CashFlowRE
Sign in Sign up
247 Hohldale St
C Composite 55.56
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.8/10.0
  • DSCR +5.3/10.0
  • Livability +3.7/5.0
  • Rent growth +3.6/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

247 Hohldale St · Houston, TX 77022
4 bd · 1.5 ba · 1,277 sqft · SingleFamily public records · 1 Days on market
Built 1958 6,525 sqft lot Est $221k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOOKING TO ENTERTAIN? Open floorplan with STUNNING REAL HARDWOOD FLOORS!! The entire backyard is a deck with outdoor kitchen/fireplace and extra room (great for the food/gifts) that has a ceiling fan and is ready for an A/C unit. Oversized driveway with flagstone front porch. Tons of windows. Beautiful artistic kitchen floor with tons of cabinets. Permantely installed whole home ADT security system. Beautifully tiled bath tub. Move in ready. Throw the best house warming ever!

Key facts

  • Tree-lined streets
  • 6,525 sq ft lot
  • Built 1958

Tags

TREE-LINED STREETSEASY ACCESS TO HOUSTON HEIGHTSQUICK COMMUTE DOWNTOWN

Property features AI

Finance

  • Other: Seller disclosure available

Exterior

  • Parking: No parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1958; Single-story (first-floor living); Slab foundation
  • Construction: Construction materials: Unknown; Composition roof
  • Exterior features: Subdivision lot

Interior

  • Kitchen: Electric range
  • Bedrooms: Primary bedroom on the first floor (17 x 15); Bedroom on the first floor (12 x 11); Bedroom on the first floor (12 x 12); Bedroom on the first floor (11 x 10); Four total rooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central gas heating; Central electric air conditioning
  • Interior features: Electric range

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-306 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $126k (30.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $126k (30.0% below list) — sets the bar for cash-flow.
  • Cap rate 7.1% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Williams Middle (math 9% / reading 15%, grade F, #1,623 of 1,662 statewide, top 98%, 411 students, 98% FRL); Washington B T H S (math 27% / reading 25%, grade F, #1,234 of 1,632 statewide, top 76%, 878 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 19% at this address vs 31% district-wide (-12 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.5%/yr); 285 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; flood insurance adds $427/mo; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,982 (30.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.10%
Cash-on-cash
2.88%
DSCR
1.13
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$220,921
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
218 Victoria Dr 0.47mi 3/1.0 (-1) 1,276 (-0%) 1mo $135,000 $106 70
327 E Delz Dr 0.37mi 3/2.0 (-1) 1,259 (-1%) 5mo $225,000 $179 69
247 E Janisch Rd 0.39mi 3/2.0 (-1) 1,340 (+5%) 1mo $289,000 $216 65
313 E Tidwell Rd 0.47mi 3/1.0 (-1) 1,269 (-1%) 6mo $220,000 $173 65
246 Bizerte St 0.37mi 3/1.5 (-1) 1,232 (-4%) 13mo $279,900 $227 61
5226 Burress Springs Ln 0.41mi 3/2.0 (-1) 1,243 (-3%) 13mo $275,000 $221 59
203 Spell St 0.37mi 4/1.0 1,387 (+9%) 9mo $179,000 $129 59
219 E Janisch Rd 0.34mi 3/1.0 (-1) 1,117 (-12%) 1mo $216,888 $194 55
335 Red Ripple Rd 0.73mi 3/1.0 (-1) 1,322 (+4%) 2mo $150,000 $113 52
201 Floradora Ln 0.75mi 3/2.0 (-1) 1,233 (-3%) 9mo $179,900 $146 45
422 Gammon Dr 0.54mi 3/1.0 (-1) 1,111 (-13%) 8mo $179,400 $161 39
4927 Mercedes Ln 0.63mi 3/1.0 (-1) 1,411 (+10%) 11mo $204,900 $145 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.47% rent growth · sell at horizon

5-year hold
IRR
-26.0%
Equity multiple
0.10×
Total profit
$-45,316
Equity at exit
$26,839
10-year hold
IRR
-16.2%
Equity multiple
-0.00×
Total profit
$-50,537
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77022

Home prices YoY
-33.2%
Rents YoY
4.5%
Active inventory
285
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,951 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$401 /mo · $4,815/yr
Insurance
$75
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$-306

