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18411 Copperhead Ct N #324
C Composite 57.4
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • DSCR +7.5/10.0
  • ARV discount +6.5/15.0
  • 1% rule +6.0/10.0
  • Condition / age +4.8/5.0
  • Schools +4.1/10.0
  • Livability +3.0/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$150,999

18411 Copperhead Ct N #324 · Lehigh Acres, FL 33936
2 bd · 2.0 ba · 1,120 sqft · Townhouse · 8 Days on market
Built 2026 Excellent condition Est $148k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Golf Membership Included! Step inside this inviting 1,120 square foot condo and discover a thoughtfully designed split floorplan that maximizes both privacy and open living. The heart of the home is a spacious kitchen with sleek quartz countertops, stainless steel appliances and a center island perfect for casual dining or entertaining. The open layout seamlessly connects the kitchen, dining and living areas, leading out to a private lanai for relaxing or hosting guests. The owner's suite is tucked away beside the lanai, offering a walk-in shower with designer tile and a quartz-topped vanity, while a secondary bedroom near the foyer ensures comfort for family or visitors. Enjoy the convenie

Key facts

  • Covered parking
  • Split floorplan
  • Luxe owner's suite

Tags

SPLIT FLOORPLANOPEN LAYOUTLUXE OWNER'S SUITECOVERED PARKINGSWEEPING PANORAMIC VIEWSRESORT-STYLE AMENITIES

Property features AI

Finance

  • Financial info: Listing price $150,999

Exterior

  • Home design: Unit at 18411 Copperhead Ct N #324, Lehigh Acres, FL 33936
  • Exterior features: Living area of 1,120

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec-built Arbor plan

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $151k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $274 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $151k).
  • Cap rate 8.5% vs local median 4.7% in Lehigh Acres — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.8%/yr); 641 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $150,999

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.47%
Cash-on-cash
7.77%
DSCR
1.35
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$147,840
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10615 Roxbury Ct 0.75mi 2/2.0 1,004 (-10%) 2mo $132,500 $132 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.9%
Equity multiple
0.72×
Total profit
$-11,894
Equity at exit
$22,514
10-year hold
IRR
-2.7%
Equity multiple
0.84×
Total profit
$-6,687
Equity at exit
$13,056

Cash invested: $42,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33936

Home prices YoY
-19.9%
Rents YoY
-0.8%
Active inventory
641
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,667 high interval (Pro) →
Mortgage (P&I)
$792
Tax est. 1.5%
$189 /mo · $2,265/yr
Insurance
$63
HOA
$0
Vacancy / Maint / Mgmt
$350
Net cashflow
$274

