3305 Anthony Dr · Texarkana, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.8/30.0
- ARV discount +15.0/15.0
- DSCR +7.3/10.0
- 1% rule +5.2/10.0
- Livability +3.9/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Move-in ready and updated 3 bedroom, 2 bathroom home with 1,285 sqft and a great layout. This home features updated kitchen and bathrooms, spacious living areas, and is perfect for first-time buyers, downsizers, or anyone looking for a clean, well-maintained home. Step outside to an 8 ft privacy fence and a bright, well-lit backyard that's perfect for late night gatherings, kids, or pets. This home is turn-key and ready for its new owners. Schedule your showing today.
Key facts
- Privacy fence
- Updated bathrooms
- Well-lit backyard
Tags
Property features AI
Finance
- Other: Located in a cul-de-sac; Concrete road frontage on a city street; Subdivision: Sussex Downs; Directions: Going S on Texas Blvd, turn left on College Dr, turn right on Anthony Dr
Exterior
- Parking: 1 parking space total; 1 covered space; Attached 1-car carport
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Two-story
- Construction: Vinyl siding; Pillar/post/pier foundation
- Exterior features: Barbecue area; Outdoor lighting; Storage; Enclosed patio/porch; Privacy fencing; Shingle roof; Outbuilding
Interior
- Kitchen: Gas cooktop; Gas oven; Gas range; Microwave; Gas water heater
- Flooring: Laminate flooring; Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fan(s)
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $234 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $135k).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 4.3% in Texarkana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#93 in TX, #3,241 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D+, schools D, crime D.
- Texarkana ISD (urban): math 36% / reading 41% proficiency, ranked #472 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 298 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 137 units permitted in Bowie County in 2024 (5 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.37%
- Cash-on-cash
- 7.42%
- DSCR
- 1.33
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $178,750
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3305 Walnut St | 0.42mi | 2/1.0 (-1) | 1,084 (-13%) | 14mo | $154,900 | $143 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.0%
- Equity multiple
- 0.81×
- Total profit
- $-7,016
- Equity at exit
- $20,129
- IRR
- 4.7%
- Equity multiple
- 1.34×
- Total profit
- $12,948
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75503
- Home prices YoY
- -21.0%
- Active inventory
- 298
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,377 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$90 /mo · $1,080/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $234
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3302 Anthony Dr Texarkana, TX | 3.0 | 2.0 | 1726 | $850 | $0.49 | 43d | 1 | 0.03mi |
| 722 W 34th St Texarkana, TX | 2.0 | 1.0 | 1298 | $1,300 | $1.00 | 43d | 1 | 0.14mi |
| 3514 Sabine Ave Texarkana, TX | 4.0 | 2.0 | 1600 | $1,845 | $1.15 | 43d | 1 | 0.22mi |
| 1504 Colorado St Texarkana, TX | 3.0 | 2.0 | 1298 | $1,595 | $1.23 | 43d | 1 | 0.57mi |
| 4101 Olive St Texarkana, TX | 2.0 | 1.0 | 1400 | $1,300 | $0.93 | 43d | 1 | 0.59mi |
| 3801 Magnolia St Unit MG01 Texarkana, TX | 3.0 | 1.5 | 1200 | $1,000 | $0.83 | 43d | 1 | 0.65mi |
| 4841 N Park Rd Texarkana, TX | 2.0 | 1.5 | 1260 | $1,100 | $0.87 | 43d | 1 | 1.01mi |
| 2101 Pecan St Texarkana, AR | 3.0 | 1.0 | 1453 | $1,125 | $0.77 | 43d | 1 | 1.05mi |
Listing history 4 events
-
2026-05-02status Pending
-
2026-04-01$135,000 Active
-
2019-10-07soldstatus
-
2019-04-05soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,080 · $90/mo
- Projected year-2 tax
- $2,470 · $206/mo
- Expected delta
- +$1,391/yr (+$116/mo · 128.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,526
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,080
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,322
- − Management
- −$1,322
- − Depreciation
- −$3,927
- Taxable income
- $637
- Est. tax owed @ 24.0%
- −$153
- After-tax cash flow
- $2,652/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Texarkana ISD
- NCES district ID
- 4842480
- Math proficiency
- 36% ▼ -7.00%
- Reading proficiency
- 41% ▼ -1.00%
- Median HH income
- $35,692
- Composite
- 31.87/100
- National rank
- #5867
- State rank
- #472 of 826 in TX
Livability — Texarkana
- Score
- 77/100
- State rank
- #93
- US rank
- #3241
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Texarkana, TX
- County
- Bowie County · 61,238 people
- City population
- 61,238
- Metro
- Texarkana, TX-AR
- Population (ZIP)
- 26,372
- Household income
- $72,159
- Rent vs Own
- Severe rent burden
- 773.0
Population outlook (Bowie County) Hauer SSP2
- Today (2025)
- 94,699 people
- By 2030
- 94,824 · +0.1%
- By 2040
- 94,870 · +0.2%
- By 2050
- 93,686 · -1.1%
- By 2075
- 90,082 · -4.9%
- By 2100
- 76,579 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Black 23% Hispanic / Latino 7% Two or more races 5% Asian 3%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 5% · Canada, Vietnam, South Korea
- Languages at home
- 92% English-only · Spanish 6% Other Indo-European 1%
Political lean MEDSL · Bowie
- 2024 margin
- Solid R (+48.7) · D 25.3% · R 74.0%
- 2008→2024 swing
- -10.8pp toward R · 2008: -37.9pp · 2024: -48.7pp
- All cycles
- 2024: R+48.7 2020: R+42.8 2016: R+46.6 2012: R+41.5 2008: R+37.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -48.09%
- Current HPI
- 181.3052
- Rent YoY
- —
- Metro
- Texarkana, TX-AR
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
4 events — show timeline
- 2026-05-02 Pending — TBOR
- 2026-04-01 Listed $135,000 TBOR
- 2019-10-07 Sold (Public Records) — Public Records
- 2019-04-05 Sold (Public Records) — Public Records
Property tax history
+1.8%/yrLatest (2025): $1,080 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…