Break-even live

Break-even rent $2,338
Max offer price $125,982
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5050 Yale St Unit 510 Houston, TX 3.0 2.0 1020 $1,208 $1.18 3d 1 0.13mi
402 Del Norte St Houston, TX 4.0 2.0 1790 $2,300 $1.28 44d 1 0.25mi
5342 Donovan Gardens Ln Unit 1521013P Houston, TX 3.0 3.0 1743 $2,985 $1.71 8d 1 0.25mi
101 E Tidwell Rd Houston, TX 1.0–3.0 1.0 812 $1,599 $1.97 20d 3 0.33mi
101 E Tidwell Rd Houston, TX 1.0–3.0 1.0 812 $1,599 $1.97 4d 3 0.33mi
101 E Tidwell Rd Houston, TX 1.0–3.0 1.0 812 $1,599 $1.97 21d 4 0.33mi
603 W Donovan St Houston, TX 3.0 1.0 948 $1,250 $1.32 22d 1 0.37mi
603 W Donovan St Houston, TX 3.0 1.0 948 $1,250 $1.32 44d 1 0.37mi
450 E Rogers St Houston, TX 1.0–3.0 1.0–2.0 911 $1,505 $1.65 2d 14 0.53mi
622 Janisch Rd Houston, TX 3.0 4.0 1785 $2,650 $1.48 44d 1 0.57mi
4605 Lavatera St Houston, TX 3.0 2.5 1686 $2,265 $1.34 22d 1 0.60mi
4840 N Shepherd Dr Houston, TX 3.0 1.0–2.0 870 $2,430 $2.79 3d 21 0.61mi
316 Thornton Rd Houston, TX 3.0 3.5 1828 $2,500 $1.37 44d 1 0.64mi
148 Knightsbridge Park Ln Houston, TX 3.0 2.5 1580 $2,500 $1.58 44d 1 0.70mi
717 Lehman St Houston, TX 1.0–3.0 1.0–3.0 1084 $3,120 $2.88 5d 263 0.72mi
619 Thornton Oaks Ln Unit Labs Houston, TX 3.0 2.5 1657 $2,200 $1.33 8d 1 0.74mi
717 Janisch Rd Unit B Houston, TX 3.0 3.5 1821 $2,750 $1.51 44d 1 0.80mi
717 Janisch Rd Unit B Houston, TX 3.0 3.5 1821 $2,750 $1.51 24d 1 0.80mi
5115 Royal Heath Dr Houston, TX 3.0 2.5 1600 $2,175 $1.36 24d 1 0.81mi
910 1/2 Oak St Houston, TX 3.0 2.0 1526 $1,995 $1.31 44d 1 0.89mi
774 Paul Quinn St Houston, TX 3.0 3.0 1651 $2,350 $1.42 44d 1 1.05mi
5720 Beall St Unit C Houston, TX 3.0 2.5 1474 $2,006 $1.36 44d 1 1.08mi
5722 # E Unit Beall St unit Houston, TX 3.0 2.5 1474 $2,011 $1.36 44d 1 1.08mi
221 W 44th St Houston, TX 3.0 2.0 1300 $1,600 $1.23 44d 1 1.08mi
313 Sunnyside St Houston, TX 1.0–3.0 1.0–2.0 922 $1,386 $1.50 44d 16 1.13mi
831 Paul Quinn St Unit B Houston, TX 3.0 2.5 1226 $1,800 $1.47 24d 1 1.18mi
833 Paul Quinn St Unit A Houston, TX 3.0 2.5 1226 $1,800 $1.47 44d 1 1.18mi
6127 W Montgomery Rd Houston, TX 3.0 3.0 1786 $2,000 $1.12 24d 1 1.19mi
8502 N Main St Houston, TX 3.0 2.0 1514 $1,685 $1.11 21d 1 1.22mi
221 Oriole St Houston, TX 3.0 2.5 1461 $2,083 $1.43 24d 1 1.26mi
811 E 42nd St Houston, TX 4.0 2.0 1213 $1,600 $1.32 44d 1 1.41mi
4132 Europa St Houston, TX 3.0 2.0 1259 $1,430 $1.14 13d 1 1.48mi

Listing history 2 events

  1. 2026-06-18
    remarks 662-char remark
  2. 2026-06-18
    listed $180,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,815 · $401/mo
Projected year-2 tax
$4,815 · $401/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone AE · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,407
− Mortgage interest
−$10,083
− Property taxes
−$4,815
− Insurance
−$6,018
− Repairs & maintenance
−$1,873
− Management
−$1,873
− Depreciation
−$5,236
Taxable loss
−$6,491
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,558
After-tax cash flow
$-2,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
25,805
Household income
$52,739
Rent vs Own
49.6% rent · 50.4% own
Severe rent burden
1354.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% Two or more races 24% Black 19% White 7% Native American 1%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Romanian 1% Portuguese 1%
Foreign-born
30% · Canada, Jamaica
Languages at home
40% English-only · Spanish 59%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -151.13%
Current HPI
304.3745
Rent YoY
▲ 4.47%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+88.5% since first listed
7 events — show timeline
  • 2026-06-18 Listed $180,000 HARMLS
  • 2012-08-23 Sold (Public Records) Public Records
  • 2012-08-06 Sold (Public Records) Public Records
  • 2012-07-27 Sold (MLS) HARMLS
  • 2012-07-07 Listed $95,500 HARMLS
  • 2002-10-01 Sold (Public Records) Public Records
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+5.1%/yr

Latest (2025): $4,815 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…