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143 Standpipe Rd
C- Composite 50.57
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.5/30.0
  • DSCR +4.4/10.0
  • Rent growth +4.1/5.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • 1% rule +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,000

143 Standpipe Rd · Rockwell, AR 71913
3 bd · 1.0 ba · 1,321 sqft · SingleFamily public records · 207 Days on market
Built 1950 0.88 ac lot $128/sqft · 26% below area Est $228k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

Key facts

  • Usable yard space
  • Functional kitchen
  • Spacious living area

Tags

USABLE YARD SPACEFUNCTIONAL KITCHENSPACIOUS LIVING AREALOCATED NEAR AMENITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $38 ($451/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (19.6% below list).
  • Recommended offer: $136k (19.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 1.4% in Rockwell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#81 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
  • Lake Hamilton School District (rural): math 41% / reading 43% proficiency, ranked #54 of 238 in AR (top 23%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+6.4%/yr); 986 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 117 units permitted in Garland County in 2024 (24 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Garland County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 207 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $65k; list at $169k implies a 160% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,876 (19.6% below list)

Questions for the listing agent

  1. It's been on market 207 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.56%
Cash-on-cash
0.95%
DSCR
1.04
GRM
10.4

CMA / ARV

ARV (median comp)
$227,885
List price
$169,000
Delta
-25.84%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
151 Lionhart Pl Pl 0.12mi 3/2.0 1,196 (-10%) 12mo $225,000 $188 65
129 Regency Ter 0.74mi 3/2.0 1,328 (+0%) 3mo $92,500 $70 58
140 & 142 Mountain Laurel Ln 0.31mi 3/2.0 1,490 (+13%) 7mo $279,600 $188 55
727 Rock Creek Rd 0.57mi 3/2.0 1,322 (+0%) 24mo $165,000 $125 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.43% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.57×
Total profit
$-20,200
Equity at exit
$25,198
10-year hold
IRR
1.7%
Equity multiple
1.14×
Total profit
$6,608
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71913

Home prices YoY
-33.9%
Rents YoY
6.4%
Active inventory
986
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,359 medium interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$79 /mo · $950/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$38

Break-even live

Break-even rent $1,311
Max offer price $169,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
215 White Eagle Trl Hot Springs National Park, AR 2.0 2.0 1200 $1,400 $1.17 44d 1 1.45mi
211 White Eagle Trl Hot Springs National Park, AR 2.0 2.0 1200 $1,400 $1.17 44d 1 1.45mi

Listing history 30 events

  1. 2026-06-19
    days on market $169,000 Active 207 DOM
  2. 2026-06-18
    days on market $169,000 Active 206 DOM
  3. 2026-06-17
    days on market $169,000 Active 205 DOM
  4. 2026-06-16
    days on market $169,000 Active 204 DOM
  5. 2026-06-15
    days on market $169,000 Active 203 DOM
  6. 2026-06-14
    days on market $169,000 Active 201 DOM
  7. 2026-06-13
    days on market $169,000 Active 200 DOM
  8. 2026-06-10
    days on market $169,000 Active 198 DOM
  9. 2026-06-09
    days on market $169,000 Active 197 DOM
  10. 2026-06-08
    days on market $169,000 Active 196 DOM
  11. 2026-06-07
    days on market $169,000 Active 195 DOM
  12. 2026-06-05
    days on market $169,000 Active 192 DOM
  13. 2026-06-03
    days on market $169,000 Active 191 DOM
  14. 2026-06-02
    days on market $169,000 Active 190 DOM
  15. 2026-06-01
    days on market $169,000 Active 189 DOM
  16. 2026-05-31
    days on market $169,000 Active 188 DOM
  17. 2026-05-30
    days on market $169,000 Active 187 DOM
  18. 2026-02-26
    price $169,000 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  19. 2026-02-26
    price $169,000 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  20. 2026-01-27
    price $174,000 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  21. 2026-01-27
    price $174,000 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  22. 2025-11-25
    listed $189,000 Active 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  23. 2025-11-20
    listed $189,000 New Listing 934-char remark
    Show marketing remark (934 chars)

