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3210 Quentin Dr
C Composite 56.28
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.4/10.0
  • 1% rule +4.8/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$120,000

3210 Quentin Dr · Youngstown, OH 44511
3 bd · 1.0 ba · 952 sqft · SingleFamily public records · 242 Days on market
Built 1955 7,622 sqft lot Est $158k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The interior of this home is totally updated. Big eat in Kitchen with new everything including Stainless Steel Appliances. Originally 3 Br's, the Master Br. is now 26' and quite spacious and you still have Br #2 for a quest room. Bath also updated. Priced to SELL!

Key facts

  • Fresh paint
  • New flooring
  • Roomy kitchen

Tags

FENCED BACKYARDDETACHED GARAGENEW FLOORINGFRESH PAINTROOMY KITCHENSPACIOUS LIVING ROOM

Property features AI

Exterior

  • Parking: Detached garage with driveway (1 garage space)
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Frame construction
  • Construction: Built according to public records; Block foundation; Asphalt/fiberglass roof
  • Exterior features: Chain-link fence enclosing back yard; Lot approximately 60 x 127

Interior

  • Kitchen: Kitchen on main level
  • Bedrooms: Two main-level bedrooms
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Forced-air gas heating
  • Interior features: Full unfinished basement; Updated/remodeled condition

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $150 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $118k (1.8% below list).
  • Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 6.3% in Youngstown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 79 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 242 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago; this cycle's ask has dropped $40k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $42k; list at $120k implies a 186% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $105,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 242 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.79%
Cash-on-cash
5.34%
DSCR
1.24
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$158,032
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1172 Wilshire Dr 0.21mi 3/2.0 988 (+4%) 2mo $215,000 $218 78
3702 Cumberland Cir 0.41mi 3/2.0 912 (-4%) 1mo $200,000 $219 69
2921 Decamp Rd 0.24mi 3/1.0 1,080 (+13%) 2mo $171,000 $158 65
1984 S Schenley Ave 0.43mi 2/2.0 (-1) 1,021 (+7%) 1mo $165,000 $162 58
2955 Noel Dr 0.60mi 3/1.0 984 (+3%) 11mo $152,000 $154 57
1674 Yolanda Dr 0.44mi 3/2.0 1,008 (+6%) 11mo $218,900 $217 56
1656 Yolanda Dr 0.43mi 3/2.0 1,080 (+13%) 0mo $204,000 $189 53
2002 Chapel Hill Dr 0.38mi 2/2.0 (-1) 1,024 (+8%) 11mo $182,000 $178 52
3984 Artmar Dr 0.61mi 2/2.0 (-1) 1,032 (+8%) 2mo $120,000 $116 47
732 S Hazelwood Ave 0.69mi 2/1.0 (-1) 1,059 (+11%) 2mo $78,000 $74 42
370 S Bon Air Ave 0.71mi 3/2.0 1,040 (+9%) 7mo $122,500 $118 41
3925 Artmar Dr 0.69mi 3/2.0 1,092 (+15%) 14mo $181,500 $166 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.0%
Equity multiple
0.70×
Total profit
$-9,934
Equity at exit
$17,892
10-year hold
IRR
1.5%
Equity multiple
1.11×
Total profit
$3,563
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44511

Home prices YoY
-12.6%
Active inventory
79
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,178 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$102 /mo · $1,221/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$247
Net cashflow
$150

Break-even live

Break-even rent $989
Max offer price $120,000
Occupancy floor 82%

Sensitivity live

Price -10% $217 -5% $183 +0% $150 +5% $116 +10% $82
Rent -10% $56 -5% $103 +0% $150 +5% $196 +10% $243
Rate -1.0pp $210 -0.5pp $180 base $150 +0.5pp $118 +1.0pp $87

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4222 New Rd Youngstown, OH 3.0 1.0 874 $835 $0.96 15d 1 0.94mi
2634 Austin Ave Youngstown, OH 2.0 1.0 784 $775 $0.99 45d 1 1.04mi
3968 Staatz Dr Youngstown, OH 3.0 1.5 1112 $1,650 $1.48 45d 1 1.08mi
3143 Mahoning Ave Youngstown, OH 2.0 1.0 700 $1,000 $1.43 23d 1 1.24mi
1837 S Raccoon Rd Youngstown, OH 1.0–2.0 1.0 695 $975 $1.40 15d 1 1.36mi
2624 Oakwood Ave Unit 2632 Youngstown, OH 3.0 1.0 1064 $850 $0.80 23d 1 1.46mi

