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3305 Anthony Dr
C+ Composite 62.3
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.3/10.0
  • 1% rule +5.2/10.0
  • Livability +3.9/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

3305 Anthony Dr · Texarkana, TX 75503
3 bd · 2.0 ba · 1,250 sqft · SingleFamily public records · 31 Days on market
7,840 sqft lot Est $179k · 24% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Move-in ready and updated 3 bedroom, 2 bathroom home with 1,285 sqft and a great layout. This home features updated kitchen and bathrooms, spacious living areas, and is perfect for first-time buyers, downsizers, or anyone looking for a clean, well-maintained home. Step outside to an 8 ft privacy fence and a bright, well-lit backyard that's perfect for late night gatherings, kids, or pets. This home is turn-key and ready for its new owners. Schedule your showing today.

Key facts

  • Privacy fence
  • Updated bathrooms
  • Well-lit backyard

Tags

UPDATED KITCHENUPDATED BATHROOMSPRIVACY FENCEWELL-LIT BACKYARD

Property features AI

Finance

  • Other: Located in a cul-de-sac; Concrete road frontage on a city street; Subdivision: Sussex Downs; Directions: Going S on Texas Blvd, turn left on College Dr, turn right on Anthony Dr

Exterior

  • Parking: 1 parking space total; 1 covered space; Attached 1-car carport
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Two-story
  • Construction: Vinyl siding; Pillar/post/pier foundation
  • Exterior features: Barbecue area; Outdoor lighting; Storage; Enclosed patio/porch; Privacy fencing; Shingle roof; Outbuilding

Interior

  • Kitchen: Gas cooktop; Gas oven; Gas range; Microwave; Gas water heater
  • Flooring: Laminate flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fan(s)
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $234 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $135k).
  • Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 4.3% in Texarkana — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#93 in TX, #3,241 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D+, schools D, crime D.
  • Texarkana ISD (urban): math 36% / reading 41% proficiency, ranked #472 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 298 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 137 units permitted in Bowie County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.37%
Cash-on-cash
7.42%
DSCR
1.33
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$178,750
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3305 Walnut St 0.42mi 2/1.0 (-1) 1,084 (-13%) 14mo $154,900 $143 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.0%
Equity multiple
0.81×
Total profit
$-7,016
Equity at exit
$20,129
10-year hold
IRR
4.7%
Equity multiple
1.34×
Total profit
$12,948
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75503

Home prices YoY
-21.0%
Active inventory
298
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,377 high interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$90 /mo · $1,080/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$289
Net cashflow
$234

Break-even live

Break-even rent $1,081
Max offer price $135,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3302 Anthony Dr Texarkana, TX 3.0 2.0 1726 $850 $0.49 43d 1 0.03mi
722 W 34th St Texarkana, TX 2.0 1.0 1298 $1,300 $1.00 43d 1 0.14mi
3514 Sabine Ave Texarkana, TX 4.0 2.0 1600 $1,845 $1.15 43d 1 0.22mi
1504 Colorado St Texarkana, TX 3.0 2.0 1298 $1,595 $1.23 43d 1 0.57mi
4101 Olive St Texarkana, TX 2.0 1.0 1400 $1,300 $0.93 43d 1 0.59mi
3801 Magnolia St Unit MG01 Texarkana, TX 3.0 1.5 1200 $1,000 $0.83 43d 1 0.65mi
4841 N Park Rd Texarkana, TX 2.0 1.5 1260 $1,100 $0.87 43d 1 1.01mi
2101 Pecan St Texarkana, AR 3.0 1.0 1453 $1,125 $0.77 43d 1 1.05mi

Listing history 4 events

  1. 2026-05-02
    status Pending
  2. 2026-04-01
    listed $135,000 Active
  3. 2019-10-07
    soldstatus
  4. 2019-04-05
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,080 · $90/mo
Projected year-2 tax
$2,470 · $206/mo
Expected delta
+$1,391/yr (+$116/mo · 128.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,526
− Mortgage interest
−$7,562
− Property taxes
−$1,080
− Insurance
−$675
− Repairs & maintenance
−$1,322
− Management
−$1,322
− Depreciation
−$3,927
Taxable income
$637
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$153
After-tax cash flow
$2,652/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Texarkana ISD
NCES district ID
4842480
Math proficiency
36% ▼ -7.00%
Reading proficiency
41% ▼ -1.00%
Median HH income
$35,692
Composite
31.87/100
National rank
#5867
State rank
#472 of 826 in TX

Livability — Texarkana

Score
77/100
State rank
#93
US rank
#3241

Category grades

Amenities D+ Commute C Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Texarkana, TX
County
Bowie County · 61,238 people
City population
61,238
Metro
Texarkana, TX-AR
Population (ZIP)
26,372
Household income
$72,159
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
773.0

Population outlook (Bowie County) Hauer SSP2

Today (2025)
94,699 people
By 2030
94,824 · +0.1%
By 2040
94,870 · +0.2%
By 2050
93,686 · -1.1%
By 2075
90,082 · -4.9%
By 2100
76,579 · -19.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Black 23% Hispanic / Latino 7% Two or more races 5% Asian 3%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% Serbian 1% Lithuanian 1%
Foreign-born
5% · Canada, Vietnam, South Korea
Languages at home
92% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Bowie

2024 margin
Solid R (+48.7) · D 25.3% · R 74.0%
2008→2024 swing
-10.8pp toward R · 2008: -37.9pp · 2024: -48.7pp
All cycles
2024: R+48.7 2020: R+42.8 2016: R+46.6 2012: R+41.5 2008: R+37.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.09%
Current HPI
181.3052
Rent YoY
Metro
Texarkana, TX-AR
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-05-02 Pending TBOR
  • 2026-04-01 Listed $135,000 TBOR
  • 2019-10-07 Sold (Public Records) Public Records
  • 2019-04-05 Sold (Public Records) Public Records

Property tax history

+1.8%/yr

Latest (2025): $1,080 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…