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19806 Bambiwoods Ct
D Composite 41.27
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.4/30.0
  • ARV discount +8.7/15.0
  • Appreciation +4.5/10.0
  • Schools +3.9/10.0
  • 1% rule +3.7/10.0
  • Livability +3.5/5.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$275,000

19806 Bambiwoods Ct · Atascocita, TX 77346
3 bd · 2.0 ba · 2,388 sqft · SingleFamily public records · 37 Days on market
Built 1988 7,474 sqft lot $115/sqft · at area comps Est $282k · at est. $29/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Impressive 1 story vacant within a month. Large rooms and attractive, spacious floorplan at culdesac. Cannot have CSS scheduled showings until Seller packs for major move and inside photos taken. For now: New tile floors, new paint on walls, ceilings, trim throughout. All new plumbing fixtures, commodes. New rear door, fence, garage opener, programmable thermostat, new 16 SEER A/C and furnace w/ air cleaner (1 yr old). New ductwork 2 yrs old. New fridge, washer, dryer stay. Solar screens.

Key facts

  • Breakfast nook
  • Formal dining room
  • Split floor plan

Tags

SPLIT FLOOR PLANVERSATILE FLEX ROOMBREAKFAST NOOKFORMAL DINING ROOMLARGE UTILITY ROOMBUILT-IN CABINETS

Property features AI

Finance

  • HOA & community: Atascocita North homeowners association; Annual HOA fee of $350

Exterior

  • Parking: 2-car garage; Driveway; Garage door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; One-story entry (all primary living spaces listed on the first floor)
  • Construction: Brick construction; Composition roof; Slab foundation; Built in 1988
  • Exterior features: Fenced backyard; Located on a cul-de-sac; Subdivision setting; Community pool

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Microwave; Garbage disposal; Pantry; Breakfast nook (9x12)
  • Bedrooms: Primary bedroom on the first floor (14x19); Bedroom on the first floor (13x10); Bedroom on the first floor (12x12); Total rooms: 11
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; Primary bathroom on the first floor
  • Heating & cooling: Central heating (gas); Central air conditioning (electric)
  • Interior features: Breakfast bar; Crown molding; Entrance foyer; Jetted tub; Pots & pan drawers; Pantry; Separate shower; Tub/shower combination; Double vanity; Vanity; Window treatments; Ceiling fans; Wood-burning fireplace; Window coverings
  • Laundry & utility: Washer hookup; Electric dryer hookup; Utility room on the first floor (7x12)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-197 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $240k (12.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (13.2% below list).
  • Recommended offer: $239k (13.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.4% vs local median 4.0% in Atascocita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#346 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Oaks El (math 13% / reading 20%, grade F, #3,946 of 4,322 statewide, top 92%, 602 students, 69% FRL); Timberwood Middle (math 31% / reading 46%, grade F, #704 of 1,662 statewide, top 43%, 1,094 students, 54% FRL); Humble H S (math 15% / reading 31%, grade F, #1,348 of 1,632 statewide, top 83%, 2,867 students, 77% FRL) — zoned schools average 67% FRL vs 32% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 41% district-wide (-15 pts) — the specific schools serving this property underperform the Humble ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 682 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($267k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $106k; list at $275k implies a 161% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $238,657 (13.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.43%
Cash-on-cash
-3.08%
DSCR
0.86
GRM
9.6