Listing history 15 events

  1. 2026-06-01
    days on market $120,000 Active 242 DOM
  2. 2026-05-31
    days on market $120,000 Active 241 DOM
  3. 2026-05-30
    days on market $120,000 Active 240 DOM
  4. 2026-04-28
    price $120,000
  5. 2026-03-10
    price $125,000
  6. 2026-02-14
    price $129,900
  7. 2026-01-11
    price $139,000
  8. 2026-01-11
    price $128,000
  9. 2025-10-23
    price $139,900
  10. 2025-10-10
    price $147,000
  11. 2025-10-01
    listed $159,900 Active
  12. 2011-12-06
    soldstatus $42,000 264-char remark
    Show marketing remark (264 chars)

    The interior of this home is totally updated. Big eat in Kitchen with new everything including Stainless Steel Appliances. Originally 3 Br's, the Master Br. is now 26' and quite spacious and you still have Br #2 for a quest room. Bath also updated. Priced to SELL!

  13. 2011-10-10
    listed $45,000 264-char remark
    Show marketing remark (264 chars)

    The interior of this home is totally updated. Big eat in Kitchen with new everything including Stainless Steel Appliances. Originally 3 Br's, the Master Br. is now 26' and quite spacious and you still have Br #2 for a quest room. Bath also updated. Priced to SELL!

  14. 2010-04-08
    soldstatus $37,000 427-char remark
    Show marketing remark (427 chars)

    Sometimes, good things come in small packages! In the case of this 3 bedroom ranch, good things are exactly what you'll find. Newer furnace, HWT, roof, replacement windows, and updated electric are the goodies that this home has to offer. What makes it better? A fenced in yard, with shed, that's what, and a HOME WARRANTY. So, good, better, best, never let it rest, till the good is better and the better is your new home!!!

  15. 2010-03-01
    listed $42,500 427-char remark
    Show marketing remark (427 chars)

    Sometimes, good things come in small packages! In the case of this 3 bedroom ranch, good things are exactly what you'll find. Newer furnace, HWT, roof, replacement windows, and updated electric are the goodies that this home has to offer. What makes it better? A fenced in yard, with shed, that's what, and a HOME WARRANTY. So, good, better, best, never let it rest, till the good is better and the better is your new home!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,221 · $102/mo
Projected year-2 tax
$1,546 · $129/mo
Expected delta
+$326/yr (+$27/mo · 26.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,135
− Mortgage interest
−$6,722
− Property taxes
−$1,221
− Insurance
−$600
− Repairs & maintenance
−$1,131
− Management
−$1,131
− Depreciation
−$3,491
Taxable loss
−$160
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$38
After-tax cash flow
$1,833/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
18,909
Household income
$56,880
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
336.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 23% Hispanic / Latino 8% Two or more races 7% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4%
Common ancestry
Romanian 5% Lithuanian 1% Slovak 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.81%
Current HPI
283.9088
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+182.4% since first listed
12 events — show timeline
  • 2026-04-28 Price Changed $120,000 MLSNOW
  • 2026-03-10 Price Changed $125,000 MLSNOW
  • 2026-02-14 Price Changed $129,900 MLSNOW
  • 2026-01-11 Price Changed $139,000 MLSNOW
  • 2026-01-11 Price Changed $128,000 MLSNOW
  • 2025-10-23 Price Changed $139,900 MLSNOW
  • 2025-10-10 Price Changed $147,000 MLSNOW
  • 2025-10-01 Listed $159,900 MLSNOW
  • 2011-12-06 Sold (MLS) $42,000 MLSNOW
  • 2011-10-10 Listed $45,000 MLSNOW
  • 2010-04-08 Sold (MLS) $37,000 MLSNOW
  • 2010-03-01 Listed $42,500 MLSNOW

Property tax history

+4.5%/yr

Latest (2025): $1,221 · -11.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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