215 Vista Dr · Four Corners, FL 33897

$495,000

6 bd · 5.0 ba · 2,514 sqft · SingleFamily public records · 195 Days on market

Built 2002 6,599 sqft lot $129/mo HOA · 3% of rent

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.0/30.0
• ARV discount +7.5/15.0
• Appreciation +4.7/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• DSCR +3.2/10.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0

Listing remarks MLS

Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

Key facts

• Gated community
• Private pool
• Dedicated office

Tags

• GATED COMMUNITY
• DEDICATED OFFICE
• PRIVATE POOL
• SCREENED-IN PAVER PATIO
• OUTDOOR-ACCESS FULL BATH
• WELL-APPOINTED KITCHEN

Property features AI

Finance

• Other: Living area approximately 2,514 sq ft; total building area approximately 3,350 sq ft; Total rooms: 14
• HOA & community: Has HOA managed by Community Management Specialists; Monthly HOA fee of $129 (includes private road); Deed restrictions; Street lights; Pets allowed

Exterior

• Parking: Attached garage (2 spaces); Carport (2 spaces)
• Utilities: Public water; Public utilities available; Electricity connected; Cable available; No sewer listed; Irrigation equipment
• Home design: Single-family residence; Two levels; Faces west
• Construction: Stucco construction; Tile roof; Slab foundation; Built on a lot of approximately 0.15 acres
• Exterior features: French doors; In-ground private pool with tile finish and screen enclosure

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 6 bedrooms
• Flooring: Laminate
• Bathrooms: 5 full bathrooms
• Heating & cooling: Central heating; Zoned heating; Attic fan (cooling); No central air listed
• Interior features: Cathedral ceilings; Ceiling fans; Eat-in kitchen; High ceilings; Kitchen/family room combo; Split bedroom floorplan
• Laundry & utility: Dedicated laundry room; Dryer

What this means for you Summary

Snapshot

• This is a 6-bed/5.0-bath single-family listed at $495k.

Deal economics

• At list price, monthly cash flow is $-212 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $457k (7.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $374k (24.5% below list).
• Recommended offer: $374k (24.5% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Citrus Ridge A Civics Academy (math 35% / reading 37%, grade F, #1,670 of 2,144 statewide, top 78%, 1,457 students, 48% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 42% FRL vs 60% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents soft (-2.7%/yr); 646 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• At $3,736/mo this rent would consume 63% of the median local household income ($71k/yr) (locally 926% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $407 of equity ($3k loan paydown + $-3k appreciation (-0.6% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 195 days — a 12% lower offer ($436k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $275k; list at $495k implies a 80% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $373,606 (24.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.78%
• Cash-on-cash: -1.84%
• DSCR: 0.92
• GRM: 11.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.61% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.7%
• Equity multiple: 0.62×
• Total profit: $-53,056
• Equity at exit: $128,840

10-year hold

• IRR: -4.5%
• Equity multiple: 0.59×
• Total profit: $-56,790
• Equity at exit: $143,436

Cash invested: $138,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33897

• Home prices YoY: -0.3%
• Rents YoY: -2.7%
• Active inventory: 646
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $3,736 high
• Mortgage (P&I): −$2,596
• Tax from tax record: −$233 /mo · $2,793/yr
• Insurance: −$206
• HOA: −$129
• Vacancy / Maint / Mgmt: −$785
• Net cashflow: $-212