CMA / ARV

ARV (median comp)
$282,448
List price
$275,000
Delta
-2.64%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5606 Timbers Trail Dr 0.24mi 4/2.5 (+1) 2,498 (+5%) 1mo $255,000 $102 74
5811 Forest Timbers Dr 0.42mi 4/2.5 (+1) 2,292 (-4%) 1mo $264,500 $115 66
5706 Upper Lake Dr 0.16mi 4/2.5 (+1) 2,667 (+12%) 2mo $285,000 $107 65
5527 Enchanted Timbers Dr 0.56mi 4/2.5 (+1) 2,348 (-2%) 2mo $279,900 $119 63
19518 Alinawood Dr 0.34mi 4/2.5 (+1) 2,634 (+10%) 1mo $265,000 $101 59
19311 Forest Fern Ct 0.57mi 4/2.5 (+1) 2,276 (-5%) 1mo $299,900 $132 58
19331 Timber Tree Ct 0.66mi 4/2.5 (+1) 2,423 (+2%) 3mo $299,900 $124 58
19922 Big Timber Dr 0.28mi 4/2.5 (+1) 2,035 (-15%) 1mo $249,900 $123 55
5726 Green Timbers Dr 0.62mi 4/2.5 (+1) 2,592 (+8%) 1mo $249,999 $96 49
19303 Timber Tree Ct 0.68mi 4/2.0 (+1) 2,201 (-8%) 2mo $305,000 $139 48
20215 Glen Burn Ct 0.68mi 4/2.5 (+1) 2,209 (-8%) 0mo $299,900 $136 48
20923 Lake Park Trl Trl 0.66mi 4/2.0 (+1) 2,056 (-14%) 1mo $285,000 $139 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 0.09% rent growth · sell at horizon

5-year hold
IRR
-12.1%
Equity multiple
0.49×
Total profit
$-39,356
Equity at exit
$66,987
10-year hold
IRR
-8.3%
Equity multiple
0.31×
Total profit
$-53,165
Equity at exit
$70,859

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77346

Home prices YoY
-0.4%
Rents YoY
0.1%
Active inventory
682
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,387 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$497 /mo · $5,966/yr
Insurance
$115
HOA
$29
Vacancy / Maint / Mgmt
$501
Net cashflow
$-197

Break-even live

Break-even rent $2,637
Max offer price $240,115
Occupancy floor

Sensitivity live

Price -10% $-42 -5% $-120 +0% $-197 +5% $-275 +10% $-353
Rent -10% $-386 -5% $-292 +0% $-197 +5% $-103 +10% $-9
Rate -1.0pp $-59 -0.5pp $-128 base $-197 +0.5pp $-269 +1.0pp $-341

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19322 Forest Fern Ct Humble, TX 4.0 2.5 2626 $3,500 $1.33 45d 1 0.53mi
20143 Dawn Mist Dr Humble, TX 3.0 2.5 1617 $1,659 $1.03 0d 1 0.58mi
20143 Dawn Mist Dr Humble, TX 3.0 2.5 1617 $1,659 $1.03 45d 1 0.58mi
20906 Greenfield Trl Humble, TX 4.0 3.0 2603 $2,200 $0.85 45d 1 0.70mi
6519 Kings Glen Dr Humble, TX 1.0–3.0 1.0–2.5 1255 $2,813 $2.24 0d 14 0.72mi
20823 Water Point Trl Humble, TX 4.0 3.5 2550 $2,525 $0.99 24d 1 0.77mi
20618 Carmine Oak Ct Humble, TX 3.0 2.0 2087 $2,195 $1.05 45d 1 0.87mi
20707 Redbud Trl Humble, TX 3.0 2.5 1965 $2,450 $1.25 24d 1 0.91mi
6731 Auburn Oak Trl Humble, TX 3.0 2.5 2433 $2,345 $0.96 24d 1 1.01mi
5303 Hill Timbers Dr Humble, TX 3.0 2.0 1884 $2,050 $1.09 45d 1 1.13mi
19706 Water Point Trl Humble, TX 4.0 2.5 2753 $2,550 $0.93 26d 1 1.30mi
7131 Maple Walk Dr Humble, TX 3.0 2.0 1808 $1,895 $1.05 7d 1 1.42mi
18810 Woodbreeze Dr Humble, TX 4.0 2.5 2200 $2,279 $1.04 26d 1 1.45mi
18406 S Roaring River Ct Humble, TX 4.0 4.0 3319 $3,600 $1.08 45d 1 1.49mi
18810 Summer Anne Dr Humble, TX 4.0 2.5 3000 $2,376 $0.79 45d 1 1.49mi

