585 Aplite Pass · Maxwell, TX 78656

$210,000

3 bd · 2.0 ba · 1,305 sqft · SingleFamily public records · 110 Days on market

Built 2023 Good condition 8,712 sqft lot $161/sqft · 26% below area Est $282k · 26% under $50/mo HOA · 3% of rent ↓ 24% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +9.0/30.0
• Appreciation +4.5/10.0
• Condition / age +4.0/5.0
• 1% rule +3.8/10.0
• DSCR +2.5/10.0
• Livability +2.5/5.0
• Schools +2.4/10.0
• Rent growth +1.2/5.0

Listing remarks MLS

SHORT SALE , USDA Eligible – $0 Down Payment Opportunity! Take advantage of this incredible financing option plus up to $2,000 toward buyer closing costs offered by the preferred lender. Enjoy low-maintenance living with HOA-maintained front yard care included! (Buyer to verify) Welcome to 585 Aplite Pass in the desirable Sunset Oaks community of Maxwell! This charming 3-bedroom, 2-bath home offers 1,305 square feet of thoughtfully designed living space with a modern open-concept layout perfect for both everyday living and entertaining. The spacious living area flows seamlessly into a stylish kitchen featuring granite countertops, stainless steel appliances, and sleek cabinetry—ideal for hosting guests or enjoying a quiet night in. The private primary suite is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat with comfort and privacy. Two additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside to a fully fenced backyard—perfect for relaxing, pets, or gatherings—while the HOA takes care of the front yard, giving you more time to enjoy your home. Located in a growing community with access to parks, playgrounds, sports courts, and walking trails, this home offers both convenience and lifestyle. With easy access to Kyle, San Marcos, and Austin, you’ll be right where you want to be.

Key facts

• Usda eligible
• Granite countertops
• 8,712 sq ft lot

Tags

• USDA ELIGIBLE
• HOA MAINTAINED FRONT YARD CARE
• MODERN OPEN-CONCEPT LAYOUT
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• FULLY FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-164 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $181k (13.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (11.7% below list).
• Recommended offer: $181k (13.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hemphill El (math 22% / reading 32%, grade F, #2,791 of 4,322 statewide, top 68%, 577 students, 71% FRL); D J Red Simon Middle (math 16% / reading 22%, grade F, #1,466 of 1,662 statewide, top 89%, 733 students, 78% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 70% FRL vs 43% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents falling (-5.4%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 110 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $180,983 (13.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 5.35%
• Cash-on-cash: -3.35%
• DSCR: 0.85
• GRM: 9.4

CMA / ARV

• ARV (median comp): $282,380
• List price: $210,000
• Delta: -25.63%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
433 Low Pasture Trl	0.05mi	3/2.0	1,280 (-2%)	3mo	$268,990	$210	92
331 Low Pasture Trl	0.14mi	3/2.0	1,280 (-2%)	1mo	$259,990	$203	89
452 Low Pasture Trl	0.03mi	3/2.0	1,434 (+10%)	1mo	$269,990	$188	81
242 Surrey Oaks	0.08mi	3/2.0	1,434 (+10%)	1mo	$239,990	$167	79
347 Low Pasture Trl	0.13mi	3/2.0	1,434 (+10%)	1mo	$282,990	$197	77
468 Low Pasture Trl	0.03mi	3/2.0	1,156 (-11%)	4mo	$258,990	$224	77
158 Surrey Oaks	0.13mi	3/2.0	1,434 (+10%)	1mo	$239,990	$167	76
319 Haywood Mnr	0.39mi	3/2.0	1,230 (-6%)	1mo	$238,310	$194	71
127 Tempest Trl	0.42mi	3/2.0	1,230 (-6%)	3mo	$238,310	$194	68
309 Amber Gln	0.48mi	3/2.0	1,402 (+7%)	0mo	$222,690	$159	65
125 Gabbro Gdns	0.47mi	3/2.0	1,450 (+11%)	2mo	$217,000	$150	58
627 Alterra Way	0.63mi	3/2.0	1,207 (-8%)	3mo	$189,990	$157	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.02% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -12.9%
• Equity multiple: 0.46×
• Total profit: $-31,804
• Equity at exit: $50,442

