8391 Fury Dr · Jacksonville, FL 32244

$210,000

3 bd · 2.0 ba · 1,686 sqft · SingleFamily public records · 1 Days on market

Built 1972 8,712 sqft lot Est $282k · 25% under

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +10.3/30.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• 1% rule +3.3/10.0
• Rent growth +3.1/5.0
• DSCR +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 8391 Fury Dr, a beautiful 4- bedroom, 2-bathroom home with a 2-car garage situated on a large corner lot in a quiet, established Jacksonville neighborhood. This property offers the perfect combination of comfort, functionality, and convenience for homeowners seeking space inside and out. Step inside to discover a spacious layout designed for everyday living and entertaining. The generous corner lot provides added privacy, gardening, pets or future enhancements. The attached 2-car garage offers ample storage and convenience Located in the desirable Westside area of Jacksonville, this home is close to shopping, dining, schools, parks, major highways, and NAS Jacksonville, making co

Key facts

• Close to parks
• Close to schools
• Large corner lot

Tags

• LARGE CORNER LOT
• ATTACHED GARAGE
• CLOSE TO SHOPPING
• CLOSE TO DINING
• CLOSE TO SCHOOLS
• CLOSE TO PARKS

Property features AI

Exterior

• Parking: 2-car garage with garage door opener
• Security: Smoke detector(s)
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One story
• Construction: Block construction with brick veneer; Shingle roof
• Exterior features: Patio (screened); Chain link full fencing; Smoke detector(s); Corner lot; City street frontage

Interior

• Kitchen: Disposal; Electric range; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air (electric)
• Interior features: Breakfast bar; Ceiling fan(s); Primary bathroom with shower (no tub)
• Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $189k (9.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (16.7% below list).
• Recommended offer: $175k (16.7% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.2%/yr); 349 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $32k; list at $210k implies a 560% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $174,995 (16.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 5.62%
• Cash-on-cash: -2.39%
• DSCR: 0.89
• GRM: 10.0

CMA / ARV

• ARV (on-the-fly): $281,562
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8724 Gum St	0.40mi	3/2.0	1,587 (-6%)	0mo	$270,000	$170	71
8079 Violet Willow Ln	0.44mi	4/2.0 (+1)	1,640 (-3%)	2mo	$254,000	$155	69
8025 Triumph Ln S	0.45mi	3/2.0	1,572 (-7%)	3mo	$224,000	$142	65
6009 Shindler Dr	0.53mi	4/2.0 (+1)	1,648 (-2%)	1mo	$289,900	$176	65
8073 Violet Willow Ln	0.45mi	4/2.0 (+1)	1,761 (+4%)	3mo	$249,900	$142	64
7860 Falcon St	0.72mi	3/2.0	1,682 (-0%)	2mo	$260,000	$155	64
7959 Lancia St N	0.61mi	4/1.0 (+1)	1,680 (-0%)	1mo	$250,000	$149	61
6015 Shindler Dr	0.54mi	4/2.0 (+1)	1,759 (+4%)	3mo	$309,900	$176	60
8432 Hewitt St	0.28mi	4/2.0 (+1)	1,470 (-13%)	1mo	$252,000	$171	60
7843 Lancia St N	0.73mi	4/2.0 (+1)	1,640 (-3%)	1mo	$274,000	$167	55
8287 Rocky Creek Ct	0.56mi	4/2.0 (+1)	1,805 (+7%)	2mo	$310,000	$172	55
7988 Renault Dr S	0.50mi	4/2.0 (+1)	1,509 (-10%)	2mo	$232,000	$154	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.25% rent growth · sell at horizon

5-year hold

• IRR: -21.1%
• Equity multiple: 0.27×
• Total profit: $-42,739
• Equity at exit: $31,312

10-year hold

• IRR: -16.4%
• Equity multiple: 0.12×
• Total profit: $-51,887
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32244

• Home prices YoY: -17.8%
• Rents YoY: 2.2%
• Active inventory: 349
• Price-to-rent: 10.0×

Monthly cashflow live

• Estimated rent: $1,750 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$311 /mo · $3,729/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$367
• Net cashflow: $-117

Break-even live

Break-even rent $1,898

Max offer price $189,321

Occupancy floor —

Sensitivity live

Price	-10% $2	-5% $-58	+0% $-117	+5% $-176	+10% $-236
Rent	-10% $-255	-5% $-186	+0% $-117	+5% $-48	+10% $21
Rate	-1.0pp $-11	-0.5pp $-64	base $-117	+0.5pp $-171	+1.0pp $-227

