110 S Beadle Rd · Lafayette, LA
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.5/30.0
- DSCR +7.2/10.0
- 1% rule +5.1/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- ARV discount +1.8/15.0
- Appreciation +0.0/10.0
$168,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
sold before listed
Key facts
- No carpet
- Private patio
- Updated kitchen
Tags
Property features AI
Exterior
- Parking: 2 covered parking spaces; 2-space carport
- Utilities: Public sewer; City electric
- Home design: Single-family residence / Townhouse; City street frontage
- Construction: Brick veneer and wood siding with frame construction; Composition roof
- Exterior features: Covered and open porch; Porch; Exterior lighting; Storage structure on property
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator; Electric stove/oven; Walk-in pantry; Granite and cultured marble counters
- Flooring: Tile; Wood laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Walk-in pantry; Cultured marble counters; Granite counters; Lighting (exterior lighting referenced in exterior but useful for interior/exterior flow)
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $168k.
Deal economics
- At list price, monthly cash flow is $284 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $168k).
- Cap rate 8.3% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Paul Breaux Middle School (math 30% / reading 37%, grade F, #100 of 218 statewide, top 47%, 680 students, 68% FRL); O. Comeaux High School (math 38% / reading 40%, grade F, #86 of 265 statewide, top 33%, 1,098 students, 56% FRL).
- Market conditions: Rents rising (+1.2%/yr); 464 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $130k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.32%
- Cash-on-cash
- 7.24%
- DSCR
- 1.32
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $149,040
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 305 Rue Chartres | 0.43mi | 2/2.0 | 1,100 (-0%) | 15mo | $140,000 | $127 | 67 |
| 1000 Kaliste Saloom Rd #28 | 0.30mi | 2/1.5 | 1,094 (-1%) | 22mo | $152,500 | $139 | 64 |
| 514 Cobblestone Rd | 0.05mi | 3/2.0 (+1) | 1,220 (+10%) | 13mo | $170,000 | $139 | 64 |
| 1000 Kaliste Saloom Rd #26 | 0.30mi | 2/1.5 | 982 (-11%) | 4mo | $133,000 | $135 | 62 |
| 306 Rue Chartres | 0.45mi | 2/2.5 | 1,100 (-0%) | 19mo | $140,000 | $127 | 61 |
| 1000 Kaliste Saloom Rd #1 | 0.30mi | 2/1.5 | 984 (-11%) | 19mo | $123,000 | $125 | 50 |
| 300 Rue Chartres | 0.44mi | 2/2.0 | 1,256 (+14%) | 9mo | $155,000 | $123 | 49 |
| 1304 E Bayou Pkwy Unit 1a | 0.59mi | 2/2.5 | 1,232 (+12%) | 4mo | $159,000 | $129 | 48 |
| 1000 Kaliste Saloom Rd #29 | 0.30mi | 2/1.5 | 978 (-11%) | 21mo | $135,000 | $138 | 48 |
| 314 Rue Chartres | 0.46mi | 2/1.5 | 1,210 (+10%) | 16mo | $140,000 | $116 | 47 |
| 1304 E Bayou Pkwy Unit 4a | 0.59mi | 2/1.5 | 982 (-11%) | 8mo | $137,000 | $140 | 46 |
| 1304 E Bayou Pkwy Unit 8a | 0.59mi | 2/1.5 | 982 (-11%) | 10mo | $145,000 | $148 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.23% rent growth · sell at horizon
- IRR
- -7.1%
- Equity multiple
- 0.74×
- Total profit
- $-12,166
- Equity at exit
- $25,049
- IRR
- 0.2%
- Equity multiple
- 1.02×
- Total profit
- $730
- Equity at exit
- $14,526
Cash invested: $47,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70508
- Home prices YoY
- -34.7%
- Rents YoY
- 1.2%
- Active inventory
- 464
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,704 high interval (Pro) →
- Mortgage (P&I)
- −$881
- Tax from tax record
- −$111 /mo · $1,332/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$358
- Net cashflow
- $284
Break-even live
Sensitivity live
| Price | -10% $379 | -5% $331 | +0% $284 | +5% $236 | +10% $189 |
|---|---|---|---|---|---|
| Rent | -10% $149 | -5% $216 | +0% $284 | +5% $351 | +10% $418 |
| Rate | -1.0pp $368 | -0.5pp $327 | base $284 | +0.5pp $240 | +1.0pp $196 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,000
- Closing costs
- $5,040
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 122 S Beadle Rd Lafayette, LA | 3.0 | 2.0 | 1500 | $1,500 | $1.00 | 44d | 1 | 0.04mi |
| 1019 Kaliste Saloom Rd Lafayette, LA | 1.0–3.0 | 1.0–2.0 | 928 | $1,325 | $1.43 | 14d | 28 | 0.27mi |
| 210 Polly Ln Lafayette, LA | 1.0–3.0 | 1.0–2.0 | 1064 | $1,447 | $1.36 | 14d | 23 | 0.35mi |
