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Roxbury w/ Finished Basement Plan 🏗️ New Construction
F Composite 27.66
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +5.5/10.0
  • Rent growth +5.0/5.0
  • Livability +3.7/5.0
  • Cash flow +3.5/30.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$399,990

Roxbury w/ Finished Basement Plan · Spring Hill, TN 37179
3 bd · 3.5 ba · 2,067 sqft · Townhouse · 302 Days on market
↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

Key facts

  • Spacious kitchen
  • Finished basement
  • Parking

Tags

FINISHED BASEMENTSPACIOUS KITCHENPRIVATE OWNER'S SUITELUXURIOUS ATTACHED BATHFULL FINISHED REC ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $399,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $541,083.

What this means for you Summary

Snapshot

  • This is a 3-bed/3.5-bath townhouse listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-20k/yr) — negative.
  • To cash-flow at today's rent, offer at most $305k (23.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (33.3% below list).
  • Recommended offer: $267k (33.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#23 in TN) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Williamson County (rural): math 58% / reading 59% proficiency, ranked #1 of 139 in TN (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 9% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising fast (+11.0%/yr); 351 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,994 units permitted in Williamson County in 2024 (637 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Williamson County population projected at +59% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 302 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $266,832 (33.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 302 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.49%
Cap rate
2.68%
Cash-on-cash
-12.92%
DSCR
0.43
GRM
16.9

CMA / ARV

ARV (median comp)
$541,083
List price
$399,990
Delta
-26.08%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
470 Buckwood Ave W 0.22mi 2/3.0 (-1) 2,078 (+0%) 4mo $640,915 $308 78
315 Buckwood Ln N 0.22mi 2/3.0 (-1) 2,078 (+0%) 6mo $640,515 $308 77
323 Buckwood Ln N 0.22mi 2/3.0 (-1) 2,078 (+0%) 8mo $609,348 $293 75
331 Buckwood Ln 0.22mi 2/3.0 (-1) 2,078 (+0%) 10mo $587,136 $283 73
459 Buckwood Ave E 0.27mi 3/3.5 2,311 (+12%) 6mo $606,679 $263 63
1079 Mountain View Dr 0.12mi 3/2.5 1,767 (-14%) 6mo $399,940 $226 61
467 Buckwood Ave E 0.33mi 3/3.5 2,311 (+12%) 6mo $624,545 $270 60
317 Buckwood Ln 0.27mi 2/2.5 (-1) 2,282 (+10%) 2mo $559,990 $245 60
309 Buckwood Ln W 0.29mi 2/2.5 (-1) 2,282 (+10%) 2mo $559,990 $245 58
442 Buckwood Ave W 0.31mi 3/3.5 2,311 (+12%) 10mo $577,891 $250 58
322 Buckwood Ln 0.27mi 3/3.5 2,311 (+12%) 13mo $588,990 $255 57
325 Buckwood Ln N 0.29mi 2/2.5 (-1) 2,282 (+10%) 9mo $564,990 $248 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-35.2%
Equity multiple
-0.17×
Total profit
$-177,437
Equity at exit
$80,677
10-year hold
IRR
-25.5%
Equity multiple
-0.48×
Total profit
$-223,952
Equity at exit
$46,783

Cash invested: $151,503 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37179

Home prices YoY
-25.7%
Rents YoY
11.0%
Active inventory
351
Price-to-rent
12.5×

Monthly cashflow live

Estimated rent
$2,668 high interval (Pro) →
Mortgage (P&I)
$2,837
Tax est. 1.5%
$676 /mo · $8,116/yr
Insurance
$225
HOA
$0
Vacancy / Maint / Mgmt
$560
Net cashflow
$-1,631

Break-even live

Break-even rent $4,733
Max offer price $305,027
Occupancy floor

Sensitivity live

Price -10% $-1,257 -5% $-1,444 +0% $-1,631 +5% $-1,818 +10% $-2,005
Rent -10% $-1,842 -5% $-1,737 +0% $-1,631 +5% $-1,526 +10% $-1,421
Rate -1.0pp $-1,359 -0.5pp $-1,494 base $-1,631 +0.5pp $-1,772 +1.0pp $-1,914

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$135,271
Closing costs
$16,232
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1019 Mountain View Dr Thompson's Station, TN 3.0 2.5 1503 $2,195 $1.46 44d 1 0.03mi
1049 Mountain View Dr Thompson's Station, TN 3.0 2.5 1767 $2,750 $1.56 44d 1 0.09mi
1049 Mountain View Dr Thompson's Station, TN 3.0 2.5 1767 $2,700 $1.53 24d 1 0.09mi
1081 Mountain View Dr Thompson's Station, TN 3.0 2.5 1503 $2,195 $1.46 44d 1 0.17mi
310 Buckwood Ave Thompson's Station, TN 3.0 3.5 2495 $3,850 $1.54 22d 1 0.28mi
310 Buckwood Ave Thompson's Station, TN 3.0 3.5 2495 $3,500 $1.40 8d 1 0.28mi
308 Buckwood Ave Thompson's Station, TN 2.0 2.0 1454 $2,995 $2.06 15d 1 0.29mi
614 Winners Circle Pl Thompsons Station, TN 3.0 2.0 1457 $2,200 $1.51 3d 1 0.33mi
269 Mary Ann Cir Spring Hill, TN 3.0 3.5 1489 $2,300 $1.54 11d 1 0.37mi
2104 Loudenslager Dr Thompsons Station, TN 4.0 2.5 1971 $3,049 $1.55 44d 1 0.37mi
2731 New Port Royal Rd Thompsons Station, TN 3.0 2.5 2394 $2,795 $1.17 44d 1 0.60mi
2761 Sutherland Dr Thompsons Station, TN 3.0 2.0 1429 $2,090 $1.46 22d 1 0.65mi
2810 Rachel Ln Thompsons Station, TN 3.0 2.0 1847 $2,755 $1.49 44d 1 0.75mi
2853 Sutherland Dr Thompsons Station, TN 3.0 2.0 1580 $2,435 $1.54 2d 1 0.82mi
1635 Bryson Cv Thompsons Station, TN 2.0–3.0 2.0 1347 $2,150 $1.60 2d 7 0.95mi
2711 Cash Ct Thompsons Station, TN 4.0 3.0 2129 $2,495 $1.17 24d 1 1.00mi
102 Shanache Dr Spring Hill, TN 4.0 2.5 1952 $2,441 $1.25 24d 1 1.11mi
2863 Iroquois Dr Thompsons Station, TN 4.0 2.0 2159 $2,529 $1.17 44d 1 1.40mi

