CashFlowRE
Sign in Sign up
4210 NW 21st St #102
D Composite 40.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.3/10.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • DSCR +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$142,000

4210 NW 21st St #102 · Lauderhill, FL 33313
2 bd · 2.0 ba · 1,090 sqft · Condo public records · 90 Days on market
Built 1975 $366/mo HOA · 21% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this lovely 2 bedroom, 2 bathroom corner unit. Ready for you to apply your personal touch to it. Washer and Dryer in unit. The association fee of $366 per month covers water, lawn care, exterior insurance, and trash. The community includes a pool, tennis court, clubhouse, and laundry facilities. No down payment required by association. Owner occupant are allowed pets. Property sold AS IS. Do not show without appointment. Tenant lease expires on August 31, 2026.

Key facts

  • Laundry facilities
  • Tennis court
  • Clubhouse

Tags

CORNER UNITWASHER AND DRYERCOMMUNITY POOLTENNIS COURTCLUBHOUSELAUNDRY FACILITIES

Property features AI

Finance

  • Financial info: Pets allowed with size limit (maximum 20 lbs)
  • HOA & community: Monthly association fee; Association covers common areas, grounds maintenance, trash, and water; Community amenities include clubhouse, pool, and tennis courts

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Complex fenced
  • Home design: Attached property; 2 stories; Entry at level 2
  • Construction: Block construction; Effective year built
  • Exterior features: Balcony; Screened balcony/porch; Complex is fenced; Association pool

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: Includes bedroom on the main level
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Bedroom on main level; Second floor entry; Living/dining room layout; Tub with shower; Walk-in closet(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $142k.

Deal economics

  • At list price, monthly cash flow is $-86 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $127k (10.7% below list).
  • Meets the 1% rule at list price ($2k rent vs $142k).
  • Recommended offer: $127k (10.7% below list) — sets the bar for cash-flow.
  • Cap rate 5.6% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • At $1,745/mo this rent would consume 45% of the median local household income ($46k/yr) (locally 5692% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $982 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $73k; list at $142k implies a 95% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
Recommended offer $126,801 (10.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.23%
Cap rate
5.57%
Cash-on-cash
-2.60%
DSCR
0.88
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-25.2%
Equity multiple
0.17×
Total profit
$-32,850
Equity at exit
$21,173
10-year hold
IRR
-42.9%
Equity multiple
-0.32×
Total profit
$-52,540
Equity at exit
$12,278

Cash invested: $39,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
656
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,745 high interval (Pro) →
Mortgage (P&I)
$745
Tax from tax record
$295 /mo · $3,540/yr
Insurance
$59
HOA
$366
Vacancy / Maint / Mgmt
$367
Net cashflow
$-86

