207 N Lyndalyn Ave · DeSoto, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.4/30.0
- ARV discount +15.0/15.0
- 1% rule +5.8/10.0
- DSCR +4.7/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
Key facts
- 0.28 acre lot
- Garage
- Built 1955
Property features AI
Finance
- Other: Property type: Single family residence; Lot roughly 0.275 acres; Directions: From Beltline, north on Lyndalyn — one block east of Hampton; Subdivision: North Park; County: Dallas
- HOA & community: No association
Exterior
- Parking: Converted garage; Driveway; No garage/carport spaces
- Security: Carbon monoxide detector(s)
- Utilities: City water; Septic; Electricity connected; Individual gas meter; Natural gas available
- Home design: Single family residence; One level; Not attached; Residential property
- Construction: Built in 1955; Siding exterior; Composition roof; Pillar/post/pier foundation
- Exterior features: Storage shed(s); Covered front and rear porch; Covered patio; Large backyard with grass; Few trees; Interior (in-neighborhood) lot; Chain link and wood fencing enclosing backyard
Interior
- Kitchen: Gas range; Plumbed for gas in kitchen; Built-in cabinets; Utility area in kitchen
- Bedrooms: Primary bedroom (level 1) — 12 x 10; Bedroom (level 1) — 12 x 11; Bedroom (level 1) with split-bedroom layout and walk-in closet(s) — 17 x 11
- Flooring: Ceramic tile; Hardwood; Luxury vinyl plank; Wood
- Bathrooms: 1 full bathroom — 8 x 6
- Heating & cooling: Natural gas heating; Wall furnace; Ceiling fan(s)
- Interior features: Walk-in closet(s); Window coverings; Built-in cabinets in kitchen and bathroom; Linen closet
- Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Washer/dryer on site; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $66 ($789/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Cap rate 6.7% vs local median 3.4% in DeSoto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#589 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
- Desoto ISD (suburban): math 14% / reading 26% proficiency, ranked #754 of 826 in TX (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: The Meadows El (math 17% / reading 22%, grade F, #3,583 of 4,322 statewide, top 86%, 369 students, 72% FRL).
- Market conditions: Rents soft (-2.6%/yr); 472 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 6.74%
- Cash-on-cash
- 1.61%
- DSCR
- 1.07
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $223,372
- List price
- $175,000
- Delta
- -21.66%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 207 N Lyndalyn Ave | 0.00mi | 3/1.0 | 1,183 (0%) | 0mo | $175,000 | $148 | 100 |
| 500 Ida Bess Ave | 0.28mi | 3/2.0 | 1,243 (+5%) | 6mo | $220,000 | $177 | 70 |
| 835 Hilltop Cir | 0.74mi | 3/2.0 | 1,200 (+1%) | 20mo | $259,000 | $216 | 43 |
| 208 Evelyn St | 0.73mi | 3/2.0 | 1,341 (+13%) | 8mo | $275,000 | $205 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.7%
- Equity multiple
- 0.40×
- Total profit
- $-29,532
- Equity at exit
- $26,093
- IRR
- -18.4%
- Equity multiple
- 0.16×
- Total profit
- $-41,021
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75115
- Rents YoY
- -2.6%
- Active inventory
- 472
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,885 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$433 /mo · $5,193/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $66
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 518 N Hampton Rd Desoto, TX | 1.0–3.0 | 1.0–1.5 | 850 | $1,610 | $1.89 | 43d | 1 | 0.32mi |
| 514 E Belt Line Rd Unit B13 DeSoto, TX | 2.0 | 1.5 | 1106 | $1,550 | $1.40 | 24d | 1 | 0.62mi |
| 816 Red Bud Dr Desoto, TX | 2.0 | 1.5 | 1216 | $1,350 | $1.11 | 43d | 1 | 0.70mi |
| 105 Woodhaven Dr Unit Pleasun Apartments-APT5 DeSoto, TX | 2.0 | 1.0 | 840 | $950 | $1.13 | 43d | 1 | 0.91mi |
| 101 Streamside Dr Unit A1 DeSoto, TX | 3.0 | 2.0 | 1450 | $2,070 | $1.43 | 4d | 1 | 0.94mi |
| 100 Streamside Dr Desoto, TX | 3.0 | 2.0 | 1371 | $1,925 | $1.40 | 22d | 1 | 0.97mi |
| 120 Westmoreland Rd Unit 2201 DeSoto, TX | 2.0 | 2.0 | 949 | $1,899 | $2.00 | 24d | 1 | 1.00mi |
| 511 Amber Ln Desoto, TX | 3.0 | 2.0 | 1353 | $2,200 | $1.63 | 24d | 1 | 1.13mi |
| 828 Haverford Ln Desoto, TX | 3.0 | 2.0 | 1394 | $2,000 | $1.43 | 7d | 1 | 1.27mi |
| 801 S Polk St Desoto, TX | 1.0–3.0 | 1.0–2.0 | 1086 | $2,252 | $2.07 | 1d | 28 | 1.31mi |
| 821 S Polk St Desoto, TX | 1.0–3.0 | 1.0–2.0 | 1029 | $2,494 | $2.42 | 1d | 18 | 1.38mi |
| 114 Shadybrook Dr DeSoto, TX | 3.0 | 2.0 | 1350 | $2,000 | $1.48 | 43d | 1 | 1.44mi |
| 841 S Polk St Desoto, TX | 1.0–2.0 | 1.0–2.0 | 987 | $2,279 | $2.31 | 3d | 1 | 1.47mi |
Listing history 20 events
-
2026-05-11status Pending 891-char remark
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2026-05-08status Active 891-char remark
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2026-05-05historical Active Option Contract 891-char remark
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2026-04-29$175,000 Active 891-char remark
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2021-07-12soldstatus
-
2015-09-21soldstatus
-
2015-09-08soldstatus Sold 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2015-08-21status Pending 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2015-08-03historical Active Option Contract 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2015-06-15price $70,000 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2015-05-07price $78,000 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2015-04-17$85,000 Active 250-char remark
Show marketing remark (250 chars)
Nice starter home, recently painted. Hardwood floors 2 window units and wall heating in living room. Garage was converted to a 3rd bedroom. Very clean, Great back yard for the kids to play. Shopping centers are very close. Property is on Septic Tank.