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8341 Homeport Ct Jacksonville, FL	3.0	2.5	1296	$1,800	$1.39	24d	1	0.16mi
8329 Homeport Ct Jacksonville, FL	3.0	2.5	1281	$1,695	$1.32	15d	1	0.16mi
8325 Homeport Ct Jacksonville, FL	3.0	2.0	1518	$1,575	$1.04	17d	1	0.17mi
5937 Camaro Dr W Jacksonville, FL	3.0	1.5	1052	$1,595	$1.52	24d	1	0.18mi
8472 Fury Dr Jacksonville, FL	4.0	2.0	1326	$1,780	$1.34	24d	1	0.20mi
8518 Maple St Jacksonville, FL	3.0	2.0	1460	$1,623	$1.11	17d	1	0.29mi
8515 Maple St Jacksonville, FL	3.0	2.0	1255	$1,499	$1.19	3d	1	0.31mi
5905 Renault Dr W Jacksonville, FL	4.0	2.0	1524	$1,850	$1.21	24d	1	0.33mi
8121 Cheryl Ann Ln Unit Le Sabre Townhouse Jacksonville, FL	3.0	2.5	1601	$1,950	$1.22	4d	1	0.35mi
8180 Metto Rd Jacksonville, FL	4.0	2.5	1665	$1,859	$1.12	17d	1	0.41mi
8148 Metto Rd Jacksonville, FL	3.0	2.0	1209	$1,576	$1.30	3d	1	0.43mi
8368 Geoffrey Ct Jacksonville, FL	3.0	1.5	1104	$1,730	$1.57	24d	1	0.43mi
6109 Sage Willow Way Jacksonville, FL	4.0	2.0	1760	$1,921	$1.09	22d	1	0.45mi
7978 Renault Dr Jacksonville, FL	3.0	2.0	1080	$1,850	$1.71	24d	1	0.50mi
8402 McGirts Village Ln Unit 7E Jacksonville, FL	2.0	2.5	1319	$1,198	$0.91	8d	1	0.50mi
6263 Toyota Dr Jacksonville, FL	3.0	2.0	1663	$1,835	$1.10	8d	1	0.50mi
8460 McGirts Village Ln Jacksonville, FL	3.0	2.5	1325	$1,482	$1.12	8d	1	0.51mi
8419 McGirts Village Ln Jacksonville, FL	3.0	2.5	1325	$1,400	$1.06	2d	1	0.52mi
8443 McGirts Village Ln Jacksonville, FL	3.0	2.5	1325	$1,381	$1.04	8d	1	0.53mi
8485 McGirts Village Ln Jacksonville, FL	3.0	2.5	1325	$1,381	$1.04	24d	1	0.54mi
8493 McGirts Village Ln Jacksonville, FL	3.0	2.5	1325	$1,381	$1.04	22d	1	0.55mi
7947 Renault Dr Jacksonville, FL	3.0	2.0	1285	$1,500	$1.17	17d	1	0.55mi
7948 Austin Rd Jacksonville, FL	3.0	2.0	1335	$1,775	$1.33	5d	1	0.56mi
8050 103rd St Jacksonville, FL	1.0–3.0	1.0–2.0	1025	$1,575	$1.54	2d	11	0.57mi
7901 Austin Rd Jacksonville, FL	3.0	2.0	1268	$1,815	$1.43	24d	1	0.63mi
6019 Blank Dr Jacksonville, FL	3.0	2.0	1520	$1,500	$0.99	24d	1	0.67mi
8144 Colonnade Ct W Jacksonville, FL	3.0	2.5	1307	$1,745	$1.34	24d	1	0.70mi
8236 Hot Springs Dr N Jacksonville, FL	3.0	2.0	1734	$1,865	$1.08	8d	1	0.74mi
8727 Osteen St Jacksonville, FL	3.0	2.0	1230	$1,546	$1.26	11d	1	0.75mi
7952 118th St Jacksonville, FL	4.0	2.5	1407	$1,895	$1.35	8d	1	0.76mi
7952 118th St Jacksonville, FL	4.0	2.5	1407	$1,895	$1.35	11d	1	0.76mi
6553 Big Stone Dr Jacksonville, FL	4.0	2.0	1900	$2,300	$1.21	24d	1	0.85mi
5150 Playpen Dr #4 Jacksonville, FL	2.0	2.0	1118	$1,200	$1.07	22d	1	0.87mi
5150 Playpen Dr Unit 2-1 Jacksonville, FL	3.0	2.0	1157	$1,225	$1.06	4d	1	0.88mi
7707 Falcon St Jacksonville, FL	4.0	2.0	1300	$2,000	$1.54	17d	1	0.89mi
8134 Rocky Creek Dr Jacksonville, FL	3.0	2.0	1689	$1,250	$0.74	15d	1	0.98mi
5512 Village Pond Ct Jacksonville, FL	4.0	2.0	1648	$1,787	$1.08	24d	1	1.00mi
4807 Playpen Dr Jacksonville, FL	2.0	2.5	1204	$1,322	$1.10	3d	1	1.01mi
6241 Cranberry Ln E Jacksonville, FL	4.0	2.0	2112	$1,350	$0.64	24d	1	1.01mi
7880 Playschool Ln Jacksonville, FL	3.0	2.5	1339	$1,495	$1.12	17d	1	1.02mi

Listing history 2 events

1. 2026-06-15
   remarks 699-char remark
2. 2026-06-15
   listed $210,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,729 · $311/mo
• Projected year-2 tax: $3,729 · $311/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,999
• − Mortgage interest: −$11,763
• − Property taxes: −$3,729
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,680
• − Management: −$1,680
• − Depreciation: −$6,109
• Taxable loss: −$5,012
• Est. tax savings @ 24.0%: +$1,203
• After-tax cash flow: $-202/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 63,592
• Household income: $62,204
• Rent vs Own: 43.7% rent · 56.3% own
• Severe rent burden: 2799.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 39% Black 35% Hispanic / Latino 15% Two or more races 10% Asian 6%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 3%
• Common ancestry: Hispanic 1% Lithuanian 1% Romanian 1%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 83% English-only · Spanish 9% Tagalog/Filipino 3% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.22%
• Current HPI: 296.5375
• Rent YoY: ▲ 2.25%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+560.4% since first listed

2 events — show timeline

• 2026-06-12 Listed $210,000 realMLS
• 1972-08-20 Sold (Public Records) $31,800 Public Records

Property tax history

+15.5%/yr

Latest (2025): $3,729 · +6.7% YoY. Source: county tax records.