2646 Edmondson Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.4/10.0
- ARV discount +7.5/15.0
- Rent growth +4.4/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$134,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
Key facts
- Built 1925
- Listed 42 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $135k.
Deal economics
- At list price, monthly cash flow is $619 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.8% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- At $1,814/mo this rent would consume 47% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 7.5% rent growth), your $38k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 43 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 2y ago; this cycle's ask is 8893% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $79k; list at $135k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 11.80%
- Cash-on-cash
- 19.67%
- DSCR
- 1.88
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $81,117
- List price
- $134,900
- Delta
- 66.30%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2514 W Lafayette Ave | 0.34mi | 3/2.0 | 1,560 (+2%) | 2mo | $232,000 | $149 | 76 |
| 2404 W Lafayette Ave | 0.40mi | 3/2.0 | 1,476 (-4%) | 2mo | $135,000 | $91 | 70 |
| 2416 W Franklin St | 0.31mi | 3/2.0 | 1,435 (-6%) | 2mo | $67,000 | $47 | 70 |
| 2400 W Lafayette Ave | 0.41mi | 4/2.0 (+1) | 1,584 (+4%) | 2mo | $263,000 | $166 | 65 |
| 2732 Riggs Ave | 0.41mi | 3/1.0 | 1,730 (+13%) | 2mo | $135,000 | $78 | 58 |
| 2927 Ellicott Dr | 0.59mi | 4/3.5 (+1) | 1,540 (+1%) | 2mo | $230,000 | $149 | 55 |
| 1083 Ellicott Driveway | 0.57mi | 3/1.0 | 1,350 (-12%) | 3mo | $69,900 | $52 | 51 |
| 2516 W Fairmount Ave | 0.48mi | 3/1.0 | 1,304 (-15%) | 2mo | $30,000 | $23 | 51 |
| 2216 W Fayette St | 0.60mi | 3/1.5 | 1,326 (-13%) | 1mo | $77,000 | $58 | 47 |
| 3118 Normount Ave | 0.71mi | 3/2.0 | 1,725 (+13%) | 1mo | $174,990 | $101 | 41 |
| 12 N Rosedale St | 0.73mi | 3/1.5 | 1,740 (+14%) | 1mo | $160,000 | $92 | 40 |
| 2542 W Pratt St | 0.71mi | 4/1.5 (+1) | 1,700 (+11%) | 1mo | $115,000 | $68 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.51% rent growth · sell at horizon
- IRR
- 16.3%
- Equity multiple
- 1.69×
- Total profit
- $26,140
- Equity at exit
- $20,114
- IRR
- 27.8%
- Equity multiple
- 3.97×
- Total profit
- $112,129
- Equity at exit
- $11,664
Cash invested: $37,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21223
- Rents YoY
- 7.5%
- Active inventory
- 422
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,814 high interval (Pro) →
- Mortgage (P&I)
- −$707
- Tax from tax record
- −$50 /mo · $603/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$381
- Net cashflow
- $619
Break-even live
Sensitivity live
| Price | -10% $696 | -5% $657 | +0% $619 | +5% $581 | +10% $543 |
|---|---|---|---|---|---|
| Rent | -10% $476 | -5% $548 | +0% $619 | +5% $691 | +10% $763 |
| Rate | -1.0pp $687 | -0.5pp $654 | base $619 | +0.5pp $584 | +1.0pp $549 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,725
- Closing costs
- $4,047
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2636 Lauretta Ave Baltimore, MD | 3.0 | 2.5 | 1232 | $1,900 | $1.54 | 44d | 1 | 0.07mi |
| 2609 Lauretta Ave Baltimore, MD | 3.0 | 1.0 | 1286 | $1,675 | $1.30 | 24d | 1 | 0.11mi |
| 2922 Edmondson Ave Baltimore, MD | 3.0 | 2.0 | 1620 | $1,900 | $1.17 | 44d | 1 | 0.25mi |
| 2744 W Mosher St Baltimore, MD | 4.0 | 2.0 | 1412 | $2,100 | $1.49 | 24d | 1 | 0.33mi |
| 3015 Rayner Ave Baltimore, MD | 3.0 | 1.0 | 1152 | $1,350 | $1.17 | 44d | 1 | 0.35mi |
| 2806 Riggs Ave Baltimore, MD | 3.0 | 2.5 | 1412 | $1,900 | $1.35 | 4d | 1 | 0.41mi |
| 2303 Calverton Heights Ave Baltimore, MD | 4.0 | 2.0 | 1314 | $2,250 | $1.71 | 24d | 1 | 0.42mi |
| 2728 Winchester St Baltimore, MD | 3.0 | 1.5 | 1260 | $1,800 | $1.43 | 4d | 1 | 0.47mi |
| 918 N Bentalou St Baltimore, MD | 3.0 | 1.5 | 1485 | $1,750 | $1.18 | 44d | 1 | 0.48mi |
| 2301 Riggs Ave Baltimore, MD | 3.0 | 2.0 | 1072 | $1,600 | $1.49 | 24d | 1 | 0.53mi |
| 62 N Gorman Ave Baltimore, MD | 3.0 | 2.0 | 1100 | $2,500 | $2.27 | 18d | 1 | 0.56mi |
