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2646 Edmondson Ave
B- Composite 67.63
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.4/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$134,900

2646 Edmondson Ave · Baltimore, MD 21223
3 bd · 1.0 ba · 1,530 sqft · Townhouse public records · 43 Days on market
Built 1925 $88/sqft · 66% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

Key facts

  • Built 1925
  • Listed 42 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $135k.

Deal economics

  • At list price, monthly cash flow is $619 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $1,814/mo this rent would consume 47% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.5% rent growth), your $38k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 2y ago; this cycle's ask is 8893% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $79k; list at $135k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,853 (3.0% below list)

Questions for the listing agent

  1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.80%
Cash-on-cash
19.67%
DSCR
1.88
GRM
6.2

CMA / ARV

ARV (median comp)
$81,117
List price
$134,900
Delta
66.30%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2514 W Lafayette Ave 0.34mi 3/2.0 1,560 (+2%) 2mo $232,000 $149 76
2404 W Lafayette Ave 0.40mi 3/2.0 1,476 (-4%) 2mo $135,000 $91 70
2416 W Franklin St 0.31mi 3/2.0 1,435 (-6%) 2mo $67,000 $47 70
2400 W Lafayette Ave 0.41mi 4/2.0 (+1) 1,584 (+4%) 2mo $263,000 $166 65
2732 Riggs Ave 0.41mi 3/1.0 1,730 (+13%) 2mo $135,000 $78 58
2927 Ellicott Dr 0.59mi 4/3.5 (+1) 1,540 (+1%) 2mo $230,000 $149 55
1083 Ellicott Driveway 0.57mi 3/1.0 1,350 (-12%) 3mo $69,900 $52 51
2516 W Fairmount Ave 0.48mi 3/1.0 1,304 (-15%) 2mo $30,000 $23 51
2216 W Fayette St 0.60mi 3/1.5 1,326 (-13%) 1mo $77,000 $58 47
3118 Normount Ave 0.71mi 3/2.0 1,725 (+13%) 1mo $174,990 $101 41
12 N Rosedale St 0.73mi 3/1.5 1,740 (+14%) 1mo $160,000 $92 40
2542 W Pratt St 0.71mi 4/1.5 (+1) 1,700 (+11%) 1mo $115,000 $68 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold
IRR
16.3%
Equity multiple
1.69×
Total profit
$26,140
Equity at exit
$20,114
10-year hold
IRR
27.8%
Equity multiple
3.97×
Total profit
$112,129
Equity at exit
$11,664

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21223

Rents YoY
7.5%
Active inventory
422
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,814 high interval (Pro) →
Mortgage (P&I)
$707
Tax from tax record
$50 /mo · $603/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$381
Net cashflow
$619

Break-even live

Break-even rent $1,030
Max offer price $134,900
Occupancy floor 61%

Sensitivity live

Price -10% $696 -5% $657 +0% $619 +5% $581 +10% $543
Rent -10% $476 -5% $548 +0% $619 +5% $691 +10% $763
Rate -1.0pp $687 -0.5pp $654 base $619 +0.5pp $584 +1.0pp $549

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,725
Closing costs
$4,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 44d 1 0.07mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 24d 1 0.11mi
2922 Edmondson Ave Baltimore, MD 3.0 2.0 1620 $1,900 $1.17 44d 1 0.25mi
2744 W Mosher St Baltimore, MD 4.0 2.0 1412 $2,100 $1.49 24d 1 0.33mi
3015 Rayner Ave Baltimore, MD 3.0 1.0 1152 $1,350 $1.17 44d 1 0.35mi
2806 Riggs Ave Baltimore, MD 3.0 2.5 1412 $1,900 $1.35 4d 1 0.41mi
2303 Calverton Heights Ave Baltimore, MD 4.0 2.0 1314 $2,250 $1.71 24d 1 0.42mi
2728 Winchester St Baltimore, MD 3.0 1.5 1260 $1,800 $1.43 4d 1 0.47mi
918 N Bentalou St Baltimore, MD 3.0 1.5 1485 $1,750 $1.18 44d 1 0.48mi
2301 Riggs Ave Baltimore, MD 3.0 2.0 1072 $1,600 $1.49 24d 1 0.53mi
62 N Gorman Ave Baltimore, MD 3.0 2.0 1100 $2,500 $2.27 18d 1 0.56mi
2516 Hollins St Baltimore, MD 3.0 2.0 1100 $1,700 $1.55 44d 1 0.60mi
39 N Bentalou St Baltimore, MD 3.0 2.5 1844 $1,700 $0.92 3d 1 0.61mi
2537 Hollins St Baltimore, MD 3.0 2.0 1200 $1,450 $1.21 24d 1 0.61mi
1402 Poplar Grove St Baltimore, MD 4.0 1.5 1540 $800 $0.52 44d 1 0.65mi
2012 W Saratoga St Baltimore, MD 3.0 1.0 1300 $1,700 $1.31 24d 1 0.66mi
2232 W Baltimore St Baltimore, MD 3.0 1.0 1250 $1,875 $1.50 24d 1 0.66mi
2225 W Baltimore St Baltimore, MD 3.0 2.5 1200 $1,600 $1.33 24d 1 0.69mi
3238 Westmont Ave Baltimore, MD 3.0 1.0 1280 $1,600 $1.25 44d 1 0.69mi
2800 Presstman St Baltimore, MD 3.0 2.5 1460 $1,799 $1.23 24d 1 0.70mi
110 S Catherine St Unit 1 Baltimore, MD 2.0 1.0 1330 $1,500 $1.13 44d 1 0.72mi
3003 Presstman St Unit 1 Baltimore, MD 2.0 2.0 1450 $1,400 $0.97 45d 1 0.73mi
3003 Presstman St Unit 2 Baltimore, MD 2.0 1.0 1450 $1,300 $0.90 24d 1 0.73mi
3423 Edmondson Ave Baltimore, MD 2.0 1.5 1400 $1,710 $1.22 44d 1 0.74mi
780 Linnard St Baltimore, MD 3.0 2.0 1224 $1,590 $1.30 44d 1 0.75mi
1914 Mosher St Unit 1914 Baltimore, MD 4.0 2.5 1200 $1,700 $1.42 44d 1 0.77mi
787 N Grantley St Baltimore, MD 3.0 1.0 1116 $1,575 $1.41 24d 1 0.78mi
798 N Grantley St Baltimore, MD 3.0 2.0 1360 $2,295 $1.69 24d 1 0.79mi
1846 W Saratoga St Unit 1 Baltimore, MD 2.0 1.0 1250 $1,300 $1.04 44d 1 0.79mi
405 N Edgewood St Baltimore, MD 4.0 2.0 1408 $2,950 $2.10 5d 1 0.79mi
3507 Edmondson Ave Baltimore, MD 4.0 2.0 1428 $2,300 $1.61 44d 1 0.80mi
730 Linnard St Unit 1 Baltimore, MD 4.0 1.0 1360 $1,750 $1.29 24d 1 0.81mi
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 24d 1 0.82mi
1814 Penrose Ave Baltimore, MD 3.0 1.0 1624 $1,700 $1.05 18d 1 0.83mi
1530 N Rosedale St Baltimore, MD 3.0 2.0 1641 $1,895 $1.15 15d 1 0.84mi
1513 N Ellamont St Baltimore, MD 3.0 1.0 1700 $1,700 $1.00 24d 1 0.84mi
813 N Fulton Ave Unit 1 Baltimore, MD 2.0 1.0 1200 $1,350 $1.12 44d 1 0.86mi
2540 Frederick Ave Baltimore, MD 3.0 1.0 1075 $1,400 $1.30 24d 1 0.86mi
1912 W Baltimore St Unit 2 Baltimore, MD 2.0 1.5 1200 $2,100 $1.75 24d 1 0.86mi
623 N Grantley St Baltimore, MD 4.0 2.0 1250 $2,000 $1.60 24d 1 0.86mi