HOA detail

Monthly dues
$29 · $348/yr

Listing history 19 events

  1. 2026-06-21
    days on market $275,000 Active 37 DOM
  2. 2026-06-18
    days on market $275,000 Active 34 DOM
  3. 2026-06-17
    days on market $275,000 Active 33 DOM
  4. 2026-06-16
    days on market $275,000 Active 32 DOM
  5. 2026-06-15
    days on market $275,000 Active 31 DOM
  6. 2026-06-13
    days on market $275,000 Active 29 DOM
  7. 2026-06-13
    days on market $275,000 Active 28 DOM
  8. 2026-06-09
    days on market $275,000 Active 25 DOM
  9. 2026-06-08
    days on market $275,000 Active 24 DOM
  10. 2026-06-07
    days on market $275,000 Active 23 DOM
  11. 2026-06-04
    days on market $275,000 Active 20 DOM
  12. 2026-06-03
    days on market $275,000 Active 19 DOM
  13. 2026-06-02
    status $275,000 Active 18 DOM
  14. 2026-05-12
    listed $275,000 Active 820-char remark
  15. 2012-08-06
    soldstatus
  16. 2012-08-03
    soldstatus 493-char remark
    Show marketing remark (493 chars)

    Impressive 1 story vacant within a month. Large rooms and attractive, spacious floorplan at culdesac. Cannot have CSS scheduled showings until Seller packs for major move and inside photos taken. For now: New tile floors, new paint on walls, ceilings, trim throughout. All new plumbing fixtures, commodes. New rear door, fence, garage opener, programmable thermostat, new 16 SEER A/C and furnace w/ air cleaner (1 yr old). New ductwork 2 yrs old. New fridge, washer, dryer stay. Solar screens.

  17. 2012-07-16
    historical 493-char remark
    Show marketing remark (493 chars)

    Impressive 1 story vacant within a month. Large rooms and attractive, spacious floorplan at culdesac. Cannot have CSS scheduled showings until Seller packs for major move and inside photos taken. For now: New tile floors, new paint on walls, ceilings, trim throughout. All new plumbing fixtures, commodes. New rear door, fence, garage opener, programmable thermostat, new 16 SEER A/C and furnace w/ air cleaner (1 yr old). New ductwork 2 yrs old. New fridge, washer, dryer stay. Solar screens.

  18. 2012-06-28
    listed $129,900 493-char remark
    Show marketing remark (493 chars)

    Impressive 1 story vacant within a month. Large rooms and attractive, spacious floorplan at culdesac. Cannot have CSS scheduled showings until Seller packs for major move and inside photos taken. For now: New tile floors, new paint on walls, ceilings, trim throughout. All new plumbing fixtures, commodes. New rear door, fence, garage opener, programmable thermostat, new 16 SEER A/C and furnace w/ air cleaner (1 yr old). New ductwork 2 yrs old. New fridge, washer, dryer stay. Solar screens.

  19. 1994-08-01
    soldstatus $105,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,966 · $497/mo
Projected year-2 tax
$5,966 · $497/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,639
− Mortgage interest
−$15,404
− Property taxes
−$5,966
− Insurance
−$1,375
− Repairs & maintenance
−$2,291
− Management
−$2,291
− HOA
−$348
− Depreciation
−$8,000
Taxable loss
−$7,036
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,689
After-tax cash flow
$-681/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humble ISD
NCES district ID
4823910
Math proficiency
38% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$83,946
Composite
38.55/100
National rank
#4171
State rank
#262 of 826 in TX

Livability — Atascocita

Score
70/100
State rank
#346
US rank
#7586

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atascocita, TX
County
Harris County · 4,702,590 people
City population
79,538
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
79,538
Household income
$122,241
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
1072.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 42% Hispanic / Latino 28% Black 21% Two or more races 18% Asian 4%
Hispanic origin (detail)
Mexican 20% Puerto Rican 2%
Common ancestry
Lithuanian 4% Slovak 1% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 17% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.95%
Current HPI
218.0478
Rent YoY
▲ 0.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+160.7% since first listed
9 events — show timeline
  • 2026-06-02 Relisted HARMLS
  • 2026-05-31 Pending HARMLS
  • 2026-05-25 Pending HARMLS
  • 2026-05-12 Listed $275,000 HARMLS
  • 2012-08-06 Sold (Public Records) Public Records
  • 2012-08-03 Sold (MLS) HARMLS
  • 2012-07-16 Listing Removed HARMLS
  • 2012-06-28 Listed $129,900 HARMLS
  • 1994-08-01 Sold (Public Records) $105,500 Public Records

Property tax history

+6.4%/yr

Latest (2025): $5,966 · -11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…