10-year hold

• IRR: -9.3%
• Equity multiple: 0.24×
• Total profit: $-44,740
• Equity at exit: $52,756

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 105 active · 37 under contract
• Months of supply: 11.1 mo (9%/mo absorbed)
• Median asking: $252,990 ($179/sqft)
• Median days on market: 102 d
• This list price: 3% of active listings are priced below it
• ARV vs active asking: +20.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78656

• Home prices YoY: -0.5%
• Rents YoY: -5.4%
• Active inventory: 399
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,854 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$390 /mo · $4,680/yr
• Insurance: −$88
• HOA: −$50
• Vacancy / Maint / Mgmt: −$389
• Net cashflow: $-164

Break-even live

Break-even rent $2,062

Max offer price $180,983

Occupancy floor —

Sensitivity live

Price	-10% $-45	-5% $-105	+0% $-164	+5% $-224	+10% $-283
Rent	-10% $-311	-5% $-237	+0% $-164	+5% $-91	+10% $-18
Rate	-1.0pp $-59	-0.5pp $-111	base $-164	+0.5pp $-219	+1.0pp $-274

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
242 Surrey Oaks Maxwell, TX	3.0	2.0	1425	$1,800	$1.26	37d	1	0.11mi
158 Surrey Oaks Maxwell, TX	3.0	2.0	1425	$1,800	$1.26	37d	1	0.16mi
351 Cobb Branch Dr Maxwell, TX	3.0–4.0	2.0–3.0	1616	$1,760	$1.09	9d	9	0.18mi
566 Gabbro Gdns Maxwell, TX	4.0	2.5	1837	$1,750	$0.95	20d	1	0.20mi
566 Gabbro Gdns Maxwell, TX	4.0	2.5	1837	$1,850	$1.01	65d	1	0.20mi
543 Gabbro Gdns Maxwell, TX	4.0	2.0	1627	$1,695	$1.04	71d	1	0.23mi
520 Gabbro Gdns Maxwell, TX	4.0	2.5	1500	$1,800	$1.20	38d	1	0.25mi
328 Mica Trl Maxwell, TX	4.0	2.0	1627	$1,595	$0.98	93d	1	0.27mi
275 Aplite Pass Maxwell, TX	2.0–5.0	2.0–3.5	1733	$2,160	$1.25	9d	1	0.28mi
283 Soapstone Pass Maxwell, TX	3.0	2.0	1440	$1,609	$1.12	65d	1	0.31mi
275 Mica Trl Maxwell, TX	3.0	2.0	1568	$1,850	$1.18	20d	1	0.33mi
427 Gabbro Gdns Maxwell, TX	3.0	2.0	1402	$1,550	$1.11	35d	1	0.34mi
300 Geode Gln Maxwell, TX	4.0	2.5	1712	$1,795	$1.05	93d	1	0.35mi
312 Soapstone Pass Maxwell, TX	3.0	2.0	1450	$1,600	$1.10	93d	1	0.35mi
171 Haywood Mnr Maxwell, TX	3.0	2.0	1533	$1,745	$1.14	31d	1	0.36mi
187 Haywood Mnr Maxwell, TX	3.0	2.5	1782	$1,995	$1.12	20d	1	0.37mi
230 Gabbro Gdns Maxwell, TX	3.0	2.0	1440	$1,500	$1.04	67d	1	0.41mi
131 Hidden Branch Cv Maxwell, TX	3.0	2.5	1796	$1,840	$1.02	37d	1	0.41mi
192 Gabbro Gdns Maxwell, TX	4.0	2.5	1610	$1,699	$1.06	93d	1	0.43mi
231 Gabbro Gdns Maxwell, TX	4.0	2.5	1610	$1,850	$1.15	9d	1	0.44mi
171 White Dunes Dr Maxwell, TX	3.0	2.0	1556	$1,750	$1.12	13d	1	0.44mi
124 Hidden Branch Cv Maxwell, TX	3.0	2.5	1698	$1,800	$1.06	47d	1	0.44mi
146 White Dunes Dr Maxwell, TX	3.0	2.5	1698	$1,795	$1.06	20d	1	0.48mi
146 White Dunes Dr Maxwell, TX	3.0	2.0	1698	$1,850	$1.09	93d	1	0.48mi
147 Gabbro Gdns Maxwell, TX	3.0	2.0	1450	$1,441	$0.99	93d	1	0.48mi
108 White Dunes Dr Maxwell, TX	3.0	2.0	1514	$1,800	$1.19	53d	1	0.50mi
108 White Dunes Dr Maxwell, TX	3.0	2.0	1514	$1,800	$1.19	67d	1	0.50mi
108 White Dunes Dr Maxwell, TX	3.0	2.0	1514	$1,800	$1.19	73d	1	0.50mi
274 Jade St Maxwell, TX	4.0	2.0	1468	$1,795	$1.22	93d	1	0.51mi
251 Tempest Trl Maxwell, TX	3.0	2.0	1553	$1,650	$1.06	67d	1	0.51mi
296 Agate Cliff Dr Maxwell, TX	3.0	2.0	1421	$1,675	$1.18	47d	1	0.54mi
1546 Soapstone Pass Maxwell, TX	3.0	2.5	1450	$1,850	$1.28	33d	1	0.55mi
293 Tempest Trl Maxwell, TX	3.0	2.5	1698	$1,775	$1.05	33d	1	0.55mi
293 Tempest Trl Maxwell, TX	3.0	2.5	1698	$1,825	$1.07	37d	1	0.55mi
293 Tempest Trl Maxwell, TX	3.0	2.5	1698	$1,825	$1.07	53d	1	0.55mi
184 Agate Cliff Dr Maxwell, TX	3.0	2.0	1450	$1,515	$1.04	40d	1	0.57mi
211 Living Reef Dr Maxwell, TX	3.0	2.5	1782	$1,840	$1.03	67d	1	0.58mi
203 Living Reef Dr Maxwell, TX	3.0	2.0	1556	$1,645	$1.06	20d	1	0.58mi
195 Living Reef Dr Maxwell, TX	3.0	2.5	1782	$1,850	$1.04	18d	1	0.59mi
151 Living Reef Dr Maxwell, TX	3.0	2.5	1782	$1,895	$1.06	53d	1	0.60mi