Listing history 19 events

  1. 2026-05-11
    price $134,900 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  2. 2026-05-06
    listed $1,500
  3. 2026-05-05
    status Active 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  4. 2026-04-17
    historical $1,500
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  5. 2026-04-17
    historical 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  6. 2026-04-04
    listed $1,500
  7. 2026-03-27
    listed $149,500 Active 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  8. 2026-02-07
    price $149,500 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  9. 2026-01-23
    historical $140,000 773-char remark
    Show marketing remark (773 chars)

    JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.

  10. 2025-01-13
    soldstatus $78,970
  11. 2024-12-31
    soldstatus $78,970 Closed 743-char remark
    Show marketing remark (743 chars)

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.

  12. 2024-12-17
    status Pending 743-char remark
    Show marketing remark (743 chars)

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.

  13. 2024-11-23
    status Active 743-char remark
    Show marketing remark (743 chars)

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.

  14. 2024-11-20
    historical 743-char remark
    Show marketing remark (743 chars)

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.

  15. 2024-11-05
    listed $35,000 Active 743-char remark
    Show marketing remark (743 chars)

    List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.

  16. 2024-10-07
    soldstatus $55,650
  17. 2024-08-02
    soldstatus $55,650 Closed
  18. 2024-06-24
    status Pending
  19. 2024-05-31
    listed $25,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$603 · $50/mo
Projected year-2 tax
$1,037 · $86/mo
Expected delta
+$434/yr (+$36/mo · 72.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,769
− Mortgage interest
−$7,556
− Property taxes
−$603
− Insurance
−$674
− Repairs & maintenance
−$1,742
− Management
−$1,742
− Depreciation
−$3,924
Taxable income
$5,528
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,327
After-tax cash flow
$6,104/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
19,572
Household income
$45,840
Rent vs Own
68.0% rent · 32.0% own
Severe rent burden
1755.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1%
Common ancestry
Romanian 1%
Foreign-born
8% · Canada
Languages at home
90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -97.99%
Current HPI
140.5836
Rent YoY
▲ 7.51%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+439.6% since first listed
19 events — show timeline
  • 2026-05-11 Price Changed $134,900 BRIGHT MLS
  • 2026-05-06 Listed for Rent $1,500 BRIGHTMLS
  • 2026-05-05 Relisted BRIGHT MLS
  • 2026-04-17 Rental Removed $1,500 BRIGHTMLS
  • 2026-04-17 Listing Removed BRIGHT MLS
  • 2026-04-04 Listed for Rent $1,500 BRIGHTMLS
  • 2026-03-27 Listed $149,500 BRIGHT MLS
  • 2026-02-07 Price Changed $149,500 BRIGHT MLS
  • 2026-01-23 Coming Soon $140,000 BRIGHT MLS
  • 2025-01-13 Sold (Public Records) $78,970 Public Records
  • 2024-12-31 Sold (MLS) $78,970 BRIGHT MLS
  • 2024-12-17 Pending BRIGHT MLS
  • 2024-11-23 Relisted BRIGHT MLS
  • 2024-11-20 Listing Removed BRIGHT MLS
  • 2024-11-05 Listed $35,000 BRIGHT MLS
  • 2024-10-07 Sold (Public Records) $55,650 Public Records
  • 2024-08-02 Sold (MLS) $55,650 BRIGHT MLS
  • 2024-06-24 Pending BRIGHT MLS
  • 2024-05-31 Listed $25,000 BRIGHT MLS

Property tax history

+2.7%/yr

Latest (2025): $603 · +14.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…