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7634 Hazelcrest Dr
B Composite 70.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +9.8/15.0
  • Rent growth +3.6/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$75,000

7634 Hazelcrest Dr · Hazelwood, MO 63042
3 bd · 1.5 ba · 1,254 sqft · Townhouse public records · 1 Days on market
Built 1965 3,746 sqft lot Est $79k · 5% under $380/mo HOA · 26% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 7634 Hazelcrest Drive in Hazelwood! This well maintained home offers comfortable living in a convenient location close to shopping, restaurants, parks, and major highways. Featuring a functional floor plan, spacious living areas, and a generous yard, this property provides plenty of room to relax and enjoy. Whether you’re a first time homebuyer, looking to downsize, or searching for your next investment opportunity, this home offers a great combination of value, location, and potential. Conveniently situated near everyday amenities while tucked into an established neighborhood, 7634 Hazelcrest Drive is ready for its next owner to move in and make it their own.

Key facts

  • Generous yard
  • Convenient location
  • $380 HOA

Tags

CONVENIENT LOCATIONGENEROUS YARDESTABLISHED NEIGHBORHOOD

Property features AI

Finance

  • Financial info: Lease considered
  • HOA & community: Hazelcrest association; Monthly HOA fee of $380; HOA includes sewer, snow removal, trash, utilities and water; Community amenities: common ground, playground; outside management

Exterior

  • Utilities: Public water; Public sewer; Electric service by Ameren
  • Home design: Townhouse; Two levels; Residential property
  • Construction: Other construction materials
  • Exterior features: Other lot features

Interior

  • Kitchen: Microwave; Electric oven; Built-in range; Electric range
  • Bedrooms: 3 bedrooms (all on upper level)
  • Flooring: Vinyl flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Baseboard heating; Wall/window air conditioning units
  • Interior features: Built-in range; Microwave; Electric oven/range

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $75k.

Deal economics

  • At list price, monthly cash flow is $301 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Cap rate 11.1% vs local median 7.2% in Hazelwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Commons Lane Elementary (291 students, 99% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.5%/yr); 68 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $21k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $56k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
11.12%
Cash-on-cash
17.22%
DSCR
1.77
GRM
4.2

CMA / ARV

ARV (on-the-fly)
$79,002
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7740 Hazelcrest Dr 0.06mi 3/1.5 1,254 (0%) 5mo $65,000 $52 93
8787 Sieloff Dr 0.17mi 3/1.5 1,254 (0%) 4mo $85,900 $69 89
7540 Hazelcrest Dr 0.12mi 3/1.5 1,254 (0%) 11mo $89,900 $72 85
7520 Hazelcrest Dr 0.15mi 4/1.5 (+1) 1,260 (+0%) 6mo $79,900 $63 82
7463 Hazelcrest Dr 0.29mi 3/1.5 1,254 (0%) 6mo $80,000 $64 81
7394 Hazelcrest Dr 0.28mi 2/1.5 (-1) 1,254 (0%) 3mo $70,000 $56 79
7262 Hazelcrest Dr 0.21mi 4/1.5 (+1) 1,260 (+0%) 9mo $78,900 $63 77
7346 Hazelcrest Dr 0.34mi 3/1.5 1,254 (0%) 10mo $95,000 $76 76
7338 Hazelcrest Dr 0.36mi 3/1.5 1,254 (0%) 10mo $45,000 $36 76
7214 Hazelcrest Dr 0.42mi 3/1.5 1,254 (0%) 11mo $50,000 $40 72
7382 Hazelcrest Dr 0.29mi 2/1.5 (-1) 1,254 (0%) 12mo $79,900 $64 72
7222 Hazelcrest Dr 0.43mi 4/1.5 (+1) 1,260 (+0%) 8mo $80,000 $63 68

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
11.1%
Equity multiple
1.45×
Total profit
$9,460
Equity at exit
$11,183
10-year hold
IRR
21.8%
Equity multiple
3.05×
Total profit
$43,129
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63042

Rents YoY
4.5%
Active inventory
68
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,474 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$58 /mo · $701/yr
Insurance
$31
HOA
$380
Vacancy / Maint / Mgmt
$310
Net cashflow
$301

