1217 E Broadway Blvd · Sedalia, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- ARV discount +9.1/15.0
- 1% rule +8.0/10.0
- Schools +3.9/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investors take a look! This 2 bedroom, 1 bath home has lots of space to make it your own. Large, original trim throughout most of the house. 1 bedroom on the main and 1 bedroom upstairs. The upstairs bedroom features a large walk-in cedar lined closet. There is a large dining room between the living room and kitchen. Good sized backyard on a corner lot with a privacy fence. 1 car detached garage accessible from S Wagner St.
Key facts
- 5,227 sq ft lot
- Garage
- Built 1926
Property features AI
Exterior
- Parking: Detached garage (1 covered parking space, 1 total garage space)
- Utilities: Public water; Public sewer; 220 volt electric service; Natural gas available
- Home design: Single-family residence; Residential property
- Construction: Vinyl siding
- Exterior features: Porch; Deck; Composition roof
Interior
- Kitchen: Electric oven; Electric range; Refrigerator
- Flooring: Carpet; Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Central air conditioning; Electric cooling; Ceiling fan(s)
- Interior features: Ceiling fans; Drapes
- Laundry & utility: Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $490 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $112k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.4% vs local median 4.3% in Sedalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#107 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, crime F, commute F.
- Sedalia 200 (town): math 47% / reading 46% proficiency, ranked #89 of 324 in MO (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 213 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 109 units permitted in Pettis County in 2024 (46 in 5+ unit buildings).
- This rent runs 31% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pettis County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 11.41%
- Cash-on-cash
- 18.27%
- DSCR
- 1.81
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $119,130
- List price
- $115,000
- Delta
- -3.47%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1823 E 9th St | 0.46mi | 3/1.0 | 1,086 (+4%) | 2mo | $142,500 | $131 | 70 |
| 1216 E 4th St | 0.21mi | 2/1.0 (-1) | 943 (-9%) | 0mo | $142,500 | $151 | 69 |
| 726 E 4th St | 0.38mi | 2/1.0 (-1) | 994 (-4%) | 4mo | $120,000 | $121 | 66 |
| 1611 W Broadway Ave | 0.26mi | 2/1.0 (-1) | 996 (-4%) | 17mo | $109,000 | $109 | 62 |
| 608 S New York Ave | 0.21mi | 2/1.5 (-1) | 1,005 (-3%) | 20mo | $75,000 | $75 | 61 |
| 1000 E 9th St | 0.20mi | 3/1.0 | 960 (-8%) | 20mo | $115,000 | $120 | 61 |
| 1305 E 14th St | 0.36mi | 3/1.0 | 1,136 (+9%) | 12mo | $60,000 | $53 | 58 |
| 901 E 14th St | 0.41mi | 2/1.0 (-1) | 1,028 (-1%) | 22mo | $85,000 | $83 | 56 |
| 648 E 11th St | 0.47mi | 3/1.0 | 962 (-8%) | 12mo | $115,000 | $120 | 55 |
| 1935 E 7th St | 0.56mi | 2/1.0 (-1) | 1,140 (+10%) | 5mo | $155,000 | $136 | 49 |
| 640 E 11th St | 0.48mi | 2/1.0 (-1) | 936 (-10%) | 9mo | $79,000 | $84 | 49 |
| 2005 E 16th St | 0.74mi | 3/1.0 | 1,004 (-4%) | 21mo | $159,900 | $159 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.9%
- Equity multiple
- 1.39×
- Total profit
- $12,538
- Equity at exit
- $17,147
- IRR
- 19.0%
- Equity multiple
- 2.58×
- Total profit
- $50,936
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 65301
- Home prices YoY
- -21.8%
- Active inventory
- 213
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,490 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$36 /mo · $431/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $490
Break-even live
Sensitivity live
| Price | -10% $555 | -5% $523 | +0% $490 | +5% $458 | +10% $425 |
|---|---|---|---|---|---|
| Rent | -10% $372 | -5% $431 | +0% $490 | +5% $549 | +10% $608 |
| Rate | -1.0pp $548 | -0.5pp $519 | base $490 | +0.5pp $460 | +1.0pp $430 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1108 E 10th St Sedalia, MO | 2.0 | 1.0 | 864 | $1,750 | $2.03 | 44d | 1 | 0.17mi |
| 1350 E 24th St Sedalia, MO | 3.0 | 2.5 | 1500 | $1,670 | $1.11 | 44d | 1 | 1.03mi |
Listing history 26 events
-
2026-06-19days on market $115,000 Active 41 DOM
-
2026-06-18days on market $115,000 Active 40 DOM
-
2026-06-17days on market $115,000 Active 39 DOM
-
2026-06-16days on market $115,000 Active 38 DOM
-
2026-06-15days on market $115,000 Active 37 DOM
-
2026-06-14days on market $115,000 Active 35 DOM
-
2026-06-12days on market $115,000 Active 34 DOM
-
2026-06-09days on market $115,000 Active 31 DOM
-
2026-06-08days on market $115,000 Active 30 DOM
-
2026-06-07days on market $115,000 Active 29 DOM
-
2026-06-05days on market $115,000 Active 26 DOM
-
2026-06-03days on market $115,000 Active 25 DOM
-
2026-06-02days on market $115,000 Active 24 DOM
-
2026-06-01days on market $115,000 Active 23 DOM
-
2026-06-01price $115,000 Active 22 DOM
-
2026-05-31days on market $125,000 Active 22 DOM
-
2026-05-30days on market $125,000 Active 21 DOM
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2026-05-15status Active 954-char remark
-
2026-05-07status Pending 954-char remark
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2026-05-01$130,000 Active 954-char remark
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2021-06-25soldstatus 428-char remark
Show marketing remark (428 chars)
Investors take a look! This 2 bedroom, 1 bath home has lots of space to make it your own. Large, original trim throughout most of the house. 1 bedroom on the main and 1 bedroom upstairs. The upstairs bedroom features a large walk-in cedar lined closet. There is a large dining room between the living room and kitchen. Good sized backyard on a corner lot with a privacy fence. 1 car detached garage accessible from S Wagner St.
