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4339 Timberbrook Dr
C Composite 57.45
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.5/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.7/10.0
  • DSCR +5.5/10.0
  • Schools +5.1/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,000

4339 Timberbrook Dr · Austintown, OH 44406
3 bd · 1.5 ba · 1,540 sqft · SingleFamily public records · 2 Days on market
Built 1969 0.35 ac lot Est $220k · 23% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

SUPRA FRONT DOOR Preinspected by ASHI certified inspector. report availabe in supplements. Property being sold to settle estate. Home will need updating, new roof, and other updates, and being sold as is, no repairs.

Key facts

  • 0.35 acre lot
  • 2 garage spots
  • Built 1969

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking: Attached 2-car garage; Driveway
  • Security:
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Property listed as fixer
  • Construction: Vinyl siding; Asbestos shingle roof; Block foundation; Built (year per public records)
  • Exterior features: Enclosed porch; Patio; Porch; Lot approximately 0.348 acres (82 x 185 irr); Faces northeast

Interior

  • Kitchen: Dishwasher; Range; Refrigerator; Disposal; Eat-in kitchen
  • Bedrooms: Total rooms: 7
  • Flooring:
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main-level bathroom
  • Heating & cooling: Forced air heating (gas); Central electric air conditioning
  • Interior features: Insulated windows; Window treatments; Eat-in kitchen; Full unfinished basement with concrete floor
  • Laundry & utility: Washer (included); Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $131 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $169k).
  • Cap rate 7.2% vs local median 4.8% in Austintown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#322 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
  • Austintown Local Schools (suburban): math 56% / reading 65% proficiency, ranked #290 of 656 in OH (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 123 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $169,000

Questions for the listing agent

  1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
7.23%
Cash-on-cash
3.33%
DSCR
1.15
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$220,220
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4319 Timberbrook Dr 0.08mi 3/1.5 1,592 (+3%) 9mo $250,000 $157 83
3354 Sandalwood Ln 0.30mi 3/3.0 1,670 (+8%) 2mo $271,000 $162 64
4427 Aspen Dr 0.49mi 3/1.5 1,608 (+4%) 9mo $239,000 $149 62
60 Woodleigh Ct 0.54mi 3/2.0 1,624 (+6%) 9mo $219,500 $135 56
3844 Chaucer Ln 0.66mi 3/1.5 1,481 (-4%) 11mo $210,000 $142 54
3470 Bentwillow Ln 0.65mi 3/2.0 1,600 (+4%) 9mo $184,900 $116 53
4576 Alderwood Dr 0.46mi 3/1.0 1,328 (-14%) 1mo $189,900 $143 53
4231 Canfield Rd 0.70mi 2/1.5 (-1) 1,500 (-3%) 7mo $114,000 $76 53
2521 Bainbridge Ave 0.74mi 3/1.5 1,400 (-9%) 6mo $160,000 $114 45
3340 Myrwood Ln 0.51mi 3/2.0 1,354 (-12%) 13mo $270,000 $199 43
3658 Johnson Farm Dr 0.69mi 3/1.5 1,716 (+11%) 8mo $159,900 $93 42
4179 Nottingham Ave 0.73mi 3/1.5 1,340 (-13%) 13mo $270,000 $201 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.0%
Equity multiple
0.60×
Total profit
$-18,917
Equity at exit
$25,198
10-year hold
IRR
-1.6%
Equity multiple
0.89×
Total profit
$-5,279
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44406

Home prices YoY
-27.4%
Active inventory
123
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,803 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$336 /mo · $4,037/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$379
Net cashflow
$131

Break-even live

Break-even rent $1,637
Max offer price $169,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4185 Adeer Dr Canfield, OH 4.0 2.5 2232 $2,900 $1.30 44d 1 0.52mi
3968 Staatz Dr Youngstown, OH 3.0 1.5 1112 $1,650 $1.48 44d 1 0.71mi
2529 Bainbridge Ave Youngstown, OH 3.0 2.0 1692 $1,500 $0.89 44d 1 0.73mi
2230 S Raccoon Rd Youngstown, OH 3.0 1.0–1.5 1141 $1,135 $0.99 13d 1 0.79mi
2433 Bainbridge Ave Youngstown, OH 3.0 1.0 1640 $1,500 $0.91 21d 1 0.85mi
2239 Woodland Trce Youngstown, OH 3.0 1.0 1084 $1,850 $1.71 44d 1 1.22mi

Listing history 3 events

  1. 2026-06-19
    days on market $169,000 Active 2 DOM
  2. 2026-06-17
    remarks 217-char remark
  3. 2026-06-17
    listed $169,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$4,037 · $336/mo
Projected year-2 tax
$4,037 · $336/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,637
− Mortgage interest
−$9,467
− Property taxes
−$4,037
− Insurance
−$845
− Repairs & maintenance
−$1,731
− Management
−$1,731
− Depreciation
−$4,916
Taxable loss
−$1,090
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$262
After-tax cash flow
$1,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Austintown Local Schools
NCES district ID
3904829
Math proficiency
56% ▼ -12.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$45,129
Composite
50.99/100
National rank
#1778
State rank
#290 of 656 in OH

Livability — Austintown

Score
73/100
State rank
#322
US rank
#5290

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Austintown, OH
County
Mahoning · 224,175 people
City population
27,740
Metro
Youngstown-Warren, OH
Population (ZIP)
22,297
Household income
$99,542
Rent vs Own
11.1% rent · 88.9% own
Severe rent burden
8.2

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 5% Asian 3% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 6% Slovak 1% Scandinavian 1%
Foreign-born
4% · Canada
Languages at home
97% English-only · Other Indo-European 2% Spanish 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.88%
Current HPI
200.9335
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $169,000 MLSNOW

Property tax history

+9.2%/yr

Latest (2025): $4,037 · +34.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…