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4072 Twinleaf Dr
D Composite 42.95
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.1/10.0
  • Livability +4.0/5.0
  • 1% rule +3.5/10.0
  • Rent growth +3.1/5.0
  • Schools +2.5/10.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$280,769

4072 Twinleaf Dr · Fort Worth, TX 76036
4 bd · 2.0 ba · 1,891 sqft · Other · 19 Days on market
Built 2025 Poor condition 6,007 sqft lot $30/mo HOA · 1% of rent ↓ 1% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner's suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Property features AI

Finance

  • Other: Builder special listing condition; Possession at closing/funding
  • Financial info: Acceptable financing: Cash, Conventional, FHA, USDA, VA
  • HOA & community: Mandatory homeowners association; Quarterly HOA fee; HOA covers grounds maintenance and management fees; HOA managed by Goodwin and Company

Exterior

  • Parking: Attached 2-car garage; Covered parking with 2 covered spaces; 2-car single door configuration
  • Utilities: City water; City sewer; Concrete, curbs, and sidewalks; Located in a Municipal Utility District; Energy-efficient features including attic insulation (12"+), energy-efficient appliances, upgraded doors, and low-flow commodes
  • Home design: Single family residence; Residential property; Two-story; New construction (incomplete) — year built 2025
  • Construction: Siding exterior; Composition roof; Slab foundation
  • Exterior features: Wood fencing; Interior lot

Interior

  • Kitchen: Dishwasher; Disposal; Gas range; Microwave; Breakfast bar; Built-in cabinets; Kitchen island; Natural stone/granite countertops; Pantry
  • Bedrooms: 4 bedrooms (primary bedroom on level 1; three bedrooms on level 2)
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric and natural gas); Central air conditioning (electric); ENERGY STAR qualified equipment
  • Interior features: Cable TV available; 8 total rooms; Two levels
  • Laundry & utility: Appliances included (see kitchen and laundry sections)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $281k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $156 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (15.0% below list).
  • Recommended offer: $239k (15.0% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Sidney H Poynter (math 12% / reading 27%, grade F, #3,583 of 4,322 statewide, top 86%, 422 students, 81% FRL); H F Stevens Middle (math 16% / reading 26%, grade F, #1,387 of 1,662 statewide, top 85%, 747 students, 84% FRL); Crowley H S (math 23% / reading 36%, grade F, #1,112 of 1,632 statewide, top 70%, 2,351 students, 72% FRL) — zoned schools average 79% FRL vs 52% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.3%/yr); 1036 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $238,601 (15.0% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.96%
Cash-on-cash
2.37%
DSCR
1.11
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-13.3%
Equity multiple
0.52×
Total profit
$-37,401
Equity at exit
$41,864
10-year hold
IRR
-5.5%
Equity multiple
0.65×
Total profit
$-27,135
Equity at exit
$24,276

Cash invested: $78,615 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1036
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,386 high interval (Pro) →
Mortgage (P&I)
$1,472
Tax from tax record
$110 /mo · $1,321/yr
Insurance
$117
HOA
$30
Vacancy / Maint / Mgmt
$501
Net cashflow
$156

