2738 Cranmoor Dr · Campbell, FL 34758

$210,000

3 bd · 2.0 ba · 1,144 sqft · Manufactured public records · 54 Days on market

Built 1984 10,237 sqft lot Est $213k · at est. $163/mo HOA · 7% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.3/30.0
• ARV discount +8.1/15.0
• DSCR +6.8/10.0
• 1% rule +6.0/10.0
• Schools +3.6/10.0
• Livability +2.9/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

Key facts

• 0.24 acre lot
• Parking
• Community pool

Property features AI

Finance

• Other: Lot approximately 0.24 acres (82 x 125); Deed-restricted community allowing golf carts; Pets allowed (cats and dogs); Living area about 1,144 square feet
• Financial info: No lease restrictions indicated; Property is homesteaded
• HOA & community: HOA (Sentry Management) with monthly fee of $163; HOA includes cable TV and internet; Association amenities: clubhouse, pool, playground, tennis courts, maintenance, cable TV

Exterior

• Parking: Has carport (1 space)
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected; Sprinkler well
• Home design: Manufactured double wide home; Single-story (one level); Faces east; Crawlspace foundation
• Construction: Frame construction; Membrane roof; Built on crawlspace
• Exterior features: Hurricane shutters; Sliding doors; Asphalt road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning; HVAC with UV/electronic filtration (improved indoor air quality); Air filters MERV 10+
• Interior features: Thermostat; No additional interior features specified
• Laundry & utility: Washer; Dryer; Electric dryer hookup; Laundry room inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $210k.

Deal economics

• At list price, monthly cash flow is $309 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $210k).
• Recommended offer: $204k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.1% vs local median 4.2% in Campbell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#848 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A-; Watch: schools F, amenities F, commute F.
• Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 604 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
• This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $160k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $203,700 (3.0% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.06%
• Cash-on-cash: 6.30%
• DSCR: 1.28
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $212,784
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2711 Cranmoor Dr	0.06mi	3/2.0	1,188 (+4%)	8mo	$200,000	$168	84
2601 Salina Way	0.36mi	3/2.0	1,152 (+1%)	11mo	$214,000	$186	73
2633 Mcdaniel Dr	0.34mi	3/2.0	1,080 (-6%)	9mo	$203,000	$188	67
2612 Mcdaniel Dr	0.26mi	2/2.0 (-1)	1,056 (-8%)	10mo	$149,500	$142	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.82% rent growth · sell at horizon

5-year hold

• IRR: -9.1%
• Equity multiple: 0.67×
• Total profit: $-19,261
• Equity at exit: $31,312

10-year hold

• IRR: -3.0%
• Equity multiple: 0.82×
• Total profit: $-10,651
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34758

• Home prices YoY: -14.3%
• Rents YoY: 0.8%
• Active inventory: 604
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,312 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$166 /mo · $1,995/yr
• Insurance: −$88
• HOA: −$163
• Vacancy / Maint / Mgmt: −$486
• Net cashflow: $309

Break-even live

Break-even rent $1,922

Max offer price $210,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1918 Ancestry Trl Kissimmee, FL	3.0	2.0	1432	$2,200	$1.54	23d	1	0.91mi
1814 Lindens St Kissimmee, FL	3.0	2.5	1463	$2,200	$1.50	23d	1	1.23mi
4327 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	2d	1	1.30mi
4273 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	19d	1	1.32mi
4273 Babbling Brook Way Kissimmee, FL	3.0	2.0	1444	$2,000	$1.39	4d	1	1.32mi
4301 Twisted Twig Bnd Kissimmee, FL	3.0	2.0	1267	$2,300	$1.82	23d	1	1.40mi
4207 Mountain Laurel Ln Kissimmee, FL	3.0	2.0	1260	$2,600	$2.06	23d	1	1.48mi