HOA detail $50/mo · $600/yr

• Likely covers: landscaping

Listing history 33 events

1. 2026-07-07
   days on market $210,000 Active 110 DOM
2. 2026-07-06
   days on market $210,000 Active 109 DOM
3. 2026-07-05
   days on market $210,000 Active 108 DOM
4. 2026-07-03
   days on market $210,000 Active 106 DOM
5. 2026-07-02
   days on market $210,000 Active 105 DOM
6. 2026-07-01
   days on market $210,000 Active 104 DOM
7. 2026-06-30
   days on market $210,000 Active 103 DOM
8. 2026-06-29
   days on market $210,000 Active 102 DOM
9. 2026-06-28
   days on market $210,000 Active 101 DOM
10. 2026-06-27
    days on market $210,000 Active 100 DOM
11. 2026-06-26
    days on market $210,000 Active 99 DOM
12. 2026-06-24
    days on market $210,000 Active 97 DOM
13. 2026-06-22
    days on market $210,000 Active 95 DOM
14. 2026-06-21
    days on market $210,000 Active 94 DOM
15. 2026-06-18
    days on market $210,000 Active 91 DOM
16. 2026-06-17
    days on market $210,000 Active 90 DOM
17. 2026-06-16
    days on market $210,000 Active 89 DOM
18. 2026-06-15
    days on market $210,000 Active 88 DOM
19. 2026-06-13
    days on market $210,000 Active 86 DOM
20. 2026-06-09
    days on market $210,000 Active 82 DOM
21. 2026-06-08
    pricedays on market $210,000 Active 81 DOM
22. 2026-06-07
    days on market $219,999 Active 80 DOM
23. 2026-06-05
    days on market $219,999 Active 77 DOM
24. 2026-06-03
    days on market $219,999 Active 76 DOM
25. 2026-06-02
    days on market $219,999 Active 75 DOM
26. 2026-06-01
    days on market $219,999 Active 74 DOM
27. 2026-05-31
    days on market $219,999 Active 73 DOM
28. 2026-04-06
    status Active 1416-char remark

