143 Standpipe Rd · Rockwell, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.5/30.0
- DSCR +4.4/10.0
- Rent growth +4.1/5.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- 1% rule +3.0/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$169,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
Key facts
- Usable yard space
- Functional kitchen
- Spacious living area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $169k.
Deal economics
- At list price, monthly cash flow is $38 ($451/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (19.6% below list).
- Recommended offer: $136k (19.6% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 1.4% in Rockwell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#81 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
- Lake Hamilton School District (rural): math 41% / reading 43% proficiency, ranked #54 of 238 in AR (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+6.4%/yr); 986 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 117 units permitted in Garland County in 2024 (24 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Garland County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 207 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $65k; list at $169k implies a 160% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 207 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.56%
- Cash-on-cash
- 0.95%
- DSCR
- 1.04
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $227,885
- List price
- $169,000
- Delta
- -25.84%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 151 Lionhart Pl Pl | 0.12mi | 3/2.0 | 1,196 (-10%) | 12mo | $225,000 | $188 | 65 |
| 129 Regency Ter | 0.74mi | 3/2.0 | 1,328 (+0%) | 3mo | $92,500 | $70 | 58 |
| 140 & 142 Mountain Laurel Ln | 0.31mi | 3/2.0 | 1,490 (+13%) | 7mo | $279,600 | $188 | 55 |
| 727 Rock Creek Rd | 0.57mi | 3/2.0 | 1,322 (+0%) | 24mo | $165,000 | $125 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.43% rent growth · sell at horizon
- IRR
- -11.4%
- Equity multiple
- 0.57×
- Total profit
- $-20,200
- Equity at exit
- $25,198
- IRR
- 1.7%
- Equity multiple
- 1.14×
- Total profit
- $6,608
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71913
- Home prices YoY
- -33.9%
- Rents YoY
- 6.4%
- Active inventory
- 986
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,359 medium interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax from tax record
- −$79 /mo · $950/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $38
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 215 White Eagle Trl Hot Springs National Park, AR | 2.0 | 2.0 | 1200 | $1,400 | $1.17 | 44d | 1 | 1.45mi |
| 211 White Eagle Trl Hot Springs National Park, AR | 2.0 | 2.0 | 1200 | $1,400 | $1.17 | 44d | 1 | 1.45mi |
Listing history 30 events
-
2026-06-19days on market $169,000 Active 207 DOM
-
2026-06-18days on market $169,000 Active 206 DOM
-
2026-06-17days on market $169,000 Active 205 DOM
-
2026-06-16days on market $169,000 Active 204 DOM
-
2026-06-15days on market $169,000 Active 203 DOM
-
2026-06-14days on market $169,000 Active 201 DOM
-
2026-06-13days on market $169,000 Active 200 DOM
-
2026-06-10days on market $169,000 Active 198 DOM
-
2026-06-09days on market $169,000 Active 197 DOM
-
2026-06-08days on market $169,000 Active 196 DOM
-
2026-06-07days on market $169,000 Active 195 DOM
-
2026-06-05days on market $169,000 Active 192 DOM
-
2026-06-03days on market $169,000 Active 191 DOM
-
2026-06-02days on market $169,000 Active 190 DOM
-
2026-06-01days on market $169,000 Active 189 DOM
-
2026-05-31days on market $169,000 Active 188 DOM
-
2026-05-30days on market $169,000 Active 187 DOM
-
2026-02-26price $169,000 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2026-02-26price $169,000 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2026-01-27price $174,000 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2026-01-27price $174,000 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2025-11-25$189,000 Active 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2025-11-20$189,000 New Listing 934-char remark
Show marketing remark (934 chars)
Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.
-
2021-09-20soldstatus $65,000
-
2021-09-17soldstatus $65,000
-
2021-09-17soldstatus $65,000 Sold
-
2021-08-21status Under Contract
-
2021-08-18$59,900
-
2021-08-16$59,900 New Listing
-
1997-04-25soldstatus $9,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $950 · $79/mo
- Projected year-2 tax
- $1,082 · $90/mo
- Expected delta
- +$132/yr (+$11/mo · 13.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,305
- − Mortgage interest
- −$9,467
- − Property taxes
- −$950
- − Insurance
- −$845
- − Repairs & maintenance
- −$1,304
- − Management
- −$1,304
- − Depreciation
- −$4,916
- Taxable loss
- −$2,481
- Est. tax savings @ 24.0%
- +$596
- After-tax cash flow
- $1,047/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lake Hamilton School District
- NCES district ID
- 0508610
- Math proficiency
- 41% ▼ -15.00%
- Reading proficiency
- 43% ▼ -7.00%
- Median HH income
- $46,223
- Composite
- 35.79/100
- National rank
- #4834
- State rank
- #54 of 238 in AR
Livability — Rockwell
- Score
- 68/100
- State rank
- #81
- US rank
- #9175
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Garland County · 76,414 people
- Metro
- Hot Springs, AR
- Population (ZIP)
- 47,477
- Household income
- $56,010
- Rent vs Own
- Severe rent burden
- 1442.0
Population outlook (Garland County) Hauer SSP2
- Today (2025)
- 100,343 people
- By 2030
- 101,880 · +1.5%
- By 2040
- 104,804 · +4.4%
- By 2050
- 107,292 · +6.9%
- By 2075
- 113,182 · +12.8%
- By 2100
- 112,247 · +11.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 8% Black 8% Two or more races 6% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% Other Indo-European 1%
Political lean MEDSL · Garland
- 2024 margin
- Solid R (+36.2) · D 30.8% · R 67.0% · Other 2.2%
- 2008→2024 swing
- -11.3pp toward R · 2008: -25.0pp · 2024: -36.2pp
- All cycles
- 2024: R+36.2 2020: R+34.0 2016: R+34.1 2012: R+29.9 2008: R+25.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -137.67%
- Current HPI
- 268.5228
- Rent YoY
- ▲ 6.43%
- Metro
- Hot Springs, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
+1777.8% since first listed13 events — show timeline
- 2026-02-26 Price Changed $169,000 CARMLS
- 2026-02-26 Price Changed $169,000 HSBOR
- 2026-01-27 Price Changed $174,000 CARMLS
- 2026-01-27 Price Changed $174,000 HSBOR
- 2025-11-25 Listed $189,000 HSBOR
- 2025-11-20 Listed $189,000 CARMLS
- 2021-09-20 Sold (Public Records) $65,000 Public Records
- 2021-09-17 Sold (MLS) $65,000 CARMLS
- 2021-09-17 Sold (MLS) $65,000 HSBOR
- 2021-08-21 Pending — CARMLS
- 2021-08-18 Listed $59,900 HSBOR
- 2021-08-16 Listed $59,900 CARMLS
- 1997-04-25 Sold (Public Records) $9,000 Public Records
Property tax history
+9.2%/yrLatest (2025): $950 · -1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…