| 2516 Hollins St Baltimore, MD | 3.0 | 2.0 | 1100 | $1,700 | $1.55 | 44d | 1 | 0.60mi |
| 39 N Bentalou St Baltimore, MD | 3.0 | 2.5 | 1844 | $1,700 | $0.92 | 3d | 1 | 0.61mi |
| 2537 Hollins St Baltimore, MD | 3.0 | 2.0 | 1200 | $1,450 | $1.21 | 24d | 1 | 0.61mi |
| 1402 Poplar Grove St Baltimore, MD | 4.0 | 1.5 | 1540 | $800 | $0.52 | 44d | 1 | 0.65mi |
| 2012 W Saratoga St Baltimore, MD | 3.0 | 1.0 | 1300 | $1,700 | $1.31 | 24d | 1 | 0.66mi |
| 2232 W Baltimore St Baltimore, MD | 3.0 | 1.0 | 1250 | $1,875 | $1.50 | 24d | 1 | 0.66mi |
| 2225 W Baltimore St Baltimore, MD | 3.0 | 2.5 | 1200 | $1,600 | $1.33 | 24d | 1 | 0.69mi |
| 3238 Westmont Ave Baltimore, MD | 3.0 | 1.0 | 1280 | $1,600 | $1.25 | 44d | 1 | 0.69mi |
| 2800 Presstman St Baltimore, MD | 3.0 | 2.5 | 1460 | $1,799 | $1.23 | 24d | 1 | 0.70mi |
| 110 S Catherine St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1330 | $1,500 | $1.13 | 44d | 1 | 0.72mi |
| 3003 Presstman St Unit 1 Baltimore, MD | 2.0 | 2.0 | 1450 | $1,400 | $0.97 | 45d | 1 | 0.73mi |
| 3003 Presstman St Unit 2 Baltimore, MD | 2.0 | 1.0 | 1450 | $1,300 | $0.90 | 24d | 1 | 0.73mi |
| 3423 Edmondson Ave Baltimore, MD | 2.0 | 1.5 | 1400 | $1,710 | $1.22 | 44d | 1 | 0.74mi |
| 780 Linnard St Baltimore, MD | 3.0 | 2.0 | 1224 | $1,590 | $1.30 | 44d | 1 | 0.75mi |
| 1914 Mosher St Unit 1914 Baltimore, MD | 4.0 | 2.5 | 1200 | $1,700 | $1.42 | 44d | 1 | 0.77mi |
| 787 N Grantley St Baltimore, MD | 3.0 | 1.0 | 1116 | $1,575 | $1.41 | 24d | 1 | 0.78mi |
| 798 N Grantley St Baltimore, MD | 3.0 | 2.0 | 1360 | $2,295 | $1.69 | 24d | 1 | 0.79mi |
| 1846 W Saratoga St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1250 | $1,300 | $1.04 | 44d | 1 | 0.79mi |
| 405 N Edgewood St Baltimore, MD | 4.0 | 2.0 | 1408 | $2,950 | $2.10 | 5d | 1 | 0.79mi |
| 3507 Edmondson Ave Baltimore, MD | 4.0 | 2.0 | 1428 | $2,300 | $1.61 | 44d | 1 | 0.80mi |
| 730 Linnard St Unit 1 Baltimore, MD | 4.0 | 1.0 | 1360 | $1,750 | $1.29 | 24d | 1 | 0.81mi |
| 41 N Kossuth St Baltimore, MD | 3.0 | 2.0 | 1216 | $1,800 | $1.48 | 24d | 1 | 0.82mi |
| 1814 Penrose Ave Baltimore, MD | 3.0 | 1.0 | 1624 | $1,700 | $1.05 | 18d | 1 | 0.83mi |
| 1530 N Rosedale St Baltimore, MD | 3.0 | 2.0 | 1641 | $1,895 | $1.15 | 15d | 1 | 0.84mi |
| 1513 N Ellamont St Baltimore, MD | 3.0 | 1.0 | 1700 | $1,700 | $1.00 | 24d | 1 | 0.84mi |
| 813 N Fulton Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1200 | $1,350 | $1.12 | 44d | 1 | 0.86mi |
| 2540 Frederick Ave Baltimore, MD | 3.0 | 1.0 | 1075 | $1,400 | $1.30 | 24d | 1 | 0.86mi |
| 1912 W Baltimore St Unit 2 Baltimore, MD | 2.0 | 1.5 | 1200 | $2,100 | $1.75 | 24d | 1 | 0.86mi |
| 623 N Grantley St Baltimore, MD | 4.0 | 2.0 | 1250 | $2,000 | $1.60 | 24d | 1 | 0.86mi |
Listing history 19 events
-
2026-05-11price $134,900 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-05-06$1,500
-
2026-05-05status Active 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-04-17historical $1,500
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-04-17historical 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-04-04$1,500
-
2026-03-27$149,500 Active 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-02-07price $149,500 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
-
2026-01-23historical $140,000 773-char remark
Show marketing remark (773 chars)
JUST REDUCED! Three bedrooms and one bath interior townhouse, new carpet, and freshly painted. Entering your home, you will be greeted with beautiful mosaic tiles in the vestibule. The main level continues with a spacious living room, dining room and eat in kitchen where you can step outside to grill or just sit and relax. On the upper level are 3 bedrooms all with natural lighting, a skylight and full bath. The rear bedroom has a porch. Laundry, utilities, storage and mechanical system are located in the basement in addition to finished bonus room to work from home, exercise or spare room. All this conveniently located near public transportation, shopping and a short commute to downtown, Maryland Zoo, parks and major commuting route. Home is being sold - As-Is.