    Show marketing remark (1416 chars)

    SHORT SALE , USDA Eligible – $0 Down Payment Opportunity! Take advantage of this incredible financing option plus up to $2,000 toward buyer closing costs offered by the preferred lender. Enjoy low-maintenance living with HOA-maintained front yard care included! (Buyer to verify) Welcome to 585 Aplite Pass in the desirable Sunset Oaks community of Maxwell! This charming 3-bedroom, 2-bath home offers 1,305 square feet of thoughtfully designed living space with a modern open-concept layout perfect for both everyday living and entertaining. The spacious living area flows seamlessly into a stylish kitchen featuring granite countertops, stainless steel appliances, and sleek cabinetry—ideal for hosting guests or enjoying a quiet night in. The private primary suite is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat with comfort and privacy. Two additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside to a fully fenced backyard—perfect for relaxing, pets, or gatherings—while the HOA takes care of the front yard, giving you more time to enjoy your home. Located in a growing community with access to parks, playgrounds, sports courts, and walking trails, this home offers both convenience and lifestyle. With easy access to Kyle, San Marcos, and Austin, you’ll be right where you want to be.

29. 2026-04-01
    historical Active Under Contract 1416-char remark

    Show marketing remark (1416 chars)

    SHORT SALE , USDA Eligible – $0 Down Payment Opportunity! Take advantage of this incredible financing option plus up to $2,000 toward buyer closing costs offered by the preferred lender. Enjoy low-maintenance living with HOA-maintained front yard care included! (Buyer to verify) Welcome to 585 Aplite Pass in the desirable Sunset Oaks community of Maxwell! This charming 3-bedroom, 2-bath home offers 1,305 square feet of thoughtfully designed living space with a modern open-concept layout perfect for both everyday living and entertaining. The spacious living area flows seamlessly into a stylish kitchen featuring granite countertops, stainless steel appliances, and sleek cabinetry—ideal for hosting guests or enjoying a quiet night in. The private primary suite is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat with comfort and privacy. Two additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside to a fully fenced backyard—perfect for relaxing, pets, or gatherings—while the HOA takes care of the front yard, giving you more time to enjoy your home. Located in a growing community with access to parks, playgrounds, sports courts, and walking trails, this home offers both convenience and lifestyle. With easy access to Kyle, San Marcos, and Austin, you’ll be right where you want to be.

30. 2026-03-19
    listed $219,999 Active 1416-char remark

    Show marketing remark (1416 chars)

    SHORT SALE , USDA Eligible – $0 Down Payment Opportunity! Take advantage of this incredible financing option plus up to $2,000 toward buyer closing costs offered by the preferred lender. Enjoy low-maintenance living with HOA-maintained front yard care included! (Buyer to verify) Welcome to 585 Aplite Pass in the desirable Sunset Oaks community of Maxwell! This charming 3-bedroom, 2-bath home offers 1,305 square feet of thoughtfully designed living space with a modern open-concept layout perfect for both everyday living and entertaining. The spacious living area flows seamlessly into a stylish kitchen featuring granite countertops, stainless steel appliances, and sleek cabinetry—ideal for hosting guests or enjoying a quiet night in. The private primary suite is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat with comfort and privacy. Two additional bedrooms provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside to a fully fenced backyard—perfect for relaxing, pets, or gatherings—while the HOA takes care of the front yard, giving you more time to enjoy your home. Located in a growing community with access to parks, playgrounds, sports courts, and walking trails, this home offers both convenience and lifestyle. With easy access to Kyle, San Marcos, and Austin, you’ll be right where you want to be.

31. 2023-08-23
    soldstatus Closed 584-char remark

    Show marketing remark (584 chars)

    Welcome home to the three-bedroom, two-bathroom Chestnut plan at Sunset Oaks! You will love having a place to call your own and with all of the incredible features and upgrades of the Chestnut, it’s sure to be a perfect fit. The open living room leads into the chef-ready kitchen with sprawling granite countertops, stainless steel appliances, and sleek white cabinetry. A private master retreat is tucked away from the other two bedrooms, giving you the peace and quiet you desire. Come see the Chestnut plan for yourself and start calling Sunset Oaks “home” today!