Break-even live

Break-even rent $4,005

Max offer price $457,484

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $123,750
• Closing costs: $14,850
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
426 Vista Loop Davenport, FL	5.0	7.0	3032	$3,295	$1.09	23d	1	0.02mi
284 Vista Dr Davenport, FL	6.0	5.0	2438	$2,800	$1.15	14d	1	0.10mi
3795 Lana Ave Unit 1035499P Davenport, FL	6.0	5.0	3110	$5,105	$1.64	12d	1	0.20mi
4326 Lana Ave Unit 1038605P Davenport, FL	5.0	5.0	2992	$3,551	$1.19	14d	1	0.25mi
3449 Lilac Way Unit 1038606P Davenport, FL	6.0	5.0	3196	$3,455	$1.08	14d	1	0.56mi
3436 Lilac Way Unit 1018147P Davenport, FL	7.0	5.5	3100	$6,542	$2.11	12d	1	0.60mi
2312 Zaballina Pl Kissimmee, FL	6.0	4.5	2321	$4,100	$1.77	24d	1	0.75mi
9120 Boracay Ct Davenport, FL	5.0	4.0	2200	$4,300	$1.95	24d	1	0.78mi
9004 Tuscan Cypress St Kissimmee, FL	5.0	3.5	2845	$3,050	$1.07	18d	1	0.83mi
2414 Dubai St Kissimmee, FL	5.0	4.5	2265	$3,100	$1.37	24d	1	0.91mi
9128 Stromboli Ct Kissimmee, FL	5.0	4.5	2752	$3,450	$1.25	24d	1	0.95mi
8969 Rhodes St Unit 1039217P Kissimmee, FL	6.0	4.5	3132	$5,187	$1.66	8d	1	0.95mi
2463 Tangier Dr Unit 1259820P Kissimmee, FL	5.0	3.0	2486	$7,462	$3.00	24d	1	0.96mi
1840 Sawyer Palm Pl Unit 1038638P Kissimmee, FL	7.0	5.5	3552	$6,224	$1.75	3d	1	0.99mi
9110 Stromboli Ct Kissimmee, FL	6.0	4.0	2059	$3,350	$1.63	18d	1	1.01mi
1836 Sandy Park Trl Unit 1470320P Kissimmee, FL	6.0	4.5	3218	$5,777	$1.80	8d	1	1.02mi
1030 Coventry Rd Davenport, FL	5.0	3.0	2677	$3,200	$1.20	14d	1	1.05mi
511 Coventry Rd Davenport, FL	5.0	3.0	2677	$2,800	$1.05	13d	1	1.05mi
8916 Rhodes St Kissimmee, FL	6.0	4.0	3142	$3,700	$1.18	24d	1	1.05mi
9037 Rhodes St Unit 1018178P Kissimmee, FL	5.0	4.5	2260	$3,256	$1.44	8d	1	1.06mi
1978 Majorca Dr Unit 1353791P Kissimmee, FL	5.0	4.5	2260	$3,867	$1.71	2d	1	1.07mi
8903 Zurich Ln Kissimmee, FL	7.0	5.0	3314	$3,480	$1.05	24d	1	1.07mi
8953 Amelia Downs Trl Unit 1336801P Kissimmee, FL	6.0	5.0	2798	$6,589	$2.35	8d	1	1.11mi
2058 Rome Dr Unit 1035498P Kissimmee, FL	5.0	5.0	2260	$3,243	$1.43	12d	1	1.14mi
9020 Egret Mills Ter Unit 1018206P Kissimmee, FL	7.0	6.5	3552	$9,481	$2.67	24d	1	1.19mi
218 N Hampton Dr Davenport, FL	5.0	3.0	2411	$2,995	$1.24	14d	1	1.23mi
9025 Flamingo Key Way Unit 1037688P Kissimmee, FL	7.0	6.5	3530	$4,287	$1.21	2d	1	1.26mi
2942 Buccaneer Palm Rd Kissimmee, FL	5.0	5.0	3081	$3,550	$1.15	18d	1	1.31mi
1660 Tropical Palms Cir Unit 1018138P Kissimmee, FL	5.0	4.5	2292	$3,163	$1.38	2d	1	1.36mi
930 Oxford Dr Unit 1379465P Davenport, FL	5.0	3.0	2378	$6,136	$2.58	21d	1	1.36mi
9051 Coral Cape St Kissimmee, FL	5.0	3.0	2582	$2,700	$1.05	11d	1	1.38mi
215 Gleneagles Dr Davenport, FL	5.0	3.0	2451	$2,800	$1.14	23d	1	1.40mi
1845 Nice Ct Unit 1061602P Kissimmee, FL	6.0	4.5	3132	$3,458	$1.10	8d	1	1.48mi

HOA detail

• Monthly dues: $129 · $1,548/yr
• Likely covers: waterpoolsecurity

Listing history 24 events

1. 2026-06-18
   days on market $495,000 Active 195 DOM
2. 2026-06-17
   days on market $495,000 Active 194 DOM
3. 2026-06-16
   days on market $495,000 Active 193 DOM
4. 2026-06-15
   days on market $495,000 Active 192 DOM
5. 2026-06-13
   days on market $495,000 Active 190 DOM
6. 2026-06-10
   days on market $495,000 Active 187 DOM
7. 2026-06-09
   days on market $495,000 Active 186 DOM
8. 2026-06-08
   days on market $495,000 Active 185 DOM
9. 2026-06-07
   days on market $495,000 Active 184 DOM
10. 2026-06-05
    days on market $495,000 Active 181 DOM
11. 2026-06-03
    days on market $495,000 Active 179 DOM
12. 2026-06-01
    days on market $495,000 Active 178 DOM
13. 2026-05-31
    days on market $495,000 Active 177 DOM
14. 2025-12-04
    listed $510,000 Active
15. 2018-04-13
    soldstatus $275,000
16. 2018-04-12
    soldstatus $275,000 Sold 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