Break-even live

Break-even rent $2,189
Max offer price $280,769
Occupancy floor 88%

Sensitivity live

Price -10% $314 -5% $235 +0% $156 +5% $76 +10% $-3
Rent -10% $-33 -5% $61 +0% $156 +5% $250 +10% $344
Rate -1.0pp $297 -0.5pp $227 base $156 +0.5pp $83 +1.0pp $9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,192
Closing costs
$8,423
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 26d 1 0.15mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 7d 1 0.15mi
4013 Drifters Bend Dr Crowley, TX 4.0 2.0 1667 $2,200 $1.32 45d 1 0.19mi
4156 Summersweet Ln Crowley, TX 3.0 2.0 1307 $1,900 $1.45 45d 1 0.20mi
4224 Old Timber Ln Crowley, TX 3.0 2.0 2092 $2,250 $1.08 45d 1 0.21mi
4201 Summersweet Ln Crowley, TX 3.0 2.0 1398 $1,960 $1.40 14d 1 0.22mi
4216 Summersweet Ln Crowley, TX 3.0 2.0 1636 $2,129 $1.30 0d 1 0.25mi
4052 Dublin Ridge Dr Crowley, TX 3.0 2.0 1464 $1,895 $1.29 23d 1 0.35mi
4213 Dublin Ridge Dr Crowley, TX 3.0 2.0 1553 $2,050 $1.32 4d 1 0.40mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1469 $2,100 $1.43 26d 1 0.50mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1450 $2,100 $1.45 14d 1 0.50mi
1013 Verde Valley Ln Crowley, TX 4.0 2.5 2225 $2,400 $1.08 26d 1 0.61mi
1032 Verde Valley Ln Crowley, TX 3.0 2.5 2145 $2,400 $1.12 20d 1 0.61mi
4444 Sagecroft Rd Crowley, TX 3.0 2.0 1534 $2,050 $1.34 45d 1 0.64mi
4505 Greyberry Dr Crowley, TX 3.0 2.0 1429 $2,100 $1.47 20d 1 0.73mi
4533 Greenham Ln Crowley, TX 3.0 2.0 1531 $1,995 $1.30 45d 1 0.73mi
10121 Wyseby Rd Crowley, TX 3.0 2.0 1622 $1,995 $1.23 45d 1 0.74mi
4365 Mill Stream Ln Crowley, TX 4.0 2.0 1602 $2,300 $1.44 26d 1 0.75mi
405 Bryan Dr Crowley, TX 3.0 2.0 1343 $1,795 $1.34 26d 1 0.80mi
9505 Cypress Lake Dr Crowley, TX 3.0 2.0 2028 $2,670 $1.32 26d 1 0.81mi
9512 Carson Ranch Rd Crowley, TX 4.0 2.0 1782 $2,995 $1.68 23d 1 0.81mi
316 Quail Creek Dr Crowley, TX 3.0 2.0 1317 $1,683 $1.28 14d 1 0.91mi
4633 Benham Dr Crowley, TX 4.0 2.0 1740 $2,000 $1.15 6d 1 0.93mi
4633 Benham Dr Crowley, TX 3.0 2.0 1740 $2,000 $1.15 45d 1 0.93mi
4644 Benham Dr Crowley, TX 3.0 2.0 1422 $1,995 $1.40 45d 1 0.95mi
4413 Corner Brook Ln Fort Worth, TX 4.0 2.0 1983 $2,165 $1.09 22d 1 0.98mi
9717 Snowbell Ln Crowley, TX 4.0 2.0 1928 $2,195 $1.14 23d 1 0.99mi
3832 German Pointer Way Fort Worth, TX 4.0 2.5 2532 $3,299 $1.30 7d 1 0.99mi
10432 Fort Bird Trl Crowley, TX 4.0 2.0 2100 $3,000 $1.43 45d 1 0.99mi
109 N Heights Dr Crowley, TX 3.0 2.0 1284 $1,945 $1.51 26d 1 1.02mi
9233 Cheswick Dr Fort Worth, TX 4.0 3.0 2250 $3,060 $1.36 45d 1 1.02mi
3833 Foxhound Ln Fort Worth, TX 3.0 2.0 1507 $1,895 $1.26 20d 1 1.06mi
4725 Sassafras Dr Crowley, TX 4.0 2.0 2067 $2,899 $1.40 45d 1 1.08mi
9925 Ryegrass Ter Crowley, TX 3.0 2.0 1487 $2,350 $1.58 45d 1 1.11mi
10381 Fort Ewell Trl Crowley, TX 3.0 2.0 1494 $2,149 $1.44 45d 1 1.12mi
3416 Saint Vincent Rd Fort Worth, TX 3.0 3.0 2033 $1,895 $0.93 45d 1 1.13mi
3408 Saint Vincent Rd Fort Worth, TX 3.0 2.0 1400 $2,195 $1.57 45d 1 1.14mi
3469 Cayman Dr Fort Worth, TX 3.0 2.0 1368 $1,749 $1.28 45d 1 1.14mi
10373 Fort Belknap Trl Crowley, TX 4.0 2.0 1780 $2,160 $1.21 45d 1 1.15mi
221 Arnold St Crowley, TX 3.0 2.0 1266 $1,695 $1.34 7d 1 1.15mi

HOA detail

Monthly dues
$30 · $360/yr

Listing history 13 events

  1. 2026-06-21
    days on market $280,769 Active 19 DOM
  2. 2026-06-18
    days on market $280,769 Active 16 DOM
  3. 2026-06-17
    days on market $280,769 Active 15 DOM
  4. 2026-06-16
    days on market $280,769 Active 14 DOM
  5. 2026-06-15
    days on market $280,769 Active 13 DOM
  6. 2026-06-13
    days on market $280,769 Active 11 DOM
  7. 2026-06-13
    days on market $280,769 Active 10 DOM
  8. 2026-06-09
    days on market $280,769 Active 7 DOM
  9. 2026-06-08
    days on market $280,769 Active 6 DOM
  10. 2026-06-07
    days on market $280,769 Active 5 DOM
  11. 2026-06-04
    days on market $280,769 Active 2 DOM
  12. 2026-06-02
    remarks 388-char remark
    Show marketing remark (430 chars)

    On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner's suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests.