Break-even live

Break-even rent $1,321
Max offer price $150,999
Occupancy floor 79%

Sensitivity live

Price -10% $378 -5% $326 +0% $274 +5% $222 +10% $169
Rent -10% $142 -5% $208 +0% $274 +5% $340 +10% $405
Rate -1.0pp $350 -0.5pp $312 base $274 +0.5pp $235 +1.0pp $195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,750
Closing costs
$4,530
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18421 Copperhead Dr #222 Lehigh Acres, FL 2.0 2.0 1154 $1,700 $1.47 24d 1 0.02mi
18411 Copperhead Dr #346 Lehigh Acres, FL 2.0 2.0 1061 $1,695 $1.60 22d 1 0.03mi
18461 Copperhead Dr Unit 1546499P Lehigh Acres, FL 2.0 2.0 1194 $1,941 $1.63 14d 1 0.07mi
18461 Copperhead Ct N #444 Lehigh Acres, FL 2.0 2.0 1120 $2,300 $2.05 24d 1 0.07mi
18451 Copperhead Ct N #535 Lehigh Acres, FL 2.0 2.0 1130 $4,950 $4.38 24d 1 0.09mi
18261 Minorea Ln Lehigh Acres, FL 2.0 2.0 1402 $1,595 $1.14 4d 1 0.15mi
18261 Minorea Ln Lehigh Acres, FL 2.0 2.0 1402 $1,800 $1.28 24d 1 0.15mi
18266 Minorea Ln Lehigh Acres, FL 3.0 2.0 1408 $1,650 $1.17 24d 1 0.18mi
9249 Aegean Cir Lehigh Acres, FL 2.0 2.0 1320 $1,800 $1.36 24d 1 0.22mi
18461 Copperhead Dr #421 Lehigh Acres, FL 3.0 2.0 1301 $1,895 $1.46 24d 1 0.25mi
18461 Copperhead Dr #436 Lehigh Acres, FL 2.0 2.0 1154 $3,495 $3.03 24d 1 0.25mi
18461 Copperhead Dr #431 Lehigh Acres, FL 3.0 2.0 1301 $3,995 $3.07 24d 1 0.25mi
9112 Aegean Cir Lehigh Acres, FL 3.0 2.0 1409 $1,600 $1.14 4d 1 0.33mi
59 Camelot Gardens Blvd #110 Lehigh Acres, FL 2.0 2.0 1166 $1,800 $1.54 24d 1 0.35mi
9099 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,499 $1.34 24d 1 0.35mi
9161 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,650 $1.47 14d 1 0.35mi
9123 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 3d 1 0.36mi
9131 Aegean Cir Lehigh Acres, FL 3.0 2.0 1400 $1,574 $1.12 24d 1 0.37mi
9131 Aegean Cir Lehigh Acres, FL 3.0 2.0 1400 $1,574 $1.12 22d 1 0.37mi
9137 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 4d 1 0.38mi
9137 Aegean Cir Lehigh Acres, FL 2.0 2.0 1120 $1,474 $1.32 24d 1 0.38mi
10 Beth Stacey Blvd #206 Lehigh Acres, FL 2.0 2.0 1012 $1,100 $1.09 4d 1 0.40mi
18451 Copperhead Dr #522 Lehigh Acres, FL 2.0 2.0 1120 $1,895 $1.69 24d 1 0.41mi
201 Alabama Rd S Lehigh Acres, FL 3.0 1.0 920 $1,275 $1.39 3d 1 0.48mi
28 Cosmopolitan Dr #13 Lehigh Acres, FL 2.0 2.0 973 $1,375 $1.41 15d 1 0.52mi
9 Hamlin Ct Lehigh Acres, FL 1.0 1.5 807 $950 $1.18 4d 1 0.57mi
26 Alabama Rd S Lehigh Acres, FL 2.0 1.0 920 $1,650 $1.79 22d 1 0.57mi
1423 Caywood Cir S Lehigh Acres, FL 2.0 2.0 960 $1,376 $1.43 4d 1 0.59mi
47 Tangelo Ct Lehigh Acres, FL 2.0 2.0 812 $1,150 $1.42 24d 1 0.59mi
44 Tangelo Ct Lehigh Acres, FL 2.0 2.0 812 $1,150 $1.42 4d 1 0.60mi
46 Hamlin Ct Lehigh Acres, FL 2.0 2.0 812 $1,050 $1.29 24d 1 0.60mi
10 Tangerine Ct Lehigh Acres, FL 2.0 2.0 812 $1,200 $1.48 19d 1 0.61mi
423 Morgan Cir S Lehigh Acres, FL 3.0 1.0 920 $1,450 $1.58 24d 1 0.64mi
10554 Quincy Ct Lehigh Acres, FL 2.0 2.0 1004 $1,300 $1.29 19d 1 0.66mi
1112 Gifford Ave S Lehigh Acres, FL 2.0 2.0 880 $1,350 $1.53 4d 1 0.66mi
1112 Gifford Ave S Lehigh Acres, FL 2.0 2.0 880 $1,350 $1.53 24d 1 0.66mi
1120 Vineyard St Lehigh Acres, FL 2.0 1.0 1028 $1,300 $1.26 24d 1 0.68mi
10578 Quincy Ct Unit 1 Lehigh Acres, FL 2.0 2.0 899 $1,275 $1.42 24d 1 0.68mi
10525 Putnam Ct Lehigh Acres, FL 2.0 2.0 1014 $1,250 $1.23 20d 1 0.71mi
2602 24th St SW Lehigh Acres, FL 3.0 2.0 1358 $1,800 $1.33 4d 1 0.72mi

Listing history 5 events

  1. 2026-06-17
    days on market $150,999 Active 8 DOM
  2. 2026-06-16
    days on market $150,999 Active 7 DOM
  3. 2026-06-16
    days on market $150,999 Active 6 DOM
  4. 2026-06-13
    remarks 699-char remark
  5. 2026-06-13
    listed $150,999 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,009
− Mortgage interest
−$8,458
− Property taxes
−$2,265
− Insurance
−$755
− Repairs & maintenance
−$1,601
− Management
−$1,601
− Depreciation
−$4,393
Taxable income
$937
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$225
After-tax cash flow
$3,060/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This well-maintained and modern townhouse is move-in ready with a split floorplan, modern kitchen, and well-maintained exterior. It offers a great value with minimal needed improvements.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers or renters.
  • Both Add smart home features — Improves convenience and can increase the home's market value.
  • Both Install smart thermostat — Enhances energy efficiency and can lower utility costs.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers or renters.
  • Both Add smart home features — Improves convenience and can increase the home's market value.
  • Both Install smart thermostat — Enhances energy efficiency and can lower utility costs.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Lehigh Acres

Score
59/100
State rank
#826
US rank
#20055

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehigh Acres, FL
County
Lee County · 788,662 people
City population
130,638
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
27,967
Household income
$51,417
Rent vs Own
27.8% rent · 72.2% own
Severe rent burden
1027.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Hispanic / Latino 44% White 41% Two or more races 21% Black 9% Asian 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 9% Cuban 18% Dominican 2%
Common ancestry
Hispanic 3% Romanian 2% Lithuanian 1%
Foreign-born
28% · Canada, Jamaica
Languages at home
59% English-only · Spanish 36% French/Haitian/Cajun 3% Tagalog/Filipino 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.78%
Current HPI
348.8631
Rent YoY
▼ -0.77%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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