    Charming Investment Opportunity in Hot Springs! Welcome to 143 Standpipe Road, a well-maintained 3-bedroom, 2-bathroom home offering immediate income potential with tenants already in place. This inviting property features a comfortable floor plan, bright living spaces, and practical updates that make it appealing for both residents and long-term investors. Enjoy a spacious living area, functional kitchen, and generously sized bedrooms that offer plenty of room to relax. The two full bathrooms provide convenience for families or shared living arrangements. Outside, the property includes a usable yard space—great for everyday enjoyment or future improvements. Located just minutes from Hot Springs amenities, dining, and outdoor recreation, this home is ideally situated for consistent rental demand. Whether you’re expanding your portfolio or searching for a turnkey investment, this property is ready to deliver.

  24. 2021-09-20
    soldstatus $65,000
  25. 2021-09-17
    soldstatus $65,000
  26. 2021-09-17
    soldstatus $65,000 Sold
  27. 2021-08-21
    status Under Contract
  28. 2021-08-18
    listed $59,900
  29. 2021-08-16
    listed $59,900 New Listing
  30. 1997-04-25
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$950 · $79/mo
Projected year-2 tax
$1,082 · $90/mo
Expected delta
+$132/yr (+$11/mo · 13.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,305
− Mortgage interest
−$9,467
− Property taxes
−$950
− Insurance
−$845
− Repairs & maintenance
−$1,304
− Management
−$1,304
− Depreciation
−$4,916
Taxable loss
−$2,481
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$596
After-tax cash flow
$1,047/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lake Hamilton School District
NCES district ID
0508610
Math proficiency
41% ▼ -15.00%
Reading proficiency
43% ▼ -7.00%
Median HH income
$46,223
Composite
35.79/100
National rank
#4834
State rank
#54 of 238 in AR

Livability — Rockwell

Score
68/100
State rank
#81
US rank
#9175

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Garland County · 76,414 people
Metro
Hot Springs, AR
Population (ZIP)
47,477
Household income
$56,010
Rent vs Own
34.3% rent · 65.7% own
Severe rent burden
1442.0

Population outlook (Garland County) Hauer SSP2

Today (2025)
100,343 people
By 2030
101,880 · +1.5%
By 2040
104,804 · +4.4%
By 2050
107,292 · +6.9%
By 2075
113,182 · +12.8%
By 2100
112,247 · +11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 8% Black 8% Two or more races 6% Asian 1%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Italian 3% Lithuanian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Garland

2024 margin
Solid R (+36.2) · D 30.8% · R 67.0% · Other 2.2%
2008→2024 swing
-11.3pp toward R · 2008: -25.0pp · 2024: -36.2pp
All cycles
2024: R+36.2 2020: R+34.0 2016: R+34.1 2012: R+29.9 2008: R+25.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.67%
Current HPI
268.5228
Rent YoY
▲ 6.43%
Metro
Hot Springs, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+1777.8% since first listed
13 events — show timeline
  • 2026-02-26 Price Changed $169,000 CARMLS
  • 2026-02-26 Price Changed $169,000 HSBOR
  • 2026-01-27 Price Changed $174,000 CARMLS
  • 2026-01-27 Price Changed $174,000 HSBOR
  • 2025-11-25 Listed $189,000 HSBOR
  • 2025-11-20 Listed $189,000 CARMLS
  • 2021-09-20 Sold (Public Records) $65,000 Public Records
  • 2021-09-17 Sold (MLS) $65,000 CARMLS
  • 2021-09-17 Sold (MLS) $65,000 HSBOR
  • 2021-08-21 Pending CARMLS
  • 2021-08-18 Listed $59,900 HSBOR
  • 2021-08-16 Listed $59,900 CARMLS
  • 1997-04-25 Sold (Public Records) $9,000 Public Records

Property tax history

+9.2%/yr

Latest (2025): $950 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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