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1634 Pink Lilly Rd
D Composite 40.75
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.6/15.0
  • Cash flow +9.8/30.0
  • Rent growth +3.9/5.0
  • Schools +3.2/10.0
  • Livability +3.1/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • Appreciation +0.0/10.0

$280,000

1634 Pink Lilly Rd · Pine Level, AL 36067
4 bd · 2.0 ba · 2,738 sqft · SingleFamily public records · 41 Days on market
Built 1985 3.13 ac lot $102/sqft · 13% below area Est $323k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

If you're looking for a quiet home in the country just minutes from town and the interstate you've come to the right place! 1634 Pink Lilly Road is a spacious 4 bedroom, 2 bath home with over 2,300 square feet of living space on a very private 3 acre lot. This home has vaulted ceilings in the living room and 3 bedrooms are on the main floor. Just off the kitchen you'll find a stairway to a large upstairs bonus room that makes for the perfect playroom, office, or a large 4th bedroom. The main bedroom and bathroom are just off the kitchen as well with lots of updates. Updates: The HVAC was replaced in 2017 and both water heaters were replaced in 2016, all appliances new in 2016. You won't find a more quiet and private setting this close to town especially at this price! Call your favorite REALTOR today to schedule a showing!

Key facts

  • Walk-in closet
  • Tiled bath
  • Tile flooring

Tags

TILE FLOORINGTILED BATHGARDEN TUBWALK-IN CLOSETSPLIT LAYOUTOUTDOOR LIVING

Property features AI

Exterior

  • Parking: Parking pad (1)
  • Security: Fire alarm
  • Utilities: Cable available; Electricity available; High-speed internet available; Septic tank; Community/Coop water
  • Home design: Single-story dwelling; Slab foundation; Vinyl siding; Home warranty included
  • Construction: Vinyl siding construction; Slab foundation
  • Exterior features: Covered porch; Porch; Storage; Above-ground pool; Outside city limits; Unimproved road access

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: Three bedrooms total (two on first floor, one on second floor)
  • Flooring: Carpet; Tile
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Heat pump for heating and cooling
  • Interior features: Blinds on windows; Storm door(s); Garden tub/Roman tub; Separate shower; Vaulted ceilings; Window treatments; One masonry fireplace
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater; Gas water heater; Multiple water heaters

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-177 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (11.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (31.0% below list).
  • Recommended offer: $193k (31.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 2.8% in Pine Level — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#246 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.8%/yr); 131 active listings in the ZIP; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $222k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 77% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $193,070 (31.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.53%
Cash-on-cash
-2.71%
DSCR
0.88
GRM
12.1

CMA / ARV

ARV (median comp)
$323,495
List price
$280,000
Delta
-13.45%
Verdict
UNDERPRICED
Comps
20 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.35×
Total profit
$-51,225
Equity at exit
$41,749
10-year hold
IRR
-6.4%
Equity multiple
0.55×
Total profit
$-35,492
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36067

Home prices YoY
-12.4%
Rents YoY
5.8%
Active inventory
131
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$1,931 medium interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$117 /mo · $1,410/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$405
Net cashflow
$-177

Break-even live

Break-even rent $2,155
Max offer price $248,686
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-09
    status $280,000 Pending 41 DOM
  2. 2026-06-09
    status $280,000 Active 41 DOM
  3. 2026-06-08
    days on market $280,000 Contingent 41 DOM
  4. 2026-06-07
    days on market $280,000 Contingent 40 DOM
  5. 2026-06-03
    days on market $280,000 Contingent 36 DOM
  6. 2026-06-02
    days on market $280,000 Contingent 35 DOM
  7. 2026-06-01
    days on market $280,000 Contingent 34 DOM
  8. 2026-05-31
    days on market $280,000 Contingent 33 DOM
  9. 2026-05-30
    days on market $280,000 Contingent 32 DOM
  10. 2026-04-28
    listed $280,000 Active 953-char remark
  11. 2021-01-04
    soldstatus $222,500
  12. 2020-12-31
    soldstatus $222,500 834-char remark
    Show marketing remark (834 chars)

    If you're looking for a quiet home in the country just minutes from town and the interstate you've come to the right place! 1634 Pink Lilly Road is a spacious 4 bedroom, 2 bath home with over 2,300 square feet of living space on a very private 3 acre lot. This home has vaulted ceilings in the living room and 3 bedrooms are on the main floor. Just off the kitchen you'll find a stairway to a large upstairs bonus room that makes for the perfect playroom, office, or a large 4th bedroom. The main bedroom and bathroom are just off the kitchen as well with lots of updates. Updates: The HVAC was replaced in 2017 and both water heaters were replaced in 2016, all appliances new in 2016. You won't find a more quiet and private setting this close to town especially at this price! Call your favorite REALTOR today to schedule a showing!