Break-even live

Break-even rent $1,092
Max offer price $75,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7437 Hazelcrest Dr Unit H Hazelwood, MO 3.0 1.0 1000 $1,000 $1.00 7d 1 0.18mi
240 Chez Vant Ct Hazelwood, MO 2.0 1.5 1440 $1,350 $0.94 43d 1 0.27mi
16 Mary Rose Ct Hazelwood, MO 3.0 2.0 1506 $1,706 $1.13 14d 1 0.46mi
116 Graham Rd Florissant, MO 3.0 2.0 1578 $1,495 $0.95 1d 1 0.62mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 43d 5 0.78mi
14 Bruce Dr Unit Bruce 14-4 Florissant, MO 2.0 1.0 880 $975 $1.11 43d 1 0.78mi
13 Bruce Dr Florissant, MO 2.0 1.0 880 $975 $1.11 23d 1 0.79mi
13 Bruce Dr Unit Bruce 13-2 Florissant, MO 2.0 1.0 880 $975 $1.11 43d 1 0.79mi
446 Olian Dr Hazelwood, MO 2.0 1.0 880 $975 $1.11 1d 1 0.86mi
17 Valley Dr Florissant, MO 2.0 2.0 1356 $1,525 $1.12 43d 1 0.88mi
785 Florland Dr Florissant, MO 3.0 1.0 1100 $1,700 $1.55 17d 1 0.88mi
858 Hazelvalley Dr Hazelwood, MO 3.0 1.5 912 $1,450 $1.59 43d 1 0.99mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 23d 1 1.12mi
1280 Saint Catherine St Florissant, MO 3.0 1.0 1274 $1,600 $1.26 14d 1 1.13mi
5 Santa Cruz Dr Florissant, MO 2.0 1.0 1410 $1,411 $1.00 16d 1 1.14mi
1250 S New Florissant Rd Florissant, MO 2.0 1.0 1150 $1,500 $1.30 14d 1 1.18mi
1545 Washington St Florissant, MO 3.0 1.5 1337 $2,055 $1.54 2d 1 1.21mi
532 Holiday Ave Hazelwood, MO 3.0 1.0 912 $1,350 $1.48 43d 1 1.21mi
1600 Washington St Florissant, MO 3.0 1.5 1095 $1,250 $1.14 20d 1 1.21mi
537 Lynn Haven Ln Hazelwood, MO 3.0 2.0 1242 $1,675 $1.35 23d 1 1.25mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 20d 1 1.26mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 17d 1 1.27mi
1455 S New Florissant Rd Florissant, MO 4.0 1.0 1584 $1,721 $1.09 43d 1 1.28mi
508 Saratoga Ln Hazelwood, MO 3.0 1.0 988 $1,306 $1.32 23d 1 1.29mi
17 Elwood Ct Florissant, MO 3.0 2.0 1572 $1,945 $1.24 1d 1 1.29mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 43d 1 1.35mi
1725 Saint Catherine St Florissant, MO 3.0 1.0 1107 $1,800 $1.63 14d 1 1.35mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 43d 1 1.38mi
20 Saint Benedict Ln Florissant, MO 3.0 1.5 1092 $1,525 $1.40 20d 1 1.39mi
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 43d 1 1.39mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 20d 1 1.42mi
4 Sharon Ct Florissant, MO 3.0 2.0 1108 $1,800 $1.62 2d 1 1.43mi
623 Holiday Ave Hazelwood, MO 3.0 2.0 1176 $1,591 $1.35 12d 1 1.45mi
3 Champlain Ct Florissant, MO 3.0 1.0 1100 $1,600 $1.45 43d 1 1.48mi
9 Saint Celeste Dr Florissant, MO 3.0 1.0 992 $1,450 $1.46 43d 1 1.49mi

HOA detail

Monthly dues
$380 · $4,560/yr

Listing history 2 events

  1. 2026-06-18
    remarks 679-char remark
  2. 2026-06-18
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$701 · $58/mo
Projected year-2 tax
$728 · $61/mo
Expected delta
+$26/yr (+$2/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,687
− Mortgage interest
−$4,201
− Property taxes
−$701
− Insurance
−$375
− Repairs & maintenance
−$1,415
− Management
−$1,415
− HOA
−$4,560
− Depreciation
−$2,182
Taxable income
$2,838
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$681
After-tax cash flow
$2,936/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Hazelwood

Score
62/100
State rank
#395
US rank
#16956

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazelwood, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
17,813
Household income
$49,453
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
766.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 38% Two or more races 10% Hispanic / Latino 4% Asian 2%
Common ancestry
Lithuanian 3% Romanian 1% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
94% English-only · Spanish 3% Vietnamese 1% Tagalog/Filipino 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -204.48%
Current HPI
234.7353
Rent YoY
▲ 4.45%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+33.9% since first listed
4 events — show timeline
  • 2026-06-18 Listed $75,000 MARIS as Distributed by MLS Grid
  • 2026-06-18 Coming Soon $75,000 MARIS as Distributed by MLS Grid
  • 2003-09-15 Sold (Public Records) $56,000 Public Records
  • 1995-01-04 Sold (Public Records) Public Records

Property tax history

-1.7%/yr

Latest (2022): $701 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…