32. 2023-08-04
    status Pending 584-char remark

    Show marketing remark (584 chars)

    Welcome home to the three-bedroom, two-bathroom Chestnut plan at Sunset Oaks! You will love having a place to call your own and with all of the incredible features and upgrades of the Chestnut, it’s sure to be a perfect fit. The open living room leads into the chef-ready kitchen with sprawling granite countertops, stainless steel appliances, and sleek white cabinetry. A private master retreat is tucked away from the other two bedrooms, giving you the peace and quiet you desire. Come see the Chestnut plan for yourself and start calling Sunset Oaks “home” today!

33. 2023-07-28
    listed $288,900 Active 584-char remark

    Show marketing remark (584 chars)

    Welcome home to the three-bedroom, two-bathroom Chestnut plan at Sunset Oaks! You will love having a place to call your own and with all of the incredible features and upgrades of the Chestnut, it’s sure to be a perfect fit. The open living room leads into the chef-ready kitchen with sprawling granite countertops, stainless steel appliances, and sleek white cabinetry. A private master retreat is tucked away from the other two bedrooms, giving you the peace and quiet you desire. Come see the Chestnut plan for yourself and start calling Sunset Oaks “home” today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,680 · $390/mo
• Projected year-2 tax: $4,680 · $390/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,246
• − Mortgage interest: −$11,763
• − Property taxes: −$4,680
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,780
• − Management: −$1,780
• − HOA: −$600
• − Depreciation: −$6,109
• Taxable loss: −$5,516
• Est. tax savings @ 24.0%: +$1,324
• After-tax cash flow: $-647/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $6,525–$19,575 screening

This charming 3-bedroom, 2-bath home in Sunset Oaks offers a modern open-concept layout with good condition and minimal repairs needed.

Value-add opportunities

• Resale Paint exterior trim — Enhances curb appeal and can increase property value ↑
• Both Replace carpet with hardwood flooring — Improves aesthetics and can increase both resale and rental value ↑
• Both Install smart home features — Enhances convenience and can attract tech-savvy buyers ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 24/100

Zoned Schools

Elementary Hemphill El F TX #2,791/4,322 Nat'l #28,475/41,679 Middle D J Red Simon Middle F TX #1,466/1,662 Nat'l #11,948/14,009 High Lehman H S F TX #1,234/1,632 Nat'l #12,251/17,239

Schools (NCES district)

• District: Hays CISD
• NCES district ID: 4800010
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 41% ▼ -5.00%
• Median HH income: $70,570
• Composite: 34.78/100
• National rank: #5118
• State rank: #390 of 826 in TX

Livability — Maxwell

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Caldwell County · 286,948 people
• City population: 2,847
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 2,847
• Household income: $81,346
• Rent vs Own: 30.8% rent · 69.2% own
• Severe rent burden: 5% of renters

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Population outlook (Hays County) Hauer SSP2

• Today (2025): 286,948 people
• By 2030: 336,923 · +17.4%
• By 2040: 441,894 · +54.0%
• By 2050: 553,462 · +92.9%
• By 2075: 838,261 · +192.1%
• By 2100: 1,063,658 · +270.7%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (76%)
• Race & ethnicity: Hispanic / Latino 76% Two or more races 21% White 20% Black 4%
• Hispanic origin (detail): Mexican 72%
• Common ancestry: Romanian 4% Slovak 2% Lithuanian 1%
• Foreign-born: 18% · Canada
• Languages at home: 45% English-only · Spanish 55%

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Political lean MEDSL · Hays

• 2024 margin: Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
• 2008→2024 swing: +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
• All cycles: 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.02%
• Current HPI: 228.3622
• Rent YoY: ▼ -5.36%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-23.8% since first listed

6 events — show timeline

• 2026-04-06 Relisted — Unlock MLS
• 2026-04-01 Contingent — Unlock MLS
• 2026-03-19 Listed $219,999 Unlock MLS
• 2023-08-23 Sold (MLS) — Unlock MLS
• 2023-08-04 Pending — Unlock MLS
• 2023-07-28 Listed $288,900 Unlock MLS

Property tax history

+126.0%/yr

Latest (2025): $4,680 · -3.1% YoY. Source: county tax records.