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2025-01-13soldstatus $78,970
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2024-12-31soldstatus $78,970 Closed 743-char remark
Show marketing remark (743 chars)
List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.
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2024-12-17status Pending 743-char remark
Show marketing remark (743 chars)
List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.
-
2024-11-23status Active 743-char remark
Show marketing remark (743 chars)
List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.
-
2024-11-20historical 743-char remark
Show marketing remark (743 chars)
List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.
-
2024-11-05$35,000 Active 743-char remark
Show marketing remark (743 chars)
List price is Opening Bid at the Online auction to be conducted on Auctioneers website. - Auction ends Wednesday, December 11, 2024 at 12:00 pm. Brickfront townhome in the "Mosher" neighborhood of Baltimore City improved by 1,230± sqft. of above grade living space including 3 bedrooms and 1 full bathroom. The main level of the home has a vestibule entry way, living room, dining room, kitchen with access to the fenced in back patio. The upper level includes 3 bedrooms and 1 full bathroom. The lower level is partially finished with an open area, storage space, utilities and laundry. Features Include - Deck on the back rear bedroom, Fence & back yard, Wood type floors throughout and Improved kitchen and bathrooms.
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2024-10-07soldstatus $55,650
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2024-08-02soldstatus $55,650 Closed
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2024-06-24status Pending
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2024-05-31$25,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $603 · $50/mo
- Projected year-2 tax
- $1,037 · $86/mo
- Expected delta
- +$434/yr (+$36/mo · 72.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,769
- − Mortgage interest
- −$7,556
- − Property taxes
- −$603
- − Insurance
- −$674
- − Repairs & maintenance
- −$1,742
- − Management
- −$1,742
- − Depreciation
- −$3,924
- Taxable income
- $5,528
- Est. tax owed @ 24.0%
- −$1,327
- After-tax cash flow
- $6,104/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 19,572
- Household income
- $45,840
- Rent vs Own
- Severe rent burden
- 1755.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (72%)
- Race & ethnicity
- Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -97.99%
- Current HPI
- 140.5836
- Rent YoY
- ▲ 7.51%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
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Price history
+439.6% since first listed19 events — show timeline
- 2026-05-11 Price Changed $134,900 BRIGHT MLS
- 2026-05-06 Listed for Rent $1,500 BRIGHTMLS
- 2026-05-05 Relisted — BRIGHT MLS
- 2026-04-17 Rental Removed $1,500 BRIGHTMLS
- 2026-04-17 Listing Removed — BRIGHT MLS
- 2026-04-04 Listed for Rent $1,500 BRIGHTMLS
- 2026-03-27 Listed $149,500 BRIGHT MLS
- 2026-02-07 Price Changed $149,500 BRIGHT MLS
- 2026-01-23 Coming Soon $140,000 BRIGHT MLS
- 2025-01-13 Sold (Public Records) $78,970 Public Records
- 2024-12-31 Sold (MLS) $78,970 BRIGHT MLS
- 2024-12-17 Pending — BRIGHT MLS
- 2024-11-23 Relisted — BRIGHT MLS
- 2024-11-20 Listing Removed — BRIGHT MLS
- 2024-11-05 Listed $35,000 BRIGHT MLS
- 2024-10-07 Sold (Public Records) $55,650 Public Records
- 2024-08-02 Sold (MLS) $55,650 BRIGHT MLS
- 2024-06-24 Pending — BRIGHT MLS
- 2024-05-31 Listed $25,000 BRIGHT MLS
Property tax history
+2.7%/yrLatest (2025): $603 · +14.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…