HOA detail

• Monthly dues: $163 · $1,956/yr
• Likely covers: pool

Listing history 31 events

1. 2026-06-18
   days on market $210,000 Active 54 DOM
2. 2026-06-17
   days on market $210,000 Active 53 DOM
3. 2026-06-16
   days on market $210,000 Active 52 DOM
4. 2026-06-15
   days on market $210,000 Active 51 DOM
5. 2026-06-13
   days on market $210,000 Active 49 DOM
6. 2026-06-13
   remarks 591-char remark
7. 2026-06-13
   days on market $210,000 Active 48 DOM
8. 2026-06-09
   days on market $210,000 Active 45 DOM
9. 2026-06-08
   days on market $210,000 Active 44 DOM
10. 2026-06-07
    pricedays on market $210,000 Active 43 DOM
11. 2026-06-04
    days on market $215,000 Active 40 DOM
12. 2026-06-03
    days on market $215,000 Active 39 DOM
13. 2026-06-02
    days on market $215,000 Active 38 DOM
14. 2026-06-01
    days on market $215,000 Active 37 DOM
15. 2026-05-31
    days on market $215,000 Active 36 DOM
16. 2026-04-25
    listed $215,000 Active
17. 2021-06-10
    soldstatus $160,000
18. 2021-06-04
    soldstatus $160,000 Closed 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

19. 2021-04-09
    status Pending 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

20. 2021-04-06
    status Active 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

21. 2021-04-01
    status Pending 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

22. 2021-03-08
    status Pending 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

23. 2021-02-19
    status Active 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

24. 2021-02-12
    status Pending 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

25. 2021-02-11
    price $159,900 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

26. 2021-02-08
    price $159,000 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

27. 2020-12-14
    listed $169,000 Active 555-char remark

    Show marketing remark (555 chars)

    Don't miss this opportunity to own this beautiful home. It is an ideal home for 1st time buyers, vacation home or investment home. This beautiful homes features 3 bedrooms, inside laundry room and finish porch. The a/c is new to keep you cool during the summer months. Association includes lawn maintenance, community pool, tennis court, basketball court, bocce court, and clubhouse. This is an amazing hidden gem community, located in Kissimmee, FL. Property is close to major attractions, schools, shopping, and dining. Come see it today, it won't last.

28. 1999-03-29
    soldstatus $51,000
29. 1988-11-01
    soldstatus $45,000
30. 1984-04-01
    soldstatus $10,500
31. 1984-02-01
    soldstatus $10,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,995 · $166/mo
• Projected year-2 tax: $1,995 · $166/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,746
• − Mortgage interest: −$11,763
• − Property taxes: −$1,995
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,220
• − Management: −$2,220
• − HOA: −$1,956
• − Depreciation: −$6,109
• Taxable income: $434
• Est. tax owed @ 24.0%: −$104
• After-tax cash flow: $3,599/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Osceola
• NCES district ID: 1201470
• Math proficiency: 39% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $45,528
• Composite: 35.7/100
• National rank: #4865
• State rank: #60 of 73 in FL

Livability — Campbell

• Score: 58/100
• State rank: #848
• US rank: #21421

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Osceola County · 410,217 people
• City population: 60,595
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 46,768
• Household income: $66,339
• Rent vs Own: 23.7% rent · 76.3% own
• Severe rent burden: 1302.0

Population outlook (Osceola County) Hauer SSP2

• Today (2025): 447,624 people
• By 2030: 511,823 · +14.3%
• By 2040: 642,986 · +43.6%
• By 2050: 774,552 · +73.0%
• By 2075: 1,078,144 · +140.9%
• By 2100: 1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Hispanic / Latino 60% Black 22% Two or more races 16% White 13% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 36% Cuban 3% Dominican 7%
• Common ancestry: Hispanic 8% Romanian 1%
• Foreign-born: 24% · Canada, Jamaica
• Languages at home: 42% English-only · Spanish 48% French/Haitian/Cajun 7% Arabic 1%

Political lean MEDSL · Osceola

• 2024 margin: Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
• 2008→2024 swing: -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
• All cycles: 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -49.53%
• Current HPI: 295.8928
• Rent YoY: ▲ 0.82%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1947.6% since first listed

16 events — show timeline

• 2026-04-25 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2021-06-10 Sold (Public Records) $160,000 Public Records
• 2021-06-04 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-04-06 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-02-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-11 Price Changed $159,900 Stellar MLS as Distributed by MLS Grid
• 2021-02-08 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
• 2020-12-14 Listed $169,000 Stellar MLS as Distributed by MLS Grid
• 1999-03-29 Sold (Public Records) $51,000 Public Records
• 1988-11-01 Sold (Public Records) $45,000 Public Records
• 1984-04-01 Sold (Public Records) $10,500 Public Records
• 1984-02-01 Sold (Public Records) $10,500 Public Records

Property tax history

+10.3%/yr

Latest (2025): $1,995 · +7.0% YoY. Source: county tax records.