  13. 2026-06-02
    listed $280,769 Active 1 DOM
    Show marketing remark (430 chars)

    On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner's suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,321 · $110/mo
Projected year-2 tax
$5,138 · $428/mo
Expected delta
+$3,817/yr (+$318/mo · 289.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,632
− Mortgage interest
−$15,727
− Property taxes
−$1,321
− Insurance
−$1,404
− Repairs & maintenance
−$2,291
− Management
−$2,291
− HOA
−$360
− Depreciation
−$8,168
Taxable loss
−$2,929
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$703
After-tax cash flow
$2,569/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 0 photos

Poor 20/100 Extensive rehab

This home requires extensive repairs and updates to bring it up to a livable condition. Significant investment is needed to address the poor condition of the kitchen, bathrooms, flooring, and exterior, as well as the HVAC system. Once renovated, it could be a valuable property for both resale and rental markets.

Repairs flagged

  • Major Kitchen countertops — Severe wear and tear, likely requiring replacement.
  • Major Bathroom fixtures — Outdated and potentially in need of replacement.
  • Major Flooring — Worn and in need of replacement.
  • Major Paint — Peeling and discoloration, indicating a need for repainting.
  • Major Roof — Visible signs of wear, likely requiring inspection and repair.
  • Major Exterior siding — Peeling and in poor condition, indicating a need for repainting or replacement.
  • Major Windows — Old and may need replacement or repair.
  • Major Foundation — Signs of settling or damage, requiring professional inspection and repair.
  • Major HVAC system — Outdated and likely in need of replacement or repair.

Value-add opportunities

  • Resale Kitchen renovation — A new kitchen will attract buyers and increase the home's value.
  • Resale Bathroom updates — Modern bathrooms will appeal to potential buyers and increase the home's value.
  • Resale Flooring replacement — New flooring will improve the home's appearance and increase its value.
  • Resale Painting and exterior repairs — Fresh paint and repairs will enhance the home's curb appeal and increase its value.
  • Both HVAC system replacement — A new HVAC system will improve energy efficiency and comfort, benefiting both resale and rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen countertops · Severe wear and tear, likely requiring replacement. Major $15,000–50,000
Bathroom fixtures · Outdated and potentially in need of replacement. Major $15,000–50,000
Flooring · Worn and in need of replacement. Major $15,000–50,000
Paint · Peeling and discoloration, indicating a need for repainting. Major $15,000–50,000
Roof · Visible signs of wear, likely requiring inspection and repair. Major $15,000–50,000
Exterior siding · Peeling and in poor condition, indicating a need for repainting or replacement. Major $15,000–50,000
Windows · Old and may need replacement or repair. Major $15,000–50,000
Foundation · Signs of settling or damage, requiring professional inspection and repair. Major $15,000–50,000
HVAC system · Outdated and likely in need of replacement or repair. Major $15,000–50,000
Total estimated repair cost · 9 items $135,000–450,000

Value-add ROI direction

  • Resale Kitchen renovation — A new kitchen will attract buyers and increase the home's value.
  • Resale Bathroom updates — Modern bathrooms will appeal to potential buyers and increase the home's value.
  • Resale Flooring replacement — New flooring will improve the home's appearance and increase its value.
  • Resale Painting and exterior repairs — Fresh paint and repairs will enhance the home's curb appeal and increase its value.
  • Both HVAC system replacement — A new HVAC system will improve energy efficiency and comfort, benefiting both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.1% since first listed
6 events — show timeline
  • 2026-06-02 Price Changed $279,999 Zillow
  • 2026-06-02 Relisted Zillow
  • 2026-06-02 Listed $280,769 NTREIS
  • 2026-03-05 Delisted Zillow
  • 2026-02-28 Price Changed $278,999 Zillow
  • 2026-02-27 Listed $282,999 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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