Break-even live

Break-even rent $1,854
Max offer price $126,801
Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,500
Closing costs
$4,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4240 NW 21st St #134 Lauderhill, FL 1.0 1.0 812 $1,500 $1.85 24d 1 0.03mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 24d 3 0.06mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 7d 2 0.06mi
4491 NW 19th St Lauderhill, FL 1.0–3.0 1.0–2.5 1358 $2,025 $1.49 1d 39 0.29mi
4047 NW 16th St #109 Lauderhill, FL 1.0 1.0 725 $1,300 $1.79 24d 1 0.31mi
2029 NW 46th Ave Lauderhill, FL 1.0 1.5 800 $1,500 $1.88 24d 1 0.35mi
2017 NW 46th Ave Unit A110 Lauderhill, FL 1.0 1.5 800 $1,650 $2.06 24d 1 0.36mi
4361 NW 25th Pl Lauderhill, FL 3.0 1.0 1284 $2,495 $1.94 16d 1 0.42mi
4361 NW 25th Pl Lauderhill, FL 3.0 1.0 1284 $2,395 $1.87 1d 1 0.42mi
1861 NW 46th Ave Lauderhill, FL 2.0 1.0–2.0 730 $1,679 $2.30 1d 13 0.45mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 24d 1 0.46mi
4299 NW 16th St #103 Lauderhill, FL 1.0 1.0 700 $1,400 $2.00 7d 1 0.46mi
4321 NW 16th St Unit 202C Lauderhill, FL 2.0 2.0 867 $1,700 $1.96 24d 1 0.47mi
3700 NW 21st St #203 Lauderdale Lakes, FL 1.0 1.0 800 $1,500 $1.88 20d 1 0.47mi
4121 NW 26th St Unit T16 Lauderhill, FL 1.0 1.5 750 $1,500 $2.00 24d 1 0.47mi
2061 NW 47th Ter Lauderhill, FL 1.0 1.5 928 $1,620 $1.75 3d 2 0.51mi
2700 NW 39th Way Lauderdale Lakes, FL 2.0–3.0 1.0–1.5 858 $1,750 $2.04 3d 6 0.52mi
3610 NW 21st St Lauderdale Lakes, FL 1.0–2.0 1.0–2.0 950 $1,750 $1.84 24d 2 0.52mi
3610 NW 21st St #308 Lauderdale Lakes, FL 2.0 2.0 1100 $1,750 $1.59 21d 1 0.52mi
3610 NW 21st St #413 Lauderdale Lakes, FL 2.0 2.0 1100 $1,750 $1.59 20d 1 0.52mi
1701 NW 46th Ave #109 Lauderhill, FL 2.0 2.0 828 $1,800 $2.17 21d 1 0.54mi
4740 NW 21st St Lauderhill, FL 1.0 1.5 1003 $1,575 $1.57 19d 2 0.55mi
1599 NW 43rd Ave #106 Lauderhill, FL 1.0 1.0 730 $1,499 $2.05 17d 1 0.55mi
4750 NW 22nd Ct #502 Lauderhill, FL 1.0 1.5 928 $1,600 $1.72 24d 1 0.56mi
3710 NW 21st St #305 Lauderdale Lakes, FL 2.0 2.0 1100 $1,650 $1.50 24d 1 0.57mi
1490 NW 43rd Ave #206 Lauderhill, FL 2.0 2.0 950 $1,800 $1.89 19d 1 0.58mi
1631 NW 46th Ave #118 Lauderhill, FL 2.0 2.0 828 $1,750 $2.11 24d 1 0.59mi
1501 NW 43rd Ave #204 Lauderhill, FL 2.0 2.0 950 $1,650 $1.74 24d 1 0.62mi
2060 NW 48th Ter Lauderhill, FL 1.0–2.0 1.0–2.0 886 $1,595 $1.80 7d 2 0.64mi
4851 NW 21st St Unit 2P Lauderhill, FL 1.0 1.5 1074 $1,400 $1.30 24d 1 0.66mi
2980 NW 43rd Ter #207 Lauderdale Lakes, FL 2.0 2.0 890 $1,800 $2.02 24d 1 0.70mi
1310 NW 43rd Ave #303 Lauderhill, FL 1.0 1.0 950 $1,400 $1.47 24d 1 0.71mi
3684 NW 29th Ct Lauderdale Lakes, FL 3.0 2.5 1478 $2,700 $1.83 24d 1 0.72mi
2800 NW 47th Ter Unit 106B Lauderdale Lakes, FL 1.0 1.0 768 $1,650 $2.15 24d 1 0.72mi
1530 NW 47th Ave Lauderhill, FL 3.0 2.0 1439 $3,000 $2.08 24d 1 0.73mi
1530 NW 47th Ave Unit 1 Lauderhill, FL 1.0 1.0 1439 $1,400 $0.97 24d 1 0.73mi
2713 NW 47th Ter #504 Lauderdale Lakes, FL 2.0 1.0 1133 $1,700 $1.50 1d 1 0.74mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,725 $1.65 16d 3 0.74mi
4848 NW 24th Ct Lauderdale Lakes, FL 2.0–3.0 2.0 1230 $1,800 $1.46 24d 2 0.74mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,675 $1.60 5d 4 0.74mi

HOA detail condo

Monthly dues
$366 · $4,392/yr
Likely covers
watertrashlandscapingpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 20 events

  1. 2026-06-18
    days on market $142,000 Active 90 DOM
  2. 2026-06-17
    days on market $142,000 Active 89 DOM
  3. 2026-06-16
    days on market $142,000 Active 88 DOM
  4. 2026-06-15
    days on market $142,000 Active 87 DOM
  5. 2026-06-13
    days on market $142,000 Active 85 DOM
  6. 2026-06-09
    days on market $142,000 Active 81 DOM
  7. 2026-06-08
    days on market $142,000 Active 80 DOM
  8. 2026-06-07
    days on market $142,000 Active 79 DOM
  9. 2026-06-04
    days on market $142,000 Active 76 DOM
  10. 2026-06-03
    days on market $142,000 Active 75 DOM
  11. 2026-06-02
    days on market $142,000 Active 74 DOM
  12. 2026-06-01
    days on market $142,000 Active 73 DOM
  13. 2026-05-31
    days on market $142,000 Active 72 DOM
  14. 2026-03-07
    listed $142,000 Active
  15. 2025-08-09
    historical $1,400
  16. 2025-08-01
    listed $1,400
  17. 2025-04-04
    listed $250,000 Active
  18. 2019-06-20
    soldstatus $72,900
  19. 1998-02-23
    soldstatus $37,000
  20. 1984-10-01
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,540 · $295/mo
Projected year-2 tax
$3,540 · $295/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,943
− Mortgage interest
−$7,954
− Property taxes
−$3,540
− Insurance
−$710
− Repairs & maintenance
−$1,675
− Management
−$1,675
− HOA
−$4,392
− Depreciation
−$4,131
Taxable loss
−$3,134
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$752
After-tax cash flow
$-280/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+238.1% since first listed
7 events — show timeline
  • 2026-03-07 Listed $142,000 MARMLS
  • 2025-08-09 Rental Removed $1,400 MARMLS
  • 2025-08-01 Listed for Rent $1,400 MARMLS
  • 2025-04-04 Listed $250,000 MARMLS
  • 2019-06-20 Sold (Public Records) $72,900 Public Records
  • 1998-02-23 Sold (Public Records) $37,000 Public Records
  • 1984-10-01 Sold (Public Records) $42,000 Public Records

Property tax history

+17.6%/yr

Latest (2025): $3,540 · +5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…