Listing history 19 events

  1. 2026-06-09
    days on market $399,990 Active 302 DOM
  2. 2026-06-08
    days on market $399,990 Active 301 DOM
  3. 2026-06-07
    pricedays on market $399,990 Active 300 DOM
  4. 2026-06-02
    days on market $409,990 Active 295 DOM
  5. 2026-06-01
    days on market $409,990 Active 294 DOM
  6. 2026-05-31
    days on market $409,990 Active 293 DOM
  7. 2026-03-04
    price $399,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  8. 2026-02-25
    price $424,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  9. 2026-02-18
    price $437,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  10. 2026-02-03
    status Active 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  11. 2026-02-03
    price $447,765 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  12. 2025-11-03
    historical 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  13. 2025-10-26
    price $444,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  14. 2025-09-04
    price $424,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  15. 2025-07-17
    price $409,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  16. 2025-07-08
    price $404,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  17. 2025-06-29
    price $409,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  18. 2025-05-13
    price $419,990 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

  19. 2025-05-11
    listed $434,990 Active 936-char remark
    Show marketing remark (936 chars)

    Limited opportunity: only 2 quick move-in Roxbury with Finished Basements available before we are sold out. .. click here to schedule your visit today! Our move-in ready Roxbury with Finished Basements feature a spacious kitchen, dining room, and family room so you can entertain with ease. Upstairs, escape to your private owner's suite with 2 closets and a luxurious attached bath. Rounding out the 2nd floor are two large secondary bedrooms, another full bath, and your laundry room so you don't have to haul it up and down the stairs anymore! On the basement level is a full finished rec room, perfect for an in-home movie theatre. Don't miss out on the opportunity to own a brand-new 1-car garage townhome with over 2000 square feet of space, Williamson County schools, and a finished basement all less than 5 minutes from I-65 and I-840 for quick and easy access to Franklin/Cool Springs. Click here to schedule your visit today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 5 d/yr ≥106°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,020
− Mortgage interest
−$30,309
− Property taxes
−$8,116
− Insurance
−$2,705
− Repairs & maintenance
−$2,562
− Management
−$2,562
− Depreciation
−$15,741
Taxable loss
−$29,975
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7,194
After-tax cash flow
$-12,382/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Williamson County
NCES district ID
4704530
Math proficiency
58% ▼ -13.00%
Reading proficiency
59% ▼ -8.00%
Median HH income
$103,392
Composite
54.94/100
National rank
#1307
State rank
#1 of 139 in TN

Livability — Spring Hill

Score
73/100
State rank
#23
US rank
#5036

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety C- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Spring Hill, TN
County
Williamson County · 237,211 people
City population
53,900
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
Population (ZIP)
18,043
Household income
$136,188
Rent vs Own
13.3% rent · 86.7% own
Severe rent burden
88.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
275,925 people
By 2030
308,630 · +11.9%
By 2040
374,403 · +35.7%
By 2050
438,644 · +59.0%
By 2075
592,763 · +114.8%
By 2100
691,828 · +150.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 11% Hispanic / Latino 5% Asian 2% Black 1%
Common ancestry
Slovak 3% Romanian 2% Lithuanian 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 3% Other Asian/Pacific 1% Arabic 1%

Political lean MEDSL · Williamson

2024 margin
Solid R (+32.4) · D 33.0% · R 65.4% · Other 1.7%
2008→2024 swing
+7.1pp toward D · 2008: -39.5pp · 2024: -32.4pp
All cycles
2024: R+32.4 2020: R+26.1 2016: R+35.5 2012: R+46.8 2008: R+39.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.20%
Current HPI
344.7933
Rent YoY
▲ 10.96%
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

-8.0% since first listed
13 events — show timeline
  • 2026-03-04 Price Changed $399,990 Zillow
  • 2026-02-25 Price Changed $424,990 Zillow
  • 2026-02-18 Price Changed $437,990 Zillow
  • 2026-02-03 Price Changed $447,765 Zillow
  • 2026-02-03 Relisted Zillow
  • 2025-11-03 Delisted Zillow
  • 2025-10-26 Price Changed $444,990 Zillow
  • 2025-09-04 Price Changed $424,990 Zillow
  • 2025-07-17 Price Changed $409,990 Zillow
  • 2025-07-08 Price Changed $404,990 Zillow
  • 2025-06-29 Price Changed $409,990 Zillow
  • 2025-05-13 Price Changed $419,990 Zillow
  • 2025-05-11 Listed $434,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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