  13. 2020-08-14
    listed $222,500 834-char remark
    Show marketing remark (834 chars)

    If you're looking for a quiet home in the country just minutes from town and the interstate you've come to the right place! 1634 Pink Lilly Road is a spacious 4 bedroom, 2 bath home with over 2,300 square feet of living space on a very private 3 acre lot. This home has vaulted ceilings in the living room and 3 bedrooms are on the main floor. Just off the kitchen you'll find a stairway to a large upstairs bonus room that makes for the perfect playroom, office, or a large 4th bedroom. The main bedroom and bathroom are just off the kitchen as well with lots of updates. Updates: The HVAC was replaced in 2017 and both water heaters were replaced in 2016, all appliances new in 2016. You won't find a more quiet and private setting this close to town especially at this price! Call your favorite REALTOR today to schedule a showing!

  14. 2016-02-18
    soldstatus $98,900
    Show marketing remark (159 chars)

    Nice home in the country sitting on 3 acres. Nice size bedrooms with a large Great room for the entire family to enjoy. If schools are important please verify.

  15. 2015-08-05
    listed $103,000
    Show marketing remark (159 chars)

    Nice home in the country sitting on 3 acres. Nice size bedrooms with a large Great room for the entire family to enjoy. If schools are important please verify.

  16. 2015-07-07
    soldstatus $146,205
  17. 2010-07-08
    listed $219,000
  18. 2010-03-11
    listed $214,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,410 · $117/mo
Projected year-2 tax
$1,410 · $117/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 77% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,168
− Mortgage interest
−$15,684
− Property taxes
−$1,410
− Insurance
−$1,400
− Repairs & maintenance
−$1,853
− Management
−$1,853
− Depreciation
−$8,145
Taxable loss
−$7,178
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,723
After-tax cash flow
$-404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Autauga County
NCES district ID
0100240
Math proficiency
23% ▼ -31.00%
Reading proficiency
50% ▼ -5.00%
Median HH income
$52,974
Composite
31.77/100
National rank
#5892
State rank
#34 of 129 in AL

Livability — Pine Level

Score
61/100
State rank
#246
US rank
#17675

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Autauga County · 50,925 people
Metro
Montgomery, AL
Population (ZIP)
28,293
Household income
$65,593
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
389.0

Population outlook (Autauga County) Hauer SSP2

Today (2025)
55,958 people
By 2030
55,810 · -0.3%
By 2040
54,892 · -1.9%
By 2050
53,062 · -5.2%
By 2075
49,425 · -11.7%
By 2100
45,110 · -19.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 20% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Slovak 3% Lithuanian 2% Italian 2%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Autauga

2024 margin
Solid R (+46.3) · D 26.4% · R 72.7%
2008→2024 swing
+1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
All cycles
2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.98%
Current HPI
211.1676
Rent YoY
▲ 5.78%
Metro
Montgomery, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+30.5% since first listed
12 events — show timeline
  • 2026-06-09 Pending MAAR
  • 2026-06-09 Relisted MAAR
  • 2026-05-23 Contingent MAAR
  • 2026-04-28 Listed $280,000 MAAR
  • 2021-01-04 Sold (Public Records) $222,500 Public Records
  • 2020-12-31 Sold (MLS) $222,500 MAAR
  • 2020-08-14 Listed $222,500 MAAR
  • 2016-02-18 Sold (MLS) $98,900 MAAR
  • 2015-08-05 Listed $103,000 MAAR
  • 2015-07-07 Sold (Public Records) $146,205 Public Records
  • 2010-07-08 Listed $219,000 MAAR
  • 2010-03-11 Listed $214,500 MAAR

Property tax history

+13.7%/yr

Latest (2025): $1,410 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…