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6253 Footprint Dr Unit N/A
C+ Composite 63.52
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.6/5.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.5/15.0
  • Appreciation +0.0/10.0

$111,000

6253 Footprint Dr Unit N/A · Bellview, FL 32526
3 bd · 2.0 ba · 1,352 sqft · Manufactured · 58 Days on market
Built 2002 0.26 ac lot Est $96k · 16% over ↓ 15% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This HUD REO is eligible for the HUD FHA $100 Down program! Located just a few miles from schools, shopping, and NAS, this 2002 Mobile home is ready for owners with some vision. This 1352 square foot home has split bedroom design with 3 bedrooms and 2 baths. The living room, dining area and kitchen have vaulted ceilings, giving the main living area a increased 'roomy' feeling! Just off the living room is the master bedroom. Master bath has garden tub, separate shower and an additional walk in closet. Just off the kitchen on the opposite side of the home: remaining 2 bedrooms, full bath, laundry area and a large walk in pantry. For owner occupants and investors alike, this property has tons

Key facts

  • 0.26 acre lot
  • 2 parking spots
  • Built 2002

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $111k.

Deal economics

  • At list price, monthly cash flow is $774 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $111k).
  • Recommended offer: $108k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.7% vs local median 5.2% in Bellview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#561 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bellview Elementary School (math 28% / reading 34%, grade F, #1,854 of 2,144 statewide, top 87%, 545 students, 75% FRL); Pine Forest High School (math 20% / reading 32%, grade F, #494 of 667 statewide, top 75%, 1,870 students, 62% FRL).
  • Zoned-school proficiency averages 28% at this address vs 42% district-wide (-14 pts) — the specific schools serving this property underperform the Escambia average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.4%/yr); 417 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $767 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.4% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($108k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $107,670 (3.0% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.76%
Cap rate
14.66%
Cash-on-cash
29.87%
DSCR
2.33
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$95,992
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6253 Footprint Dr Unit N/A 0.00mi 3/2.0 1,352 (0%) 1mo $96,000 $71 99
6290 Footprint Dr 0.08mi 3/2.0 1,404 (+4%) 3mo $90,000 $64 87
6368 Footprint Dr 0.16mi 3/2.0 1,404 (+4%) 8mo $80,000 $57 80
6392 Footprint Dr 0.21mi 4/2.0 (+1) 1,431 (+6%) 22mo $122,000 $85 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.42% rent growth · sell at horizon

5-year hold
IRR
26.0%
Equity multiple
2.10×
Total profit
$34,136
Equity at exit
$16,550
10-year hold
IRR
34.6%
Equity multiple
4.39×
Total profit
$105,221
Equity at exit
$9,597

Cash invested: $31,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32526

Home prices YoY
-28.3%
Rents YoY
4.4%
Active inventory
417
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,950 high interval (Pro) →
Mortgage (P&I)
$582
Tax est. 1.5%
$139 /mo · $1,665/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$774

Break-even live

Break-even rent $971
Max offer price $111,000
Occupancy floor 55%

Sensitivity live

Price -10% $850 -5% $812 +0% $774 +5% $735 +10% $697
Rent -10% $619 -5% $697 +0% $774 +5% $851 +10% $928
Rate -1.0pp $829 -0.5pp $802 base $774 +0.5pp $745 +1.0pp $716

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,750
Closing costs
$3,330
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5519 Lexlee Blvd Pensacola, FL 3.0 2.5 1543 $1,850 $1.20 24d 1 0.12mi
5172 Zachary Blvd Pensacola, FL 3.0 2.0 1803 $1,900 $1.05 24d 1 0.53mi
5184 Regalo Dr Pensacola, FL 3.0 2.0 1504 $1,900 $1.26 24d 1 0.54mi
5217 Saufley Field Rd Pensacola, FL 4.0 2.5 1817 $1,895 $1.04 24d 1 0.54mi
3001 Flintlock Dr Pensacola, FL 3.0 2.0 1750 $1,895 $1.08 14d 1 0.79mi
5404 N Blue Angel Pkwy Pensacola, FL 3.0 1.0 1120 $1,275 $1.14 24d 1 0.80mi
5604 Scotland Ter Pensacola, FL 3.0 2.0 1231 $1,600 $1.30 14d 1 1.09mi
3115 Flintlock Dr Pensacola, FL 3.0 2.0 1200 $1,700 $1.42 24d 1 1.20mi
6081 Royal Port Ct Pensacola, FL 3.0 2.5 1428 $1,850 $1.30 24d 1 1.24mi
6077 Royal Port Ct Pensacola, FL 3.0 2.5 1542 $1,775 $1.15 24d 1 1.25mi
4930 Laceiba Dr Pensacola, FL 3.0 1.5 1020 $1,300 $1.27 21d 1 1.25mi
6225 Mobile Hwy Pensacola, FL 1.0–3.0 1.0–2.0 1036 $2,595 $2.50 14d 15 1.31mi
5049 Quarter Deck St Pensacola, FL 4.0 2.0 1820 $2,300 $1.26 14d 1 1.33mi
5031 Firstmate Way Pensacola, FL 3.0 2.0 1425 $2,100 $1.47 24d 1 1.38mi
6379 Mers Ln Pensacola, FL 3.0 2.5 1811 $1,900 $1.05 21d 1 1.44mi

Listing history 3 events

  1. 2026-04-23
    status Pending
  2. 2026-03-27
    price $111,000
  3. 2026-02-24
    listed $130,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,402
− Mortgage interest
−$6,218
− Property taxes
−$1,665
− Insurance
−$555
− Repairs & maintenance
−$1,872
− Management
−$1,872
− Depreciation
−$3,229
Taxable income
$7,991
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,918
After-tax cash flow
$7,365/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Escambia
NCES district ID
1200510
Math proficiency
40% ▼ -9.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$44,649
Composite
36.04/100
National rank
#4773
State rank
#56 of 73 in FL

Livability — Bellview

Score
67/100
State rank
#561
US rank
#10731

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bellview, FL
County
Escambia County · 301,722 people
Metro
Pensacola-Ferry Pass-Brent, FL
Population (ZIP)
44,680
Household income
$75,098
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
1166.0

Population outlook (Escambia County) Hauer SSP2

Today (2025)
334,637 people
By 2030
345,779 · +3.3%
By 2040
364,828 · +9.0%
By 2050
378,514 · +13.1%
By 2075
403,220 · +20.5%
By 2100
386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Black 19% Two or more races 8% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 2%
Foreign-born
5% · Canada, China
Languages at home
94% English-only · Spanish 2% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Escambia

2024 margin
R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
2008→2024 swing
-0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
All cycles
2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -99.68%
Current HPI
252.6406
Rent YoY
▲ 4.42%
Metro
Pensacola-Ferry Pass-Brent, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-14.6% since first listed
3 events — show timeline
  • 2026-04-23 Pending ECAR
  • 2026-03-27 Price Changed $111,000 ECAR
  • 2026-02-24 Listed $130,000 ECAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…