17. 2018-03-24
    status Pending 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

18. 2018-03-22
    status Pending 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

19. 2018-02-01
    status Pending 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

20. 2018-01-09
    price $279,000 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

21. 2017-10-26
    listed $295,000 Active 1433-char remark

    Show marketing remark (1433 chars)

    Gated Vista Park vacation home features 6 bedrooms/5 baths, pool, game room and more. This ideal location is off of US Hwy 27 and West of 192, so it is only 10 miles from Disney. Enjoy the open floor plan of the 1st floor. Kitchen features newer stainless steel appliances and eat-in area. The dining room looks out bay windows onto the sparkling pool/patio area. The spacious great room is perfect to enjoy board games or just relaxing. Two downstairs bedrooms and one bath. The 19x16 garage has been converted to a game room and includes a pool table, air hockey, and more. Washer & Dryer are conveniently located in the garage closet. Go thru French Doors to the SOUTHWEST FACING POOL and 28x14 patio area with covered and screened paver area. The HOT TUB will convey with the property. There are TWO MASTER BEDROOMS upstairs with private baths featuring garden tubs, shower, water closet, and double sinks. Two bedrooms sharing one bath are upstairs. This home is totally furnished and ready for the owner or vacation rental tenants. Low monthly HOA fee of $99 includes security, and communal ground maintenance. This home is turn key and ready for an investor or resident. Close to Publix, Walmart, Target, TJ Maxx, and numerous other stores and restaurants in and around the Target Shopping Plaza. The Margaritaville Plaza will be opening soon. Close to Theme Parks, Golf Courses, Championsgate Resort and major highways.

22. 2013-06-19
    soldstatus $260,000
23. 2013-06-13
    soldstatus $260,000 419-char remark

    Show marketing remark (419 chars)

    This is a Stunning Executive 6 bedroom pool home only 10 mins to Disney!! This villa has it all from a South west facing pool, top of the range fittings, designer bedding pool table, Foosball table, TV in all bedrooms, fully furnished down to the last teaspoon to a very high standard. There is a built in BBQ on huge covered patio looking out to the pool. Put this villa on your viewing list and come and view today!!

24. 2013-03-28
    listed $269,950 419-char remark

    Show marketing remark (419 chars)

    This is a Stunning Executive 6 bedroom pool home only 10 mins to Disney!! This villa has it all from a South west facing pool, top of the range fittings, designer bedding pool table, Foosball table, TV in all bedrooms, fully furnished down to the last teaspoon to a very high standard. There is a built in BBQ on huge covered patio looking out to the pool. Put this villa on your viewing list and come and view today!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,793 · $233/mo
• Projected year-2 tax: $4,108 · $342/mo
• Expected delta: +$1,315/yr (+$110/mo · 47.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $44,833
• − Mortgage interest: −$27,728
• − Property taxes: −$2,793
• − Insurance: −$2,475
• − Repairs & maintenance: −$3,587
• − Management: −$3,587
• − HOA: −$1,548
• − Depreciation: −$14,400
• Taxable loss: −$11,284
• Est. tax savings @ 24.0%: +$2,708
• After-tax cash flow: $160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Four Corners, FL
• County: Polk County · 740,051 people
• City population: 27,422
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 30,159
• Household income: $70,982
• Rent vs Own: 26.8% rent · 73.2% own
• Severe rent burden: 926.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 16% · Canada, Jamaica, China
• Languages at home: 61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.61%
• Current HPI: 236.2905
• Rent YoY: ▼ -2.69%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+88.9% since first listed

11 events — show timeline

• 2025-12-04 Listed $510,000 Stellar MLS as Distributed by MLS Grid
• 2018-04-13 Sold (Public Records) $275,000 Public Records
• 2018-04-12 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
• 2018-03-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-02-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-01-09 Price Changed $279,000 Stellar MLS as Distributed by MLS Grid
• 2017-10-26 Listed $295,000 Stellar MLS as Distributed by MLS Grid
• 2013-06-19 Sold (Public Records) $260,000 Public Records
• 2013-06-13 Sold (MLS) $260,000 Stellar MLS as Distributed by MLS Grid
• 2013-03-28 Listed $269,950 Stellar MLS as Distributed by MLS Grid

Property tax history

+1.2%/yr

Latest (2025): $2,793 · +7.3% YoY. Source: county tax records.