-
2021-05-10$50,000 428-char remark
Show marketing remark (428 chars)
Investors take a look! This 2 bedroom, 1 bath home has lots of space to make it your own. Large, original trim throughout most of the house. 1 bedroom on the main and 1 bedroom upstairs. The upstairs bedroom features a large walk-in cedar lined closet. There is a large dining room between the living room and kitchen. Good sized backyard on a corner lot with a privacy fence. 1 car detached garage accessible from S Wagner St.
-
1998-02-01soldstatus
-
1995-03-22soldstatus
-
1991-04-29soldstatus
-
1980-08-29soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $431 · $36/mo
- Projected year-2 tax
- $1,116 · $93/mo
- Expected delta
- +$684/yr (+$57/mo · 158.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,879
- − Mortgage interest
- −$6,442
- − Property taxes
- −$431
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,430
- − Management
- −$1,430
- − Depreciation
- −$3,345
- Taxable income
- $4,225
- Est. tax owed @ 24.0%
- −$1,014
- After-tax cash flow
- $4,868/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sedalia 200
- NCES district ID
- 2927830
- Math proficiency
- 47% ▼ -1.00%
- Reading proficiency
- 46% ▼ -3.00%
- Median HH income
- $37,452
- Composite
- 38.7/100
- National rank
- #4141
- State rank
- #89 of 324 in MO
Livability — Sedalia
- Score
- 71/100
- State rank
- #107
- US rank
- #6990
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sedalia, MO
- County
- Pettis County · 35,091 people
- City population
- 35,091
- Metro
- Sedalia, MO
- Population (ZIP)
- 35,091
- Household income
- $58,064
- Rent vs Own
- Severe rent burden
- 1021.0
Population outlook (Pettis County) Hauer SSP2
- Today (2025)
- 41,992 people
- By 2030
- 41,584 · -1.0%
- By 2040
- 40,483 · -3.6%
- By 2050
- 39,049 · -7.0%
- By 2075
- 35,413 · -15.7%
- By 2100
- 30,870 · -26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 10% Two or more races 7% Black 3%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Subsaharan African 3% Lithuanian 2% Italian 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 87% English-only · Spanish 7% Russian/Polish/Slavic 4% German/W. Germanic 1%
Political lean MEDSL · Pettis
- 2024 margin
- Solid R (+48.8) · D 24.9% · R 73.7% · Other 1.4%
- 2008→2024 swing
- -26.3pp toward R · 2008: -22.4pp · 2024: -48.8pp
- All cycles
- 2024: R+48.8 2020: R+47.5 2016: R+46.9 2012: R+28.8 2008: R+22.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.80%
- Current HPI
- 292.8224
- Rent YoY
- —
- Metro
- Sedalia, MO
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+130.0% since first listed11 events — show timeline
- 2026-05-31 Price Changed $115,000 WCAR
- 2026-05-21 Price Changed $125,000 WCAR
- 2026-05-15 Relisted — WCAR
- 2026-05-07 Pending — WCAR
- 2026-05-01 Listed $130,000 WCAR
- 2021-06-25 Sold (MLS) — WCAR
- 2021-05-10 Listed $50,000 WCAR
- 1998-02-01 Sold (Public Records) — Public Records
- 1995-03-22 Sold (Public Records) — Public Records
- 1991-04-29 Sold (Public Records) — Public Records
- 1980-08-29 Sold (Public Records) — Public Records
Property tax history
-0.3%/yrLatest (2025): $431 · +4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…