1418 Oriole Pl · Brentwood, MO 63144

$167,000

2 bd · 1.0 ba · 864 sqft · Condo public records · 23 Days on market

Built 1950 $363/mo HOA · 20% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.8/30.0
• ARV discount +7.5/15.0
• Schools +5.8/10.0
• 1% rule +5.6/10.0
• Livability +4.2/5.0
• DSCR +3.1/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Updated second floor unit in Brentwood Forest with vaulted ceilings and hardwood floors throughout is ready for a new owner. Wonderful living space with spacious great room open to dining room. Kitchen has a window over the sink, granite countertops, and all appliances stay. Washer and dryer are newer and in the hall closet. Enjoy all of the amenities of Brentwood Forest including two swimming pools, a lake, walking trail, and more. Showings start 3/16 and property will have an open house on 3/17 from 1 to 3.

Key facts

• Community pool
• In-unit laundry
• Tennis courts

Tags

• BRENTWOOD FOREST COMMUNITY
• IN-UNIT LAUNDRY
• PRIVATE WALK-OUT DECK
• COMMUNITY POOL
• TENNIS COURTS
• SCENIC WALKING TRAILS

Property features AI

Finance

• Other: Community amenities include clubhouse, common ground, lake, pool and tennis courts
• HOA & community: Brentwood Forest Condos HOA; Monthly HOA fee covers clubhouse, grounds and parking/road maintenance, common area maintenance, management, pool, tennis courts, sewer, snow removal, trash and water

Exterior

• Parking: Common off-street parking
• Utilities: Public water; Public sewer; Electric service by Ameren; Electricity, natural gas, sewer and water connected
• Home design: Residential condominium; One level
• Construction: Brick veneer and vinyl siding
• Exterior features: Balcony; Level lot

Interior

• Kitchen: Kitchen on main level
• Bedrooms: 2 bedrooms (both on the main level)
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Electric forced air heating; Central air conditioning (electric)
• Interior features: Dishwasher; Disposal; Electric oven; Electric range
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $167k.

Deal economics

• At list price, monthly cash flow is $-77 ($-930/yr) — negative.
• To cash-flow at today's rent, offer at most $153k (8.2% below list).
• Meets the 1% rule at list price ($2k rent vs $167k).
• Recommended offer: $153k (8.2% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 84/100 on livability (#6 in MO, #689 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, cost of living B; Watch: crime C-.
• Brentwood (suburban): math 65% / reading 66% proficiency, ranked #4 of 324 in MO (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Zoned schools: Mcgrath Elem. (math 67% / reading 67%, grade B+, #46 of 1,115 statewide, top 5%, 195 students, 16% FRL); Brentwood Middle (math 67% / reading 62%, grade A-, #5 of 391 statewide, top 2%, 163 students, 24% FRL); Brentwood High (math 62% / reading 74%, grade B, #12 of 521 statewide, top 2%, 191 students, 30% FRL).
• Market conditions: Rents rising (+1.5%/yr); 130 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 20% of rent; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,313 (8.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 5.74%
• Cash-on-cash: -1.99%
• DSCR: 0.91
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.49% rent growth · sell at horizon

5-year hold

• IRR: -21.6%
• Equity multiple: 0.26×
• Total profit: $-34,422
• Equity at exit: $24,900

10-year hold

• IRR: -20.4%
• Equity multiple: 0.02×
• Total profit: $-45,966
• Equity at exit: $14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63144

• Rents YoY: 1.5%
• Active inventory: 130
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,771 high
• Mortgage (P&I): −$876
• Tax from tax record: −$168 /mo · $2,017/yr
• Insurance: −$70
• HOA: −$363
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $-77

Break-even live

Break-even rent $1,869

Max offer price $153,313

Occupancy floor 99%

Sensitivity live

Price	-10% $17	-5% $-30	+0% $-77	+5% $-125	+10% $-172
Rent	-10% $-217	-5% $-147	+0% $-77	+5% $-8	+10% $62
Rate	-1.0pp $7	-0.5pp $-35	base $-77	+0.5pp $-121	+1.0pp $-165

