency
26% ▼ -5.00%
Median HH income
$47,443
Composite
20.14/100
National rank
#8639
State rank
#134 of 174 in GA
A Composite livability gradescore 86/100

Livability — Savannah

Score
86/100
State rank
#1
US rank
#397

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A+ Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Savannah, GA
County
Effingham County · 332,584 people
City population
216,564
Metro
Savannah, GA
Population (ZIP)
8,899
Household income
$68,998
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
8% of renters

Population outlook (Chatham County) Hauer SSP2

Today (2025)
332,584 people
By 2030
355,508 · +6.9%
By 2040
400,030 · +20.3%
By 2050
443,019 · +33.2%
By 2075
534,579 · +60.7%
By 2100
583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 8% Two or more races 8% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 1%
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Chatham

2024 margin
D (+18.0) · D 58.6% · R 40.6%
2008→2024 swing
+3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
All cycles
2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

Civics
—

Price history

-4.9% since first listed
14 events — show timeline
  • 2026-05-21 Listed $250,000 Hive MLS
  • 2026-05-05 Listing Removed — GAMLS
  • 2026-04-10 Price Changed $250,000 GAMLS
  • 2025-12-16 Listed $267,990 GAMLS
  • 2025-10-08 Rental Removed $2,000 SMLC
  • 2025-09-11 Price Changed $2,000 SMLC
  • 2025-08-12 Price Changed $2,500 SMLC
  • 2025-07-14 Listed for Rent $3,000 SMLC
  • 2025-02-17 Rental Removed $2,500 SMLC
  • 2025-01-10 Listed for Rent $2,500 SMLC
  • 2023-09-01 Sold (Public Records) $267,990 Public Records
  • 2023-08-31 Sold (MLS) $267,990 Hive MLS
  • 2023-06-05 Listed $262,990 Hive MLS
  • 2023-06-05 Listed $262,990 Hive MLS

Property tax history

-44.9%/yr

Latest (2025): $3,082 · -44.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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