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80 Pine Needle Trl SE
B- Composite 68.94
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.3/5.0
  • Schools +2.9/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

80 Pine Needle Trl SE · Emerson, GA 30121
3 bd · 2.0 ba · 1,172 sqft · SingleFamily public records · 72 Days on market
Built 1983 0.43 ac lot $64/sqft · 56% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

Key facts

  • Wooded lot
  • Porch
  • 0.43 acre lot

Tags

PROXIMITY TO LOCAL RECREATIONWOODED LOTDETACHED CARPORT AREAPORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $941 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $70k (6.0% below list) — sets the bar for market timing.
  • Cap rate 21.3% vs local median 3.0% in Emerson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#203 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 197 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 0.9% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $8k; list at $75k implies a 782% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.41%
Cap rate
21.35%
Cash-on-cash
53.76%
DSCR
3.39
GRM
3.5

CMA / ARV

ARV (median comp)
$172,023
List price
$75,000
Delta
-56.40%
Verdict
UNDERPRICED
Comps
13 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
147 Tarpon Trl SE 0.40mi 2/2.0 (-1) 1,200 (+2%) 7mo $249,900 $208 66
19 Lakeview Dr SE 0.55mi 2/2.0 (-1) 1,088 (-7%) 20mo $254,000 $233 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.88% rent growth · sell at horizon

5-year hold
IRR
49.5%
Equity multiple
3.10×
Total profit
$44,002
Equity at exit
$11,183
10-year hold
IRR
54.2%
Equity multiple
5.79×
Total profit
$100,652
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30121

Home prices YoY
-13.2%
Rents YoY
0.9%
Active inventory
197
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,809 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$64 /mo · $767/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$941

Break-even live

Break-even rent $618
Max offer price $75,000
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
118 Tarpon Trl SE Cartersville, GA 2.0 1.0 1000 $1,600 $1.60 43d 1 0.41mi

Listing history 12 events

  1. 2026-06-16
    status $75,000 Pending 72 DOM
  2. 2026-06-15
    status $75,000 Active Under Contract 72 DOM
  3. 2026-06-13
    status $75,000 Pending 72 DOM
  4. 2026-06-10
    status $75,000 Active Under Contract 72 DOM
  5. 2026-04-14
    status Back On Market 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  6. 2026-04-14
    status Active 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  7. 2026-04-07
    status Pending 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  8. 2026-04-06
    historical Active Under Contract 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  9. 2026-04-06
    historical Active Under Contract 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  10. 2026-03-10
    listed $75,000 New 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  11. 2026-03-10
    listed $75,000 Active 1588-char remark
    Show marketing remark (1588 chars)

    This property at 80 Pine Needle Trail presents a unique opportunity for investors or those seeking a primary land location near Lake Allatoona. Situated on a .43-acre lot in Cartersville, the existing structure is a 1172 square foot mobile home featuring 3 bedrooms and 2 bathrooms. Potential buyers should be aware that the residence has sustained significant fire damage and requires extensive remediation or removal. The value of this offering lies primarily in the land and its proximity to local recreation. Located just a short distance from the marina and the shores of Lake Allatoona, the site is well-positioned for those who enjoy boating, fishing, and outdoor activities during the warm Georgia summer. The lot is wooded, providing a sense of privacy and a natural backdrop for a future project. Due to the current condition of the structure, this property will likely require a cash purchase or specialized investor financing. It serves as a blank canvas for someone looking to clear the site and move in a new unit or potentially build, subject to local zoning and utility connections. The exterior currently includes a detached carport area and a porch, though the integrity of all additions must be verified by the buyer. This is a chance to secure a footprint in a sought-after area near the water at a competitive price point. Buyers are encouraged to perform their own due diligence regarding the condition of the home and the feasibility of their intended use for the land. To schedule a viewing or to discuss offer details, please contact our office today.

  12. 1985-05-01
    soldstatus $8,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$767 · $64/mo
Projected year-2 tax
$767 · $64/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,712
− Mortgage interest
−$4,201
− Property taxes
−$767
− Insurance
−$375
− Repairs & maintenance
−$1,737
− Management
−$1,737
− Depreciation
−$2,182
Taxable income
$10,713
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,571
After-tax cash flow
$8,720/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Emerson

Score
66/100
State rank
#203
US rank
#12365

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B- Housing A+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bartow County · 85,497 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
25,989
Household income
$78,366
Rent vs Own
35.9% rent · 64.1% own
Severe rent burden
731.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 12% Black 12% Two or more races 8%
Hispanic origin (detail)
Mexican 9% Puerto Rican 2%
Common ancestry
Slovak 2% Lithuanian 1% Romanian 1%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 0%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -47.71%
Current HPI
314.4117
Rent YoY
▲ 0.88%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+782.4% since first listed
8 events — show timeline
  • 2026-04-14 Relisted GAMLS
  • 2026-04-14 Relisted FMLS
  • 2026-04-07 Pending FMLS
  • 2026-04-06 Contingent GAMLS
  • 2026-04-06 Contingent FMLS
  • 2026-03-10 Listed $75,000 FMLS
  • 2026-03-10 Listed $75,000 GAMLS
  • 1985-05-01 Sold (Public Records) $8,500 Public Records

Property tax history

+14.1%/yr

Latest (2025): $767 · +4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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