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,750
• Closing costs: $5,010
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1607 Redbird Cv Saint Louis, MO	2.0	1.0	946	$2,038	$2.15	0d	1	0.06mi
9071 Wrenwood Ln Saint Louis, MO	2.0	1.0	1060	$1,650	$1.56	45d	1	0.09mi
1736 Redbird Cv Saint Louis, MO	2.0	1.0	900	$1,800	$2.00	45d	1	0.18mi
8901 Cardinal Ter Saint Louis, MO	2.0	1.0	1004	$1,600	$1.59	12d	1	0.19mi
1469 Bobolink Pl Saint Louis, MO	2.0	1.0	981	$1,700	$1.73	45d	1	0.22mi
1696 E Swan Cir Saint Louis, MO	2.0	1.0	967	$1,600	$1.65	45d	1	0.26mi
1800 S Brentwood Blvd Saint Louis, MO	1.0–3.0	1.0–2.0	1164	$2,120	$1.82	0d	18	0.44mi
9386 Golden Gate Rd Saint Louis, MO	2.0	1.0	840	$2,283	$2.72	0d	1	0.88mi
8661 Litzsinger Rd Saint Louis, MO	2.0	1.0	910	$1,765	$1.94	45d	1	0.88mi
2501 Mary Ave Brentwood, MO	1.0	1.5	1100	$1,725	$1.57	9d	1	0.93mi
9006 Madge Ave Saint Louis, MO	2.0	2.0	1000	$2,100	$2.10	9d	1	0.95mi
8056 Davis Dr Unit 80562N Saint Louis, MO	1.0	1.0	840	$1,700	$2.02	45d	1	1.09mi
72 Van Mark Way Brentwood, MO	1.0–2.0	1.0	780	$1,236	$1.58	0d	4	1.11mi
2806 Hilldale Ave Saint Louis, MO	2.0	2.0	1104	$2,550	$2.31	0d	1	1.15mi
9305 Manchester Rd St. Louis, MO	1.0–2.0	1.0	776	$1,445	$1.86	0d	11	1.25mi
1034 N Rock Hill Rd Saint Louis, MO	2.0	1.0	696	$1,650	$2.37	45d	1	1.33mi
7570 Oxford Dr Apt 2S Clayton, MO	2.0	1.0	1100	$2,600	$2.36	0d	1	1.36mi
7828 Laclede Forest Dr Maplewood, MO	1.0–2.0	1.0	725	$1,345	$1.86	5d	2	1.43mi
7553 Buckingham Dr Clayton, MO	2.0	1.0	900	$1,695	$1.88	45d	1	1.44mi
7784 W Bruno Ave Saint Louis, MO	2.0	1.0	900	$950	$1.06	45d	1	1.45mi
7530 Buckingham Dr Saint Louis, MO	1.0	1.0	800	$900	$1.12	45d	1	1.45mi
7537 Buckingham Dr Saint Louis, MO	2.0	1.0	1000	$1,850	$1.85	9d	1	1.46mi
7720 Gissler Ave Unit 1E Richmond Heights, MO	1.0	1.0	900	$925	$1.03	45d	1	1.47mi
927 N Elm Ave Saint Louis, MO	3.0	1.0	828	$1,800	$2.17	22d	1	1.49mi
927 N Elm Ave Saint Louis, MO	3.0	1.0	828	$1,800	$2.17	0d	1	1.49mi
7555 Byron Pl Unit 55-1N Clayton, MO	3.0	1.0	1100	$1,900	$1.73	25d	1	1.50mi

HOA detail condo

• Monthly dues: $363 · $4,356/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 14 events

1. 2026-06-21
   days on market $167,000 Active 23 DOM
2. 2026-06-18
   days on market $167,000 Active 20 DOM
3. 2026-06-17
   days on market $167,000 Active 19 DOM
4. 2026-06-16
   days on market $167,000 Active 18 DOM
5. 2026-06-15
   days on market $167,000 Active 17 DOM
6. 2026-06-13
   days on market $167,000 Active 15 DOM
7. 2026-06-13
   days on market $167,000 Active 14 DOM
8. 2026-06-09
   days on market $167,000 Active 11 DOM
9. 2026-06-08
   days on market $167,000 Active 10 DOM
10. 2026-06-07
    days on market $167,000 Active 9 DOM
11. 2026-06-03
    days on market $167,000 Active 5 DOM
12. 2026-06-02
    days on market $167,000 Active 4 DOM
13. 2026-06-01
    days on market $167,000 Active 3 DOM
14. 2026-05-31
    days on market $167,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,017 · $168/mo
• Projected year-2 tax: $2,017 · $168/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,250
• − Mortgage interest: −$9,355
• − Property taxes: −$2,017
• − Insurance: −$835
• − Repairs & maintenance: −$1,700
• − Management: −$1,700
• − HOA: −$4,356
• − Depreciation: −$4,858
• Taxable loss: −$3,571
• Est. tax savings @ 24.0%: +$857
• After-tax cash flow: $-73/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brentwood
• NCES district ID: 2905880
• Math proficiency: 65% ▼ -3.00%
• Reading proficiency: 66% ▼ -1.00%
• Median HH income: $69,522
• Composite: 57.51/100
• National rank: #1069
• State rank: #4 of 324 in MO

Livability — Brentwood

• Score: 84/100
• State rank: #6
• US rank: #689

Category grades

Amenities B- Commute C Cost of living B Crime C- Employment A+ Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brentwood, MO
• County: Saint Louis County · 888,823 people
• City population: 9,505
• Metro: St. Louis, MO-IL
• Population (ZIP): 9,505
• Household income: $104,438
• Rent vs Own: 40.7% rent · 59.3% own
• Severe rent burden: 310.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Two or more races 10% Asian 7% Black 5% Hispanic / Latino 2%
• Common ancestry: Romanian 4% Italian 3% Slovak 2%
• Foreign-born: 11% · China, Canada, South Korea
• Languages at home: 91% English-only · Other Asian/Pacific 2% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -411.33%
• Current HPI: 207.0145
• Rent YoY: ▲ 1.49%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+108.7% since first listed

14 events — show timeline

• 2026-05-29 Listed $167,000 MARIS as Distributed by MLS Grid
• 2019-04-24 Sold (Public Records) $154,000 Public Records
• 2019-04-22 Pending — MARIS as Distributed by MLS Grid
• 2019-04-19 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2019-03-18 Contingent — MARIS as Distributed by MLS Grid
• 2019-03-14 Listed $154,000 MARIS as Distributed by MLS Grid
• 2012-06-04 Sold (Public Records) $132,000 Public Records
• 2012-05-25 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2012-04-07 Listed $139,900 MARIS as Distributed by MLS Grid
• 2006-01-09 Sold (Public Records) $146,000 Public Records
• 2003-02-03 Sold (Public Records) $119,000 Public Records
• 2001-02-02 Sold (Public Records) $106,500 Public Records
• 1999-02-22 Sold (Public Records) $88,000 Public Records
• 1996-11-21 Sold (Public Records) $80,000 Public Records

Property tax history

+2.7%/yr

Latest (2022): $2,017 · +0.8% YoY. Source: county tax records.