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72 Lawson Ave
C- Composite 50.59
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +6.7/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$15,000

72 Lawson Ave · Triadelphia, WV 26059
2 bd · 1.5 ba · 960 sqft · SingleFamily public records · 15 Days on market
Built 1940 $16/sqft · 85% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for 1st floor living with a peaceful setting, apple trees, blueberry bushes and a fenced in double lot? Welcome to 72 Lawson Ave in Triadelphia! This home is move in ready and waiting for you! Home currently features 1 bedroom and a HUGE laundry room the current owners moved up to the first floor. Do not worry if you need two bedrooms, laundry room can be put back downstairs on existing hookups! Vinyl siding and landscaping gives this home the curb appeal you have been searching for along with a 1.5 car garage and carport! Perfect starter home or looking to downsize? Don't let this one slip away, book a showing TODAY!

Key facts

  • Built 1940
  • Listed 14 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $15k.

Deal economics

  • At list price, monthly cash flow is $452 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $15k).
  • Recommended offer: $15k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#238 in WV) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: housing D+, schools F, amenities F.
  • Ohio County Schools (urban): math 34% / reading 49% proficiency, ranked #5 of 55 in WV (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 8 active listings in the ZIP; 2 units permitted in Ohio County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $616 of equity ($104 loan paydown + $512 appreciation (3.4% local appreciation)).
  • Ohio County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.4% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($15k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $460/mo; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $14,775 (1.5% below list)

Questions for the listing agent

  1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
8.57%
Cap rate
79.28%
Cash-on-cash
260.65%
DSCR
12.60
GRM
1.0

CMA / ARV

ARV (median comp)
$99,382
List price
$15,000
Delta
-84.91%
Verdict
UNDERPRICED
Comps
10 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
112 Midway St 0.36mi 2/1.5 915 (-5%) 8mo $14,000 $15 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
8.43×
Total profit
$31,220
Equity at exit
$7,097
10-year hold
IRR
Equity multiple
17.86×
Total profit
$70,820
Equity at exit
$11,219

Cash invested: $4,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26059

Home prices YoY
1.7%
Active inventory
8
Price-to-rent
1.0×

Monthly cashflow live

Estimated rent
$1,286 medium interval (Pro) →
Mortgage (P&I)
$79
Tax est. 1.5%
$19 /mo · $225/yr
Insurance
$6
Flood insurance flood zone
−$460 /mo · $5,525/yr
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$452

Break-even live

Break-even rent $714
Max offer price $15,000
Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,750
Closing costs
$450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-12
    listed $15,000 Active 132-char remark
  2. 2021-09-28
    soldstatus $95,000 634-char remark
    Show marketing remark (634 chars)

    Looking for 1st floor living with a peaceful setting, apple trees, blueberry bushes and a fenced in double lot? Welcome to 72 Lawson Ave in Triadelphia! This home is move in ready and waiting for you! Home currently features 1 bedroom and a HUGE laundry room the current owners moved up to the first floor. Do not worry if you need two bedrooms, laundry room can be put back downstairs on existing hookups! Vinyl siding and landscaping gives this home the curb appeal you have been searching for along with a 1.5 car garage and carport! Perfect starter home or looking to downsize? Don't let this one slip away, book a showing TODAY!

  3. 2021-08-03
    listed $95,000 634-char remark
    Show marketing remark (634 chars)

    Looking for 1st floor living with a peaceful setting, apple trees, blueberry bushes and a fenced in double lot? Welcome to 72 Lawson Ave in Triadelphia! This home is move in ready and waiting for you! Home currently features 1 bedroom and a HUGE laundry room the current owners moved up to the first floor. Do not worry if you need two bedrooms, laundry room can be put back downstairs on existing hookups! Vinyl siding and landscaping gives this home the curb appeal you have been searching for along with a 1.5 car garage and carport! Perfect starter home or looking to downsize? Don't let this one slip away, book a showing TODAY!

  4. 1967-04-16
    soldstatus $12,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,432
− Mortgage interest
−$840
− Property taxes
−$225
− Insurance
−$5,600
− Repairs & maintenance
−$1,235
− Management
−$1,235
− Depreciation
−$436
Taxable income
$5,861
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,407
After-tax cash flow
$4,016/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ohio County Schools
NCES district ID
5401050
Math proficiency
34% ▼ -9.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$41,572
Composite
34.88/100
National rank
#5085
State rank
#5 of 55 in WV

Livability — Triadelphia

Score
58/100
State rank
#238
US rank
#20811

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C Housing D+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Triadelphia, WV
Population (ZIP)
2,863

Population outlook (Ohio County) Hauer SSP2

Today (2025)
40,604 people
By 2030
39,150 · -3.6%
By 2040
36,039 · -11.2%
By 2050
33,582 · -17.3%
By 2075
28,662 · -29.4%
By 2100
22,963 · -43.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 1%
Common ancestry
Romanian 5% Serbian 3% Lithuanian 1%
Foreign-born
1% · China
Languages at home
99% English-only · Arabic 1%

Political lean MEDSL · Ohio

2024 margin
Strong R (+26.0) · D 36.0% · R 62.0% · Other 2.0%
2008→2024 swing
-15.3pp toward R · 2008: -10.8pp · 2024: -26.0pp
All cycles
2024: R+26.0 2020: R+25.8 2016: R+31.6 2012: R+22.5 2008: R+10.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.41%
Current HPI
206.9726
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+648.0% since first listed
3 events — show timeline
  • 2021-09-28 Sold (MLS) $95,000 WBOR
  • 2021-08-03 Listed $95,000 WBOR
  • 1967-04-16 Sold (Public Records) $12,700 Public Records

Property tax history

+3.4%/yr

Latest (2025): $817 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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