-
2011-08-29historical
-
2011-07-26$49,900 Active
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2011-07-18historical
-
2011-05-06price $49,900
-
2011-03-23price $54,900
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2011-01-06price $59,900
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2010-12-09$64,900 Active
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2001-06-15soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $5,193 · $433/mo
- Projected year-2 tax
- $5,193 · $433/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,621
- − Mortgage interest
- −$9,803
- − Property taxes
- −$5,193
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,810
- − Management
- −$1,810
- − Depreciation
- −$5,091
- Taxable loss
- −$1,961
- Est. tax savings @ 24.0%
- +$471
- After-tax cash flow
- $1,260/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desoto ISD
- NCES district ID
- 4816860
- Math proficiency
- 14% ▼ -19.00%
- Reading proficiency
- 26% ▼ -8.00%
- Median HH income
- $61,556
- Composite
- 18.98/100
- National rank
- #8851
- State rank
- #754 of 826 in TX
Livability — DeSoto
- Score
- 66/100
- State rank
- #589
- US rank
- #11236
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- DeSoto, TX
- County
- Dallas County · 2,612,404 people
- City population
- 56,211
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 56,211
- Household income
- $82,782
- Rent vs Own
- Severe rent burden
- 1867.0
Population outlook (Dallas County) Hauer SSP2
- Today (2025)
- 2,979,839 people
- By 2030
- 3,191,823 · +7.1%
- By 2040
- 3,619,611 · +21.5%
- By 2050
- 4,026,915 · +35.1%
- By 2075
- 4,957,073 · +66.4%
- By 2100
- 5,508,725 · +84.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (68%)
- Race & ethnicity
- Black 68% Hispanic / Latino 19% Two or more races 11% White 8%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Swedish 1%
- Foreign-born
- 9% · Canada, Dominican Republic
- Languages at home
- 83% English-only · Spanish 15% French/Haitian/Cajun 1%
Political lean MEDSL · Dallas
- 2024 margin
- Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
- 2008→2024 swing
- +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
- All cycles
- 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -170.49%
- Current HPI
- 272.1565
- Rent YoY
- ▼ -2.60%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+169.6% since first listed21 events — show timeline
- 2026-06-04 Sold (MLS) — NTREIS
- 2026-05-11 Pending — NTREIS
- 2026-05-08 Relisted — NTREIS
- 2026-05-05 Contingent — NTREIS
- 2026-04-29 Listed $175,000 NTREIS
- 2021-07-12 Sold (Public Records) — Public Records
- 2015-09-21 Sold (Public Records) — Public Records
- 2015-09-08 Sold (MLS) — NTREIS
- 2015-08-21 Pending — NTREIS
- 2015-08-03 Contingent — NTREIS
- 2015-06-15 Price Changed $70,000 NTREIS
- 2015-05-07 Price Changed $78,000 NTREIS
- 2015-04-17 Listed $85,000 NTREIS
- 2011-08-29 Listing Removed — NTREIS
- 2011-07-26 Listed $49,900 NTREIS
- 2011-07-18 Listing Removed — NTREIS
- 2011-05-06 Price Changed $49,900 NTREIS
- 2011-03-23 Price Changed $54,900 NTREIS
- 2011-01-06 Price Changed $59,900 NTREIS
- 2010-12-09 Listed $64,900 NTREIS
- 2001-06-15 Sold (Public Records) — Public Records
Property tax history
+8.3%/yrLatest (2025): $5,193 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…