| 330 Feu Follet Rd Lafayette, LA | 1.0–2.0 | 1.0–2.0 | 806 | $1,488 | $1.85 | 14d | 22 | 0.51mi |
| 1510 Kaliste Saloom Rd #404 Lafayette, LA | 3.0 | 2.5 | 1398 | $4,000 | $2.86 | 44d | 1 | 0.77mi |
| 206 Steiner Oaks Lafayette, LA | 2.0 | 2.5 | 1200 | $2,975 | $2.48 | 44d | 1 | 0.81mi |
| 214 Steiner Oaks Lafayette, LA | 2.0 | 2.5 | 1190 | $1,900 | $1.60 | 44d | 1 | 0.81mi |
| 105 Steiner Rd Lafayette, LA | 2.0 | 2.5 | 1190 | $2,900 | $2.44 | 22d | 1 | 0.83mi |
| 111 Oak Plains Aly Lafayette, LA | 2.0 | 2.0 | 1070 | $1,550 | $1.45 | 22d | 1 | 0.88mi |
| 108 Oak Plains Aly Unit A Lafayette, LA | 2.0 | 1.5 | 1000 | $1,895 | $1.90 | 44d | 1 | 0.90mi |
| 110 Oak Plains Aly Lafayette, LA | 2.0 | 2.0 | 980 | $1,550 | $1.58 | 22d | 1 | 0.90mi |
| 104 shirekeep Ln Lafayette, LA | 2.0 | 2.5 | 1311 | $1,985 | $1.51 | 14d | 1 | 0.98mi |
| 104 shirekeep Ln Lafayette, LA | 2.0 | 2.5 | 1311 | $2,075 | $1.58 | 44d | 1 | 0.98mi |
| 220 Steiner Rd Lafayette, LA | 2.0 | 2.5 | 1200 | $3,200 | $2.67 | 44d | 1 | 0.99mi |
| 221 Verot School Rd Lafayette, LA | 1.0–2.0 | 1.0–2.0 | 806 | $1,140 | $1.41 | 14d | 12 | 1.04mi |
| 201 Settlers Trace Blvd Lafayette, LA | 1.0–3.0 | 1.0–2.0 | 1024 | $1,476 | $1.44 | 14d | 12 | 1.09mi |
| 1521 Camellia Blvd Lafayette, LA | 1.0–3.0 | 1.0–2.0 | 1246 | $1,931 | $1.55 | 14d | 16 | 1.09mi |
| 112 Vieux Orleans Cir Unit C Lafayette, LA | 2.0 | 1.0 | 900 | $750 | $0.83 | 14d | 1 | 1.12mi |
| 101 Vieux Orleans Cir Unit A Lafayette, LA | 2.0 | 1.0 | 1000 | $800 | $0.80 | 44d | 1 | 1.15mi |
| 403 Fox Run Ave Apt 1 Lafayette, LA | 2.0 | 2.0 | 1000 | $975 | $0.97 | 44d | 1 | 1.17mi |
| 502 Highland Oaks Ln Unit A Lafayette, LA | 3.0 | 2.5 | 1500 | $2,750 | $1.83 | 44d | 1 | 1.17mi |
| 404 Highland Oaks Ln Lafayette, LA | 2.0 | 2.5 | 1387 | $1,895 | $1.37 | 44d | 1 | 1.17mi |
| 610 Pillette Rd #206 Lafayette, LA | 2.0 | 2.0 | 856 | $850 | $0.99 | 44d | 1 | 1.24mi |
| 302 Richland Ave Unit 103C Lafayette, LA | 2.0 | 2.0 | 1049 | $4,200 | $4.00 | 22d | 1 | 1.27mi |
| 302 Richland Ave Unit 103C Lafayette, LA | 2.0 | 2.0 | 1409 | $4,200 | $2.98 | 44d | 1 | 1.27mi |
| 108 Beaulac Ln Lafayette, LA | 2.0 | 2.0 | 1450 | $2,950 | $2.03 | 44d | 1 | 1.30mi |
| 1042 Camellia Blvd Lafayette, LA | 1.0–2.0 | 1.0–2.0 | 880 | $1,941 | $2.21 | 14d | 10 | 1.31mi |
| 110 W Bayou Pkwy #102 Lafayette, LA | 2.0 | 1.5 | 1356 | $1,400 | $1.03 | 14d | 1 | 1.32mi |
| 319 Artisan Rd Unit D Lafayette, LA | 2.0 | 2.0 | 1000 | $1,200 | $1.20 | 22d | 1 | 1.37mi |
| 110 E Martial Ave Lafayette, LA | 1.0–3.0 | 1.0–2.0 | 1047 | $1,305 | $1.25 | 14d | 5 | 1.48mi |
Listing history 2 events
-
2026-06-18remarks 699-char remark
-
2026-06-18$168,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,332 · $111/mo
- Projected year-2 tax
- $1,332 · $111/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,443
- − Mortgage interest
- −$9,411
- − Property taxes
- −$1,332
- − Insurance
- −$840
- − Repairs & maintenance
- −$1,635
- − Management
- −$1,635
- − Depreciation
- −$4,887
- Taxable income
- $702
- Est. tax owed @ 24.0%
- −$168
- After-tax cash flow
- $3,237/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Lafayette
- Score
- 70/100
- State rank
- #63
- US rank
- #8133
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lafayette, LA
- County
- Lafayette Parish · 207,544 people
- City population
- 158,114
- Metro
- Lafayette, LA
- Population (ZIP)
- 40,592
- Household income
- $86,005
- Rent vs Own
- Severe rent burden
- 1860.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Black 13% Two or more races 7% Hispanic / Latino 5% Asian 3%
- Common ancestry
- Lithuanian 20% Slovak 2% Italian 1%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 91% English-only · Spanish 3% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.28%
- Current HPI
- 143.6305
- Rent YoY
- ▲ 1.23%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+29.2% since first listed4 events — show timeline
- 2026-06-18 Listed $168,000 AcadianaMLS
- 2021-11-04 Sold (Public Records) $130,000 Public Records
- 2021-11-04 Sold (MLS) $130,000 AcadianaMLS
- 2021-10-13 Listed $130,000 AcadianaMLS
Property tax history
+17.9%/yrLatest (2025): $1,332 · -1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…